Wise Up
This page is for financial awareness, protection, investment and other information one needs to know for the future and daily living.
O tapos? Bat umaattitude ka? ๐
Mission accomplished for one of our valued TITANIUM clients through the diligent efforts of Tita Rebecca Daguno! We're thrilled to announce the successful approval and crediting of a Critical Illness coverage worth 450,000 to our client's account. This achievement marks our commitment to providing robust protection and financial security to our clients.
Christmas can be expensive, and life insurance helps make sure your family doesn't get stuck with bills they can't handle. It's a way to say goodbye without leaving a money mess behind.
How much life insurance coverage will you need?
Here are some considerations. These are not final or required for all - take note that these considerations will matter depending on your lifestyle.
How much life insurance coverage will you need? Here are some considerations. These are not final or required for all - take note that these considerations will matter depending on your lifestyle.
Eh khit naman payuhan ka mag ipon, kumuha ng insurance, di ka din makikinig. So, sige gastusin mo nlang. Buhay mo yan eh.๐
Consider this:
โข Turning P3,000 into P3,009.50 is called a ๐๐๐๐. ๐ฆ
โข Turning P3,000 into P3,300 is called an ๐๐๐๐๐๐๐๐๐๐. ๐
โข Turning P3,000 into Php 2,000,000 is called an ๐๐๐๐๐๐๐๐๐.๐ฐ๐ฐ
๐๐จ๐จ๐ ๐ญ๐ก๐ข๐ง๐ ๐ฒ๐จ๐ฎ ๐๐๐ง ๐๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ ๐ฐ๐ก๐ข๐ฅ๐ ๐ข๐ง๐ฏ๐๐ฌ๐ญ๐ข๐ง๐ .
A person, no matter how capable he is in his lifetime, cannot avoid two things, โ sickness and death. ๐ฆ โฐ๏ธ
When a person is bedridden: ๐ง๐ปโ๐ฆผ
1. A gift of Php 5,000 could be from ๐
๐๐๐๐๐๐.
2. A gift of Php 50,000 could be from ๐๐๐๐๐๐๐๐๐.
3. A gift of Php 500,000 OR MORE could be from ๐๐๐
๐ ๐๐๐๐๐๐๐๐๐.
๐๐๐ญ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ ๐ฐ๐ก๐ข๐ฅ๐ ๐ฒ๐จ๐ฎ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐๐๐ง.
Do you agree?
Let me hear your thoughts.๐
Comment below. ๐ฟ
๐ข๐ฃ Calling all Business owners/ Entrepreneurs! ๐ข๐ฃ
Can you give some tips on starting a business? ๐
Thank you. ๐
๐ฆ Imagine a world where your expertise knows no boundaries, where your success is not limited by walls, but by your determination. ๐ฆ
Join our Winning Team of Licensed Financial Advisors who have embraced the future of work! Working from home isn't just a convenience; it's a lifestyle that empowers you to redefine your success story. ๐
The best part about retirement is spending time with the grand kids. Kaya letโs plan, save and invest early! ๐
Para enjoy na lang natin ang time with grand kids and give them something when they visit us! ๐
TIME IS GOLD!
Super gasgas na ang linyang ito, pero ito ang totoo.
Hindi mo na maibabalik ang bawat sandaling nakalipas.
At sa bawat sandaling hindi ka pa rin INSURED...
Lumalaki din ang risk na dinadala mo.
Pwedeng sa health.
Pwedeng sa unforeseen events like accidents and natural calamities.
We'll never know.
Kaya, kung gasgas man ang linyang ito sa'yo, pero pinaniniwalaan mong totoo, MAGPLANO ka na para sa future mo.๐
Dahil mahalaga ang PAGHAHANDA mo, lalo na kung maraming umaasa sayo.
๐๐๐ก๐๐ง๐ ๐ฌ๐ข๐จ๐ฅ ๐๐๐๐๐๐ฌ
Imagine a life where your legacy is more than just words on paperโit's a vibrant tapestry of values, security, and endless opportunities. ๐
Now, think about the alternative...
You: "Let me check with my spouse first, alright?"
Spouse: "Hmm, isn't that just an extra cost?"
โ๏ธ When illness strikes
๐ Scrambling to borrow money
โ๏ธ When tragedy hits
๐ Struggling to provide for your loved ones
โ๏ธ When your children pursue higher education
๐ Settling for less than their dreams
โ๏ธ When retirement looms
๐ Delaying your golden years, living on a shoestring
But picture this...
You: "Let me check with my spouse first, alright?"
