David Daciuk - Bankers Life Agent
I am an agent licensed to sell insurance through Bankers Life and Casualty Company. BCLIC is authorized to sell insurance in New York.
I am acting as an agent and the views expressed are my own and not that of Bankers Life. Bankers Life is the marketing brand of Bankers Life and Casualty Company, select policies sold by Colonial Penn Life Insurance Company and select policies sold in New York by Bankers Conseco Life Insurance Company (BCLIC). Policies are subject to state availability.
Are you single and retiring? Here’s what you need to know to make your golden years a success! https://hearsay.social/38ScHdG
Retiring Single What You Need to Know for a Successful Retirement Retiring single might leave you feeling anxious and unprepared, but it doesn't have to. Here's how you can set yourself up for retirement success.
Are you getting close to celebrating your 65th birthday? If yes, then it’s time to begin researching your Medicare options! Visit our blog to learn the information you need know about Medicare Supplement insurance!
Medicare Supplement Insurance Q & A - Bankers Life Blog Are you nearing your 65th birthday? Check out this Q & A for the information you need to know about enrolling in Medicare Supplement insurance.
The unexpected loss of a loved one affects life deeply in many ways, including financially. Here are three steps to take as you navigate this difficult time: https://hearsay.social/3McbfAt
3 Tips for Managing Finances After the Unexpected Loss of a Loved One The unexpected loss of a loved one can be disorienting. While many things can wait, you may need to take action on your finances. This guidance can help.
Gone but not forgotten. Today, Bankers Life pauses to reflect on the services and sacrifices of our military personal. We honor those who gave their lives for our freedom.
Travel is one of the greatest joys of retirement—but only if you do it safely. Follow these five senior travel tips to make the most of your journeys: https://hearsay.social/3arXKj4
5 Senior Travel Tips for a Safe Vacation in Retirement Exploring new places and meeting new people are some of the joys of senior travel. These five tips can ensure that you have a safe vacation, as well.
No matter what age or stage of life, we all need to be alert to mental health. May is Month and we’ve got four ways to see if you or a loved one might need help and how to start a conversation.
Mental Health Awareness Month: How to Know (and Help) When It's Just Too Much - Bankers Life Blog There’s a famous quote attributed to several people (including the late comedian Robin Williams) that goes something along the lines of: Be kind, for May is Mental Health Awareness Month and the perfect time to explore four ways to tell if you or someone you love might need help along with resourc...
When a loved one dies, it’s easy to feel overwhelmed with grief. Get things in order by using this checklist of tasks to complete.
Checklist: What to Do When A Loved One Dies - Bankers Life Blog When a loved one dies, you might feel overwhelmed with grief. It can be extremely difficult to keep up with everything that needs to be done to get things Getting things in order when a loved one dies is a tough job. Use this checklist of what to do when someone dies to help sort everything out.
May is and the perfect time to explore four ways to tell if you or someone you love might need help along with resources. https://hearsay.social/3yNjgJa
Mental Health Awareness Month: How to Know (and Help) When It's Just Too Much - Bankers Life Blog There’s a famous quote attributed to several people (including the late comedian Robin Williams) that goes something along the lines of: Be kind, for May is Mental Health Awareness Month and the perfect time to explore four ways to tell if you or someone you love might need help along with resourc...
You may have heard the phrase, “Be kind, for everyone you meet is fighting a battle you know nothing about.” In honor of Mental Health Awareness Month, we’ll share four ways to tell if you or someone you love needs help along with resources. https://hearsay.social/3Mz8b2x
Mental Health Awareness Month: How to Know (and Help) When It's Just Too Much - Bankers Life Blog There’s a famous quote attributed to several people (including the late comedian Robin Williams) that goes something along the lines of: Be kind, for May is Mental Health Awareness Month and the perfect time to explore four ways to tell if you or someone you love might need help along with resourc...
