talin.perez
Love dreaming with others and bringing their vision for their family to life.
๐ Embrace Your Values no matter the temptations of money or opportunity. ๐
๐ฟ **Rooted in Values**: Your values are the compass guiding your journey. They define who you are and what truly matters. Donโt compromise on them; theyโre your moral backbone. While financial success is essential, itโs not the sole measure of achievement. True wealth lies in the integrity of your character and the goodness you spread.
๐ **Unwavering Integrity**: When opportunities beckon, remember: success earned through honesty and hard work is priceless. Itโs the kind of success that truly lasts.
๐ฑ **Stay Resilient**: Upholding your values might mean taking the longer, tougher road, but itโs the one paved with authenticity and respect. Youโll emerge stronger, wiser, and prouder.
๐ **Inspire Others**: Your commitment to your values isnโt just about you; itโs an inspiration to others to stand firm in their beliefs too. Be the role model you wish to see in the world.
So, my friends, donโt let the glitter of wealth or the allure of shortcuts sway you from your path. Stay true to your values; theyโre the real treasures that define your legacy. ๐โจ๐ช๐
๐ Started from a kitchen, now weโre here! ๐ผ My journey to creating a marketing business focused on financial literacy has been incredible. From late-night brainstorming to endless research, Iโm proud of how far weโve come. ๐ช Itโs all about empowering others to take control of their finances. ๐ฐ๐
Hey Insta-fam! ๐ Let's talk about how working with a financial literacy advocate has been a game-changer for my money journey! ๐
๐ They've empowered me with knowledge: From understanding complex financial terms to making sense of investment options, my advocate has been a true mentor, breaking it down in simple terms.
๐ ๏ธ Crafting a Tailored Plan: No more one-size-fits-all solutions! With their guidance, I've built a personalized financial plan that aligns with my dreams, ensuring a secure future.
๐ก Unveiling Hidden Opportunities: They've opened my eyes to smart money moves, like tax-saving strategies and investment diversification, helping me maximize returns.
๐ฌ Ongoing Support: It's not a one-time thing! My advocate is always there to answer my questions and keep me on track with regular check-ins. ๐
๐ Confidence Boost: With a solid financial foundation, I feel more confident in making financial decisions that align with my goals. No more money stress!
Ready to level up your finances? ๐ช Reach out and unlock your full financial potential! ๐
๐ผ Building a business isn't just about today, it's about securing our future too! ๐ Creating generational wealth paves the way for prosperity and opportunities for our loved ones. ๐ฐ Let's hustle hard and leave a lasting legacy for generations to come! ๐
๐ Self-Awareness: The Key to Success ๐
๐ Did you know that self-awareness is a game-changer on the path to success? ๐ It's time to take a moment, pause, and reflect on ourselves.
๐ Self-awareness empowers us to understand our strengths, weaknesses, and passions. By knowing who we truly are, we can align our actions and choices with our authentic selves, paving the way for incredible achievements.
๐ฑ When we become self-aware, we gain clarity about our goals and aspirations. We can focus our energy on areas that truly resonate with us, leading to a deeper sense of fulfillment and purpose. It's like unlocking a hidden reservoir of potential!
๐ก Self-awareness also sharpens our emotional intelligence. By recognizing and managing our emotions, we enhance our relationships, both personal and professional. We become better communicators, collaborators, and leaders, inspiring those around us to reach new heights.
๐ So, take some time today to dive inward. Ask yourself the tough questions, explore your values and dreams, and embrace self-reflection. Remember, self-awareness is a lifelong journey, and every step brings us closer to unlocking our full potential.
โจ Embrace self-awareness, and watch as your path to success unfolds before your eyes! Share your thoughts below on how self-awareness has impacted your journey. Let's inspire each other to reach for the stars! ๐๐ซ
๐Don't Let Limitations Define You๐
๐ฅ Hey there, Insta-fam! Today, I want to talk about the incredible power that lies within each and every one of us. It's time to break free from the chains of self-imposed limitations and unlock our true potential! ๐ช
โจ Life is full of challenges and obstacles, but it's how we choose to confront them that truly matters. We often underestimate our abilities and allow fear to hold us back. But guess what? It's time to flip the script and rewrite our narratives!