Spouse: "Sure, that sounds smart. Let's secure our future together!"
โ๏ธ When illness strikes
๐ Breathing easy, knowing you're covered by Pru Life.
โ๏ธ When faced with unexpected challenges
๐ Relieved that you've left a legacy to thrive on.
โ๏ธ When your children pursue higher education
๐ Enabling them to choose the best schools and courses.
โ๏ธ When retirement finally arrives
๐ Embarking on grand adventures and savoring life to the fullest! ๐
The choice is yours, but if scenario #2 appeals to you, I'm here to guide you. Drop me a message and let's set your legacy ablaze. ๐ฅ๐
Who can help us when we get sick? ๐ค
1. Bestfriend - Php 5K
2. Relatives - Php 50K
3. Siblings - Php 250K
4. Parents - Php 500K
5. Life Insurance - Php 5M
6. Colleagues - Php ???
7. Go Fund Me - Php ???
8. Own Savings - Php ???????
9. Credit Card? Patay ka pa sa charges neto.
I can help you with number 5. Let's talk NOW about how you can start your Life Insurance Policy. โจ
๐ค 4 REASONS WHY PLANNING FOR RETIREMENT IS IMPORTANT!!! ๐
1. SSS is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.
2. INFLATION - Your 1 peso right now will have lesser value in the future.
3. OUR KIDS- are not our retirement fund - part of pagtanaw ng utang na loob culture. We need to break this culture of dependency. Let us not be a burden to our kids in the future.
4. WE LIVE LONGER - Imagine retiring at the age of 60 with no income then living until the age of 80, thats 20 years worth of expenses, 60 years old too far to imagine right? How about taking a vacation for a month with no salary?
Let us not depend on our Company's retirement benefit. What if you lose your job or your company go bankrupt?
Let me help and assist you! ๐
Message me NOW! ๐ฒ๐
๐ฅ๐ฅFLASH NEWS!!! ๐ฅ๐ฅ
This is it!
Nahihirapan ka ba mag-apply ng Life Insurance with Investment components dahil sa poor health condition mo?
Worry no more! Dahil may G. I. O Campaign sa Pru Life UK!
Usap tayo friend! NOW na! ๐ค ๐
Limited time only. โณ
SEAMAN KA BA?
Mabilis maubos ang ilang taong pinaghirapan at sa laki ng alon ng dagat walang kasiguraduhan kaya bago sumakay maganda pong "PRU"TEKTADO at may maasahan sa retirement.
Pag retired na wala na pong income. ๐ข
Pero Kung may VUL - Protection benefits with Stocks Investment may maaasahan ka sa pag retire mo plus protected kapa.
Sabayan ang sipag ng pag save, Invest with Income Protection may Compounded interest pa Sa oras na kailanganin pwedeng magamit pang business at retirement fund.๐
Send me a message ๐ฒ
๐ค More than happy to help you!
PM ME, NOW NA! ๐๐
If you are already 23 years old & up, at wala ka pa rin kahit anong long-term savings and investments, here's why it is important:
SAVING and INVESTING money is like buying your time freedom and financial freedom mabagal pero sigurado.
Sa buhay we always have choice, huwag nating piling walang mag-improve.
Kung gusto mo magbago yung financial life mo, we can show you the way.
Oras ang pinaka kakampi natin in building wealth. Huwag yong saka na, may tinatapos pa ako, may inaantay lang ako, napakaraming rason. What if SADD ( Sickness, Accident, Disability, Death) strikes you pwede mo ba yan isagot sa family mo? Anak mo o sa Doctor?
Start today! ๐ช๐
Message me to know more about saving and investing๐ฉ๐ฒ
๐ฅ Level Up Your Financial Game with Lato lato and VUL! ๐ฅ
Are you ready to take control of your financial future? Introducing Lato lato, your guide to unlocking the benefits of VUL (Variable Universal Life) insurance!
๐ฑ Plant the Seeds of Financial Security:
Just like Lato lato, VUL helps you grow your wealth while providing protection for you and your loved ones. It's time to sow the seeds of financial security and watch your money blossom!
๐ผ Maximize Your Money's Potential:
With VUL, your hard-earned money works smarter, not harder. It combines life insurance coverage with investment opportunities, allowing you to grow your funds over time. Say goodbye to traditional savings and hello to financial growth!
๐ช Empower Yourself Financially:
Lato lato empowers you to make smart decisions, and VUL empowers you to take charge of your financial destiny. Together, they create a winning combination for a brighter financial future.
