Budget BFF

🐷Remember how it used to feel opening up a card on Christmas morning and finding a crisp $20 bill?

Remember how exciting it was?

Remember the feeling of possibility?

Remember dreaming and imagining what you would buy with it while curled up by the fire in your favorite Christmas pajamas?

What if you could feel that way about money again?

🎄Bestie, You’re Invited🎄

Brunch & Budget: A Holiday Mini Retreat
When: Sunday, 12/3/2023
Time: 10 A.M. - 2 P.M.
Where: Ossipee, NH

During this 4-hour in-person mini retreat, we’re going to reawaken and tap into your sense of wonder and awe around money, bringing that feeling back to the surface to witness and embody.

You will be held, supported and safe surrounded by other women who are also ready to be enchanted by money again.

You deserve to feel good about money.

You are worthy of your desires.

Let’s create some magic, yeah?

The link to RSVP "YES” is in the comments below!👇🏻

Join me on Instagram!

Link in the comments👇🏻

🐷 FULL STOP.

Let's not compare our balance sheet to our self-worth anymore, yeah?

You are valuable

and priceless

and WORTHY

no matter what's in your bank account.

Do you agree?? If not, send me a message stat.

🐷What if you didn’t wait until January?

I was listening to a podcast (shoutout to 😘), and now this question has been on my mind all morning.

What if you made the decision to do something different TODAY?

I love a good procrastination as much as the next gal, but what if today was actually the day you decided to take a step forward?

If you did that, you’d have a three month head start on January - and a lot can happen in three months.

So, what’s something you’ve been putting off and you thought to yourself, “I’ll just wait until January 1st”?

How can I support you in taking that first step?

I’m genuinely curious.

No matter where you are on your financial journey, whether you want to build an emergency fund, pay off debt or start investing, what if NOW is the time to start?

Some small steps you can take today:

1️⃣ Open a High-Yield Savings Account
2️⃣ Open a Roth IRA
3️⃣ Request a credit limit increase on one of your credit cards (this will improve your utilization ratio)
4️⃣ Create a budget
5️⃣ Ask for help

🐷Ok, babe. Let’s get real for a minute.

We’ve all heard the saying: “The only way out is through.”

And bestie, this also applies to your finances.

You may have been ignoring things for a while, scared to look at the reality of what you’re facing.

And I get it.

It’s scary AF.

Here’s the thing:

➡️ The only way out is through.

The only way to get to the other side of this is to face your finances head on.

Avoiding things will not help you in the long run.

Here’s the other thing:

👭You don’t have to do this alone.

I’ve got you.

So if you need a friend to sit with you and help you sort through the mess - DM me.

Like I said, I’ve got you, and I’ll be by your side even when it’s tough.

🐷Hold up, bestie! 

Have you entered the giveaway to win 1 of 40 prizes including a Budget Setup Session with me?!

Today is the LAST DAY to enter to win 1 of those 40 prizes worth over $1,050 each.

That Budget Setup Session alone is worth $249, bae.

Head to the link in the comments to enter.🙌🏻🙌🏻

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Please note: This giveaway is hosted by Alicia Cohen of Alicia Cohen Designs, LLC ( ).  No purchase necessary to enter or win.  This giveaway, which serves an international audience, is open for entry to anyone age 21 years or older at the time of entry.  Most prizes are delivered digitally.  However, in some instances, there are physical products that are awarded as prizes.  In some of these instances, prizes that are physical products may require the winner to pay shipping costs in order to be delivered to the winner.  Please see the prize packs details page (https://www.aliciacohendesigns.com/prizepacksseptember2023) and the giveaway entry page (https://kingsumo.com/g/v6grxc/the-ultimate-level-up-your-mom-life-giveaway-september-2023) for full rules and terms.  This promotion is in no way sponsored by, endorsed by, administered by, or associated with Instagram or Facebook.

🐷 The Budget BFF mission is simple and the vision is lofty.

🐷 Mission: Providing women with the education, tools and support needed to become empowered to make informed financial decisions.

