Personal & Business Coaching with LungiM

https://www.businessinsider.co.za/cheap-food-franchises-king-pie-sausage-saloon-fast-food-2019-7

These are the cheapest food franchises you can buy in South Africa - including King Pie, Sausage Saloon, and Corner Bakery In 2017, the fast food industry turned over R587 billion.

It takes me an hour to watch 100 YouTube video ads, 45sec each. And I make R1300 per day, R38900 per month 😁. Ask me how, or inbox me

Do you want to make R40,000 in one month? Ask me how...
I made R48,366 in 4 weeks (£2687 x 18 = R48,366)

HAPPY NEW YEAR
May you have peace, love, joy, prosperity, and compassion. Here's to making 2019 a year of growth and the beginning of many yet to come.

If you want to enhance your entrepreneurial capabilities kindly contact GEP on www.gep.co.za or alternatively call 087 057 2000 Moulding Entrepreneurs at the service of entrepreneurs serving entrepreneurs needs.

fail EARLY,
fail OFTEN,
fail FORWARD.
[You are supposed to fail, because failure is a stepping stone to success]

Say this:
- IT'S MY TIME!
- IT'S POSSIBLE!
- IT'S NECESSARY!
- IT'S ME!
- IT'S HARD!
- IT'S WORTH IT!

~ Les Brown

Achieve your franchise dream – here’s everything you need to know

http://www.thesmallbusinesssite.co.za/category/business-startup/franchises/

Franchises Archives — The Small Business Site ShareFacebook, Twitter, Google Plus, Pinterest, Email Posted in:FranchisesStarting a Business Achieve your franchise dream – here’s everything you need to know by NSBC Editorial Team September 17, 2018, 1:30 pm Comments are off Article provided by Absa South Africa’s economy is under significa...

The difference between the Champion and the wanna-be is that the Champion shows up no matter what

You're an expert at what you do, you don't need to be an expert at Taxation too.
I'm a registered Tax Practitioner with SARS and The SAIT with over 10 years of experience.

Nothing blooms all year round, be patient with yourself 🌻

How do I pay my home loan off faster?

The Split:

If you split your repayments so that you pay half the amount two weeks early and the other half right on time, you will save on interest being calculated.

Example:
On a loan of R600 000 the monthly repayment (calculated at 8.5% over 20 years) will be R5 206.94.
By making a payment of R2 603.47 (half of the monthly instalment) on the 15th of the month, and the other R2 603.47 at the end of month, you save on the daily interest over the 15 days between payments while also reducing the outstanding capital and cutting the term of your loan.
You will still be paying exactly the same monthly amount, just split into two payments. On R600 000 at 8.5% you could cut a 20 year loan by almost two years and save R11 948.85 in interest.
This makes split payments one of the simplest and most effective ways to reduce the repayment term/interest payable on your loan.

The Fortnightly:
A variation on 'The Split' which is enormously effective at making your bond work for you is to commit to a fortnightly payment plan. Here, instead of splitting your bond instalment into two equal payments across a calendar month, you pay half of the monthly repayment amount every two weeks.
Using the figures from the previous example you would commit to a payment of R2 603.47 every two weeks. 'The Split' option results in 24 payments per year (2 payments a month x 12 months) whereas ‘The Fortnightly’ results in 26 payments per year (there are 52 weeks in a year. You are paying every two weeks.)
The two extra payments mean that you are effectively making a full month’s extra payment to your bond every year. As this extra contribution would be used exclusively to reduce the capital amount owing, you will significantly reduce the repayment term of the loan to 16.7 years and save R127 423 in interest!

The Extra Payment:
If you routinely have surplus funds in your bank account, the wisest move is to pay extra amounts into your bond account thus reducing interest payable as well as the repayment term.
Again using a loan amount of R600 000 at 8.5% over twenty years as an example:
If you pay an extra R1 000 into your bond account every month, over and above the required minimum repayment of R5 206.94, you will reduce the repayment term to just under 14 years and save a whopping R230 000 in interest.
The above examples will require more discipline and commitment than paying the one minimum required payment every month, but the rewards are enormous. Please remember that whatever plan you adopt it is essential that you ensure there are always sufficient funds in your bank account to cover the bond repayments.
If you think you have the self-discipline and the funds, approach your bank today to arrange a debit order and cut your bond down to size!

Source: Property24

You do not need to submit a tax return if ALL the criteria below apply to you:

• Your total employment income / salary for the year (March 2017 to February 2018) before tax (gross income) was not more than R350 000

• You only received employment income / salary for the full year of assessment (March 2017 to February 2018) from one employer

• You have no other form of income (e.g. car allowance, business income, taxable interest or rental income or income from another job)

• You do not want to claim for any additional allowable tax related deductions (e.g. medical expenses, retirement annuity contributions, travel expenses, etc.)

I'm yet to find a successful person who has worked smart to get to where they are. For me, hard work pays! 'work smart' phrase is for lazy people😏

Success is not for the weak and uncommitted. It is HARD. You have to be COMMITTED. You have to be STRONG. You have to be TOUGH!