The Peso Warrior

𝟰 𝗥𝗲𝗮𝘀𝗼𝗻𝘀 𝗪𝗵𝘆 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗳𝗼𝗿 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗶𝘀 𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁!

1. 𝗦𝗦𝗦 𝗜𝗦 𝗡𝗢𝗧 𝗘𝗡𝗢𝗨𝗚𝗛 - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. 𝗜𝗡𝗙𝗟𝗔𝗧𝗜𝗢𝗡 - Your 1 peso right now will have lesser value in the future.

3. 𝗞𝗜𝗗𝗦 𝗔𝗥𝗘 𝗡𝗢𝗧 𝗢𝗨𝗥 𝗥𝗘𝗧𝗜𝗥𝗘𝗠𝗘𝗡𝗧 𝗙𝗨𝗡𝗗 - They will build and take care of their own family, too.

4. 𝗪𝗘 𝗟𝗜𝗩𝗘 𝗟𝗢𝗡𝗚𝗘𝗥- Imagine retiring at the age of 60 with no income then living until the age of 80, thats 20 years worth of expenses, 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY?

Do not just depend on your Company's retirement benefit and health insurances. Get your own back up plan.

Reach us out for further inquiries! 📩

Sa haba ng panahon ng pagtatrabaho sa ibang bansa, matutupad nga ba ang mga pangarap para sa pamilya?

Sulit nga ba ang mga paghihirap at pagtitiis ng buong pamilya?

📌 1 out of 10 OFWs end up broke even after years of working abroad;

📌 8 out of 10 do not have savings or money
set aside for retirement.

To my OFW friends, you can still . Be part of the 20% who are saving and setting aside money for their retirement/future goals.

Let me help you. Message me for free Financial Health Check. 📝

___________
Janel Romero
Financial Consultant

Consider this:

• Turning P3,000 into P3,009.50 is called a BANK.
• Turning P3,000 into P3,300 is called an INVESTMENT.
• Turning P3,000 into Php 2,000,000 is called an INSURANCE.

Good thing you can be insured while investing.

A person, no matter how capable he is in his lifetime, cannot avoid two things, — sickness and death.

When a person is bedridden:
1. A gift of Php 4,000 could be from FRIENDS.
2. A gift of Php 40,000 could be from RELATIVES.
3. A gift of Php 4,000,000 OR MORE could be from LIFE INSURANCE.

Get insured NOW, while you still can. Reach us out. 📩

Wag antaying may nangyari nang masama gaya ng pagkakaroon ng sakit, aksidente, paghihirap or worst, death, at sasabihin niyo na:

"sana kumuha na lang ako ng insurance noon." 😔

Remember, you have the time to achieve a financially worry-free life before anything happens.

Nasa iyo lang talaga kung kelan mo sisimulan ang pag iipon just in case magkaroon ng problema sa finances mo.

Kung binabasa mo ito ngayon, maybe, this is a sign for you to start getting insured NOW ‼️

Mas mabuti nang paghirapan mo ang pag-iipon ngayon, kesa naman sa mag-iipon ka years later. 💯

If ang financial goal/priority mo ay:
1. Health
2. Retirement
3. Protection for dependents
4. Education
5. Investments

Pwede kitang mahelp para ma-achieve mo financial goals mo! Just send me a message and let's see how I can help you be financially protected, comfortable and free. 💕

𝗠𝘆 𝗰𝗹𝗶𝗲𝗻𝘁 𝗼𝗻𝗰𝗲 𝗮𝘀𝗸𝗲𝗱:

"What if ngayon ma-issue ang policy ko for VUL, if ever something happens to me after 1 month, makukuha ba ng beneficiaries ko ang life insurance claims na 2M-3M kahit isang beses pa lang ako nakapag-hulog?

The answer is definitely "YES."
Your beneficiaries can already claim the life insurance benefits from your policy. That's why it is called an "instant pamana."



Direct message me to book a financial planning session via zoom.

SCENARIO 1:
✅ Car
❎ Life insurance
Naaksidente si tatay. Namatay. Binenta ang kotse para sa funeral and burial. Walang natira sa pamilya at nagkanda-utang pa dahil walang trabaho si nanay. Hindi makapag-kolehiyo ang mga anak. Naging masalimuot ang buhay.

SCENARIO 2:
❎ Car
✅ Life insurance
Naaksidente si tatay. Namatay. May nakuhang 3M ang pamilya. Mabibigyan ng magandang buhay at edukasyon ang naiwang asawa at mga anak. Tuloy ang buhay.

CAR versus LIFE INSURANCE?
Parehas lang 'yan hinuhulugan monthly, besh. Dun ka na sa makakatulong sa'yo at sa pamilya mo when something unlikely happens!

Think wisely what you prioritize. 🤔🤔

𝗝𝘂𝘀𝘁 𝗶𝗻‼️‼️‼️‼️

𝗠𝗶𝗹𝗹𝗲𝗻𝗶𝗮𝗹𝘀, 𝗚𝗲𝗻 𝗭𝘀 𝗮𝗻𝗱 𝗲𝘃𝗲𝗻 𝗕𝗮𝗯𝘆 𝗯𝗼𝗼𝗺𝗲𝗿𝘀 𝗮𝗿𝗲 𝗻𝗼𝘄 𝗿𝗲𝗮𝗹𝗶𝘇𝗶𝗻𝗴 𝘁𝗵𝗲 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝗰𝗲 𝗼𝗳 𝗕𝗘𝗜𝗡𝗚 𝗜𝗡𝗦𝗨𝗥𝗘𝗗 𝘄𝗵𝗶𝗹𝗲 𝗵𝗮𝘃𝗶𝗻𝗴 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀🥺😍♥️🙈

𝗪𝗵𝗮𝘁 𝗮 𝗴𝗿𝗲𝗮𝘁 𝗻𝗲𝘄𝘀 𝗳𝗼𝗿 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲!😍🙌🙏
𝗟𝗲𝘁'𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲 𝘀𝗲𝗰𝘂𝗿𝗶𝗻𝗴
𝗹𝗶𝘃𝗲𝘀 𝗮𝗻𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝘀💯🙏

Five reasons why you need life insurance while young

As a young adult, getting life insurance may not be at the top of your priority list. After all, you’re more likely to be healthy, not married, and don’t yet have children who depend on you. And with an entry-level job, you could be on a tight budget. Why pay unnecessary life insurance premiums at this point in your life?

