Bright Life Matters

This should be the new definition of KPI. It should be.

KPI =
Keep People Interested
Keep People Informed
Keep People Involved
Keep People Inspired!



(Credits to the owner of this context)

The cost of insurance will never be as low as it is now with your current age.

𝘛𝘩𝘪𝘴 𝘪𝘯𝘧𝘰-𝘨𝘳𝘢𝘱𝘩𝘪𝘤 𝘪𝘴 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘢 20-𝘺𝘦𝘢𝘳-𝘰𝘭𝘥 𝘧𝘦𝘮𝘢𝘭𝘦 𝘸𝘩𝘰 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘴𝘮𝘰𝘬𝘦.

✅Complete insurance coverage for a minimum of ten years, with coverage up to the age of 88.
✅Comes with an investment component that earns between 4% and 10% interest per year and can be used for retirement, education, travel, or starting a business.

📩 Set a meeting now with me via Zoom or over a coffee, whichever you prefer!

Every gising is a Blessing 😇
Good Morning!
/66

🎥 Dr. Strange

👉How much are you earning right now?
👉How much are you contributing to help your family?
👉How much have you saved for your dreams?
👉How much can you help for your spouse's dreams?

When you lose your capacity to make a living, you lose all the responsibilities and dreams you are building today.

Make sure you have enough life insurance coverage and disability benefit so that no matter what happens, you can still help your family, continue your dreams and responsibilities in life, and this is with the help of life insurance.

Confused about how Insurance Owner, Insured, and Beneficiary differ? Here's everything you need to know about in Sun Life's Insurance Jargon of the Day!

An Insurance Owner is the one who avails of the insurance policy and gets the option to select the Insured—the individual who is covered by that insurance. The Beneficiary is the person or group who claims the insurance coverage when it needs to be claimed. This person or group is enrolled by the insurance owner upon activation or submission of the insurance application.

The Owner and the Insured can be the same person, and this is applicable in Sun Life's yearlong Insurance plans! Get more acquainted with these terms by getting yourself Personal Accident Armor for only Php 60!

Check it out here: https://sunlife.co/SunLifePersonalAccidentArmor

Sun Life advisors guide you in creating a sustainable financial plan to meet your . 🤝 Know in detail the perks of having one here: bit.ly/SL-brighterbenefits.

You can also book an appointment with me by sending a private message.

Advantage of having a SunLife Financial Advisor 💛 to your friend's list 🌞 You can ask anything about Insurance or Insurance and Investment na hindi nahihiya👌😊!!

We can make a Tailor fit Plan ready na pasok sa budget mo for your future🌈

Set an appointment now for a FREE one on one financial planning!

Appreciating the value of Insurance. ✨

The main reason for getting Insurance? Your LOVE for your family! 💛

Your family needs to continue on living even when you are no longer around.

Insurance can help you better deal with debt and settle unexpected expenses due to life's uncertainties.

PM me and i will help you ng buong puso ko 🥰

Why consider V.U.L. as your first insurance/investment?

- Makes savings automatic for you to help you form a habit
- Income replacement to support family if something unfortunate happens
- Higher growth than banks, for your long term savings
- Flexible as you can withdraw and top up anytime
- Tax free and helps you beat inflation

Always keep in mind that what you save today, will save you in the future!

Let me help you po, ang pag compute po ng plan ay depende sa age, gender at smoking habit. I can create one i just Need these details:

1. Name
2.Birthday
3.Gender
4.Smoker/non-smoker?

ctto

𝙒𝙝𝙚𝙣 𝙬𝙖𝙨 𝙩𝙝𝙚 𝙡𝙖𝙨𝙩 𝙩𝙞𝙢𝙚 𝙮𝙤𝙪 𝙧𝙚𝙨𝙩𝙧𝙪𝙘𝙩𝙪𝙧𝙚𝙙 𝙮𝙤𝙪𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙝𝙖𝙗𝙞𝙩𝙨?

If you still don't have time, it will become a habit for the rest of your life.

Ask yourself if you've taken on too many responsibilities or if you have a habit of throwing away your money.

My job is to restructure your cash flow and teach you how to do it correctly so you can begin planning your financial future right away.

Message me to start!

📩 me to get a quote!

