Sol Spyre Wealth
Stop dreaming, start living.
Let’s talk about your wealthview.
What was your gut reaction when you read that 👆🏼
Was it something to the effect of pshh.. yeah, sure, you betcha… 🤨 or was it more along the lines of huh…. I can see that…
For those of you that are scoffing at the thought, ask yourself why.
Now, let’s dismantle this notion so we can get crystal clear on how our states of mind control our views.
A state of mind is simply a belief. Beliefs come in two (main) categories: conscious beliefs + 🥁 unconscious beliefs.
Conscious beliefs are the patterns we choose to create, usually in response to overturning unconscious beliefs we no longer desire to foster.
Unconscious beliefs are beliefs that we have picked up through direct experience, inference, + authoritative testimony or, in plain English, beliefs that are created because of:
✨things that have happened to us,
✨connections we’ve made between the stuff that’s happened to us or stuff we’ve heard from a “trustworthy” source and stuff that’s happened to other people
✨ stuff that has been impressed upon us by a “trustworthy” source.
In our lives, our first form of authoritative testimony we receive from a “trustworthy” source is our parents.
Now, when it comes to money + wealth, we have to ask ourselves now that we’re a little bit older + a little bit wiser:
is this the best source of information to learn the skills required to create wealth?
By now, you can probably see where I’m going with this, in society @ large, we have created an ideal environment to perpetuate a state of lack instead of a state of limitless prosperity.
To put an end to this cycle, we must:
✨ critically examine the behaviors + beliefs we perpetuate in our day-to-day lives
✨ be willing to cultivate awareness of our patterns
✨ possess the fortitude + tenacity to shift our patterns into one’s that are constructive
Right now, you’re either loving what I’m saying or it’s making you a bit uncomfortable. Either way is fine, but remember: fear is excitement without the breath.
👉🏼 Visit the link in my bio to snag a 30-day all access pass to join the Sol Spyre community to start making your dreams a reality.
Is Wealth simply the accumulation of things, the lack of desire for things, or something else entirely?
My thoughts are: something else entirely. I believe your wealth is the comprehensive measure of your entire well-being.
👇🏼 What are your thoughts?
✨Making ‘22 Your Wealthiest Year Yet ✨
You’ve heard me say it before and you’ll here me say it again.
Wealth is simply a tool to support your wellbeing so that you may flourish.
The trick is aligning your wealth so that it does, in fact, do that.
The concept of well-being can be broken down into:
✨ Fun
✨ Lifestyle
✨ Occupation
✨ Universality
✨ Resources
✨ Inspiration
✨ Supernality
✨ Health
See what I did there, 😉 F-L-O-U-R-I-S-H?
As the New Year approaches, I’ve been reflecting on this past year (or is it years 20/21 seem to have blended together) and the items I checked off the list, as well as those that I’ve failed to prioritize.
The all too common New Year’s resolution of “I’m going to get in shape” seems to be a recurring trend that hasn’t quite stuck for me.. why? I’m still in fairly good shape 😅 so this year it will probably be “I make healthy choices.”
As you’re considering what you’d like to make a reality in ‘22:
👉🏼 Take inventory of the Realms of Wealth: Where are you at? Where would you like to be? What’s one thing you can do to get closer to what you’re dreaming of?
👉🏼 Phrase your new intention as “I (am..) as if it is already present in your reality.
👉🏼 Delve deep to discover your why. Why is this your intention?
👉🏼 Avoid the negative (not, but, don’t). Example: I don’t smoke. | I am smoke-free.
👉🏼 Fake it till you make it. Setup a note in your phone, read it (at least) daily (if not multiple times a day). Repetition allows you to shift your reality by creating space for the new intention in your mind.
👇🏼 What’s one ✨BIG✨ dream you’d like to make a reality in ‘22?
Revealing the Mystery of Market Capitalization, in other words: what gives?
Large-Cap = Transparency + Stability + Dividends
👉🏼 These companies have a solid reputation for producing quality goods and services. They serve as a buoy for your investment portfolio, mimicking the market without being too extreme one way or the other.
🌇 Large-Cap Companies: Apple, Microsoft, Amazon, Google, Meta (a.k.a. Facebook), Walmart, Visa
Mid-Cap = Growth Potential + Increased Risk
👉🏼 Mid-Caps are still in their growth phase but have been around to prove themselves so they aren’t considered as risky as small-caps. They provide some level of stability and some level of growth potential.
Mid-Caps could potentially become the Large-Cap stocks of the future. On the same token, a Mid-Cap stock could be a Large-Cap from the past so due diligence is necessary.