๐ Remember, you are not defined by your circumstances. Your past does not dictate your future. You have the power to shape your own destiny, to aim high, and achieve greatness! ๐
๐ก Don't let anyone, INCLUDING YOURSELF, convince you that you're not capable of something. Believe in your abilities, embrace your uniqueness, and never settle for anything less than what you deserve. You are a force to be reckoned with, my friend!
๐ซ Embrace your passions and chase your dreams with unyielding determination. Step out of your comfort zone and explore the uncharted territories of your potential. Push those boundaries, because that's where true growth happens. ๐ฑ
๐ Surround yourself with people who inspire and uplift you, who believe in your dreams as much as you do. Together, we can overcome any limitations and create a life where possibilities are boundless.
๐ So, my dear friends, I encourage you to rise above any doubts, fears, or societal norms that seek to limit you. Believe in yourself, embrace your uniqueness, and let your light shine brighter than ever before!
๐ฃ Tag someone who needs a reminder that they are capable of amazing things. Spread the message of limitless potential far and wide! Let's conquer the world together! ๐ฅ
๐ธ Celebrating the Power of Moms๐ธ
๐ฉโ๐งโ๐ฆ Being a mom is a role that fills our lives with immense joy and unconditional love. It's a journey that shapes us, teaches us resilience, and empowers us to do incredible things. That's why it's no surprise that moms around the world are joining the amazing community of my business (WSB). ๐๐ผ
๐ช WSB offers a unique opportunity for moms to harness their entrepreneurial spirit and build a thriving business while balancing their family life. Here's why moms like me are choosing to be part of this incredible movement:
1๏ธโฃ Financial Independence: WSB provides a platform that allows moms to take control of their financial future. By offering a wide range of financial services and products, we can help families create a secure foundation for themselves and their children.
2๏ธโฃ Flexibility: As moms, we understand the importance of having flexibility in our schedules. WSB allows us to create our own work hours, giving us the freedom to be there for our kids' milestones while still pursuing our professional goals.
3๏ธโฃ Supportive Community: WSB is more than just a business opportunity; it's a family. We are surrounded by a network of like-minded individuals who uplift, motivate, and support each other every step of the way. Together, we grow both personally and professionally.
4๏ธโฃ Making a Difference: WSB empowers us to make a positive impact on the lives of others. By helping families achieve financial literacy and providing them with the tools to achieve their goals, we contribute to a better future for our communities.
๐ So, to all the amazing moms out there who are considering joining the team, I encourage you to take that leap of faith. Embrace the opportunity to create a life of fulfillment, balance, and purpose. Together, we can redefine what it means to be a successful mompreneur!
๐ Join me on this incredible journey with me, and let's empower ourselves, inspire others, and create a legacy that our children can be proud of. Together, we are unstoppable! ๐ชโจ
Obsessed with being your mama. ๐ I love you forever my daughter Evinza ๐๐ผ
Don't Wait, Do it Today! ๐
Are you guilty of leaving things until the last minute? Procrastination can be tempting, but it often leads to stress and missed opportunities. ๐ค
By not procrastinating, you can accomplish more, reduce stress, and feel a sense of accomplishment. ๐ช Whether it's a work project, a personal goal, or a household task, take action and do it today!
You'll be surprised at how good it feels to complete tasks in a timely manner and how much more time you'll have for the things you love. ๐ Don't wait, start today!
I canโt believe I gave birth to a baby 9 months ago. My one and only baby girl. Itโs such a surreal thing to think about. My world completely changed. What I mean by that is that everything I thought I knew or I thought I regretted, or I thought I would have done have completely all changed. Yes itโs true! A tiny little being that was in me for 9 months has now been part of this world for 9 months and that little being has given me new joy, new vision, and even a new motivation. From birth I tell her, โIโm going to give you the world.โ And itโs something I intend to do by giving her access to the world. Showing her what different cultures do, how people live/ have lived. Teaching her ways to love different foods and drinks.