๐ Protect What Matters Most:
Life is unpredictable, but VUL offers you peace of mind. It safeguards your loved ones and ensures their financial well-being, even in your absence. It's a gift of love and security that lasts a lifetime.
๐ Unleash Your Wealth Potential:
Why settle for average returns when you can unlock your wealth potential with VUL? Take advantage of its investment options and let your money work harder for you. It's time to unleash the power of your finances!
๐ผ Ready to Level Up? Contact TITANIUM Financial Professionals:
To embark on your VUL journey and discover the endless possibilities, contact our team at 0956 152 4043 . We're here to guide you every step of the way towards financial success!
Don't wait for tomorrow, start building a brighter future today. Let Lato lato and VUL be your partners on this exciting financial adventure!
5 THINGS THAT CAN KILL YOUR DREAM
1. Fear: Fear is one of the most significant obstacles that can stop people from pursuing their dreams. Fear of failure, fear of the unknown, fear of rejection, fear of what others might think - all these fears can hold you back and prevent you from taking risks or stepping out of your comfort zone.
2. Lack of focus: If you don't have a clear idea of what you want to achieve, it's difficult to work towards that goal. Without a specific target in mind, you might find yourself wandering aimlessly and lacking the drive to take action.
3. Negative self-talk: The way you talk to yourself can have a profound impact on your ability to pursue your dreams. If you're constantly telling yourself that you're not good enough, or that you'll never make it, you're likely to lose motivation and give up on your aspirations.
4. Lack of perseverance: Achieving your dreams often requires hard work, dedication, and perseverance. If you give up too easily when faced with setbacks or obstacles, you may struggle to make progress towards your goals.
5. Lack of support: Having a strong support system can make a big difference in your ability to achieve your dreams. Surrounding yourself with people who encourage and believe in you can give you the confidence and motivation to keep working towards your goals, even when things get tough.
Ignorance kills, STOP USING THESE things in your lives. Always BELIEVE in yourself and DO GOOD to yourself and others no matter what. ๐
The PROS and CONS of an Active & Lapsed Insurance Policy:
PROS of Active Insurance ๐
1. POLICY IS IN-FORCE - meaning kahit ano mangyari sayo, covered ka pa din nito.๐
2. PEACE OF MIND - panatag ang isip mo na di maghihirap ang pamilya mo pag tinawag ka na ni Lord. ๐
3. BRIGHTER FUTURE - ang insurance ay hindi insurance lamang, may living benefit ito na magagamit sa pagtanda mo.๐
4. BENEFITS - ma-eenjoy mo ang living benefit while you are still alive. ๐
5. LESS FEAR - di ka takot sa mga posibleng mangyari gaya ng aksidente sa daan, biglaang sakit o pag nakalimutan mo lang talaga huminga ng mga 20mins (peaceโ) ๐
CONS of a Lapsed Insurance Policy ๐ข
1. NO BENEFITS - Di mo na magagamit ang ano mang benefits ng insurance na kinuha mo.
2. FEAR AND WORRY - sa buhay, maraming pwedeng mangyari na di inaasahan. Alam nyo na un siguro. Di na kailangan isa isahin pa.
3. BURDEN TO YOUR FAMILY - eto ang masakit lalo na kung ikaw ang inaasahan sa pamilya nyo at lalo na din kung may anak kang binubuhay. Paano na sila?
4. NO COMFORT IN THE FUTURE - pag may kilala ka na di nila na-enjoy ang retirement years nila, magiging kagaya mo sila.
5. LOSS OF MONEY - Sayang ang binayad mo kung di mo lang din tatapusin. Wag "Ningas Kugon".
Think and reflect.
Letโs Talk Now! ๐
Client: I don't believe in insurance.
Me: Mr. Client, let me share a story that might change your perspective. Imagine you're driving on a beautiful day when suddenly, you hear a loud pop and your tire goes flat.
Client: Oh no, that's a nightmare!
Me: It can be, but fortunately, you remember that you have a spare tire in your trunk. You feel relieved knowing that you have a backup plan.
Client: Yes, having a spare tire is a lifesaver.
Me: Absolutely! Now, think about insurance as your financial spare tire. Just like a spare tire helps you in times of unexpected car trouble, insurance can provide a safety net for you and your loved ones during unforeseen financial challenges.
Client: I've never thought of it that way before.
Me: It's understandable. Insurance can be seen as a precautionary measure, just like carrying a spare tire. It's about being prepared for the unexpected.
Client: I suppose that makes sense.
