Joni Caballero, Realtor
I am a Realtor local to the Antelope Valley area, but serve all of Southern California. Please call/text 661-492-2773 DRE # 01931005
I would be happy to work with you to find that special home and/or assist you in selling your current home.
12/05/2024
To all the wonderful Mothers out there, have a fabulous day today !
12/04/2024
If you are curious about the homebuying process or would like to get started now, don’t hesitate to give me a call or text. I love working with new clients!
#6614922773
09/04/2024
Don't let any of these mistakes jeopardize your chances of getting approved for a mortgage. Remember: if you're not sure, pause and give me a call to double check!
#6614922773
29/02/2024
Important to know!
04/02/2024
Recommendations like this leave me overjoyed.
See more: https://www.realsatisfied.com/Joan-Caballero
24/01/2024
If my client is happy, then my goal is complete!
See more: https://www.realsatisfied.com/Joan-Caballero
21/12/2023
Types of home loans:
Conventional loan: Best for borrowers with good credit scores
Jumbo loan: Best for borrowers with excellent credit looking to buy a more expensive home
Government-backed loan: Best for borrowers who have lower credit scores and minimal cash for a down payment
Fixed-rate mortgage: Best for borrowers who’d prefer a predictable, set monthly payment for the duration of the loan
Adjustable-rate mortgage: Best for borrowers who aren’t planning to stay in the home for an extended period, prefer lower payments in the short term and are comfortable with possibly having to pay more in the future
19/12/2023
Great info!
Some of the key ways to improve your score include:
Paying bills, debt, and other monthly payments on time.
Keep a low credit utilization ratio—that’s the number you get when you divide your balances by your credit limits. Most experts suggest keeping this to 30% or less.
Be selective about new credit applications. Too many new applications in a short amount of time can hurt your score.
Make it a habit to regularly review your credit report for errors. False or inaccurate information can drag down your score significantly. Catching an error early on and disputing it with the credit bureaus immediately can ensure that it’s dealt with and removed from your report in a timely manner.
15/12/2023
The Fed's pivot from 'maybe more hikes' to 'cuts next year' had the markets in ecstasy. The Dow and S&P 500 hit all-time records. The yield on the 10-yr US treasury went below 4%. And average 30-year mortgage rates fell to 6.6%. That's a decrease of nearly 150 bps (1.5%) in just two months.
10/12/2023
Exciting news, homebuyers! Mortgage rates have dropped a percent in the last few weeks, reducing the monthly mortgage bill for a typical home by several hundred dollars. The number of homes for sale has also continued to inch higher. Improving affordability AND availability? What a nice change!
04/12/2023
Keep your home in tip-top shape, even during harsh winter months, by following this handy list of seasonal maintenance todos!
02/10/2023
So grateful for clients like this ❤️and such a thoughtful gesture. I love my job. 🏡