♥ 𝗣𝗿𝗼𝗽𝗼𝘀𝗮𝗹 𝗳𝗼𝗿 𝗯𝗼𝘁𝗵 𝟮𝟱 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 𝗠𝗮𝗹𝗲 & 𝗙𝗲𝗺𝗮𝗹𝗲 𝗡𝗼𝗻-𝗦𝗺𝗼𝗸𝗲𝗿 ♥

Sabi nila mayaman lang daw ang may kaya maka afford ng Life Insurance at Insurance with investment.

The answer is "depende". Depende ang premium na binabayaran mo sa 𝗲𝗱𝗮𝗱, 𝗴𝗲𝗻𝗱𝗲𝗿, 𝗮𝘁 𝘀𝗺𝗼𝗸𝗶𝗻𝗴 𝗵𝗮𝗯𝗶𝘁𝘀! Kung ikaw ay mas matanda at may bisyo, mas mahal ang premium na babayaran mo dahil sa mga possible health risk. Kaya nga kaming mga Financial Advisor, mas gusto namin na kumuha ka na NGAYON !!

67 pesos per day = 2,000 per month lang! Kung kaya mong magpabudol for short-time happiness, dapat kaya mo rin maglaan para sa sarili at sa future mo!

Mas malaki sinesave, mas malaki ang insurance at investment mo.
Pano mo malalaman yung tamang plan based sa budget mo?🤔
Kausapin mo ako para ma guide kita. 🥰

*Take note: after natin mag usap, hindi mandatory na kukuha ka na agad. This is a commitment to save, so kailangan pag usapan at pag isipan. ☺️

𝗦𝗵𝗲𝗿𝗲𝗲 𝗟𝘂𝗽𝗶𝗻𝗮
𝗟𝗶𝗰𝗲𝗻𝘀𝗲𝗱 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗔𝗱𝘃𝗶𝘀𝗼𝗿
[email protected]
0997-511-7112

𝗔𝗹𝗮𝗺 𝗺𝗼 𝗯𝗮 𝗻𝗮 𝗳𝗼𝗿 𝗮𝘀 𝗟𝗢𝗪 𝗮𝘀 𝟯𝟲 𝗣𝗘𝗦𝗢𝗦 𝗽𝗲𝗿 𝗱𝗮𝘆 𝗺𝗼𝗻𝗴 𝗽𝗮𝗴-𝗶𝗶𝗽𝗼𝗻 𝘄𝗶𝘁𝗵 𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗩𝗨𝗟 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗣𝗹𝗮𝗻,
𝗮𝘆 𝗽𝘄𝗲𝗱𝗲 𝗸𝗮𝗻𝗴 𝗺𝗮𝗴𝗶𝗻𝗴 𝗺𝗶𝗹𝘆𝗼𝗻𝗮𝗿𝘆𝗼 𝘀𝗮 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗮𝗴𝗲 𝗺𝗼?

Budget-friendly siya for anyone who wants to start investing as early as NOW for their long-term goals and at the same time, pwedeng masecure ang savings mo and your family's future kapag ikaw ay wala na.

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗩𝗨𝗟?
Ang VUL (Variable Unit Linked Insurance plan) is a financial protection + wealth accumulation plan kung saan ang premium ay divided sa Insurance premium at investment. Thru VUL, nasesecure mo na kahit anong mangyari whether expected or unexpected ay may MONEY na tutulong sa'yo at sa iyong loved ones.

𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒 𝐟𝐨𝐫 𝐡𝐚𝐯𝐢𝐧𝐠 𝐭𝐡𝐢𝐬 𝐩𝐥𝐚𝐧:
Investment na pwede iwithdraw for your long term goals:
Growth of your money
educational fund for your children
starting up a business
travel funds
retirement funds
at marami pa.
Professional fund management
YOU can sit back and relax while your hard-earned money is working for you.
Funds for future needs
Manageable premium payments

You may also UPGRADE your plan as an ALL-IN-ONE (Health, Investment and Protection) Insurance Plan dahil flexible siya with the following BENEFITS :
1. Life Insurance
2. Accidental Benefit - To provide you income in case of accidents.
3. Critical Illness Benefit - To provide you income when critical illness hits you
4. Hospital Income Benefit - To provide you income during confinement
5. Investment

Once you avail of this Insurance Plan NOW, YOU will get Financial Coaching Online Sessions every year with me plus a Financial Worksheet that will help you BUDGET and ORGANIZE your cash flow every month.

Send me a MESSAGE to help you get started immediately based on your BUDGET and AFFORDABILITY.