Did you see that, our parent company, CNO Financial Group, was named among America's Best Employers by Forbes magazine? CNO earned the accolade in the Mid-size Employer category, which recognizes companies with 1,000 to 5,000 employees. Want to work for an employer-of-choice, too? Join me at Bankers Life!
Apply here: https://hearsay.social/3lMLxrL
Stroke is a leading cause of death and serious disability nationwide and around the world—but it doesn’t have to be. Learn how you can help prevent and treat stroke with tools from the CDC: https://hearsay.social/3wiMYEd
Aging in place. Is this the right choice for you? Learn more here:
Aging in Place: Living Comfortably at Home - Bankers Life Blog As you plan for your retirement, you should consider where you want to live and how much support you may need to be as independent as possible as you grow Many retirees would prefer to live at home, yet they aren’t sure how to make aging in place a reality. These tips will help you to get started!
For 20 years, Bankers Life has been spreading the seeds of hope to raise awareness and funds for a future without Alzheimer’s. Support this year’s campaign online. Learn more here: https://hearsay.social/39gBDeM
CNO Financial Group and Bankers Life Support Alzheimer's Association With $424,000 through 19th Annual Fundraising Campaign CNO Financial Group, Inc. (NYSE: CNO) and Bankers Life announced today a contribution of $424,000 to the Alzheimer's Association this year for Alzheimer care, education, and research programs....
Annuities: Valuable investment vehicles during your retirement. Learn when one is right for you at our blog here:
Annuities: When is One Right for You? - Bankers Life Blog What is an annuity? Annuity is a general term for a group of insurance products that pay income over time after you contribute a lump sum or periodic For many people, annuities can remove the stress and worry of retirement by providing a safety net of guaranteed income. Is an annuity right for you?
Many moms teach their children to plan ahead. Bankers Life can also help you prepare for what life brings! In celebration of , learn how life insurance can help you get ready for the future: https://hearsay.social/3KWk3tN
Read how multi-generational financial literacy impacts retirement planning.
How Multi-Generational Financial Literacy Impacts Retirement Planning - Bankers Life Blog All of us fall into a generational category whether we’re Gen X, millennials or boomers, and though we’re all unique individuals, the trends of our Gen X, Gen Z and boomers all view retirement and financial planning differently. We’ve got the breakdown on how multi-generations view it all.
Life insurance can provide your loved ones with financial protection to help cover final expenses or debt. If you're considering buying life insurance, you may have some questions about how these policies work. The Center of Secure Retirement breaks it down step by step! Learn more here: https://hearsay.social/3ky2eGw
How Does Life Insurance Work How does life insurance work? Learn the basic principles of this financial resource and the different options available.
For many people, annuities can remove the stress and worry of retirement by providing a safety net of guaranteed income. Is an annuity right for you? Learn more at our blog here:
Annuities: When is One Right for You? - Bankers Life Blog What is an annuity? Annuity is a general term for a group of insurance products that pay income over time after you contribute a lump sum or periodic For many people, annuities can remove the stress and worry of retirement by providing a safety net of guaranteed income. Is an annuity right for you?
Did you know that a private room in a nursing home costs on average $92,000 a year, and Medicare may not cover these expenses? Long-term care insurance can help protect your savings and give yourself flexibility in where you receive care!
https://hearsay.social/3OM6K1V
Get Covered for Long-Term Care Expenses | Bankers Life Did you know that a private room in a nursing home costs on average $92,000 a year, and Medicare may not cover these expenses? Help protect your savings and ...
Want to work for a company which supports a worthy cause? For 20 years, Bankers Life has planted seeds of hope for a world without Alzheimer’s through our Forget Me Not Days® campaign. Learn more about the impacts our national annual fundraising campaign has made here: https://hearsay.social/3vf98qy
Message me to learn more!
Retirement comes with many positives, including new opportunities and plenty of time to explore them. Learn tips can help you maintain healthy relationships with your family and friends during your life in retirement here: https://www.centerforasecureretirement.com/posts/tips-for-maintaining-healthy-family-relationships-during-retirement
Tips for Maintaining Healthy Family Relationships During Retirement Retirement comes with a lot of free time, but that can sometimes strain family relationships. Here's how to keep them solid.
