Kimberly Cantu Financial Services

It was an honor being part of November and October Texas Day in Laredo 🇺🇸

Providing our Financial Bootcamp to our Service Members has been such a blessing for my team members and I. Our mission is to truly help everyone understand how the Financial System works and how to take advantage of it by making better financial decisions.

While you take care of our country, we will take care of your future 🤝🏽

Thank you for your service ❤️

It was an honor attending ExpoContratista! ❤️🏗️

Thank you for having us, it was a pleasure networking and meeting all these likeminded successful people 🫶🏽

Our purpose is to facilitate and help our construction workers/contractors/owners with Financial Education & allow them to have all the resources needed when facing any type of situation. Whether that being protection, financial leverage or legal documents 👩🏽‍💻

Supporting our Hispanic community is always a pleasure and comes very close to home 💚🤍❤️

Thank you, thank you, thank you!!

I need people who’s looking for a new career and wants to join my team❗️

🔉 Who wants to change people’s lives and add value through Financial Education!

We can all agree that when you’re new to the Financial and Insurance Industry it can be hard to find people who might be interested.

We’ve built a system that generates leads for us without having to pay a single dollar❕

As brokers we provide the correct solution with the correct company ✅

Solutions we offer:
•Life Insurance
•Final Expense
•Retirement Plans
•Indexed Annuities
•Rollovers
•Property & Casualty
•Legal Documents

Providing a realistic view of where they are financially, what goals they are trying to reach and how to help them maximize their investments 💰📈

Don’t limit yourself. We have a solution for anyone’s financial needs 😉

If you’re ready for a career change feel free to message me 💌

Zoom meetings available 💻

Let’s talk money!! 💰

We’ve all come across hardships, and it always involves money struggles.

Invest and make money work for you. Switch from active income to passive income. Money comes and goes, but we can never take back time.

Be smart, be open to ideas and listen to qualified advice from experts instead of listening to that friend that has nothing to show for!!!

3 questions to ask when someone is talking about investing:

What type of investment?
What type of interest?
What interest rate?

If they hesitate or don’t know the answer, THEY ARE NOT QUALIFIED TO ADVICE YOU!!!

LISTEN 👂🏼& LEARN 🧠

Scan QR code for quick survey!

Coaching sessions available 🤓

Expand your knowledge today! Allow me to be your money coach and let’s start a strategized financial plan that suits you ❤️

Scan the QR code for a quick survey! Analyze & take control of your money 💰

I’m here for you any time, any where 😉

I am looking for people who are seeking a business opportunity and are interested in joining the FINANCIAL and INSURANCE industry!

Business has been amazing and there’s a lot of work to do, but I’m in need of people in my team.

I have a lot of projects lined up. Unfortunately, I can’t do it alone 🥲

SCRIPTS and TRAINING provided ❗️

We’ve created a LEADS system so you’ll never have to worry about not having people to reach out to.

We work a lot as a team, so you’ll never be alone in this.

Message me or contact me at (956)240-7544 for more information! 😊

Excited to announce that we have built an alliance with the RGV Young Gloves Foundation 🥊

They are a nonprofit organization and their mission is to provide essential financial resources that support our RGV boxing community ❤️

Our objective is to provide financial education to our athletes, families and coaches.

Fortunately, when a fighter wins a title, they win big money too.

Unfortunately, they don’t have a strong financial foundation to support their lifestyle.

80% of athletes end up in ruin, here are some of the main reasons:
• lack of financial education
• bad decisions (personal and financial)
• addictions
• sickness or injury
• divorcement

We want our athletes to have financial success for LIFE, not just temporary 🫶🏽

RGV Young Gloves Foundation

Excited to announce that we have built an alliance with the RGV Young Gloves Foundation 🥊

They are a nonprofit organization and their mission is to provide essential financial resources that support our RGV boxing community ❤️

Our objective is to provide financial education to our athletes, families and coaches.

Fortunately, when a fighter wins a title, they win big money too.

Unfortunately, they don’t have a strong financial foundation to support their lifestyle.

80% of athletes end up in ruin, here are some of the main reasons:
• lack of financial education
• bad decisions (personal and financial)
• addictions
• sickness or injury
• divorcement

We want our athletes to have financial success for LIFE, not just temporary 🫶🏽

For those of you who know me personally, know that I was a waitress/bartender for 7 years. I never saw my life the way it is right now. I had lost faith that I would ever escape that lifestyle. I was in such a dark place with no ambitions, no goals, no purpose. I lived with depression and anxiety thinking I would NEVER find that.

