SK.Investment
A page about improving investment literacy.
What is an investment?
Consider an example: a person wants to open his own small business for growing and selling flowers. The purpose of any business is to generate income. Only a magician can create something material in a bare place, and even then with the help of "magic" props.
Therefore, the future florist takes out personal cash savings, takes a loan from a bank, then buys a greenhouse, installs it on his suburban plot, buys seeds and fertilizers, rents a small room for the sale of grown flowers. That is, he invests money in starting a business.
Another example: parents, striving for their child to succeed in life, pay for classes with tutors, in sports sections and creative workshops. Parents invest their money in the child's education with the hope of his financially secure future.
The maternity capital that women receive in our country for the birth of a second child is an investment by the state in increasing the birth rate and improving the demographic situation in Russia.
Or an athlete. Each of his trainings is an investment in himself, in his future victories. The same can be said about a student or any other person who invests time and money in their education.
Based on the described examples , we can conclude:
investments are investments (material, spiritual, monetary, mental) in an object that after a certain period of time will give the expected income (and not necessarily in material terms).
It is impossible to get anything in the future if something is not done in the present.
The purpose of any investment is to increase the invested funds. Today, the topic of our conversation is financial investments.