Money Tips by a Teller

The experts say Zelle is not worth using due to the high risk it placed on your funds!!

Read more at bit.ly/saynotozelle

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I hope you never have to know this, but just in case you are unemployed and need help paying your bills, here’s some good info!

Bit.ly/sutatax

The Money Guy Show

😮😮😮 Click the link or find it on my linktree (in bio).

https://clark.com/show-notes/10-worst-places-give-your-social-security-number/

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Is your money safe? In light of the SVB collapse showing up in the news lately, we need to talk about deposit insurance! Here's a quick explainer. Follow the link for more articles and useful tools to find out how to protect your money!

bit.ly/depositins

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Some tax season reminders.

When you think about getting rid of something or buying something new, do you consider these options first? It's the key to

A few dollars short of your down payment goal? All is not lost! You can still use gift funds to purchase your home. Ask me how!

What to Do if You’re Late Making Car Payments People are “feeling the budget squeeze” each month when making that car payment. Read more to learn how to ease the budget.

The YNAB difference.

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Protect yourself!

This is a great time to start YNAB’s 100 envelope savings challenge!

Visit bit.ly/ynab100savings for more information!

There are practical ways to avoid piling on debt. Check out 6 ways to avoid the holiday hangover on our blog! https://bit.ly/3uujT78

NEVER CLICK ON THESE LINKS! They will take you to a place that is trying to get you to give out important personal information. Also DO NOT REPLY because that will tell the scammer your number is legit and should be sold to other scammers.

Red flags include:
🚩 Bad grammar/typos
🚩 Language used to make you take action
🚩 A link you should click on
🚩 Sent from an email address, especially one that has little or nothing to do with the company that ”supposedly” sent the notification

Imagine how it would feel if next month's bills were already taken care of! 🤩 That's the beauty of getting a month ahead. If this is one of your goals, here are the steps to get there:⁠
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💰 Give every dollar a job: Take the money in your bank account and divide it between your bills, expenses, and other savings goals. ⁠
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💰 Track your spending: Every dollar you spend should be accounted for in your budget. That way you can reflect on your spending over time to make sure it aligns with your priorities.⁠
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💰 Build your savings: Ask yourself, "What am I saving for?" and add specific savings categories to your budget.⁠
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💰 Assign extra dollars to future bills: If you have any money left over after covering your bills and savings goals, assign them to a bill that's the nearest in the future.⁠
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💰 Earn more dollars: Every time you earn money, add the income to your budget and repeat the process!⁠
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Follow the link below for the full guide on getting a month ahead with money! 💸⁠
https://bit.ly/3fTCTIy

Let's face it — managing money during college can be HARD. Roughly 70% of college students graduate with debt. ⁠
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A YNAB budget helps you make a plan for your money and gives you the tools you need to reduce your dependency on debt, which gives you a solid financial foundation for the future. 🎓⁠

If you know a college student that would benefit from a free year of YNAB, tag them in the comments!
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FAQs:⁠
- Is this available outside of the US? Yes! Any current college/university student is eligible. ⁠
- Do grad students qualify? Yes they do!⁠

https://bit.ly/3Tuu4Dz

FREE FINANCIAL COURSE FOR TEENS ENROLL NOW

SCAMS ARE RAMPANT NOWADAYS!
If you want to learn how to protect yourself against identity theft and crafty scammers, watch the full video on https://www.youtube.com/watch?v=4zEV8NyXQ-s&t=5s . Dont' forget to SUBCSCRIBE and ENJOY! 😊

Don’t answer those random questions on social media!

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Big news about student loans! Read more at
bit.ly/studentdebtrelief2022

I believe that should be our right, not a privilege. So I made a Financial Literacy Course for Teens! 🎉

In today's video, I explain the Dark Side of apps like CashApp, Venmo, Paypal, and Zelle. Enjoy? 🙃

https://youtu.be/d2E4DX5Sgjs

Please, please, please, share this video (or watch it with them) to anyone who has older loved ones so they can learn about scams that could harm them. The biggest key take away is that if someone is asking you for money out of the blue, DON’T SEND IT, no matter how scary they sound!! The IRS and your local law enforcement will NEVER ask you to send money out of the blue via a text or email.

Pranks Destroy Scam Callers- GlitterBomb Payback Please share this video and let’s shut them down- Get your exclusive NordVPN deal here- https://NordVPN.com/markrober It’s risk free with Nord’s 30 day money...

HELOCs are some of the lending world's best kept secrets. They're a much cheaper (sometimes free up front) way to access the equity in your home for any kind of project you can dream up!

Ever wondered who to call if you got scammed or a business didn't deal fairly with you? The CFPB is the government agency tasked with helping consumers deal with these situations.

Read the article: bit.ly/creditscorehp

Did you use Western Union to pay a scammer? The .gov means it’s official. Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.

What the heck does "utilization" mean?

Scammers are always thinking up ways to put a new spin on their criminal tricks. This time, they’re sending spam texts to you — from your own phone number. They’ve changed (spoofed) the caller ID to look like they’re messaging you from your number, but the shock of getting a text from yourself is bound to get your attention — which is what they’re after. If you get a text from your own number, it’s a scam. More: https://bit.ly/3v7JimW

Teller Tip: Save yourself the headache of the wait over financing at the dealership, and get pre-approved at your local Credit Union!