Brenda Alfano - Mortgage Advisor
Brenda Alfano, NMLS #229897, Mortgage Advisor
Mortgage Advisor MLO #229897, Conventional, FHA, VA, Jumbo, First Time Homebuyers, USDA, 203K
Passionate about helping people make educated decisions about the home lending process.
Looking to buy a home? Here’s what to consider:
1️⃣ Understand your financial situation
2️⃣ Reduce your monthly expenses
3️⃣ Start budgeting for a house payment
4️⃣ Strengthen your credit profile
Don’t hesitate to reach out—let’s discuss your goals and plan your next steps!
The Becoming a Success-Minded Leader Program | Success-Minded Leader A Leadership Certification Program for those leading both strategy and people.
Turning Your Homeownership Dreams into a Smooth and Effortless Reality. 🌟
Wow, what a journey it's been! Since 2011, we've had the privilege of assisting over 8,079 families. A heartfelt thank you to our amazing community and dedicated loan officers for your unwavering support. We’re excited to celebrate more milestones with you in the future! 🎉
What's going on in the market right now?
How refreshing!
A Watermelon Party to Remember There's no fruit more sensational for summer than watermelon!
Are you thinking of buying a home? It's an exciting experience, but being prepared is crucial. Determine your budget and get pre-approved before you start your search! 🧐
This will help you focus your search and increase your chances of success when making an offer.
Having a pre-approval shows sellers that you're a serious buyer and can afford the home, putting you ahead of others who don't have one.
Let's make your home-buying dream a reality! Message me today!
Good to know!
While the national average homeowner's equity has grown by $28,000 in the last year, 𝐡𝐞𝐫𝐞 𝐢𝐧 𝐖𝐚𝐬𝐡𝐢𝐧𝐠𝐭𝐨𝐧, 𝐰𝐞 𝐡𝐚𝐯𝐞 𝐬𝐞𝐞𝐧 𝐚 𝐠𝐚𝐢𝐧 𝐨𝐟 𝐠𝐚𝐢𝐧 𝐨𝐟 $𝟒𝟓,𝟎𝟎𝟎 𝐢𝐧 𝐣𝐮𝐬𝐭 𝐭𝐡𝐞 𝐥𝐚𝐬𝐭 𝐲𝐞𝐚𝐫 𝐚𝐥𝐨𝐧𝐞!
If you bought your house before the pandemic, the equity news is even better. According to data from Realtor.com, home prices shot up by 37.5% from May 2019 to May 2024, meaning your home’s value has likely increased significantly.
Need Down Payment Assistance? I've got you covered! 😄
Let's explore your options for Down Payment Assistance - We have many programs available to suit your specific needs. Don't let this stand in your way of buying your dream home!
"Brenda did a fantastic job. I was recommended her by a co-worker of mine and she was available whenever I had any questions, responsive to all my messages, and went above and beyond to facilitate a smooth home purchase." says Dominik on Google
Brenda Alfano (NMLS#229897) | Lynnwood, WA ★★★★★ Brenda did a fantastic job. I was recommended her by a co-worker of mine and she was available whenever I had any questions, responsive to all my messages, and went above and beyond to facilitate a smooth home purchase.
Thinking about buying a home but feeling unsure because of the interest rates lately? I get it! That's why I'm here—to listen to your current situation, assess any necessary changes, and guide you through the homebuying journey.
Feel free to send me a message, text, or call. I'd love to chat with you and shed light on where you stand in this market, so you can make informed decisions about buying a home.
Discover the benefits of a Reverse Mortgage and how it can help improve your quality of life as you shift into retirement. Message me today for more information! 👍
12 Easy Crafts You Can Do At Home This Month These crafts will keep you occupied all month long!
Market Chat - June 2024 Update
Doing a few small projects every month keeps your home in tip-top shape!
Do you have to wait for Summer??
Summer Fruit-Filled Mini Tacos Take advantage of the fresh summer fruits to make a delightful dessert.
Are you feeling weighed down by high-interest credit card debt? You’re not alone. The average credit card rate has reached an all-time high, exceeding 20%. Add that to the fact that Americans now hold nearly $988 billion in credit card debt, and those numbers are enough to make your eyes water.
What many Americans don’t know is that their home equity can help tackle any high-interest debt they’re carrying. How? Through a home refinance.
If you’ve got questions, we’ve got answers Let's connect and explore how you can consolidate your debt through a home refinance. Message me or call me at 425-330-2039.
Calling all first responders, medical professionals, and teachers! We have loan programs designed with YOU in mind - want to buy or refi? I can help! Message me or call me at 425-330-2039.
When determining how much home you can afford, there are two things to consider:
1. How much you can qualify for with a mortgage lender. This takes into account your gross monthly income, other debt and monthly obligations, assets, credit score, and ability to repay your mortgage.
2. What monthly payment you feel comfortable making, taking into account your other obligations, lifestyle, and expenses tied to homeownership.
These two numbers don’t always align, so it’s important to get a look at how homeownership will pencil out for you—which is exactly what our payment calculators and my team can help with.
To connect with my team for guidance, send me a DM and let’s get you on the path to homeownership!
"Those who say that we're in a time when there are no heroes, they just don't know where to look." ~ RONALD REAGAN
"Caring, knowledgeable and always available to answer questions or discuss in more detail loan process. Very thankful for her expertise!" says Lauren on Google
Brenda Alfano (NMLS#229897) | Lynnwood, WA ★★★★★ Caring, knowledgeable and always available to answer questions or discuss in more detail loan process. Very thankful for her expertise!
Crazy Coasters
The Friday File: The first American roller coaster was a stretch of repurposed coal mine railroad track in Pennsylvania’s Lehigh Valley in 1873. The chuch-chuch sound comes from the 1910 invention of the safety ratchet that prevents coasters from rolling backwards. Coney Island’s wooden Cyclone debuted in 1927, while Disney’s Matterhorn pioneered steel coasters in 1959, and Knott’s Berry Farm was the first to turn riders upside down in 1975.
Interesting information, not looking for controversy, thought this was interesting:
Temporary Tax
In 1862, President Abraham Lincoln signed a revenue-raising measure to help pay for the costs associated with the Civil War. The measure created a Commissioner of Internal Revenue and the nation’s first income tax. The tax was 3% for income between $600 and $10,000 and 5% for income above $10,000. Heeding public opposition, Congress cut tax rates in 1867 and repealed the income tax entirely in 1872.
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On February 3, 1913, just one month before the inauguration of President Woodrow Wilson, the Sixteenth Amendment was formally accepted into the Constitution. With the income tax provision outlined in the new amendment, the Revenue Act of 1913 was soon after enacted into law by Congress.
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Opening Hours
Monday | 08:30 - 20:00 |
Tuesday | 08:30 - 20:00 |
Wednesday | 08:30 - 20:00 |
Thursday | 08:30 - 20:00 |
Friday | 08:30 - 20:00 |
Saturday | 08:30 - 20:00 |