Me: It definitely does. Insurance, such as our Insuravest policy, can protect you from the financial impact of medical emergencies, accidents, or other unforeseen events. It ensures that you and your family have the necessary support when you need it the most.
Client: That sounds reassuring.
Me: It truly is. So, while you may not believe in insurance right now, I encourage you to start a conversation with me. Let's discuss your unique needs and explore how Insuravest can provide you with the financial security and peace of mind you deserve.
PRUtect your Future and Family! ๐
Let's talk NOW!
Maureen Jean Yuzon
Assistant Unit Manager
Licensed Financial Consultant
PRU Life UK
If you are not immortal, you must read this.
Founder and CEO of Alibaba, Jack Ma is one of richest man in the world. If he believes in life insurance, why can't you?
Oftlenly, iniiwasan natin ang mga life insurance agents or kahit man lang the topic pag pinaguusapan to.
Did you not think na kaya nagmamadali ang mga life insurance agents ay dahil baka maunahan sila ng mga competitors nila?
These competitors are: heart attack, cancer, kidney problems, accident, disability.
Now think about why you are having second thoughts in getting an insurance. You are not immortal.
Let's talk! ๐
BE AN ELITE POLICYHOLDER!
Reach your financial goals with Pru Life UKโs BEST insurance product, the PRULink ELITE Protector Series!
ELITE has a short saving period of 5, 7, 10, and 15 years only, with higher premium allocations on investment, which allows for faster wealth accumulation.
Easily achieve your milestones such as:
โ๏ธ Own your dream car
โ๏ธ Own your dream house
โ๏ธ Travel to your dream destination
โ๏ธ Start your own business
โ๏ธ Secure your childโs educational fund
โ๏ธ Secure your retirement fund
โ๏ธ Any other personal plans after 5, 7, 10, or 15 years
Message me to learn more.
Message niyo ako for the elite 5 policy. ๐๐ฉ Pag usapan natin yan.๐
Eh Maureen, bakit ba kailangan ko maging ๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐ sa Pru?
โ
In case ma-diagnose ka ng mga sakit gaya ng cancer, stroke, kidney failure, or comatose, makakatanggap ka ng pera mula sa insurance mo that can help sa gastusin.
โ
May hospital income benefit din kung saan sa bawat araw na nasa ospital ka at naka-confine, may pera kang matatanggap na makakatulong na mapalitan yung sahod mong nawala dahil hindi ka nakapagtrabaho.
โ
Kung dumating yung panahon na mauna kang mawala sa mundo bago magkasakit, sisiguraduhin din nito na may matatanggap ang pamilyang maiiwan na makakatulong sa kanila financially.
Required ba na may insurance ka? ๐๐๐๐๐.
๐๐ญ'๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐๐ก๐จ๐ข๐๐. Pero once magkasakit ka, gaano kadali sa'yo ang maglabas ng at least 300K-500K cash para sa gamutan at expenses?
Alam mo ba na sa halagang ๐๐๐/๐๐๐ฒ or 3000 in a month, makakasigurado ka nang may life coverages ka na in case magkasakit ka nang malubha, tapos may ๐๐ฎ๐๐ซ๐๐ง๐ญ๐๐๐ ๐๐ฆ๐จ๐ฎ๐ง๐ญ pa ang pamilya mo kapag dumating ang hindi inaasahan.
Ikaw na mag-decide if abot-kaya ba o mahal ang ๐๐๐/๐๐๐ฒ or 3000 monthly for you.
Mahalaga ang may alam kaya kung may concern ka, ๐๐๐ผ๐๐ ๐พ๐๐ผ๐ ๐๐ผ๐๐ ๐ผ๐๐. ๐
๐
๐๐๐ discussion and quotation. ๐
MAUREEN JEAN YUZON
Assistant Unit Manager
Licensed Financial Consultant
PRU Life UK
Client: Anu-ano ba ang kayang i-cover ng life insurance? ๐ค
Me: Pag nagkasakit, na-aksidente, na-ospital, na-disable or worst pag namatay, life insurance ang tutulong sa medical expenses mo. 2-in-1ito dahil may kasamang investment ang insurance. Nakakapag-ipon ka na protected ka pa!
Hindi mo kailangan magsimula ng mahal.
Ang mahal ay yung magkasakit ng hindi ka handa.
Kaya kung sa tingin mo healthy at bata ka pa simulan mo na. ๐
For a free consultation message me! ๐
Maureen Jean Yuzon
Assistant Unit Manager
Licensed Financial Consultant
PRU Life UK
CTTO
๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐ ๐๐๐ ๐๐๐๐๐ ๐๐๐๐๐๐๐๐
FIRST :
"What if I die too soon?"