🐷 Vision: A world where every woman is confident when it comes to her finances.

Budget BFF is built on the following values:

🩷 Compassion.

We don't judge anyone by their financial situation and everything we do is rooted in deep compassion and unconditional positive regard.

👭 Community.

We believe we're better together, it's safe to come together to talk about money and women flourish when they're supported by other women.

🌈 Color.

We believe in having fun and approaching finances from a place of playfulness and joy.

No more stuffy old black and white personal finance - it's boring and we're over it.

🐷 Budget BFF is for you if you’re ready to:

—> enjoy the freedom to live a fulfilling and abundant life by taking back control.
—> create a simplified and personalized budget that lets you enjoy your “wants” AND “needs”.
—> replace stress, overwhelm, and the paralyzing “I’ll never escape this” with confidence, security, and “I got this” energy.
—> become a financial role model for your kids.
—> develop long-term, sustainable money habits and routines.
—> reach your financial goals with accountability and motivation

Lastly, here at Budget BFF, we believe personal finance is, well, personal.

🐷 Everything we do is to help YOU understand YOUR own finances better and to help YOU reach YOUR goals.

I’m so happy you’re here!

✅ Comment below and let me know your biggest personal finance struggle right now.👇🏻 (Or DM if that’s more comfortable for you)

                           

🐷What if budgeting felt cozy??

For me, “COZY” is the perfect way to describe how I, myself, feel about money and budgeting.

When I think of “COZY”, I think of:

🧦comfy clothes,

🛋️warm blankets,

🕯️soft lighting,

☕️a hot cup of coffee,

🎧relaxing music.

Budgeting in and of itself may not be inherently cozy, but there are aspects of it that can bring a sense of comfort and coziness to your financial life.

This is why I find budgeting cozy:

☮️ Peace of mind.

When you have a budget, you’re less likely to worry about things. It’s comforting to know that you’re going to be ok.

💆‍♀️ Reduced financial stress.

Financial stress can be a major source of discomfort, but budgeting and knowing how much money you have can help alleviate that stress.

🌱 Simplicity.

The act of budgeting itself can be cozy because it can simplify your financial life. It can be soothing having a clear plan and knowing exactly what to do with your money.

🧶 Cozy ritual.

Developing a cozy ritual around budgeting can make it something you actually look forward to. Sitting down with a cup of pumpkin coffee, a warm blanket and quiet music can make reviewing my numbers are what make budgeting a comforting and calming routine for me.

👭 Community.

Joining budgeting communities or sharing about money with friends and family can deepen relationships and open yourself up to support, making the process feel more cozy and less intimidating.

Can you imagine if budgeting felt cozy for you?

How would that change things?

How would that feel?

🥐Inside The Budget Collab, I host weekly Brunch & Budgets.

This is the time and space where we all come together and budget in community.

We show up for each other and ourselves, I put on soft music and we enter receipts, pay bills, go over our goals, numbers, etc.

If you want to learn how to make budgeting cozy, drop a “🧦” in the comments and I’ll send you a DM.

🐷 OMG, I'm SO excited!

I love looking out for my besties and am always keeping my eyes peeled for a good deal, and, bestie, I have a great one right now!  

Sign up for The Ultimate Level Up Your Mom Life Giveaway to win one of 40 prize packs (valued at over $1,050 each) to level up your finances, productivity, wellness, health, and more.

In total, me and the ladies I’m partnering with, are giving away over $54,300 in prizes - which is literally insane.

🌈 And not to brag, butttt... I'm giving away TWO Budget Setup Sessions (valued @ $249 each)!

🔗Link in the comments to enter!  (And, while you’re there, be sure to check out the list of freebies!)

