ZeroDebt
The ZeroDebt mission is to help solve the U.S. debt crisis
25/11/2020
Tips to getting out of debt with a low income 💰
How to get out of debt with low income Getting out of debt with low income is challenging, but achievable with the write plan of attack!
18/11/2020
Dealing with credit card debt during the pandemic? Know your options.
Dealing with Credit Card Debt During the Pandemic If you're having trouble paying your credit card bills during the pandemic, here are a few things you can do.
13/11/2020
It's time to take action towards debt freedom. Check out our tips for how to get out of debt with a low income 💸
How to get out of debt with low income Getting out of debt with low income is challenging, but achievable with the write plan of attack!
04/11/2020
How does the Fair Debt Collection Practices Act protect consumers? 🤔
The Fair Debt Collection Practices Act Explained Knowing your rights goes a long way against protecting yourself from relentless debt collectors.
30/10/2020
What is the Fair Debt Collection Practices Act and how does it protect consumers? We did a deep dive in our latest article ✨
The Fair Debt Collection Practices Act Explained Knowing your rights goes a long way against protecting yourself from relentless debt collectors.
22/10/2020
Negotiating a debt settlement can be an intimidating process. In our latest article, the author explains how she went about it, her mistakes, and how you can learn from them ✨
How To Negotiate Debt Settlement On Your Own Although it's intimidating, it is possible.
15/10/2020
How do you deal with the debt depression? Here are a few tips to help you out. 💸
4 Tips for dealing with debt depression Dealing with debt depression can feel very lonely, but it’s a lot more common than you might think.
08/10/2020
Take action towards debt freedom. Check out our tips for how to get out of debt with a low income 💸
How to get out of debt with low income Getting out of debt with low income is challenging, but achievable with the write plan of attack!
02/10/2020
What is debt depression? How can you overcome it? We have a few tips to help you out. 💫
4 Tips for dealing with debt depression Dealing with debt depression can feel very lonely, but it’s a lot more common than you might think.
23/09/2020
Tips to managing credit card debt during the pandemic 💸
Dealing with Credit Card Debt During the Pandemic If you're having trouble paying your credit card bills during the pandemic, here are a few things you can do.
15/09/2020
Falling into debt is disturbingly easy. Keep an eye out for these common debt traps!
The 3 most common debt traps (and how to stay out of them) Learn what they don't teach you in school about avoiding debt.
08/09/2020
Falling into debt can be easy. Learn how to avoid these 3 common debt traps 💸
The 3 most common debt traps (and how to stay out of them) Learn what they don't teach you in school about avoiding debt.
24/08/2020
Getting out of debt with a low income can be tricky, but it is possible. Get out of debt with these tips! 💸
How to get out of debt with low income Getting out of debt with low income is challenging, but achievable with the write plan of attack!
21/08/2020
What does bouncing back from bankruptcy look like? 💸
Bouncing Back from Bankruptcy As impossible as it may seem, you can bounce back from bankruptcy.
12/08/2020
To get out of debt on a low income, here are a few tips 👇
🔹 Create a budget to figure out how much money you have leftover to save each month (if anything)
🔹 Determine your total amount of debt
🔹 Use the snowball method (identify the creditor you owe the least to, and tackle that debt first. Put as much of your income towards the smallest debt while also making the minimum payment on your other debts)
🔹Consider extra income options *IF POSSIBLE*. If you have the time to work a little more, consider picking up a side hustle to increase your income each month
If you’ve gotten out of debt on a low income, or are on your way out, what strategies have worked for you? Share them in the comments below!
How to get out of debt with low income Getting out of debt with low income is challenging, but achievable with the write plan of attack!
03/08/2020
Negotiating a debt settlement can be intimidating but rest assured, it is possible!
How To Negotiate Debt Settlement On Your Own Although it's intimidating, it is possible.
Good things take time. Paying off debt can be overwhelming, but small actions every day add up to major changes. Rather than ignoring your debt, face it head on. You got this. 💸
22/07/2020
Paying off debt is a huge step in the right direction towards taking control of your finances. 💸
What is an emergency fund and what is it good for? (Absolutely something!)
An emergency fund is a stash of money set aside for unexpected events that life can throw at you. 💸
Events such as:
▪️ Losing your job
▪️ Car problems
▪️ Medical emergencies
▪️ Home repairs
▪️ Other unplanned expenses
08/07/2020
"Budgeting has only one rule: Do not go over budget." —Leslie Tayne ✨
02/07/2020
Here are a few things you can do if you are having trouble with credit card bills. 💫
Dealing with Credit Card Debt During the Pandemic If you're having trouble paying your credit card bills during the pandemic, here are a few things you can do.
26/06/2020
If you've been racking up debt during the pandemic, here are a few things you can do.
Dealing with Credit Card Debt During the Pandemic If you're having trouble paying your credit card bills during the pandemic, here are a few things you can do.
17/06/2020
Getting out of debt with a low income is challenging, but you have options. ✨
How to get out of debt with low income Getting out of debt with low income is challenging, but achievable with the write plan of attack!
11/06/2020
Common debt collector scams to watch out for ⬇️
Common Debt Collector Scams and How to Protect Yourself Stay alert and know how to protect yourself from these common scams.
03/06/2020
To get out of debt with a low income, identify the creditor that you owe the least to, and tackle that debt first. Put as much of your income as you can toward the smallest debt, while also continuing to make the minimum payments on your other debts.
Essentially, you are building confidence each time you pay off a debt, and building momentum.
Have you used this method before? What did you think of it? Comment below and let us know!
https://zerodebt.com/get-out-of-debt-low-income/
How to get out of debt with low income Getting out of debt with low income is challenging, but achievable with the write plan of attack!
26/05/2020
Don't let yourself be scammed by debt collectors. Here are some tips to keep you safe!
Common Debt Collector Scams and How to Protect Yourself Stay alert and know how to protect yourself from these common scams.
20/05/2020
You need more than catchphrases and generic advice to get out of debt.
How to get out of debt with low income Getting out of debt with low income is challenging, but achievable with the write plan of attack!
The 2008 recession was undoubtedly devastating, but the difference was that people still had hopes of finding a job, because businesses were obviously still operational.
Now that we're seeing such high unemployment rates and so many businesses that are still unable to operate, we need to prepare for the unfortunate scenario that we'll see debt continue to rise.
How do you think the coronavirus pandemic will affect debt throughout the world?
07/05/2020
Debt can be a vicious cycle, but taking control of your finances now and avoiding the pitfalls that got you into debt in the first place are the best ways to prevent a similar situation in the future.
We are here to give you a positive outlook to overcome debt, and stay out of it. ✨
https://zerodebt.com/positive-outlook-on-debt/
Meet Your New Positive Outlook on Overcoming Debt “Why do you need another company?” This is something my friends asked when I decided to start ZeroDebt.com “Are you not making enough money?” “Do you have too much free time?” It might sound cheesy but I am an entrepreneur, inside and out. And when a good idea comes to me, why let it go?...
30/04/2020
Simple and effective tips to help you budget and get out of debt with a low income. 📊
How to get out of debt with low income Getting out of debt with low income is challenging, but achievable with the write plan of attack!