𝙂𝙚𝙩 𝙖 𝙌𝙪𝙤𝙩𝙚 𝙉𝙊𝙒!
𝙎𝙝𝙚𝙧𝙚𝙚 𝙇𝙪𝙥𝙞𝙣𝙖
𝙇𝙞𝙘𝙚𝙣𝙨𝙚𝙙 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝘼𝙙𝙫𝙞𝙨𝙤𝙧
𝙨𝙝𝙚𝙧𝙚𝙚𝙡𝙤𝙪.𝙡𝙪𝙥𝙞𝙣𝙖@𝙨𝙪𝙣𝙡𝙞𝙛𝙚.𝙘𝙤𝙢.𝙥𝙝
0997-511-7112

𝐖𝐚𝐫𝐧𝐢𝐧𝐠: 𝐋𝐨𝐧𝐠 𝐩𝐨𝐬𝐭 𝐚𝐡𝐞𝐚𝐝. 𝐏𝐞𝐫𝐨 𝐬𝐮𝐩𝐞𝐫 𝐰𝐨𝐫𝐭𝐡 𝐢𝐭 𝐛𝐚𝐬𝐚𝐡𝐢𝐧.

“Healthy Living naman ako, hindi pa naman siguro ako magkaka-sakit!”

Palagi ko yan sinasabi noon sa sarili ko lalo na nung 22yo palang ako.

11yrs later, madaling araw 2:30am, itinakbo ko ang sarili ko sa ER dahil nagmanhid na ang batok ko at parang nangimay ang aking kanang kamay. Underwent several tests to make sure na hindi naman ako na-stroke. Salamat sa Diyos hindi naman..

Diagnosis: Hypertensive at age 33, with maintenance medication.
With a family history of hypertension and diabetes, I did my best to live and eat healthier choices.

That was a wake up call for me. Grabe yung kaba ko habang nakahiga ako sa emergency room. Una kong naisip hala kulang pa ung insurance ko! Nung mejo bata pa ako mas gusto ko ung puro invest invest lang kasi iniisip ko non, di naman siguro ako magkaka sakit.

Nakakatakot ba magkasakit? Oo naman. Ayaw natin lahat yan!
Pero kung ako ang tatanungin mo, mas natakot ako sa pwedeng maging cost ng hospital bills if the uncertain happens. Kaya ko ba bayaran yon? Malaki ang posibility na kulangin ang HMO! Maliit lang pwede makuha sa Philhealth, nakakahiya din naman kung mauubos ung ipon ng mga kapatid ko o kaya kamag anak para lang ipagamot ako.

𝗜 𝗯𝗼𝘂𝗴𝗵𝘁 𝗺𝘆𝘀𝗲𝗹𝗳 𝟯 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲𝘀 (𝗦𝘂𝗻 𝗖𝗮𝗻𝗰𝗲𝗿 𝗖𝗮𝗿𝗲, 𝗦𝘂𝗻 𝗙𝗶𝘁 𝗮𝗻𝗱 𝗪𝗲𝗹𝗹, 𝗮𝗻𝗱 𝗦𝘂𝗻 𝗔𝘀𝘀𝘂𝗿𝗲)

Bukod don, What also convinced me to plan for my health funds was when
✅My 59yo Aunt diagnosed and survived Breast Cancer.
✅My 85yo Grandpa diagnosed and survived Prostate Cancer.
✅My 74yo Grandma was diagnosed with Bone Cancer and still with on going treatments.

Their insurance policies shouldered the costs of these treatments, and we are grateful for their recovery. Kaya sobrang naniniwala ako sa value ng health insurance.

I think that when we are free from the burden of looking to finance the cost of illness, then we can fully focus on the RECOVERY.
Isang araw habang nagshare ako about health insurance, biglang nagtanong ung client, “yung sayo, anong meron ka na?”

Syempre hindi naman ako magbebenta ng bagay na wala ako non or kung hindi ako naniniwala don. 😉

We’ll never know when a Critical Illness would strike us. Maybe now while we are young or probably when we grow old. But one thing is certain, when that uncertainty happens, for sure we would need funding and it may cost our own savings or worse, other people’s savings. Mahal at magastos kasi magkasakit, even this pandemic made us experience how expensive healthcare is. Habang tumatanda tayo mas lalong nagiging mahal din ang cost ng insurance mo, akala ko ba nagtitipid ka? Habang bata ka pa, habang healthy ka pa, habang wala ka pang pre existing, eto ung best time na magkaron ka na nito.