Are you one of the many retirees that overlook their digital assets while estate planning? Learn why digital assets are so important and how to protect them.
Estate Planning for Digital Assets - Bankers Life Blog If you’re getting everything in order for retirement, you’ve probably given a lot of thought to your possessions. Most likely, you have made a list of Don’t overlook your digital assets as you plan for retirement. Here’s your guide to estate planning for digital assets and why this is so imp...
Trying to decide where to retire? Here, we’re breaking down the seven best retirement cities and what makes them so great. Take a look at the link below.
The 7 Best Retirement Friendly Cities - Bankers Life Blog Choosing the best city for retirement is a bigger decision than you might think. Between things like income tax, cost of living, and potential deductions Ready to retire? Take a look at this list of the seven best cities for retirement quality of life.
Everyone experiences varying levels of stress in their day-to-day lives but too much stress can keep you from feeling and performing at your best. In honor of , check out these simple three techniques to help manage it all: https://www.heart.org/en/healthy-living/healthy-lifestyle/stress-management/3-tips-to-manage-stress
3 Tips to Manage Stress We all have stress – at work, at home and on the road.
Retirement doesn’t have to mean endless days with time to fill. With inflation on the rise, you may be ready to do something new and make some extra money in the process to offset costs. We’ll show you how.
Don’t let inflation get you down: Tips to save and generate income in retirement - Bankers Life Blog If you’ve been paying close attention to the news lately, you’ll see that most U.S. households are facing an approximate $5,200 ($433 per month) inflation Most Americans are facing a large inflation tax this year. If you’re retired, these tips to save and generate income are for you.
Inflation is on the rise but don’t let it get you down especially if you’re retired. Read on for our tips to save and generate income on a part-time basis while keeping control of your time and lifestyle:
Don’t let inflation get you down: Tips to save and generate income in retirement - Bankers Life Blog If you’ve been paying close attention to the news lately, you’ll see that most U.S. households are facing an approximate $5,200 ($433 per month) inflation Most Americans are facing a large inflation tax this year. If you’re retired, these tips to save and generate income are for you.
Easter is approaching, and we have eggs on the mind: chocolate eggs, dyed eggs and NEST EGGS! Check out our blog for steps you can take to help protect your nest egg in retirement: https://blog.bankerslife.com/insights/personal-finance/how-to-extend-the-life-of-your-nest-egg/
How to Extend the Life of Your Nest Egg - Bankers Life Blog You’re working hard to create a nest egg to live off of during retirement—but is it enough? There are ways you can help extend the life of your nest egg..
When naming your life insurance policy’s primary beneficiary, it’s important to have a backup beneficiary! Here are the top five things to know when naming a secondary beneficiary: https://www.centerforasecureretirement.com/Posts/When-to-Consider-a-Secondary-or-Tertiary-Beneficiary
When to Consider a Secondary or Tertiary Beneficiary Designating a secondary or tertiary beneficiary can be helpful in the event that a primary beneficiary is unable to accept what you leave them.
Being a caregiver for a loved one often means managing finances in addition to physical and mental well-being. If your loved one needs help managing aspects of their financial life, here's how you can help: https://www.centerforasecureretirement.com/Posts/Becoming-a-Financial-Caregiver-for-Family-Heres-What-You-Need-to-Know
Becoming a Financial Caregiver for Family Heres What You Need to Know Being a financial caregiver for family is, in many ways, a blessing. Here's what you need to know to get started.
If you're worried about the high out-of-pocket costs from Medicare, one possible solution is to join a Medicare Advantage plan. Learn more about how Medicare Advantage compares to traditional Medicare here: https://www.centerforasecureretirement.com/posts/what-is-a-medicare-advantage-plan
What Is a Medicare Advantage Plan What is a Medicare Advantage plan, and how does it compare to normal Medicare? We explain how these plans work, the benefits and when they make sense.
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