Socialfly Credit Restoration

"In the end, we will remember not the words of our enemies, but the silence of our friends." - Martin Luther King Jr.

Happy MLK day!! Giving thanks to a man that led with courage and untold fears, who was aged beyond his years mentally and physically but did not let anything hold him back .
# blacklivesmatter

Happy Thanksgiving!!

We know that 2020 is a little different and that some wont be able to physically be there with those that they love, but please take the time to be thankful for another day, another opportunity to be alive, to be here, to be able to make a difference.

Gobble till you wobble baby, wobble baby, wobble BABY!🦃🦃🦃

I N C R E A S E

I love being able to tell my clients the great news. Both of these clients started in the low 400 in late September and are steadily seeing results.

Gift your self good credit this season.

$50 start up fee until 11/18

😔Missing our presence?? Don't worry we are still here taking care of our clients, increasing our knowledge and ready to help you.🌞

Contact me today for your FREE Credit Audit!😘
 

Bad Credit? Get started today with your FREE credit audit! LINK IS IN THE BIO

Be courageous in your day-to-day moves and never underestimate yourself.

Hey Socialflies!

All letters will be going out this afternoon to alleviate the constant trips to the post office and allow for all clients to be on the same schedule.

I hope that you have an amazing Monday!!
 

Invest in yourself...
 

If the shoe fits BUT you ain't heard it from me!

Happy Sunday Socialflies! Remember to spend it with those you love.

Thought I would post some increases from my diligent clients!!

🤷🏽‍♀️Not too late!! I am offering $25 consultations for today. 3 spots out of 10 left.

Text Consult to 214-677-7102.

The question always arises of if a bank or credit union is the best option for your coins and investments.

In my personal opinion a credit union is always the better option. The longer you are a member the better your reputation becomes and the better your perks get.

🖤 Navy Federal Credit Union
🤎 Teachers Credit Union
🖤 Credit Union of Texas
🤎 Texans Credit Union

Sometimes life gets in the way and money gets low, but always remember to pay your bills on time or alert the companies affected that you may be late on a paymemt. You would be amazed at how much they will work with you so that you don't get drowned in debt.

Message!!! Cause rest and assure that HBOMax, Hulu Live, and Starz don't give a DANG about taking your last!🤣🤣

Well everyone it is September and we all know what that means...the return of PUMPKIN SPICE LATTE! [insert evil laugh] and our new ABNORMAL football games!

I hope that September brings you fulfilled aspirations just like the changing leaves, new colors and cooler weather.

#2020

It is with a saddened and mourning heart that I write this post. Being a fan of yours since the beginning, in awe of all of your work, I applaud your perseverance in a time where most would crumble into pieces.

You fought your battle in silence, giving us everything you had and nothing less. You allowed us to love and live with Chadwick the actor and not the cancer patient, while inside your body was eating you alive.

Rest in Power, rest now king from winning this battle, rest in love. You will truly be missed.

-Socialfly Credit Restoration

We have helped 17 different couples repair their credit and fix their financial situation. This has enabled them to become homeowners, purchase that car that they have been wanting, but with a low-interest payment, and all the other great perks and peace of mind that a 700+ credit score will bring you.

With that said, we have decided to start offering "couple" credit packages saving you $50 monthly. You are also still able to utilize our "referral program" saving you an additional $50 for each signing client you send our way.

This is NOT a promotional offer is now a part of our listed services, so please do not feel rushed to make this financial decision to "catch" a deal. :)

Hey Socialflies! Let's discuss a Charge-off vs Collection:

📌A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months (180 days). These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.”

If you fall behind on payments, the lender or creditor may transfer your account to a collection agency or sell it to a debt buyer. This generally occurs a few months after you become delinquent.

📌Both charge-offs and collections have the ability to damage your credit scores. The best thing you can do is pay a bill before its due date to prevent a company from charging it off or selling it to a debt collector or keep in contact with the company and let them know your situation and what you are doing in attempt to right your debt.

Still a little hesitant 😬 about allowing someone else to take the wheel in fixing your credit?

You got burned before and never seen results? 🙈

Made payments and never heard from the company again?🙉

These are all the many reasons that my clients tell me they were hesitant. With me you don't have to worry about those things or whatever else may be making you PUMP THE BRAKES!

Contact me today so that I can be the change in your credit history.

All work is done in house and not outsourced. You will never have to lift a finger.

Hey Socialflies!

Did you know that if you max out your credit card, you're using 100% of your available credit. Since your credit utilization is a MAJOR factor in your credit score, this can be demaging. It's not uncommon for a maxed-out credit card to drop a credit score by up to 100 POINTS.
⁣
30% of your credit score is heavily influenced by your credit utilization ratio. If you're using more than 35% of a card's available credit at any time, your score could be getting dinged.⁣
⁣
While you might have a legitimate reason to max out your credit card, paying it off should be a big priority. Make a plan to get debt-free, and follow it to the "T". You'll be back to a zero balance in no time.⁣
⁣

Hey Socialflies!

Here are the 5 types of mortgage loans that you as a buyer can receive. Please check out this article that talks about the pros and cons of each type.

📌 1. Conventional Mortgages (conforming and non-conforming)
📌2. Jumbo Mortgages
📌3. Government-insured mortgages
📌4. Fixed-rate Mortgages
📌5. Adjustable-rate Mortgages

5 Types Of Mortgage Loans For Homebuyers | Bankrate.com These days, homebuyers have fewer home loan options. We explain what they are and how they work.

I preach to my clients that if they don't do anything else to always "Pay Your BILLS on TIME!

One of the fastest and easiest ways to build a great credit score is by paying your bills on time each and every month. Your payment history makes up the largest percentage of your credit score at 35%. Late-payments and delinquent
accounts will negatively affect your score immediately. Just one 30-day late payment reporting on your file can cost you from 50-100 points easily!

A rule of thumb is that if you foresee yourself being late on a payment to simply contact the company and ask for a grace period so that it does not report on your file and won't count against you. I know we sometimes like to keep quiet...lol out of sight out of mind! NANH ANH! :)

I have the priviledge to say that 6 of my clients have purchased a home within these last two months. They trusted the process, although at times seeming long, we pulled through.

Imagine where you could be RIGHT now if you would have started two months ago?!

Contact me so that we can chat about how I can help you with your financial future and credit.

Socialfly Credit Restoration

August is quickly approaching and so is that special time of year where everyone balls out for their loved ones. Give your pocket a little nudge with this quick savings plan.

😲🤑ONE MORE DAY OF THIS AMAZING OFFER!

🧐You can boost your credit by 100 points as Rent Reporters go back up to two years into your rent history and reports those on-time payments. Literally, have your rent payments reported on your credit report and help rebuild your credit today.

Currently, your rent payments are INVISIBLE on your credit report...okay they aren't there AT ALL. But why keep it that way. You do all that hard work to pay your rent on time or by the third at midnight; why not use those payments to raise your score and rebuild?

Socialfly knows these are trying times and wanted to offer some extra help, to help you start rebuilding your credit this week.

📌This offer is good until tomorrow. Monday, July 27, 2020! Please use the code: REPORT50 and sign up for $50.00, regular price is $94.95.

A $44.95 SAVINGS!🤑🤑

Again, this offer expires on July 27, 2020.

https://prf.hn/l/7BdX2Q0

Rent Payment Reporting Builds Credit | RentReporters RentReporters can help you use rent payment reporting to build credit with credit bureaus and Increase your credit score.