Until I was invited to a Financial Education Workshop. I realized that I could make a career out of it. I won't sugarcoat it.. it was extremely difficult to even imagine myself doing this for a living. It was even harder to leave my old life and old habits. But I took that leap of faith, and let God take the wheel. It was not because I was fearless, I was pretty terrified. But I was BRAVE.

Now I have control of my life. I made the decision to become an entrepreneur instead of working for one. I made the decision to educate myself financially, and make a living out of it by educating others. You know, it doesn't happen overnight.

Surrounding yourself with successful people can not only change your lifestyle, it molds you into a better person. Your mentality and spirituality shifts into becoming the BEST version of yourself.

But it starts with how bad YOU want it.

I invite whoever is reading this to reach out. Allow me to take you by the hand a lead you to a better financial future. Whether it's new career path or a financial solution 💜

When there’s a will, there’s a way!

Thank you so much for being a part of our Financial Literacy Program 2023 💸

Thank you for opening the doors for us and giving us the opportunity of sharing Financial Education to active and future Marines 💙

Setting them up for success at a young age, teaching them how the financial system works & how to take advantage of it when making financial decisions.

Providing profesional qualified advice & set them up for Financial Freedom is our objective 💫

Thank you so much & the rest of the Sargents for being part of our Financial Literacy Program 2023 ✍🏽🤓

People that join the Armed Forces receive benefits. But are the benefits enough?

Here are some facts:

•In the U.S. someone has a heart attack every 40 seconds.
•Every year, more than 795,00 people in the U.S have a stroke
•An estimated 1.9 Million Americans will be diagnosed with cancer in 2023
•25% of U.S. adults have no retirement savings and only 38% feel their retirement planning is on track

Our Life Insurance policies provide enough coverage based on your financial needs.

Life Insurance does not only cover death. It can be used to get out of any financial struggles in these situations, called Living Benefits.

Your Life Insurance can also be used for Tax-Free Retirement with our GLIR (Guaranteed Lifetime Income Rider)

Proving the best financial services for our heroes and everybody else is our mission 💚

Thank you so much Navy recruiters & future sailors for being part of our Financial Literacy Program 2023 ✨

Our goal is to educate and bring awareness to our community about any financial struggles while teaching Financial Literacy that is not taught to us in schools.

We give a realistic view of exactly where they are financially, by sharing strategies and tools that can help them to achieve their financial goals 💰

Thank you for your service 💙

We are looking forward to start planning your Tax-Free Retirement 🤩

Thank you so much , Navy recruiters & future sailors for being part of our Financial Literacy Program 2023 ✨

Our goal is to educate and bring awareness to our community about any financial struggles while teaching Financial Literacy that is not taught to us in schools.

We give a realistic view of exactly where they are financially, by sharing strategies and tools that can help them to achieve their financial goals 💰

Thank you for your service 💙

We are looking forward to start planning your Tax-Free Retirement 🤩

Thank you so much for being part of our Financial Literacy Program 2023 💫💚🤎

As we all know, military members have a lot of benefits. Our objective is to bring awareness when making financial decisions 💰🤓

Important concepts:
•Make money work for you instead of exchanging your time for money (Passive Income)
•Types of Interest that exist in the financial system (simple/compound)
•How to use inflation as a reference when making an investment or taking on debt
•How to earn a Tax-Free retirement (IRS code 7702)

Things to consider when getting personal Life Insurance:
•Debt (car debt/personal debt)
•Income (annual income x10)
•Mortgage (house debt)
•Education (student debt)
•$100,000 per child

Thank you all for your time and consideration! 🫶🏽

Let’s talk money 🤝🏽

Thank you so much & for being part of our Financial Literacy Program 2023 💫🤝🏽

A lot of people don’t know where to look when trying to find Financial Education. Investing 1 hour of your life can change everything when making financial decisions.

Sargent Molina and Sargent Cavazos opened the door for us. They are a great example for the upcoming members & being able to add value to their knowledge was an honor 🙌🏽

We provide these services at NO COST!

