Minnesota Real Estate Learning Group

This weeks Featured Product is our Abstractor Exam Prep Course.

The state exam for abstractors is extremely challenging, even for those with experience. Take this exam prep course to see if you are ready, or if you need to brush up and be current on new laws with our Abstracting, Searching and Land Records Management and Reading and Drawing Legal Descriptions courses.
This course is only $120. Follow for more information on our other products.

This weeks Feature Product is our Salesperson Exam Prep Course.

The Salesperson Exam Prep class is mapped to the “Real Estate Exam Content Outline” provided by the state. It reviews content, and links directly to key statutes that are identified as test question statutes. Build your confidence and pass the national and state tests with this class. This course is only $120. Follow for more information on our other products.

This weeks Feature Product is our Land Records, Abstracting and Searching MN/Midwest Course.

Gain a solid working knowledge of MN/Midwest abstracting. Identify and search the eight needed public offices and their indices, recognize name searches. This course features material outlined on the MN state abstractor licensing examinations. This course is only $375. Follow for more information on our other products.

This weeks Feature Product is our Title Exam for Title Insurers (Midwest) Course.

This comprehensive course covers title exam from the perspective of a Title Underwriter or Title Agent. It discusses title searches for both residential & commercial properties and gives you the opportunity to complete an examination of title from a detailed title search, which includes an examiners worksheet and plat drawing with inspection. If you like hands on learning, this course is for you! This course is only $350. Follow for more information on our other products.

We wanted to share an overview of the Minnesota Commerce Alert Newsletter from July.

AUTO INSURANCE

July is National Vehicle Theft Prevention Month, a timely reminder that preventing auto theft is a nationwide effort. In 2022, about 1 million vehicles were stolen in the U.S. and 16,000 were stolen across Minnesota. Even if your own car isn’t stolen, you are impacted. Increased auto thefts contribute to rising premiums for your auto insurance policies. Consumers can take action as well, with a simple – but critically important – step: Take your keys ALWAYS. According to law enforcement, the majority of auto thefts involve vehicles with the keys being left inside. Learn more about Commerce’s campaign and help us spread the word: mn.gov/StopAutoTheft.

FARMFEST

At FarmFest, being held Aug. 1-3 in Redwood, stop by Commerce’s Weights & Measures’ outdoor exhibit to learn about how staff test the accuracy of gas pumps, grocery scales and other commercial scales across Minnesota.

DEBT AND PAYDAY LOAN LAWS

The Department of Commerce is implementing new consumer protections passed by the 2023 Minnesota Legislature for debt collection and payday loans. Read more in Commerce’s press release and this Star Tribune article. Starting September 1, 2023, debt collection agencies are required to provide a written document that lists Minnesota-based nonprofit organizations that provide credit counseling services to debtors. PDFs of the document are on the Commerce website in six (6) languages: English, Chinese, Hmong, Somali, Spanish and Vietnamese.

The new payday loan law takes effect on January 1, 2024. The law makes significant changes for lenders who offer consumer small loans and consumer short-term loans, otherwise known as “payday loans.” Changes to payday loans include a maximum cap for loan finance charges and fees of 50% APR (annual percentage rate) and a requirement to analyze the borrower’s ability to repay for loans from 37% to 50% APR.

HEALTH INSURANCE

In the past two months, Commerce has taken enforcement actions against two major health insurers ordering them to remove obstacles from accessing mental health care for Minnesotans. Commerce reviewed the practices of HealthPartners and Medica for their compliance with what is known as mental health parity laws to ensure insurance coverage for mental health care is equivalent to coverage for medical or surgical care. Under Commerce’s consent orders, both insurance companies will make systematic improvements to ensure compliance with those laws

Auto Theft Prevention in Minnesota / Minnesota.gov Do you have information about the location of a stolen vehicle or parts. Or information about a suspect or business stealing vehicles or using them or their parts. Please submit a tip!

This weeks Featured Product is our Reading and Drawing Legal Descriptions Course.

