kabayan ipon patroller

kabayan ipon patroller

We deliver financial wake-up call

23/06/2023

Personal Finance Rule of Thumb #1: 50-30-20 BUDGETING RULE

Most people save too little, and unknowingly spend too much.

The 50/30/20 rule of thumb is a way to become aware of your financial habits. By spending less on the things that don’t matter that much to you, you can save more for the things that do.

It is a guideline for allocating your budget accordingly: 50% to “needs,” 30% to “wants,” and 20% to your financial goals.

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