Good luck, bestie!!
🤩

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Please note: This giveaway is hosted by Alicia Cohen of Alicia Cohen Designs, LLC ().  No purchase necessary to enter or win.  This giveaway, which serves an international audience, is open for entry to anyone age 21 years or older at the time of entry.  Most prizes are delivered digitally.  However, in some instances, there are physical products that are awarded as prizes. In some of these instances, prizes that are physical products may require the winner to pay shipping costs in order to be delivered to the winner.  Please see the prize packs details page (https://www.aliciacohendesigns.com/prizepacksseptember2023) and the giveaway entry page (https://kingsumo.com/g/v6grxc/the-ultimate-level-up-your-mom-life-giveaway-september-2023) for full rules and terms.  This promotion is in no way sponsored by, endorsed by, administered by, or associated with Instagram or Facebook.

🐷Ok, now we are ✨really✨ getting down to the wire.

If you like to procrastinate, now’s the time to sign up for The Budget Collab because Founding Member pricing ENDS TONIGHT at 11:59pm EST and tomorrow is our first call - so this is your time to shine!✨

If you are sick and tired of your current situation, but it feels totally overwhelming to change it…

If you never get started, because you literally don’t know where to start…

If you have a million questions about your finances, but no one to ask them to…

then it’s time to trust yourself and ask for help.

You can know exactly where your money is going, have an actual budget, your finances can be in order and you can feel cool, calm, collected.

If you want in so you can attend our first call tomorrow (1pm EST), then send me a DM!

         

🐷Ok, bestie, we’re getting down to the wire - it’s time for you to take action.

I am about to officially welcome The Budget Collab participants into our private community (OFF OF FACEBOOK🥳),

and I want to welcome you, too.

I know you’ve been on the fence for the past couple of weeks seeing me talk about The Budget Collab.

I know you’ve been watching my stories and reading my posts.

If this is you, I need you to keep reading👇🏻

Bestie, it’s time.

You know that this is a problem that you’ve been having for a while now.

You know that this is something that you need to prioritize in your life.

You know that you are capable of learning something new.

You know that this program is right for you.

You know that this investment is going to be different because it actually attacks the problem.

You know it’s time for me to help you.

✨You KNOW that you’re READY.

It’s time for you to take control.

It’s time for you to be the one in the driver’s seat when it comes to your bank account.

If you want your financial life to look totally different, then send me that DM, bestie, and let’s get you enrolled.

🚨Founding member pricing of $597 ($99.50 per month) ends TOMORROW, 9/14/2023 @ 11:59PM EST.🚨

             

🐷Look, regardless of whether you join The Budget Collab or not, I need you to know that I have been there.

I need you to know that I understand what it feels like.

I know what it feels like to receive “low balance” and “overdraft” email notifications from my bank to the point where I was afraid to look at my inbox.

I know what it feels like to have creditors blowing up my phone at all hours of the day and night to the point where I had to get a new phone number because I just couldn’t take the threats anymore.

I know what it feels like to pull my bank account up while standing in line at the grocery store to make sure I have enough.

I know what it feels like to be buried under credit card debt,

under a mortgage I couldn’t afford,

under student loans I had no idea how I was going to pay back.

I know what it’s like to be on the verge of crying every time I thought about money.

I KNOW how it feels.

It’s why I’m able to relate to your situation.

Because I’ve been there.

It’s why I will never judge you.

Because I’ve been there.

It’s what makes me the best person to be your guide through this process.

Because I’ve been there.

If I was able to get myself out of the mud, you can, too.

So, if you’re ready, I’m ready.

Come sit with me at the table.

I’ve saved a seat for you, Bestie.

Founding Member pricing for The Budget Collab ends in TWO DAYS (9/14), so visit the link below to enroll.

🐷One of the most common things couples fight about is money.

✨Can you imagine if you and your partner were on the same page when it came to money?

✨Can you imagine finally being able to work together when it comes to prioritizing spending and saving?

✨Can you imagine… being able to budget ahead of time for things that are important to you? (Hello, vacation)

✨…or for those miscellaneous annual expenses? (Hello, annual Amazon charge)

✨…or for those random expenses that come up out of the blue? (Hello, new brakes)

✨Can you imagine being able to save money throughout the year so that you can give your family the Christmas they deserve?