Learn to follow simple and complex legal descriptions on a survey or map. Draw metes and bounds legal descriptions from written text and identify possible gaps and overlaps. Recognize valid descriptions for condominiums, townhouses, common interest communities, timeshares and cooperatives. This course is only $249.

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This weeks the Feature Product is our Land Records, Abstracting and Searching (National) Course.

Learn the nuts and bolts of national land records – the real estate offices and indices and indices, key terms, state and federal real estate laws and the court systems. Identify public vs, private rights. Learn name searching. Post and follow a chain of title grantor/grantee indices or by legal description. This course is only $395.

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Have you heard?

Effective July 1, 2023 - PSI Services will now provide all insurance, real estate, and real property appraiser pre-license examinations administered by the Minnesota Department of Commerce.

To schedule an examination, please visit https://test-takers.psiexams.com/ or call PSI Services at (866) 395-1006.

The following locations are PSI’s test centers located throughout Minnesota:

BLAINE 2155 Missouri Ave NE, Blaine, MN 55449

BRAINERD 501 W. College Drive, Brainerd, MN 56401

DULUTH 416 West Superior Street, Duluth, MN 55802

EAGAN 175 Yankee Doodle Rd, Eagan, MN 55121

MANKATO 3030 Airport Rd, Mankato, MN 56001

ROCHESTER 3155 Superior Dr NW, Rochester, MN 55901

ST. PAUL 1935 County Road B2 West, Suite 402A and 402B, St. Paul, MN 55113

WILLMAR 2101 15th Avenue NW, Room A-146, Willmar, MN 56201

WOODBURY 6053 Hudson Road, Suite 210, Woodbury, MN 55125

PSI Online - One stop Solution for Test Takers PSI has 70 years of experience with providing solutions to federal and state agencies, corporations, professionals associations and certifying bodies worldwide

This weeks Feature Product is our Minnesota Notary Training Course.

Here you will learn about the laws, rules, responsibilities, and standards of practice for being a commissioned notary public, as well as tips on how to handle various situations. This is a critical course for Minnesota notaries to understand their role, and limitations as a professional notary or signing agent. This course is only $199.

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Welcome to the Feature Product of the week. Every week we will be posting one of our Minnesota Real Estate Learning Courses. This week the Feature Product is our Principals of Closing Course.

This course is the Minnesota State approved Closing Procedures/Loan Signing Agent Certification course that includes 8 hours of course study and the ability to print the closing manual. The final examination required by the State is INCLUDED in the course at no additional charge! No need to schedule your Closing Agent Licensing Final Exam with Pearson Vue or pay an additional fee because we've got you covered. The final exam does require a Proctor - a disinterested 3rd party (non-family member and/or individual with no financial interest), who signs a statement saying that you did not use books, notes, etc., to look up answers when taking the examination. Get started on your journey to becoming a Closing Agent/Loan Signing Agent today! This course is only $350.

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Calling all Minnesota entrepreneurs, researchers, investors and small business owners! The Minnesota Secretary of State's office is providing a great opportunity for early stage founders in the state. Participants have until Friday April 14th, 2023 to submit their application for the MN Cup! Check out this link to learn more -->https://carlsonschool.umn.edu/mn-cup

Have you heard? The Minnesota Real Estate Learning Group is now a Noggin Guru company. From Pre-licensing and Exam Prep to Professional Development, we've got you covered. Explore our courses here:

Minnesota Real Estate Learning Group The Instructor of our courses is a 30+ year veteran of the real estate business. She began her career as a closer and Realtor®, then became a title abstractor, title examiner, and once again Realtor®. With a passion for real estate, she began to teach and write courses based on her depth of experi...

Happy Spring Everyone. Sure, winter is still hanging on, but spring is on the way.

28 Fun Things To Do in Minnesota This Spring 2023 Springtime Fun in MN should be filled with adventure if you know where to look. Check out these unique things to do in Minnesota.