If you’re looking to learn more about how the financial system works and how to take advantage of it, you’re in the right place! 🤩

Let’s talk money 💰😎

This last Saturday I had the privilege to be a part of this beautiful Grand Opening ✨🍾

Congratulations to my colleagues & their husbands for inaugurating their office in Harlingen Tx 🥳

I am so proud of you ladies, I can speak for the whole team and say that you are inspiring all of us to continue growing!! 💜

The mission continues to expand and help as many families possible with our Financial Services 🙏🏽🫶🏽

WE DID IT AGAIN! 👏🏽

Building alliances & sharing the importance of managing finances for athletes with short careers.

Fighters invest so much money in their careers, and once reaching a professional level they tend to earn big money! 💰

Unfortunately, lack of Financial Education leads then to make poor financial decision. Which can cause bankruptcy, addictions and even divorce 💔

Our objective is to provide education, empowerment, and mentorship🤵🏻‍♀️

For them to be SUCCESSFUL for LIFE! Not just temporary❗️

💸 Finances 🤝🏽 Sports 🥊

I want to give a big thank you to for giving us the opportunity to share awareness regarding finances for athletes 🥊💰

As we all know these careers are extremely risky, a lot of money being invested & tend to be short careers.

Our objective is for them to learn basic financial concepts & help them create a plan based on their goals and financial needs. Make smarter financial decisions when winning a big fight, set their goals in place incase of the inevitable 🙏🏽

Finances + Sports 🤝🏽

Living benefits: Incase of any severe injuries as it is an extreme sport. Guarantees monthly income or a lump sum of money depending how critical the situation is. (Can be used for medications, groceries, bills, or even a life long vacation) ✨

Prichard Colon ended up in a vegetative state after receiving severe blows to his head during a fight. As we can see, it can happen to anyone.

Bringing awareness and providing solutions for anyone including athletes is what we do 💜💪🏽

Have you ever considered what would happen to your loved ones if you were no longer around to provide for them?

It's a sobering thought, but one that we must all consider. We've all seen the heartbreaking fundraisers on social media for funeral expenses or to cover debts left behind by a deceased loved one.

But did you know that you can protect your loved ones from financial hardship by investing in life insurance?

Life insurance can provide for end-of-life expenses, pay off debts, and even cover day-to-day expenses.

However, it's important to understand the different types of life insurance available and how they work.

For example, Index Universal Life is a permanent coverage that can be used for tax-free retirement and Infinite Banking strategy, while Term Life is a temporary insurance that can be converted into a permanent insurance within the same company. And Whole Life insurance is a permanent insurance that can provide coverage up to 100 years old and earn cash value earnings up to 2% compound interest.

Take the time to consider your options and invest in the protection of your loved ones' financial future 🤍

Open availability for consultations & zoom meetings available 💻

❗️The difference between Permanent and Temporary Insurance ❗️

Permanent Insurance Options ⬇️

Whole Life Insurance: Guaranteed Death Benefit as long as policy owner pays premiums. It is also designed and priced for an individual to keep over a long period of time.

Index Universal Life: Considered to be the most flexible type of life insurance. Provides both premium and Death Benefit flexibility. Cash value accumulation protected from market losses, often used as Tax-Free Retirement under the IRS CODE 7702.

Temporary Insurance ⬇️

Term Life Insurance: Low and affordable initial premiums, a practical alternative to permanent coverage. However, term premiums will eventually increase. No benefit of building cash value.

Life Insurance can be used for Estate Planning, Debt payouts, Living benefits & to help pay for final expenses after you pass away. (This may include funeral or cremation costs, medical bills not covered by health insurance, estate settlement costs and other unpaid obligations.)

Start planning a better future for you and your family & let’s break this generational curse!! ⛓️❌

DM me if you’re interested in learning more about the solutions I offer 📩

Zoom Meetings Available 💻

Have you asked yourself these questions before?

Do you dream of retiring one day? Do you have a plan in place to make that happen? Or do you love what you do, but feel like you're working just to survive? Let's talk about how we can help you plan for your future, no matter what it looks like.

Don't wait any longer to take control of your financial future. Let's chat and see how we can work together to create a brighter tomorrow ✨💜

Are you tired of being stuck in a boring 9-5 job with an unsatisfactory boss? Have you noticed that the cost of living has skyrocketed, but your weekly paycheck remains the same?

Recent studies have shown that Americans require an additional $300-$500 per paycheck to meet the rising cost of living.

