Richard Kearney, Bankers Life agent
I am an agent licensed to sell insurance through Bankers Life and Casualty Company. I am acting as a BCLIC is authorized to sell insurance in New York.
Bankers Life is the marketing brand of Bankers Life and Casualty Company, select policies sold by Colonial Penn Life Insurance Company and select policies sold in New York by Bankers Conseco Life Insurance Company (BCLIC). Policies are subject to state availability.
Annuities can offer steady income during retirement. Learn more about the different types of annuities: fixed, variable, fixed index, and immediate here:
Types of Annuities Explained: Evaluating Retirement Income Options Annuities can offer steady income during retirement. Learn more about the different types of annuities: fixed, variable, fixed index, and immediate.
If you contribute too much to your life insurance policy too quickly, you risk turning it into a modified endowment contract. Learn more here.
What Is a Modified Endowment Contract? If you contribute too much to your life insurance policy too quickly, you risk turning it into a modified endowment contract. Here's what this means.
Do you know how much money you should be saving to live the lifestyle you want in retirement?
In celebration of , take the next step and message me. Together, we can build a plan that helps you feel confident about your financial future.
Though you typically can't avoid taxes on annuity payments, you can use strategies to minimize the impact. Read more here:
How Are Annuities Taxed for Retirees? How are annuities taxed? Learn the tax implications of qualified and nonqualified annuities and how to minimize your tax liability.
Did you know that over the long run bipartisan investors earned 31x more than investors who were faithful to their party? Check out our blog for what you need to know about election year investing.
Election Year Investing? Hint: Don’t Panic - Bankers Life Blog Are you worried about what this year’s presidential race will mean for your investments? Are you even considering withdrawing or changing your investments Worried about what this year’s presidential race will mean for your investments? Here’s what you need to know about election year investing...
When you’re facing a serious diagnosis, the last thing you need to worry about is your finances.
This , take steps to help ensure you’re financially ready for the possibility of critical illness.
Send me a message, and I can help you build a financial strategy that helps safeguard you against the expenses of critical illness.
You may wonder: how are annuities taxed at the state and federal levels? Here's what to know.
How Are Annuities Taxed for Retirees? How are annuities taxed? Learn the tax implications of qualified and nonqualified annuities and how to minimize your tax liability.
Are you worried about what this year’s presidential race will mean for your investments? Are you even considering withdrawing or changing your investments based on who is elected in November? Head to our blog for information you need to know.
Election Year Investing? Hint: Don’t Panic - Bankers Life Blog Are you worried about what this year’s presidential race will mean for your investments? Are you even considering withdrawing or changing your investments Worried about what this year’s presidential race will mean for your investments? Here’s what you need to know about election year investing...
The S&P 500 has averaged a 7% gain during U.S. presidential election years since 1952, well short of the 17% average S&P 500 gain in the year prior to an election year. If you’re concerned about market uncertainty this election year, check out our blog for five tips you need to know.
5 Tips for Investing in an Election Year: Navigating Volatility - Bankers Life Blog As November 5 draws near, campaign commercials, news coverage, and heated social media posts may not be the only things stressing you out. For investors, During election years, making levelheaded financial decisions is more important than ever. Check out these 5 tips for investing in an election yea...
What is Medicare and how does it correlate to your financial plan? Check out these frequently asked questions on Medicare as you plan for this important variable of your long-term plan.
Bankers Life | Retirement and Income Solutions Bankers Life will be by your side every step of the way, helping to protect your financial security.
Head to our blog to learn about IRAs vs. 401(k)s—so you can make informed decisions about how to save for retirement.
IRA vs. 401(k): What to Know - Bankers Life Blog Are you ready to start saving for retirement, but don’t know where to start? You may be able to open an individual retirement account (IRA) or a 401(k)—or Here's what you need to know about an IRA vs. 401(k) so you can make informed decisions about how to save for retirement.
How are annuities taxed? Learn more about the tax implications of qualified and nonqualified annuities and how to minimize your tax liability.
How Are Annuities Taxed for Retirees? How are annuities taxed? Learn the tax implications of qualified and nonqualified annuities and how to minimize your tax liability.
Cybercrime is rising. Discover a couple of ways to avoid financial vulnerability with these helpful tips.
Cybersecurity Awareness for Seniors: Protecting Your Financial Information - Bankers Life Blog While managing finances can be complex, protecting your finances is proving to be even more difficult in 2024. This year, a social security breach exposed With a rise in cybersecurity attacks, discover ways to protect your financial information from scammers with these helpful tips from Bankers Life...
As November 5 draws near, campaign commercials, news coverage, and heated social media posts may not be the only things stressing you out. For investors, election years are historically challenging, so check out our blog for 5 tips that can help you navigate the uncertainty with confidence.
5 Tips for Investing in an Election Year: Navigating Volatility - Bankers Life Blog As November 5 draws near, campaign commercials, news coverage, and heated social media posts may not be the only things stressing you out. For investors, During election years, making levelheaded financial decisions is more important than ever. Check out these 5 tips for investing in an election yea...
Take a peek at a few ways to win with money as a household with two incomes and no kids. ***S
Dual Income No Kids (D***S) and Aging: 4 Tips to Plan - Bankers Life Blog As fertility rates hit a historic low in 2024, the dual income, no kids (D***S) lifestyle is on the rise. According to a recent poll, 43% of unmarried Explore strategic paths to grow wealth as a household with a dual income and no kids. Consider these steps to advance your finances as you grow older...
As seasons change, it’s a great time to consider how to plan for upcoming financial demands (cough, cough, holidays) while maintaining a disciplined approach to long term planning. Send me a message to schedule an appointment!
Are you prepared for financial emergencies like missed paychecks, medical bills or family crises? Contact me to learn how Bankers Life can help you safeguard your financial security.
Financial concerns are on the rise for Gen Z and Millennials, highlighting a greater need for financial protection products such as life insurance. Check out LIMRA for more insights. https://www.limra.com/en/research/research-abstracts-public/2024/securing-the-future/?utm_source=email&utm_medium=press-release&utm_content=pressrelease&utm_term=2q24