A lot of these opportunities canโt happen without the ability to make and save money. And I am excited to teach her these life skills that I was never taught- not because my parents didnโt want to, but because they themselves didnโt know either.
Im so thankful for everything Iโve learned about in these last few years.. I wouldnโt change it for the world. I get to change HER world because of it ๐๐ผ
โ๏ธFinancial Literacyโ๏ธ
The most overused term in the financial industry. Itโs true! Everyone seems to say theyโre doing financial literacy.
Here are some things to consider when someone is saying they do this:
1๏ธโฃis it a product driven solicitation? AKA are they with a direct selling company or an insurance company that solicit their specific product?
2๏ธโฃ does the organization have access to many companies (meaning 50+ companies)? This will help you as a learner and consumer to see whatโs the best fit for YOU and YOUR NEEDS.
3๏ธโฃ is the organization heavily regulated through the different government agencies that regulate the financial industry (FINRA, department of insurance, department of real estate, SEC, company compliance, etc)
4๏ธโฃ what value is the organization providing for the community? Do they host NON SOLICITOUS workshops, do they have sit with you to understand YOUR needs and desires?
5๏ธโฃ last but not least, do they have minimums, sales quotas, or do they only focus on professional money management?
Thereโs nothing wrong with all of these things might I add, thereโs a time and a place for everything. But not knowing can also hurt you. Being informed is a big part of what I do.
Iโm a passionate financial literacy advocate that believes awareness is key. DM me if you want to LEARN how the industry works, whatโs out there and available for you and your goals.
Super excited for this partnership and collaboration with ๐ฅ
My favorite thing is being with my daughter. Sheโs my best friend. Sheโs got a sweetness that I never knew could exist. The best part of what I do is that she gets to be with me and I donโt miss her growth. I made that choice and that decision. Iโm not โluckyโ in the sense that it just happened.. I chose that for my life. It was the best decision and at moments itโs also very hard to work hard for a few years because you truly have to give it all you got. But Iโd rather work hard focus (and still get to see my baby grow) for the first few years of her life and then live in freedom with passive income after that. Thatโs trade Iโm willing to take.
Are you struggling with debt? Don't worry, you're not alone. Here are some steps to help you manage and overcome your debt:
1. Create a budget and stick to it
2. Prioritize your debts from lowest minimum payment to the highest and adding $100 to the lowest payment. Roll up the amount to the next debt and so on.
3. Use the split payment biweekly option to cut back on interest.
4. Negotiate with creditors for lower interest rates or payment plans
5. Cut back on unnecessary expenses and find ways to save money
Remember, getting out of debt takes time and effort, but with these steps, you can start taking control of your finances and working towards a debt-free future.
Cheers to another new partnership! Thankful for this one. Sergio is a walking motivation to those around him and has a passion to help the Hispanic community. He has a passion to help everyone LEARN how the financial industry works and operates especially those new to the county. We are blessed to have you joining forces with us!
โ Stop Scrolling โ
Did you finally sit down and start planning out your finances this weekend like you had planned?
Don't let another day pass by. Procrastination is the enemy of wealth.
I know how hard it is to get started, it seems overwhelming and at times impossible. But I want to help you navigate those obstacles and break down those walls. I believe that everyone has the power and opportunity to build wealth. So let me help you get started today!
Book a FREE consultation with me, ask me all your questions, and let's get you started on a plan towards your financial freedom and wealth building TODAY!
๐๐๐๐๐๐๐
#805
Can I tell you a secret? ๐คซ Building wealth isnโt hard.
Itโs not! I want to help you build wealth and build up your financial foundation, thatโs why I am sharing ๐ฐThe Wealth Formula with you today.
