SMSU Financial Literacy Center

Thank you so much to everyone who attended the algorithmic trading seminar event on Monday! We look forward to seeing you at the next event!

Happy Holidays everyone!

For any questions just shoot us a dm!

Join us on Wednesday for information about starting a Side Hustle. You can visit us in person or via zoom!

Join us November 28th at 12pm in the SMSU north

Looking for Budgeting tips? Check this out! We also have some Free budgeting templates from canva just click the link in our bio!

Come by tomorrow! Free pumpkins, nachos, hot dogs and candy apples! Don’t miss out on this amazing event!

Thank you and .coyote for an amazing collaboration event. For more information about side hustles feel free to Dm us or send us an email!

Thank you to Francisco from for coming by and doing a fafsa presentation! If you have any questions about fafsa please do not hesitate to reach out to the financial aid office!

Thank you to everyone who came out to our investing competition meeting! Don’t forget to check your emails for more updates regarding the competition, and if you didn’t have a chance to sign up don’t worry! The FLC will be hosting another competition next semester for an opportunity to win some cash prizes.

We sad to reveal that unfortunately Late Night has been postponed due to weather conditions.

Thank you to everyone who participated in our collaboration event with Bank of America! We hope to see you all at the next event!
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With summer passing through, various students are preparing for school to begin for fall semester. With that being said, please stop by the financial literacy center so we can help you plan your budget for the Fall. If you receive grants or loans, we can help you budget to ease your financial stress. Feel free to stop by and ask us questions, we would love to help you!

Even though budgeting may seem simple, always prepare for setbacks. Overworking yourself may not be healthy, and most of the time things that are not in your control may happen (lost of job, medical bills, new child, new pet etc). So to help, make your budget slightly lower than what it is.
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Anyone can apply for scholarships. Regardless of status, there are scholarships available for everyone on the MyCoyote site via Scholarships. There are also scholarships offered outside of the CSUSB scholarship site. Interested in learning more about scholarships? Come down to the Financial Literacy Center to learn more.
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One game other than “Cashflow” that is offered at the Financial Literacy Center is “Chess.” Despite being quite a serious game to master, playing chess casually shows plenty of benefits. According to Rebecca Joy Stanborough, MFA, an author at Heathline, playing chess can help with: developing perspective, improving memory, deepen focus, elevates creativity, boosts planning skills, Increases self-awareness, Protects against dementia, Helps ADHD, reduces panic attack symptoms and more! This information was also backed by Debra Rose Wilson, Ph.D., MSN, R.N., IBCLC, AHN-BC, CHT. So please, come and help yourself to a nice relaxing game of Chess!
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Not enough time to download and set up budgeting apps? Try doing things the old fashioned way by listing your budget along with your expenses from necessities to disposable wants. Writing down and planning your budget and expenses will help you eliminate unnecessary expenses.

One way to manage debt is by using credit cards. When used responsibly and correctly, credit cards can be very beneficial. One looking into a credit card, be sure to look over the fees and interest so that you can avoid being in more debt. If you have more questions regarding debt management, come on down to the financial literacy center.
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One of the games we offer at the Financial Literacy Center is “CashFlow.” Cashflow is game designed by investor, businessman, and self-help author Robert Kiyosaki to serve as a tool for learning basic financial strategies and accounting principles. Playing this game helps people understand the importance of investing and money management so they can eventually rise to the top. Come give it a try at the Financial Literacy Center!

Anyone can apply for Financial Assistance! The application is simple and quick, you will just need to fill out info regarding yourself, and if a dependent, your parents as well. If you do not qualify for a grant, no worries! There are scholarships and other forms or Financial Assistance available! Need more help? Come on down to the Financial Literacy Center!

If you are barely getting into investing, one term you may have heard of is the “Stock Market.” But what is the stock market? According to James Chen, author of article “Part of How to Invest with Confidence: Stock Market,” stock markets are “venues where buyers and sellers meet to exchange equity shares of public corporations.” If you are looking to get into the stock market, be sure to do thorough research on which one you would like to invest in. You can also schedule a consultation at the Financial literacy center if you need more information.

Win the battle against Debt! You can do this by using loans, credit cards and more. However, one should also learn about these options before using them. Mindlessly signing up for a credit card or loan without a plan would cause even more debt. If you are interested in learning about these options, come down to the financial literacy center!

Want to save money? Leave your cards at home and use cash instead. According to the Financial Literacy 101, “studies have shown that people spend less in general when they spend cash.” So try leaving your cards at home!

Having trouble stopping mindless shopping? We recommend a few tips to help! Such as: if the object was not on sale would you buy it? Is this absolutely a need? Is it on your shopping list? Try to stay on track and avoid putting things in your basket that are not needed in order to save money.

Having trouble keeping up with food expenses? Use the app Ibotta to keep track of expenses and get cash back. With apps like “Ibotta,” you can get cash back every time you shop online, in-store, or from your phone.

Having trouble keeping track of your finances and budgeting? Use apps like “Mint!” Mint helps you take charge of your finances a online budget planner. This free budget tracker helps you understand your spending for a brighter financial future.
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Financial Wellness Series continues with another workshop "Escape the Rat Race"

FLC taking stage at the "Guess the Price" event at the CSUSB's Palm Desert Campus

Financial Wellness Series continues with "Increase your income with side-hustles" workshop!

April's Financial Wellness Series starts with a great workshop "Invest Like a Champ".