Wealthy and Protected

Another type of budgeting technique
to help individuals manage their money and save for emergencies and retirement.

If you find that your expenditures on wants are more than 20-30% you can find ways to reduce those expenses that will help direct funds to more important areas such as emergency money and retirement.

Start your emergency fund today! Click the link on our bio now!

A simple checklist for every young individual.

✔️ Saving 20% of your income monthly is the first step of saving for your future. Once you have saved enough, you can choose to invest it on stocks, mutual funds, real estate or life insurance.

✔️ Always prioritize your needs before wants. Food, clothing and shelter are the most basic necessities in life. Focus on these necessities and your wants will just come along the way.

✔️ Expenses that are being monitored will keep you disciplined financially and prevent unwanted expenses and overspending.

✔️ Investing in Life insurance is one of the best investment you can provide for yourself. Not only it gives out cash values when a need arises, but also at the same time you will be protected financially when a sudden illness hits you.

Message me to know more about life insurance!

Are you searching for an affordable life insurance plan that will help you reach your financial goals? Manulife Horizons provides you life insurance coverage, and lets you grow your money at same time. http://ow.ly/LkdQ50Exmp2

Message me for more info!

Their future is in your hands. You just have to plant the right seeds!

Secure your child’s future education with a plan!

Doing #7 first can help you focus more on doing numbers 1-6.

Investing with health protection will give you a peace of mind through financial security, Income during retirement years, & protection for the whole family.

Let me help you do #7! DM is 🔑!

"In personal finance, it's not how you start. It's how early you start."

Now is the right time to grab smart investments!

Early Stage diagnosis -recovery-recurrence-recovery.

For only P125/day, you can protect yourself and your loved ones and start saving for your future.

Fresh out of college? Currently on your first job? on your mid 20’s but you haven’t gotten any kind of investment yet?

Do you have savings and you don’t know where to invest?

This plan might be the right investment for you!

For as little as P1,500 a month, you can start investing with life insurance and be financially protected at the same time!

Pm is 🔑!

It’s time to get protected as early as today🙂

You can never go wrong with UITF!

Invest in one of the country's best performing Unit Investment Trust Funds to make your money grow more!

Invest in Manulife’s Dragon Growth Equity Feeder Fund today! Send us a message, and we’ll connect you to a Manulife Wealth Specialist.

Are you ready to shift to the new norms? This period of transition and constant change may bring uncertainties to your life. We are with you at this time by helping you find security, no matter what the future brings.

Just leave us a message, and we'll connect you with a trusted Manulife Advisor today from the ease of your home.

You’ve thought about it. Is “emergency fund” really enough for you? How much is enough for your age? Ask me for free consultation.

We know that you’ve been thinking of getting one! You can have both in one plan! @ NEX Tower

You’re not getting any younger and you might fall into an unexpected health issue later. It’s important to lock these things now. @ NEX Tower

*Take time to read*

2 things I need from you if you want Life Insurance.

1. You are earning
2. You are healthy

Without both, no one will be able to help you.

Consumers Panic Shopping For Life Insurance In The Face Of Coronavirus In the face of widespread fears about infections and quarantines, many Americans are getting their financial houses in order.

Protecting yourself from COVID-19 | Manulife Blogs How do we make the most of telecommute?

⁣⁣[𝐖𝐞 𝐀𝐫𝐞 𝐀𝐥𝐥 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐢𝐧𝐠 𝐅𝐨𝐫𝐜𝐞𝐝 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭]⠀
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Imagine you are retired at a healthy age of 75, and have restricted movement capabilities (due to age), restricted food choices (due to your health), restricted choice of hobbies to explore, and all the assets you have : are the only assets you will have. ⠀
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Today YOU are in exactly this condition, we have been forced to retire… how prepared do you feel? 🤔⠀
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Today You have restricted movement and restricted choice of food and hobbies and restricted income choices.. how ready are you? 🤔⠀
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Retirement can be voluntary or involuntary, voluntary is when you choose to retire, but in involuntary retirement you are FORCED to retire, this can also happen due to an illness.⠀
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This is the BEST TIME for YOU to experience RETIREMENT and judge how well prepared you are for it.⠀
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Age and Health in retirement along with Income sources will be your biggest Assets. Today is the best time to check how well prepared you are for it. If you are in your 30’s or 40’s, it’s a wake up call. If you are in your 50’s and 60’s it’s a reality check.⠀
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✅ Spend time this quarantine and examine how your income would continue, how dependant is your income on economic markets? and how guaranteed is your “hypothetical income” from Assets like Properties, Bonds, Government, Equities, Fixed Deposits and Annuities?⠀
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How easy is it for you to overcome your liability exposures and how financially secure is your family?⠀
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This is the best time to discuss your financials with your financial advisor and get clarity on what options you have to consider when doing financial planning.⠀
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📌 Remember the Rule Of Thumb for your financial planning:⠀
1. Income protection due to illness should at least cover you for 5 years of your Income⠀
2. Income protection due to Death should at least cover 10 years of your Income⠀
3. 20% of your income should be put aside for your retirement⠀
4. 5% of your income should be kept aside for your kid’s education

We all have our own timeline/frames when it comes to retirement planning.

If you are on your 20’s, 30’s or 40’s, it is always better to start a small investment like life insurance.

You get a fair amount of protection with a fair amount of interest that you can enjoy in the future.

IT ALL STARTS WITH A PLAN.

For small to big start ups, it is very important that we provide our employees the right amount of protection for them. In case a need arises, the ESP program will give them these benefits that will keep them financially secured.
For company owners, you will have a peace of mind that your employees will enjoy working at their very best knowing that they are equipped with the right benefit.

Reward yourself with $100 to avail UITF’s.

This is basically an investment vehicle that provides access to financial markets (corporate bonds, stocks, Gov’t securities and other assets invested by an Investment Manager.

Payouts can be given annually or semi annual.

Send me ✉️ If you want to know more about UITF!

Insurance: The love language no one seems to talk about There are different ways to express love, and one can be through getting insurance.

✅ Start saving for your child’s tuition early and be prepared for when they choose either a 4 year or 5 year course

✅ Enjoy protection with your investment.

✅ In case of death or disability, premiums may be waived and you may arrange for your child to receive cash support until age 17

✅ Enjoy flexibility in your investment. Choose the paying period and payment modes that work for you.

What is the difference of VUL insurance and Traditional insurance?

If you haven’t gotten any kind of coverage, feel free to send me a message for a free quotation! 🙂