Many of my clients are looking for a way to build up a strong financial foundation for themselves and their families. My goal is to help them do that in a way that is realistic, sustainable, and easy. Iโm going to show you how:
๐๐๐ซ๐ ๐ข๐ฌ ๐ ๐ฌ๐ข๐ฆ๐ฉ๐ฅ๐ ๐๐จ๐ซ๐ฆ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ ๐๐๐ง ๐ฎ๐ฌ๐ ๐ญ๐จ ๐ฌ๐ญ๐๐ซ๐ญ ๐๐ฎ๐ข๐ฅ๐๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐๐๐ฅ๐ญ๐ก ๐ญ๐จ๐๐๐ฒ:
โจMoney + Time (+/-) Rate of return - Inflation - Tax = Wealth! โจ
๐๐ข๐ฆ๐: The sooner you save, the better for your future, procrastination is the enemy of saving. When many people are young, they think they have a lot of time to save. Then they get married, have kids, and buy a house. With a mortgage and new expenses, money becomes tight. They tell themselves they will start saving later.
๐๐๐ญ๐ ๐จ๐ ๐ซ๐๐ญ๐ฎ๐ซ๐ง: One of the most important concepts in finance is the Rule of 72. Take 72 and divide it by the rate of return. This answer is the number of years it takes to double your money.
๐๐ง๐๐ฅ๐๐ญ๐ข๐จ๐ง: We are all too aware of inflation today, it's the rise in prices of goods and services over time. Inflation is a major factor to consider when you build up your financial future. For instance, if you put your money in an account with a zero rate of return, its value will decline in the long run.
๐๐๐ฑ: From sales tax to income tax to property tax to estate tax and every other tax, anywhere you turn, the tax collectors await. There are many different options when it comes to when and how you pay taxes. Be sure you take all into consideration and how it will affect your savings and your financial future.
๐๐๐๐๐๐! Your future! Your retirement and family legacy.
Following these steps: spending less, saving more. Investing your money long enough to grow, at a rate of return that is higher than inflation, looking for investment vehicles that have tax advantages or that may utilize tax strategies to reduce your overall income tax. Will result in your wealth!
๐๐ ๐ฌ๐ฎ๐ซ๐ ๐ญ๐จ ๐ฌ๐๐ฏ๐ ๐ญ๐ก๐ข๐ฌ ๐ฉ๐จ๐ฌ๐ญ!
If you have any questions on how you can get started on building your wealth today, ๐ฌ๐๐ง๐ ๐ฆ๐ ๐ ๐๐ ๐จ๐ซ ๐ฌ๐๐ก๐๐๐ฎ๐ฅ๐ ๐ ๐
๐๐๐ ๐๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐๐ญ๐ข๐จ๐ง ๐ญ๐จ๐๐๐ฒ ๐ข๐ง ๐ฆ๐ฒ ๐๐ข๐จ!
#805
Who is ready to reclaim control of their finances and change their spending habits! ๐
If thatโs you, join me in the 14 day No-Spend challenge!! ๐ฐ
In a world where instant gratification is the norm, it can be difficult to resist the urge to spend money on things we don't really need. Donโt get me wrong I love the Target drive up and Amazon Prime as much as the next mom. But, we can often find ourselves buying things because we want them or like how itโll look in our house, without considering the impact on our finances.
What if we took a step back and challenged ourselves to go 14 days without spending money? I think you could do it! Thatโs exactly why I created this 14 day challenge! It's a way to take control of your finances, break spending habits, and build better money management habits.
During the challenge, we are committing to not spending any money on unnecessary items for 14 consecutive days. This means no shopping for clothes, eating out, and no impulse purchases. Our goal is to focus on essential spending only, such as bills, groceries, and other necessary expenses.
While the challenge may seem difficult or strict, the benefits of completing it are numerous. Some of those benefits are saving money, building better financial habits, paying off debt, and building an emergency fund.
This 14 Day No Spending Challenge is a powerful tool for anyone looking to take control of their finances and start building a strong financial foundation! It may be challenging, but it's worth it in the end.
We start tomorrow.
๐๐ซ๐ ๐ฒ๐จ๐ฎ ๐ซ๐๐๐๐ฒ ๐ญ๐จ ๐ญ๐๐ค๐ ๐จ๐ง ๐ญ๐ก๐ ๐๐ก๐๐ฅ๐ฅ๐๐ง๐ ๐?
Drop a ๐ต ๐ต Below
๐๐๐๐๐
#805
Say hello to another new partner this month!
Heโs a powerhouse who refers clients to learn more about their budgeting and protecting their assets. Thankful to have you as a partner!
