Brenda Alfano - Mortgage Advisor

Brenda Alfano - Mortgage Advisor

Brenda Alfano, NMLS #229897, Mortgage Advisor

Mortgage Advisor MLO #229897, Conventional, FHA, VA, Jumbo, First Time Homebuyers, USDA, 203K
Passionate about helping people make educated decisions about the home lending process.

03/09/2024

Looking to buy a home? Here’s what to consider:

1️⃣ Understand your financial situation
2️⃣ Reduce your monthly expenses
3️⃣ Start budgeting for a house payment
4️⃣ Strengthen your credit profile

Don’t hesitate to reach out—let’s discuss your goals and plan your next steps!

The Becoming a Success-Minded Leader Program | Success-Minded Leader 28/08/2024

The Becoming a Success-Minded Leader Program | Success-Minded Leader A Leadership Certification Program for those leading both strategy and people.

27/08/2024

Turning Your Homeownership Dreams into a Smooth and Effortless Reality. 🌟

27/08/2024

Wow, what a journey it's been! Since 2011, we've had the privilege of assisting over 8,079 families. A heartfelt thank you to our amazing community and dedicated loan officers for your unwavering support. We’re excited to celebrate more milestones with you in the future! 🎉

10/08/2024

What's going on in the market right now?

A Watermelon Party to Remember 06/08/2024

How refreshing!

A Watermelon Party to Remember There's no fruit more sensational for summer than watermelon!

22/07/2024

Are you thinking of buying a home? It's an exciting experience, but being prepared is crucial. Determine your budget and get pre-approved before you start your search! 🧐

This will help you focus your search and increase your chances of success when making an offer.
Having a pre-approval shows sellers that you're a serious buyer and can afford the home, putting you ahead of others who don't have one.

Let's make your home-buying dream a reality! Message me today!

17/07/2024

Good to know!

While the national average homeowner's equity has grown by $28,000 in the last year, 𝐡𝐞𝐫𝐞 𝐢𝐧 𝐖𝐚𝐬𝐡𝐢𝐧𝐠𝐭𝐨𝐧, 𝐰𝐞 𝐡𝐚𝐯𝐞 𝐬𝐞𝐞𝐧 𝐚 𝐠𝐚𝐢𝐧 𝐨𝐟 𝐠𝐚𝐢𝐧 𝐨𝐟 $𝟒𝟓,𝟎𝟎𝟎 𝐢𝐧 𝐣𝐮𝐬𝐭 𝐭𝐡𝐞 𝐥𝐚𝐬𝐭 𝐲𝐞𝐚𝐫 𝐚𝐥𝐨𝐧𝐞!

If you bought your house before the pandemic, the equity news is even better. According to data from Realtor.com, home prices shot up by 37.5% from May 2019 to May 2024, meaning your home’s value has likely increased significantly.

15/07/2024

Need Down Payment Assistance? I've got you covered! 😄

Let's explore your options for Down Payment Assistance - We have many programs available to suit your specific needs. Don't let this stand in your way of buying your dream home!

Brenda Alfano (NMLS#229897) | Lynnwood, WA 13/07/2024

"Brenda did a fantastic job. I was recommended her by a co-worker of mine and she was available whenever I had any questions, responsive to all my messages, and went above and beyond to facilitate a smooth home purchase." says Dominik on Google

Brenda Alfano (NMLS#229897) | Lynnwood, WA ★★★★★ Brenda did a fantastic job. I was recommended her by a co-worker of mine and she was available whenever I had any questions, responsive to all my messages, and went above and beyond to facilitate a smooth home purchase.

09/07/2024

Thinking about buying a home but feeling unsure because of the interest rates lately? I get it! That's why I'm here—to listen to your current situation, assess any necessary changes, and guide you through the homebuying journey.

Feel free to send me a message, text, or call. I'd love to chat with you and shed light on where you stand in this market, so you can make informed decisions about buying a home.

09/07/2024

Discover the benefits of a Reverse Mortgage and how it can help improve your quality of life as you shift into retirement. Message me today for more information! 👍

12 Easy Crafts You Can Do At Home This Month 18/06/2024

12 Easy Crafts You Can Do At Home This Month These crafts will keep you occupied all month long!

03/06/2024

Market Chat - June 2024 Update

17/05/2024

Doing a few small projects every month keeps your home in tip-top shape!

Summer Fruit-Filled Mini Tacos 16/05/2024

Do you have to wait for Summer??

Summer Fruit-Filled Mini Tacos Take advantage of the fresh summer fruits to make a delightful dessert.