✨Can you imagine feeling EXCITED to look at your budget?

✨Can you imagine feeling HAPPY to look at your bank account?

✨Can you imagine feeling CONFIDENT when it comes to your finances?

If you’re ready to stop imagining and make this your actual reality, make sure to sign up for The Budget Collab before September 15th and you can start cultivating this kind of life now.

Shoot me a DM and let’s get you enrolled!

On the fence and want to make sure it will be the right fit for you? Leave me a 🐷 below and I’ll send you the link to book a free discovery call.

🐷Look, your financial life is going to look different after joining The Budget Collab.

Bestie, if you show up to the calls, ask questions and apply the knowledge, I can guarantee that:

💰You will know your numbers.

💰You will know where your money is going.

💰You will have better communication surrounding money.

💰You will finally be able to treat yourself.

💰You will replace financial stress, overwhelm and “I will never escape this” energy with confidence, security and “I got this” energy.

💰 You will develop long-term, sustainable money habits and routines.

💰 You will be embraced by a community of like-minded women to celebrate, hold and support you through your budgeting journey.

💰You will experience freedom.

I know that investing in a group program like this can feel really scary.

I know that you haven’t always trusted yourself with your financial decisions.

I’m telling you right now that if this program makes sense to you, it’s OK to accept this help.

I trust you to make the decision that’s right for you.

If the components of the program are speaking to you at all, I want you to go ahead and invest because you WILL see the changes I’m describing above… and more.

If you have any questions, I am here to answer them.

All you have to do is send me a DM.

       

🐷One concern that I hear about The Budget Collab is that, although people feel comfortable sharing their finances with me, they really don’t want to share information about their finances in front of a group of strangers.

Here’s the thing, this group program is all about YOU.

If you are comfortable sharing specific details about your finances with the group, that’s awesome!

If you are NOT comfortable sharing specific details about your finances with the group, that’s awesome, too!

I have had group participants share what they have right down to the penny.

And I’ve had others who never disclose specific figures.

Either way, the group program will work for you.

I completely understand the sensitivity of the information we are working with.

I take your privacy VERY seriously, and have the following in place for your protection:

🔒Everyone signs a confidentiality agreement prior to joining the program, and there are legal ramifications in the event information is shared outside of the program.

🔒The community is housed inside of a private Facebook Group, where you will also have the opportunity to ask questions/make posts anonymously.

🔒There will be opportunities during the Brunch & Budget sessions to go into a breakout room with me in order to discuss sensitive information and/or ask questions you’re not comfortable asking in a group setting.

🔒You will never be forced to share if you’re not comfortable.

🔒No one else will see your budget except for me during your Budget Setup Session.

🔒Group calls are NOT recorded.

🔒For even more privacy, there is the option to add on private 1:1 Voxer coaching.

No matter where your comfort level is, you will be met exactly where you are inside The Budget Collab.

The Budget Collab is a 6-month deep dive into your personal finances in a fully supportive group setting.

The program begins September 15th!

Send me a DM and let’s hop on a call to make sure it’s the perfect fit for you!

       

🐷I love a good back-to-school feeling.

It’s new office supplies and a crisp, fresh start.

It’s sipping on a pumpkin spice coffee and listening to Gilmore Girls playing in the background of my weekly budgeting session.

It inspires me to review where I am with my finances and really take stock of my progress toward the goals I laid out in January.

What’s working?

What isn’t?

Where can I adjust?

We have four months left in the year - what would I like to accomplish?

Where do I want to be come January?

How can I best prepare?

The Budget Collab is the perfect opportunity for you to take stock of where you are, set goals and then spend 6 months working toward those goals - all while being fully supported.

Our first call is next Friday (September 15th), and Budget Setup Sessions are happening now.

What would your financial life look like if you had 6 months of support?

If you’re ready to take Fall by the horns The Budget Collab, drop a 🍁and I’ll reach out.

🐷Picture this: you’ve entered your Money Era.

You know your numbers.