Are you tired of always living paycheck to paycheck? Stressing out when an unexpected car expense pops up? Or when you find out that your child has 3 birthday parties to go to this month!?
โจPay yourself first! โจ
This is a powerful financial principle that can help you achieve your long-term financial goals. This principle is simple: before you pay any other bills or expenses, set aside a portion of your income for savings, investing, or debt repayment. Ideally 5-10% of your income.
๐ The key to this being a successful practice is treating this savings as another bill. Just as you prioritize paying your rent or mortgage, utility bills, and credit card bills, you should also prioritize paying yourself first.
When you make savings a non-negotiable expense, you can avoid the temptation to spend the money on things you don't need right now and ensure that you are consistently building your wealth over time!
๐ค Okay, so how do I realistically start implementing this?
One strategy is to set up automatic transfers from your checking account to a savings or investment account. Ensuring the money is taken out of your account before you have a chance to spend it.
Another strategy is to adjust your budget ensuring your savings goal is factored in as a fixed expense, just like your rent or utilities.
By consistently saving or investing a portion of your income, you can build an emergency fund, pay off debt, and work towards long-term financial goals like buying a home or retiring comfortably. In addition, paying yourself first can help you avoid the stress and uncertainty that comes with living paycheck to paycheck. ๐
So, if you're looking to take control of your finances and build a more secure future, consider making "paying yourself first" a priority. Treat your savings as a bill, and watch your wealth grow over time!
#805
Wanted to wish a big welcome to to our team! She liked the idea of learning financial literacy for her family and for bringing even more value to her clients as she sells homes!
Happy Tuesday yโall itโs been an eventful week! Support and get on my email list ๐๐ผ link in bio
#805
Iโm excited to announce my Personal Financial Strategy workbook! โจ
Are you ready to get your money working for you? Be sure to download your copy at the link in my bio today! Let 2023 be the year you conquer your debt, build up your savings, and invest in your future!
Grab your free copy today!
Link in bio
#805
Do you have a passion to help others succeed? ๐
Do you love seeing the light bulb go off for someone? ๐ก
๐ฑThen send me a DM today! ๐ฑ
๐ ๐๐ฆ ๐๐ฎ๐ซ๐ซ๐๐ง๐ญ๐ฅ๐ฒ ๐ก๐จ๐ฅ๐๐ข๐ง๐ ๐ข๐ง๐ญ๐๐ซ๐ฏ๐ข๐๐ฐ๐ฌ ๐๐จ๐ซ ๐ญ๐ก๐จ๐ฌ๐ ๐ญ๐ก๐๐ญ ๐ฐ๐๐ง๐ญ ๐ญ๐จ ๐ฌ๐ญ๐๐ซ๐ญ ๐๐ง๐ ๐ซ๐ฎ๐ง ๐ ๐๐ฎ๐ฌ๐ข๐ง๐๐ฌ๐ฌ ๐ข๐ง ๐๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐ฌ๐๐ซ๐ฏ๐ข๐๐๐ฌ. ๐๐๐ง๐ ๐ฆ๐ ๐ ๐๐ ๐ญ๐จ๐๐๐ฒ ๐ญ๐จ ๐ ๐๐ญ ๐ฌ๐ญ๐๐ซ๐ญ๐๐!
There are many benefits to joining my team a few of them are:
โ
More flexibility and freedom in your schedule
โ
You're your own boss
โ
A friendly supportive community of other professionals
โ
Work at your own pace
If you still aren't sure and have questions, drop a comment below or send me a DM toady!
I look forward to hearing from you soon.
#805
Todayyyyyy launching TONIGHT at 9pm PST!! Canโt wait to share the site Iโve been working on. And huge shoutout to this boss babe is ๐
Happy Wednesday everyone! Itโs my favorite day of the week!!!
Still canโt believe how quickly time is flying by. I canโt wait to meet baby ๐ฅน๐ฅฐ
PS how cute is this outfit? Got it from Amazon for only $28!
Happy Monday yโall! Todays the day to dominate! Donโt wait till youโre ready- youโll be waiting too long.