08/05/2024

Are you feeling weighed down by high-interest credit card debt? You’re not alone. The average credit card rate has reached an all-time high, exceeding 20%. Add that to the fact that Americans now hold nearly $988 billion in credit card debt, and those numbers are enough to make your eyes water.
What many Americans don’t know is that their home equity can help tackle any high-interest debt they’re carrying. How? Through a home refinance.
If you’ve got questions, we’ve got answers Let's connect and explore how you can consolidate your debt through a home refinance. Message me or call me at 425-330-2039.

08/05/2024

Calling all first responders, medical professionals, and teachers! We have loan programs designed with YOU in mind - want to buy or refi? I can help! Message me or call me at 425-330-2039.

03/05/2024

When determining how much home you can afford, there are two things to consider:

1. How much you can qualify for with a mortgage lender. This takes into account your gross monthly income, other debt and monthly obligations, assets, credit score, and ability to repay your mortgage.
2. What monthly payment you feel comfortable making, taking into account your other obligations, lifestyle, and expenses tied to homeownership.

These two numbers don’t always align, so it’s important to get a look at how homeownership will pencil out for you—which is exactly what our payment calculators and my team can help with.

To connect with my team for guidance, send me a DM and let’s get you on the path to homeownership!

02/05/2024

"Those who say that we're in a time when there are no heroes, they just don't know where to look." ~ RONALD REAGAN

Brenda Alfano (NMLS#229897) | Lynnwood, WA 28/04/2024

"Caring, knowledgeable and always available to answer questions or discuss in more detail loan process. Very thankful for her expertise!" says Lauren on Google

Brenda Alfano (NMLS#229897) | Lynnwood, WA ★★★★★ Caring, knowledgeable and always available to answer questions or discuss in more detail loan process. Very thankful for her expertise!

22/04/2024

Crazy Coasters

The Friday File: The first American roller coaster was a stretch of repurposed coal mine railroad track in Pennsylvania’s Lehigh Valley in 1873. The chuch-chuch sound comes from the 1910 invention of the safety ratchet that prevents coasters from rolling backwards. Coney Island’s wooden Cyclone debuted in 1927, while Disney’s Matterhorn pioneered steel coasters in 1959, and Knott’s Berry Farm was the first to turn riders upside down in 1975.

16/04/2024

Interesting information, not looking for controversy, thought this was interesting:

Temporary Tax

In 1862, President Abraham Lincoln signed a revenue-raising measure to help pay for the costs associated with the Civil War. The measure created a Commissioner of Internal Revenue and the nation’s first income tax. The tax was 3% for income between $600 and $10,000 and 5% for income above $10,000. Heeding public opposition, Congress cut tax rates in 1867 and repealed the income tax entirely in 1872.
***
On February 3, 1913, just one month before the inauguration of President Woodrow Wilson, the Sixteenth Amendment was formally accepted into the Constitution. With the income tax provision outlined in the new amendment, the Revenue Act of 1913 was soon after enacted into law by Congress.

How to Host the Best Spring Brunch 05/04/2024

How to Host the Best Spring Brunch Tips for hosting a perfect spring brunch for friends and family.

Smart Yard Sale Tips 27/03/2024

Smart Yard Sale Tips Don't host a yard sale without reading these tips.

Videos (show all)

What's going on in the market right now?
Market Chat - June 2024 Update
Are you feeling weighed down by high-interest credit card debt? You’re not alone. The average credit card rate has reach...
When determining how much home you can afford, there are two things to consider:1. How much you can qualify for with a m...
Almost Spring - Yay! The market is moving a bit more - now is the time to get preapproved if you are wanting to buy this...
Happy almost Spring! One of my favorite times of the year!
Don't let the fear of fees stop you from discovering your real estate possibilities. First step? A free consultation.Lea...
Investing in a realtor isn't a cost, it's a strategy for higher returns. We're not here to take from you; we're here to ...
More than an agent - a helping hand in packing, painting, and even yard work. Because your peace of mind matters to me. ...
Homeownership might be closer than you think. Discover how with as little as 3% down. Learn more from this episode: http...
Advice turned career: How Lori DaSilva's love for remodels and real estate guided her to get licensed.Transforming homes...
You don't know what you don't know. That's why you need an agent who does – and is always striving to know more. 🧠💡Not a...

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Opening Hours

Monday 08:30 - 20:00
Tuesday 08:30 - 20:00
Wednesday 08:30 - 20:00
Thursday 08:30 - 20:00
Friday 08:30 - 20:00
Saturday 08:30 - 20:00