Investing in life insurance in your 20s or 30s can be a savvy financial move. Here are a few reasons you should consider buying life insurance young.

1. Lock-in great rates
When you buy life insurance, your premiums remain the same for the duration of your policy, unless you change the amount of coverage. Buying Life insurance at a younger age locks in lower premiums and reduces the total amount you’ll spend on life insurance over the course of your lifetime. You simply can’t beat the life insurance rates you receive in your 20s and 30s.

Along with your age, your health is another determining factor in how much you pay for life insurance. Getting insured before any health conditions develop, such as high cholesterol or high blood pressure, lets you lock-in very affordable premiums for decades to come.

2. Protect your loved ones
You may have student loans, credit card debt or financing for a new car – and perhaps you’re considering buying your first place. If you were to die, life insurance can protect your parents or loan co-signers from the burden of paying off your debts.

If you’re in a relationship and have a mortgage, life insurance can protect the surviving partner from having to cover the remaining amount themselves, or losing the home entirely. Many young couples on a tight budget prefer a term life policy as an affordable way to get coverage for a set length of time – such as the length of your mortgage.

3. Build credit
If you opt for a permanent policy, you’re also building credit you can bank on. As the cash value of your policy grows, you’ll be able to borrow against it. The younger you buy a policy, the more time your policy will have to grow in value.

4. Put protection in place for the future
You may not have dependents now, but that could change in a few years. Investing now means you’ll have protection in place when your children, spouse or aging parents rely on your income. If you wait, it may be more difficult and expensive to get coverage.

5. Take advantage of discounts
If you have other insurance policies with The Co-operators, such as Auto or Home insurance, adding Life insurance can increase the discount you get on those policies, saving you money on your other insurance costs.

To learn more about life insurance, message me to discuss a plan that meets your needs now and in years to come. 📩

Retirement is the longest “weekend” of our lives. And just like what you do during the weekends, it is during retirement that you have the time freedom to do all the leisure activities you want like travel, shop, go on vacations, etc.

I am sure you would want to enjoy it. But how can you enjoy time freedom during retirement if you don’t have financial freedom? 💸🥺

And I am sure, you did not spend half of your lives working just for a ₱75-meal. 🍽🍛

I am sure, you did not miss family events just to go to work and retire for a meal budget of less than a hundred peso. 💸🤦🏻‍♂

And I am sure, you did not miss the school events of your children to go to work and in the end, when you have all the time in the world, you still cannot go on vacations with them just because of lack of budget. 🏖🏝👨‍👩‍👦‍👦

Let’s talk about your plans. How much would you want your retirement be? 👵🏻👴🏻✍🏻💰

Hello Everyone!

Did you know na pwede mo makita ang projected 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐅𝐮𝐧𝐝 mo sa SSS? Check mo na by clicking the link below.

https://www.sss.gov.ph/sss/portlets/retirementestimator/retirementEstimator1.jsp

ayus ba? sana nakatulong 😊

sa tingin mo, happy ka ba sa retirement fund mo?

Masu-sustain ba ng fund yung lifestyle na meron ka ngayon when you reach 65?

Take into consideration yung inflation rate every year. Kung happy ka na doon then that's good but you'll become happier kapag nalaman mo yung iba mo pang options to build your 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐅𝐮𝐧𝐝.

Let's plan on how to better prepare for your retirement through our investment focused VUL plans.

Prepare your Retirement Fund with PRULIF UK VUL! Interested? Message me for inquiries and free quotation! ❤️

Just send me your birthday so I can give you sample proposals depending on your needs and goals!

By investing at an early stage of life, you learn a pattern of financial discipline and independence.

An early investment teaches the real difference between investments and saving.

Never think young age is a barrier to making an investment, as you are never too young to invest ☺️

SEEN. MUTED. IGNORED. UNFOLLOWED. BLOCKED.

Instead of thinking “bebentahan na naman ako nito“ everytime we are trying to reach out, be happy because it means, INSURABLE ka pa. It means you are ALIVE, HEALTHY and ABLE. 🙏🏻🙏🏻🙏🏻

It's a race against DEATH, ILLNESS or ACCIDENT. Inuunahan namin sila.

No worries friends, hindi ko kayo susukuan! 🙈🙈

Insurance is a “need”. You might not need it today, but someday you will. 💕✨

The Peso Warrior updated their business hours.

𝗕𝗘𝗧𝗧𝗘𝗥 𝗧𝗢 𝗕𝗘 𝗘𝗔𝗥𝗟𝗬 𝗧𝗛𝗔𝗡 𝟭𝗠𝗜𝗡𝗨𝗧𝗘 𝗧𝗢𝗢 𝗟𝗔𝗧𝗘🥺

People decline insurance because they are healthy. Insurance decline people because they are sick. 😕

Getting life insurance at an early age will allow you to get a lower premium and spend less on insurance throughout your lifetime ♥️