Answer: Life Insurance
Kahit wala ka na, you are continously providing padin sa family mo thru the insurance na maiiwan mo.
PANGALAWA
"What if I live too long?"
Answer: Investment
Habang kumikita ka, invest a portion of your money, so that in the future meron kang gagamitin for your retirement, kid's education, business and other major purchases.
โ
Mag-INSURAVEST ka na!
Message me for ๐
๐๐๐ Consultation! ๐
MAUREEN JEAN YUZON ๐
Assistant Unit Manager
Licensed Financial Consultant
PRU Life UK
๐๐ป๐๐๐ฟ๐ฒ๐ฑ ๐ป๐ฎ๐บ๐ฎ๐ป ๐ฎ๐ธ๐ผ ๐ป๐ด ๐ฐ๐ผ๐บ๐ฝ๐ฎ๐ป๐ ๐ธ๐ผ, ๐๐ผ ๐๐ต๐ ๐ฑ๐ผ ๐ ๐ป๐ฒ๐ฒ๐ฑ ๐๐ผ ๐ฎ๐ฝ๐ฝ๐น๐ ๐ณ๐ผ๐ฟ ๐ฎ ๐น๐ถ๐ณ๐ฒ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ? โ Actually may point nmn, pero baka makatulong din sa'yo to ๐
One of my prospects say this to me โMay insurance naman ako sa current company ko eh.โ
This is one of the reasons bakit hindi PRIORITY ng ibang employed ang kumuha ng personal protection plan.
But:
โWhat if, si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?
โWhat if, an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?
โWhat if, an employee resigns or got laid off? Are they still qualified for the company benefits?
โWhat if, the company-provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their familyโs future?
So paano na, bes? ๐ค
โ
This is why we NEED to get our PERSONAL protection plan.
โ
Because we will not be an employee forever. ๐ฏ
๐พ๐๐ค๐ค๐จ๐ ๐ฉ๐ค ๐๐ ๐๐ง๐ค๐ฉ๐๐๐ฉ๐๐ ๐๐ฃ๐ BE FINANCIALLY LITERATE.
Your Finance and Health Advocate
MAUREEN JEAN YUZON
Assistant Unit Manager
TITANIUM Branch, PRU LIFE UK
"Pasensya na, anak. Hindi ka namin kayang pag-aralin sa college.โ
For parents, the guilt over failing to support their childโs needs is one of the worst feelings in the world. Nobody wants to be that parent who canโt afford to send their child to a good school.
Education in the Philippines will become more expensive in the future because of inflation. 10-15 years from now, the tuition fees of some reputable schools here in the Philippines will reach around 2-3 Million for a 4 year course, not to mention the miscellaneous fees, allowances, project cost, transportation, board and lodging and other expenses we need to consider.
So while youโre still young, building a family, and earning a stable income, start preparing financially for your childโs education.
Ask me how. ๐
MAUREEN YUZON
Asst. Unit Manager
โ๐๐ฎ๐ต๐ถ๐ ๐ฝ๐ผ ๐บ๐ฎ๐น๐ถ๐ถ๐ ๐น๐ฎ๐ป๐ด ๐ฎ๐ป๐ด ๐ฝ๐ฟ๐ฒ๐บ๐ถ๐๐บ๐, ๐ต๐ฒ๐๐ผ ๐ฝ๐ผ ๐ฎ๐ป๐ด ๐ฝ๐ถ๐ป๐ฎ๐ธ๐ฎ๐บ๐ฎ๐ต๐ฎ๐น๐ฎ๐ด๐ฎ๐ป๐ด ๐ฏ๐ถ๐ป๐ฎ๐ฏ๐ฎ๐๐ฎ๐ฟ๐ฎ๐ป ๐ธ๐ผ. ๐ฃ๐ฎ๐ฟ๐ฎ ๐๐ฎ ๐ฝ๐ฎ๐บ๐ถ๐น๐๐ฎ ๐ธ๐ผ ๐ถ๐๐ผ๐ป๐ด ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐ป๐ฎ ๐ถ๐๐ผโ
-JoyRide Driver
He knows the importance of insurance for himself and for his family. Kudos to kuya for securing his future and the future of his family ๐
Ctto
โAlways plan ahead. It wasnโt raining when Noah built the ark.โ
"A wise man saves for the future"
- Proverbs 21:20
DM me NOW for a free consultation. ๐