Danielle McCarthy Realtor
Being a Realtor is an Honour. Let me Exceed Your Expectations!
Here are 3 top trends coming in hot for 2023.
-Bright, bold wallpaper. It makes a great addition to any room or an accent wall.
-Colored cabinets are still trending. Darker colors and wood tones are the most popular right now.
-Lots of patterns and texture. Neutral colors and earthy tones are great additions to any room.
If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus.
Here are a few questions you can start thinking through as you fine tune your goals for 2023.
>>1. What’s Motivating You?
You’re dreaming about making a move for a reason – what is it? Use what’s motivating you as a guidepost in partnership with an expert advisor to help make sure your move will give you a lasting sense of accomplishment.
>>2. What Does Your Next Home Look Like?
The available supply of homes for sale has grown, and that could mean more options to choose from when you buy. Just be sure to keep your budget in mind and work with a trusted real estate professional to balance your wants and needs.
>>3. How Ready Are You To Buy?
Working with a local agent and a lender early is the best way to make sure you’re in a good position to buy. This could include planning how much to save for a down payment, getting pre-approved for a home loan, and assessing your current home equity if your move involves selling your existing house.
>>A Professional Will Guide You Through Every Step of the Process
Turn Your 2023 Dreams into Reality, Today. Let's Chat! Reach out to me and let's start planning how we can make your aspirations for the new year a reality.
If you are paying a large percentage of your income for rent, it is much more difficult to save money for a down payment to buy a home. Even the best loans with lower down payments still expect buyers to show they have some reserve money saved for unexpected expenses that can arise.
So…. let’s chat about how you can start saving for a home of your own!
You obviously want to love the house you end up buying, that’s kind of the whole point, right? I’m currently open to new buyer clients, so if you haven't found an agent you love yet, set up a consultation with me! Just send me a DM and let’s chat.
Are you becoming a first-time homeowner? Check out this first-time homeowner to-do list!
✅ Save for a down payment.
✅ Calculate what you can afford.
✅ Improve your credit score.
✅ Choose a real estate agent.
Making sure the inside of your home is at a comfortable temperature is key!
Closing on a house is a significant financial milestone, and it's crucial to maintain a stable financial status throughout the process. To ensure a smooth closing, avoid these common mistakes and refrain from making any major financial decisions until after the closing day:
🗝 Avoid buying or leasing a new car.
🗝 Avoid taking out deferred loans.
🗝 Avoid switching jobs.
🗝 Alert your lender of any large influx of cash.
🗝 Avoid accumulating credit card debt.
Such changes can potentially jeopardize your pre-approval and closing process with the bank.