🌇 Mid-Cap Companies: American Eagle Outfitters, Dublin’ Donuts, Grubhub
Small-Cap = Highest Potential Growth + Most Risk
👉🏼 The Small-Cap companies that are successful can offer a massive upside (or increase in share value). Or, they could fall flat on their faces and be a pain in your wallet.
Additionally, these companies may be “fallen angels” that once were categorized in the Mid-Cap or Large-Cap space, but for one reason or another have fallen on hard times or are facing bankruptcy.
As always, do your due diligence and anticipate being along for what could prove to be a wild ride 😉. Small-Caps tend to have the most volatility and thus, their market price fluctuates regularly.
🌇 Small-Cap Companies: Denny’s, Eventbrite, FitBit
👇🏼 What is your biggest takeaway?
The Number ☝🏼Thing You Can Control on the Adventure of Your Life:
I clearly remember the day my mother decided it was fitting to impress this golden nugget of wisdom upon me. I got it in my head (and those of you that know me well know that I exemplify the Ta**us ♉️ trait of stubborness) that I was not going to attend school that day. I did the “I’m sick” thing and my mother, in all her wisdom, called b.s. Then the reasoning morphed, it was no longer a desire to merely stay at home, now I was driven by the perceived shame of showing up late to class. So, after dragging my feet and getting ready (and I’m sure plenty of banter with my mother), we ventured off to school.
I refused to get out of the car, when she went into the school to request assistance, I hid under some stuff in the backseat, performing a magical disappearing act that made her frantic. I think she ended up assuming I had ran away into the wilds of our small town.
I can’t recall if she found me in the back seat or if I resurfaced once we returned home, but that was when she looked at me sternly and said “the choices you make dictate the life you lead.”
It hit me like a ton of bricks. My interpretation was I was now solely responsible for my destiny, vulnerable, and no longer shielded by her efforts. My successes and my failures rested 100% on my shoulders. Alas, it didn’t prevent me from skipping classes. Ironically, I love learning, it’s still something I pursue to this day.
Now, I share this with you because you have the choice.
You have the opportunity to choose to become active, aware, and cognizant of your money 💰 and how your relationship either supports or detracts from the path to your dreams.
Or, you can keep perpetuating the same ol’, same ol’ because it’s easier, more comfortable, & more convenient.
👉🏼 The challenge: Commit to taking 5-10 minutes everyday to either:
1️⃣ Review your monetary circumstances and reflect on how your spending patterns support your dreams.
2️⃣ Peruse mutliple media sources (my favs: , , ) and skim the headlines to get a feel for the attitude (sentiment) surrounding the economic environment.
👇🏼Which do you choose?
Believe in yourself.
Bet on yourself.
When I was younger, I decided that when all is said and done, the only person that would have my back and my best interest at heart, 100% of the time, was me.
At first blush, that might seem like I have trust issues 😅 and maybe at the time I devised this statement, that might have been the case. However, the premise of the message is that everyone else is rooting for the hometeam in some way, shape, or form. And this doesn’t mean they’re doing it in a manner that is detrimental to anyone else. It is simply that, they are (or, rather, should be) looking out for themselves.
When I handed in my resignation at the last of my jobs in the world of wealth management, my manager was taken aback. He was flabbergasted that I was leaving the firm because I had a bright future 💫 with them. I agree completely with the sentiment. Yet, I generally think that I have a bright future because I choose to create a bright future 💫 for myself.
At a very core level, I believe it all comes down to choice.
📆 We can choose to stay in the norm, in the comfort zone, subject ourselves to the hustle and grind.
💫 Or, we can choose to take responsibility for our realities and explore beyond the confines of societal norms to be awed by the majesty of our innate, natural potential.
The choice is yours. 💛
The Precepts of Wealth: On top of the world.
Every time we hit a summit,
I revel in the awe of the land sprawling out in every direction.
The multitude of potentialities.
And, I sorrow.
Because I know many people will live their entire lives blind to the beauty of the world around them, the infinite potential.
I’ve been quiet the past few weeks, the lack of connectivity started a period of respite, allowing further reflection on what I am attempting to share with you.
The very core of it is:
✨ Wealth is so much more than money.
✨ Money is simply a means to support your overall wellbeing.
✨ Your wellbeing is comprised of your individuality, interrelationality, intellectuality, and intrinsicality (that’s a lot of -alities) which create your reality.
🗝 Knowing who you are at the very core is essential to living the life of your dreams.
Combined, these precepts create a potent formulation that allow you to live your dream, not the societal dream imposed upon us all from a young age.
