Reign & Victor Enterprises LLC

Good credit management leads to higher credit scores, which in turn lowers your cost to borrow. Living within your means, using debt wisely, and paying all bills-including credit card minimum payments-on time, every time is smart financial moves. 🤔🤔🤔

If you have bad credit or no credit, you are paying higher interest rates, higher insurance premiums, and could be denied loans or business funding.⠀
We can help you get approved and reach your goals!!

I decided to stop letting my credit control my life!⠀
Are you ready to change your credit? ✋🤙

Credit repair takes at least 6 months as your credit was not messed up overnight and it takes time to remove the inaccurate information.⠀
⠀
Sometimes, you have to be patient while your credit score heals. It will take courage, determination, hard work, and a change of mindset.⠀
⠀
Do you agree to this?✋🤙⠀

You are never too old to set another goal or to dream a new dream.

Change your credit! Change your life! 🤙

FICO Scores are calculated using many different pieces of credit data in your credit report. This data is grouped into five categories: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%).

Do you use this method to pay your monthly credit card bills? Let us know.

Make the first step today to change your credit!

Credit restoration does not happen overnight.
My compliance-based challenges get amazing results for my clients.

Always remember these things because they will totally affect your credit score.⠀

Would you buy a house? 🏡 Buy a car? 🚗⠀
Take a dream vacation? 🏖 ⠀

Reminding everyone they should fix their credit score.

Credit repair is a need. Think about all the money you are wasting in interest on your car loans and credit cards.

This is not a time to max out your increased limit, but maintain it at a reasonable place. With a higher credit limit, it is easier to keep your spending at the recommended 30% utilization so that your credit score can flourish!

If you paid off your credit cards make sure to use them every so often. A dormant card will get closed for inactivity. If this happens you will loose credit age.

Here is a tip for the business owners.

IF YOU ARE YOUNG, DON'T UNDERESTIMATE THE POWER OF HAVING A STRONG CREDIT HISTORY.⠀
DON'T WAIT TO START BUILDING CREDIT!

Make sure you follow these steps relentlessly to reach your goal of improving your credit score. ⠀