Plan ahead. Prepare ahead. And do not wait for the day when no insurance company will insure you.

If you already have an existing insurance, check your coverage. Also check if you have Critical Illness Coverage, one policy may not be enough especially if minimum coverage.
Andito lang ako para tulungan ka. Paghandaan natin ito. 😉

CTTO from Feona Elize Gumabao

Hi Friends,

Would like to share lang this Sunlife Insurance product Sun Maxilink Bright - It’a a five year limited pay VUL. I got this for my daughter in preparation for her College Tuition. I decided that instead na mag ipon ako s bank, dito na lang may insurance coverage na PHP700,000.00 pa na kasama.

Three (3) years in force pa lang sya but the fund value is already PHP 215, 888.73 as of April 9. Looking forward na tumaas pa in the near future just in time for her college education.

It really pays to have knowledge in managing your own personal finances. Hindi naman kailangan in depth, madali lang nman yun basic at malaking tulong tlga.

If you want to learn, please feel free to message me. Willing to share personal money management to you 🙂

-ctto.

Just in case maisip mo kung bakit ka ba nagbabayad ng Insurance, remember that the Best Time to get an Insurance is kapag hindi mo pa kailangan.

One Day, You will be Thankful na sinimulan mo siya ng maaga.

Protect what really matters. Get insured now!

Ｄｉｄ ｙｏｕ ｋｎｏｗ？？

All life insurance will provide a payout to your beneficiaries if you pass away, but did you know that there are 3 kinds of life insurance?

Before getting your own protection policy, make sure you consider your needs, financial capability, and personal goals.

Sources: Guardian and Investopedia

Sun Life as part of 2021 Top Insurance Companies in the Philippines

💛 #1 Total Assets,
💛 #1 Premium Income,
💛 #2 New Business Annual Premiumand,
💛 #2 Net Income, and
💛 #3 Neth Worth

Grabe HAKOT AWARD tayo Sunlifers 💛💯 I am really proud to be part the MOST STABLE, TRUSTED, RELIABLE insurance company in the Philippines! Panatag ang loob ko that Sunlife will still be there in the next decades to come to fulfill its promise to our clients and their beneficiaries

Sun Life as part of 2021 Top Insurance Companies in the Philippines

💛 #1 Total Assets,
💛 #2 New Business Annual Premium,
💛 #2 Net Income, and
💛 #3 in Neth Worth

Grabe HAKOT AWARD tayo Sunlifers 💛💯 I am really proud to be part the MOST STABLE, TRUSTED, RELIABLE insurance company in the Philippines! Panatag ang loob ko that Sunlife will still be there in the next decades to come to fulfill its promise to our clients and their beneficiaries

IMAGINE A PACKAGE PLAN THAT GIVES YOU THE IDEAL BENEFITS.

Sun Maxilink Prime ( SUN LIFE VUL)

💛 Life Insurance
💛 Accidental Death Benefit
💛 Total Disability Benefit (Waiver of premium)
💛 Retirement Fund

For a very affordable plan!

get yours now!

Message me for free qoutation.
Let's assess your goal!

When you get a Variable Life Insurance (VUL), you're answering two questions:

a. Paano kung mawala ako ng maaga?

VUL will give your family a lump sum benefit that they can use. Alaga sila kahit wala ka na.

b. Paano kung gusto kong paghandaan ang college fund ng anak ko/retirement ko in 10 years?

VUL is investment. Meron itong living benefit na pwede mong gamitin pagkatapos ng ilang taon.

Why do you want to invest?

"Gusto ko ng magandang bahay."

"Sana magkaroon ako ng kotse balang araw."

"Ayoko mag-abroad habang buhay. Gusto ko 5-6 years lang ako mawalay sa pamilya ko kaya nagiinvest na ako ngayon."

"I want my child to go to a good school."

If you just get pure life insurance, your family will only benefit if you die.

If you just get pure investment, you & your family will benefit if you're still alive.

If you die, pahirapan sa pag-withdraw/redeem because there you have a responsibility to file and pay estate taxes.

With VUL, you get two benefits.

Since it is an insurance bundled with an investment with scheme similar to how Mutual Fund or UITF works, you protect your income (and provide for your loved ones) and invest for your future at the same time.


-ctto

Your partner for life, Sun Life 💛