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Check around for the best prices.
Don't always assume the first product you spot on the first retailer you visit will have the best price. Before hitting the buy button, check out apps like camelcamelcamel—a free Amazon price tracker that helps ID prices across Amazon's ecosystem—or PriceJump, which allows you to scan barcodes in-store to compare prices across brands while shopping in the wild.
Use cash-back credit cards.
When going on your annual buying spree during the holidays, don't fork over your hard-earned cash—dip into your credit card. For the best rewards programs, check out cards like Citi Double Cash, Chase Freedom, and Fidelity Rewards Visa Signature. Many offer 1 to 5 percent cash back on purchases.
Don't shop early.
Sure, people who get all of their holiday shopping done early on—late October and early November—may have all their ducks in a row. But, admirable as these folks are, many are probably missing out on some great deals: Most companies don't reveal the best discounts until the season is in full swing. As such, experts says the best period of shopping is the magical span between November 19th and December 20th.