You have a spending plan.

You know your net worth.

You know your credit score.

You are paying off debt.

You have an emergency fund.

You have an IRA.

You have savings buckets for the fun stuff like vacation and a new car down payment.

You have savings buckets for not-so-fun stuff like taxes and home maintenance.

You have money in the bank and you’re not afraid to use it because you know exactly how much you can spend.

You pay your bills on time every time.

You have a community of like-minded, financially-focused women who you can go to for support, venting, celebrating and to collaborate and network with.

You have access to a community that not only wants to see you succeed but also wants to help you get there.

🌈The Budget Collab is THE place to experience your Money Era.

The Budget Collab is 6-month financial mastermind for women who want to take control of their finances and increase their income in a fully supportive group setting.

Our first call is September 15th.

Will I see you there?

🐷The Budget Collab isn’t a course - it’s an experience.

And that experience is built upon three pillars:

1. System
2. Mindset and Habits
3. Community

1. System.

Upon signing up for the program, you receive my signature budgeting system - The Simple Spending Plan Budget Template for Google Sheets.

This system includes a monthly dashboard, income and savings tracker, account ledgers, expense and debt trackers and a credit card organizer.

You also receive a private 1-on-1 Budget Setup Session so you can get started off on the right foot.

2. Mindset and Habits.

What thoughts do you have about money that are holding you back?

What habits are working for you, what habits aren’t and what habits do you need to implement in order to meet your goals?

Let’s get to the bottom of it so that we can shift your mindset and habits so they actually start working for you.

3. Community.

Do you feel alone when it comes to your finances? Maybe you feel embarrassed, ashamed or guilty?

When you start to open up to others (in a safe, supportive environment and in a way that’s comfortable for YOU), you start to feel less alone - and like you belong.

When you feel that sense of belonging among others going through something similar, you start to feel safe.

And when you start to feel safe, the embarrassment, guilt and shame begin to dissipate.

This is why The Budget Collab is way more than a course, and if I’m being totally honest - it’s really more than a program.

It’s a container to experience SIGNIFICANT change in your financial life.

6 months from now,

🐷how do you want your finances to look?

🐷how do you want to feel about your finances?

🐷who do you want to BE?

A LOT can change in 6 months, bestie.

If you want to feel safe, supported and like you finally have your sh*t together, then send me a DM and let’s do this.

             

🐷 If it feels restrictive, it's not realistic.

Personal finance is PERSONAL, which means your budget needs to be REALISTIC and FUNCTIONAL for YOU.

Part of what I love most about this work is seeing how different everyone's budget is.

I get to see what they value,

I get to learn about what's important to them,

and I get to dream and envision their life's desires with them.

This work is a gift, and I'll be forever grateful when someone lets me into their budget.

It's pretty sacred, really.

I'm not here to tell you what to spend your money on.

But, I AM here to help you discover your values, what's important to you and what you desire in life - and then help you create a budget around that.

Your budget should fit into your life - not the other way around.

So again, if your budget feels restrictive, then it's simply not realistic for you.

If you're ready to create a realistic budget that reflects who you are and what you want, then I recommend signing up for The Budget Collab.

The Budget Collab is a 6-month financial mastermind and is THE place to finally get your financial life in order and work toward your financial goals.

Through September 14th, I am honoring the 6-week price of $597, but after that, The Budget Collab will never be this low again.

Dream for a minute with me, yeah?

What do you want your life to look like 6 months from now?

What got you there?

If you said "The Budget Collab", then drop a 💰 in the comments and I'll send you the link to sign up.

🐷It’s the restless legs because you can’t just sit down and relax.

It’s the anxious butterflies fluttering around in your stomach.

It’s the heaviness in your chest, making it unable to take a deep breath.

It’s the lump in your throat as you’re on the verge of crying.

It’s the constant headache.

It’s the inability to sleep.

It’s the worry, the fear, the hopelessness.

And it’s because of your finances.

Financial stress is no joke.

Let me help you, bestie.