Several years ago, I went through my “mid-life crisis,” my “wtf am I doing” moment. Fortunately, this happened way before my “mid-life” marker. I had all the markings of “success” from the loving partner, nice car, and living arrangements with a view to the high-earning career position with upcoming equity in the firm, all I needed to do was sign the paper.
And I walked away because deep-down, I wasn’t happy, fulfilled, or content. And I felt so, so guilty. As if there was something wrong with me because I hit all the socially deemed markers of “making it,” but I hated going to work everyday and hated coming back to the city after vacation. The only saving grace was my partner (and he still is to this day).
Instead of listening to my knowing that I should start a business that shifts the paradigm of wealth management then, I told myself I wasn’t ready and accepted a position where I could be an anonymous face in the corporate machine of one of the large brokerage houses which gave me a chance to get reacquainted with my soul. In the world of sink or swim, you learn a lot about yourself when you’re pushed to your breaking point again and again.
Ta ta, for now.
💛
How to make dreams come true.
It’s a fitting time for a gratitude post with Thanksgiving in a few days and the full moon just past.
Several of these dreams were years in the making.
The catalyst for the second and third was probably decades in the making.
Point being, do not give up on your dreams. Remain committed to them, no matter what life throws your way.
Beyond that, you need clarity as to what exactly your dreams are.
From clarity, you can develop strategy to help position yourself to receive the dream in reality.
Yet, the most important (and oft overlooked) piece of the puzzle is surrendering to the process, releasing the urge to control everything, which is probably the hardest part.
When I met my hubsy, I was 100% convinced I was going to become a cat lady. If I was meant to find my soulmate, I would, but I was no longer putting effort into it. And, when I met him, I thought people like him didn’t exist.
Early on in our relationship, we wanted to move to Bend, Oregon because we both love it. The path to moving here was through buying a house in Washington and, later, selling it.
Starting Sol Spyre began as a dream, long ago, to become an entrepreneur and make a difference in the lives of many so that we could create a better tomorrow for society @ large. I didn’t have clarity, but time provided the details.
🗝 Commitment
🗝 Clarity
🗝 Strategy
🗝 Surrender
👇🏼 What dreams would you like to come true?
Earlier this year, I found a “sentence a day” book while wandering around town with my hubs. We decided to repurpose one of the many journals we have into our own “sentence” a day book.
Capturing the story of the experience of your life takes but a minute but will last lifetimes.
Want to build wealth? Don’t know where to start?
Getting started is the hardest part.
A simple online search on how to start investing yields like 2.5 BILLION results 👀
I remember falling down that rabbit hole 🕳 when I first set out on my own.
At that point in my life, circa 2009 or so,I was working as a server at a sushi restaurant and I’d stuff all of my tips into a “monkey head jar” which was a coconut carved to look like a monkey. I was bound and determined to make something of my money 💰 and fresh off of reading ”Rich Dad, Poor Dad” by Robert Kiyosaki.
I was on a mission to buy “assets,” yet had no idea how. So I turned to the internet.
I’d spend my time listening to Jim Cramer rant very passionately about stocks while researching foreign exchange trading (because the market is open 24 hours). I thought I could trade purely on technical analysis. Needless to say, I made a lot of money and proceeded to lose a lot of money several times over all while riding the dragon of the investment markets.
I hit the point where I realized I didn’t quite know enough to be successful at this endeavor so I took a step back from currency trading to hone my knowledge & lick my wounds.
Eventually, I ended up aligning my career path to joining the ranks of professional wealth managers & investment advisors from my humble beginnings in the hospitality industry. This is what I feel is one of the ultimate life hacks: get paid to gain knowledge & expertise.
During the better part of a decade I was in the world of wealth management, I discovered a lot of what my 20-year old self did not know.
👉🏼 Investing for just the sake of investing is harder than investing for a purpose because in the first case, you’re only connected to the money 💰 which makes watching the value of your hard earned dollars go up and down is emotionally taxing.
👉🏼 Your money 💰 is there to make your dreams a reality. You control it, don’t let it control you.
👉🏼 Risk isn’t what most people think it is. How people feel about the market contributes to how risky the market is.
Also, I uncovered what the traditional model of financial planning is missing… to be continued!
Change is the currency of growth.
I remember saying to my manager, as I handed in my resignation in 2016, that “I do this ever so often.” By this, I meant rip apart my life and start over again.
He looked at me like I was crazy.
That statement holds true to this day.
I recently picked up “Awakening the Hero Within” by Carol S. Pearson and I wish I would have found this book years ago.
She covers the path of individuation, the development of self, through the lens of the archetypes.
Through our Egos, we create containers that house our Souls. The coupling of our Ego and Soul creates our Self, which has it’s life mission to bring into the world.