What if we told you that you could earn UNLIMITED INCOME based on your OWN EFFORTS? The feeling of true freedom is priceless, and it comes with being your own boss and pursuing your dreams without limitations ✨

It's time to take control of your life and build a fulfilling career on your own terms. Our platform offers comprehensive solutions and endless earning potential.

If you're ready to learn more about this exciting opportunity, feel free to CONTACT ME NOW!

LET’S GROW TOGETHER 🔥

DM if interested 📩

Zoom meetings available 💻

Financial Literacy workshop available at no cost! 🤩

Join us today at 6:30 PM and add value to your knowledge 🤓

Ask yourself these questions:

•Do I want to retire? If so, at what age?
•How much money do I need for retirement? (Multiply your annual income times 20)
•How much money do I have in my savings?
•Am I saving enough towards retirement?
•Am I protected incase of the inevitable?
•Do I have any debt that will get passed on to my family members if I’m no longer around?

Nobody will take their time to walk you through these very important questions. Reality settles in when it’s too late.. don’t wait until it’s too late.

We can help start a plan for your future! 💜

DM me if interested 📩

Zoom Meetings available 💻

Ladies, it's time to unlock your potential and step into the world of entrepreneurship! As we celebrate Financial Literacy Month, join us for an empowering Women EntreprenewHER Presentation!

WOIC invites you, your teams, & guests to tune in with us this Wednesday April 26th at 10am with Business Director Kimberly Cantu as she presents our company's mission & why more women are turning towards entrepreneurship!

Are you ready to make a positive change in your life? Don't miss out on this amazing opportunity! Gather your girl gang & let’s conquer the world of finance together! 💃

Click the link below to register.

When: Wednesday April 26, 2023
Time: 10am CST
REGISTER: WWW.LINKTR.EE/WOIC
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Thank you Supreme Welding Academy LLC. for being part of our 2023 Financial Literacy program 👨🏼‍🏭🤝🏽

Thank you 👨🏽‍🏭for being a part of our 2023 Financial Literacy program 🤝🏽

Welders normally get offered a 401K plan for their retirement, but we’re leading them towards a Tax-Free Retirement with the Index Universal Life.

Index Universal Life offers up to 9.25% compound interest and 0% floor (safe from the market)

Living Benefits - In case of any type of illness or accident (welders are known to eventually develop eyesight problems or even metals in their blood) this is the perfect product for them.

401Ks aren’t bad but an IUL has 3 in 1 (Death Benefit, Living Benefits and Tax-Free Retirement) 🤓

Changing lives day by day and adding value to my clients’ knowledge is my purpose 💜

📉 401K vs Index Account 📈

▶️ 401K and Mutual Fund Accounts - Are you familiar with a 401K? Does your employer offer a 401K? If YES. Here’s a little bit of homework for you.. call or check your 401K RIGHT NOW & see how much money you’ve lost in the last year. I’m not saying 401Ks are bad, at the end of the day it’s a retirement plan. If we educate ourselves financially, you will find out that there’s such thing as “No-Risk Investments” what does that mean? IT IS NOT AT RISK IF THE MARKET IS NOT DOING SO WELL. Also, in a 401K you will always have to pay TAXES (up to 33%) & if you pull out that money before the required age (59 1/2) you get PENALIZED 10% imagine having $100,000 in your 401K. You’re ready to retire at age 58. That’s a 33% of taxes plus a 10% of penalties. You will only cash out $57,000. All those years of blood and sweat, all your hard work & you still have to pay TAXES?!?! I don’t think so 🥴

▶️ Indexed Accounts - You do not need to have loads of money to have access to these types of investments. When I say “safe from the market” I mean, when the market is not doing so good (for example right now that we’re in recession) your money DOES NOT lose it’s value. There’s a cap (9%) & a floor (0%)

The investment services I offer are TAX-FREE.

Have you heard of INFINITE BANKING?
Ask me about it.
Imagine having your own bank?
You can borrow against your own money at any time.

• High Interest Rates (Compound Interest)📊
• Guaranteed Growth 📈
• Tax-Free ✅
• Rates of Return 🔁
• Child Savings 👶🏽💰👧🏼
• Safe from the market 📉
• No Penalties ❌
• Loans & Withdrawals 🔀

Invest an HOUR of your life in Financial Education & see how much it can change your life. Make better financial decisions, make small sacrifices now, to have a great retirement plan in the future. Think about your family, think about your loved ones. Give them a better LIFE 💚

You can help change someone’s life today.