You deserve to feel good when it comes to your finances.

If this sounds like you, drop a “👋🏻” in the comments and I’ll reach out.

You’ve got this.

And I’ve got you.

🐷Bestie, I’m not here to judge you.

I’m not here to tell you how to spend your money.

I’m not here to tell you you’re not allowed to buy things.

I’m not here to shame you for your past financial decisions.

I’m here to help you.

I’m here to hold space for you.

I’m here to help you find a new way of thinking and feeling when it comes to your money.

I’m here to cheer you on,

empower you,

BELIEVE IN YOU.

Naming my company “Budget BFF” was actually SUPER intentional…

I want you to know and trust that you have a friend - a real one - when it comes to your finances,

not one who judges you or talks about you behind your back.

I want the best for you because I believe in you and what you’re capable of.

👭I’m here to hand you a friendship bracelet and pinky swear that I’ve got you… because I do.

You don’t have to be alone anymore when it comes to your money - no matter what it currently looks like.

If you’re ready to make a change, because what you’re doing just isn’t working, then send me a DM and let’s chat to see if working together makes sense for you.

I’m here.

🐷Last week, I announced that the doors to my 6-week group coaching program, The Budget Collab, were open.

Well, today, I’m excited to share that we’re pivoting and The Budget Collab is changing.

Expanding, really.

I am happy to share that The Budget Collab is changing from a 6-week program to a 6-month mastermind format - and the price isn’t changing (YET)!

Previously, the program was an intensive 6-week deep dive into your personal finances.

It was fast-paced with a lot happening in a short amount of time.

Now, with the new format, you’ll be able to take your time AND you’ll have 6 entire months to work toward your financial goals and create a budgeting habit with support and accountability.

The Budget Collab will also be open enrollment instead of only being open during certain times during the year.

So, when you’re ready, The Budget Collab is ready.

The Budget Collab includes:

💰1:1 Budget Setup Session
💰 Bi-weekly group coaching calls (every other Friday @ 1:00 PM EST)
💰 3x Brunch & Budgets per month (Sundays @ 10:00 AM EST)
💰 Monthly guest speakers
💰 and so much more.

FOR 6 MONTHS 👀

The Budget Collab starts Friday, September 15th, and if you sign up before then, I am honoring the 6-week price.🥳

This means that, as a founding member, you will receive the new 6-MONTH PROGRAM for the price of the 6-week program.

The catch? I only have 10 (now 9) founding member spots available, and they’re first come, first serve, so once they’re gone, the price will be increasing.

Bestie.

Seriously.

At this point, I have not updated my website to reflect these changes, so if you’re interested, please COMMENT BELOW OR SEND ME A DM to ensure you grab one of the 10 spots, and then we’ll take care of the “paperwork” once I’ve updated everything.

If you have any questions, please let me know!

So so so excited for this expansion - I hope to see you there!

🐷Sometimes it just takes a second set of eyes to help you find ways to refine your expenses.

📺When was the last time you called your cable company to see if you qualify for any promotions?

💰Do you know exactly what you have for subscriptions? Do you use them all?

✨Have you researched electric suppliers to see if there is someone else who can offer a lower rate?

📱Are you getting the best deal on your cell phone?

☎️Do you know if you’re still paying for a landline?😬

After we set up your budget, then the real fun begins, bestie.😎

Part of what I love most about being a financial coach is investigating alllllll the ways you can save on your monthly expenses and then strategizing with you for success moving forward.

It’s kind of my jam.

What would happen if you had someone to look at those things with you? How would that change your budget and financial future?

That’s why when you sign up for The Budget Collab, you will receive a 90-minute budget set up session with me where we will dive deep into your numbers and then talk about all the fun ways you can start saving.

This is perfect for you if you don’t currently have a budget, need to rebuild yours from the ground up or just want someone to have a look over of your budget.

If this sounds like something you need in your life, drop a “🐷” in the comments and let’s get on a call to make sure it’s a good fit for you.

The program begins September 15th; I hope to see you there.🤗