It fascinates me how she so succinctly puts words to my experience and why I, ever so often, burn my life down and start anew.
My most recent fascination had been with having meaning in my life. One of the most fulfilling times I’ve ever had was when I was fundraising for the United Way because I was making a positive impact on society @ large. Since that point, I felt like I was drifting. Sure in that time, I hit all the “marks” of a “successful” life, but there was something missing. Something I couldn’t quite put my finger on. And something I was trying to solve by unconscious consumerism (which - surprise, surprise - resulted in a mountain of credit card debt.)
I had all the trappings of success and an underlying feeling of discontent. I felt awful, like I was being ungrateful for the life I had built.
Slowly (and I do mean slowly), I realized that the reason that I had this underlying inkling of discontent was not because I was ungrateful, yet rather because I was striving to live someone else’s dream. I wasn’t living in my truth or my authenticity. So, while the clothes fit, I wasn’t comfortable because I wasn’t aligned to my life’s purpose, or, as she describes in the book, my entelechy.
So the process of transformation began again, destroying something old and creating something new. It’s like shedding layers until you get down to the very depth of your being, so you can bestow your talents and your unique capacities on society @ large and create a better tomorrow.
Follow .spyre to learn more >>>
😱 The Sunday Scaries 😱
Do you spend all week looking forward to the weekend? Then it’s gone in a flash, disintegrating into a Sunday evening full of dread for the coming days.
Back to the daily grind, to the endless meetings and endless cups of coffee. All so you can wake it up and do it all over again.
I remember when I was young, naive, and still passionate, before the hustle and grind culture sucked the soul out of my life. And I remember the “Sunday scaries,” dreading to go to work Monday morning, desperately attempting to claw back the flitting moments of joy from the weekend, to have them last just a few moments longer.
And, I remember when it finally clicked. At the beginning of 2020, I was burnt the f**k out.
Deep down, I still had a glimmer of my original purpose, the cause of my pursuit, but the give-everything-you-have-this-is-not-a-40-hour-a-week-career culture of shining bright to flame out had nearly snuffed it out completely.
I entertained changing careers completely, giving up on my mission to be a campaigning crusader for financial well-being and cultivate equality and opportunity in the world. My exact thoughts were somewhere along the lines of “well, I can be a health coach… I’m passionate about being healthy!” (and so, I took a brief detour down that path before coming back to what I have devoted the better part of a decade to understanding: how to solve wealth disparity).
What I discovered in that period of flux was that it was not the pursuit to become a campaigning crusader of financial well-being that caused me to lose my passion for my work and dread Monday’s. It was the toxic corporate culture that permeates the industry.
I was burning out because I was not living in alignment with my truths.
My goal was, still is, to work alongside folks, helping empower them with the know how to take positive action to create their best lives.
It’s been a long road back and I’m excited to share the journey to integrated wealth and beyond with you.
💛 Budget Friendly Self-Care 💛
My favorite way to rest, relax, and replenish is to drop off the face of the map.
Especially after a week like this last one, characterized by too much screen time, too many back-to-back meetings, and the general sense of go-go-go that is all too prevalent in modern society, I was in sore need of a break.
When the topic of what to do came up this morning, nothing was particularly speaking to the hubs and I.
Town sounded too busy, seeking the great outdoors sounded like too much driving, staying in and putzing around sounded too mundane.
We ended seeking out the great outdoors, the Oregon Outback to be precise.
Since (what’s felt like the beginning of time), hiking has been my go-to way to:
✨ get out in nature and replenish
✨ get active and release some excess energy
✨ get out of my mind and back in touch with my soul
👇🏼 What’s your favorite low-cost (or free) way to show yourself a little love? 💛
HOW TO: Create meaning out of money 💰
Today the hubs and I sat down to review the concept for our future.
The past several months have brought a lot of (welcome) change. In retrospect, these change were precisely what we set out to do several years ago when we went down the path of buying a home in Washington.
The big picture plan was to sell it after a few years and move to Bend. Well, we can check that box.
Now the question is where do we want to go and how do we want to get there.
With all things, there is a myriad of potentialities in front of us. We could do this or that or the other.
The true question is which course of action brings us closer to the dream we envision. And, which course of action aligns with what we value in life?
So, the other night, we established our clan values and, tonight, we weighed the pros and cons of the potential paths in front of us.
In the coming weeks, there are a few more things we need to consider before deciding on which pathways we, ultimately, end up pursuing.
Until the values no longer support our endeavors, the can serve as guidelines to direct our resources to create our best lives and make our dreams a reality.
👇🏼 How do you create meaning out of money? Drop a note in the comments!
The true cost of freedom.
Today, I had a rare opportunity to reflect on the great gift our country’s Veterans have bestowed on us. Our freedom.
When I think of the characteristics they embody things such as strength, bravery, courage, discipline, loyalty come to mind.
At the very least, to do their sacrifices justice, we can strive to exemplify these virtues in our everyday lives.
So, I challenge you not to settle because it’s convienent. I challenge you to stand tall and be brave in the face of life’s ups and downs.
And, I challenge you to have the courage to live your dreams.
Photo of an American flag by Tim Mossholder via Pexels.
Fixed Income:
The other way for companies and governments to raise money is to issue debt (a.k.a. bonds a.k.a. fixed income).
Back in the day, the physical bond certificates would have “coupons” that would be mailed in to redeem the interest at the appropriate intervals, hence the “coupon” interest rate.
Debt is considered a “senior” security (as compared to equity positions like stocks), so in the case of a companies bankruptcy, the bond holders (investors that have purchased bonds) would get paid before the stock holders.
To change the world, we need to start at home.
If we want to create a world of equal opportunity, we need to look at how our behaviors and beliefs create equal opportunity for our families.
If we want everyone to have the means to live well, we need to make sure we have the means to live well.
However, we cannot start modifying our behaviors and beliefs until we know what these things mean to us.
👇🏼What does equal opportunity and having the means to live well mean to you?
The ONLY thing you need to build enduring, integrated wealth (I promise, it’s not what you think):
Most would think it’s money, but money is simply a result.
Before money there is action that makes the money.
Before action there is belief that results can be attained.
Before belief there is knowledge.
Knowledge is the ONE THING that is standing in your way of creating integrated, enduring wealth.
👉🏼 What’s standing in the way of you knowing how to build wealth?
The things that come to my mind are ease of access and jargon.
👇🏼 Does anything else come to mind? Let me know below!
(P.S. Follow .spyre to gain the knowledge you need to create generational wealth!)
👉🏼 Follow .spyre to learn how to to build 👈🏼
I recently opened an equity position in ____. Wait, what?
Stocks are equity (read ownership) positions in companies. This is one of the way that a company may raise money by “going public” and selling chunks of itself to whomever would like to buy it.
Investors, like you and I, choose to buy equities to make our money make us more money. Stocks offer some of the highest possible bang for your buck in potential growth.
Keyword being “potential.”
Stocks are also the most volatile, meaning the price or value tends to move up and down frequently on a day-to-day basis.
Which brings us to the power of knowing and understanding what is happening in the market. Knowledge, of course, is power. On the flip side, the void of knowledge creates fertile ground for fear.
Wealth is commonly thought of as the amount of money 💰 that you have in the bank. Yet, it is so much more than that.
As with most things in life, you can think of wealth consisting in two parts: the “soft” side and the “hard” side.
The “soft” side is fairly similar to what we think of in business: people skills, etc. In the wonderful world of wealth, this is know as qualitative.
Conventional wisdom has pigeonholed us into addressing only the “hard” side of wealth or the quantitative side of money. This side, of course, is all the technical stuff you hear about when your hear about wealth. Investing, margin, leverage, fundamental analysis, this number, that number, the other number. Believe me, I’ll break that all down into plain English.
For now, I simply want to point out that wealth is so much more than money and, by the nature of our mere existence, we can be wealthy, if we so choose.
Furthermore, one could purport that monetary success is a product of the cultivation of an individual, their relationships, their intellectual pursuits, and what they hold close to their hearts. 💛
👇🏼👇🏼 What are your thoughts? I’d love to hear how this makes you feel about “wealth.”
Hi 👋🏼 there.
It’s as good as time as any to introduce myself. I’m Amanda, the Founder and Mastermind behind Sol Spyre.
I can recall many vignettes of what brought me to this point in time on this specific path, the following is a recollection of the pivotal point that created action, rather than the perpetuation of procrastination.
Almost precisely a year ago today, I actually joined one of the many virtual events that I had opted into from one of the various groups I am a part of.
This event was in the wake of the 2020 election and amidst turbulent times. The speaker was discussing diversity, equity, and inclusion. The singular point that remained with me was something along the lines of:
“How are you contributing to the current state of degeneration?”
I took some time to reflect on how my life supported a culture of oppression and white supremacy and, unsurprisingly, what I found was the very essence of the corporations that I, through opting into being employed by, were steeped in a tradition of oppression and privilege.
It was past time to put into action what I had been seeking to achieve since my first day in the wealth management industry 8 years prior - the creation of an enterprise focused solely on creating accessibility, action, and accountability on the core tenets of building and sustaining integrated wealth.