Kelsey Scheller Ruoff Mortgage Nmls 141868

Apartments can be small & hard to keep organized! Houses can provide the extra space you’ve been looking for. Extra space can even come from unfinished basements, backyards, garages, and attics! Check out this blog to read up on how much it costs to rent vs. own!

https://blog.ruoff.com/how-much-does-it-really-cost-to-own-a-home

Contact me when you're ready to buy!

I firmly believe that ensuring a positive experience starts with me.

Ruoff ranked No. 2786 on the Inc. 5000! I am so proud to be part of this amazing team.

WE DID IT AGAIN! This morning, Inc. Magazine revealed that Ruoff Mortgage ranked No. 2786 on its prestigious Inc. 5000 Fastest-Growing Private Companies in America list for the 10th consecutive year.

“When we received our first INC 5000 award in 2013, I never dreamed that we were beginning a 10 year streak on the illustrious list. It’s been an amazing ride and I am grateful for the experience. This achievement is truly a testament to the hard work of all of our Ruoff Mortgage team.”- Ruoff President & CEO, Mark Music

Find the full press release here: https://news.ruoff.com/ruoff-mortgage-inc.-5000-22

I just read this great article about winning the bid on a house in this competitive market. The author highlights ways to make your offer competitive.

8 Ways to Win the Bid on a House Bidding wars can escalate rapidly and can result in buyers making poor decisions. Here’s some advice on how to come out ahead in a bidding war.

I am doing a little bit of research. Help me out!

Which one is your favorite? A or B?
My choice is in the comments.

I came across this simple and straight to the point article on ways to maintain good credit. It gives you 7 steps to improve your credit score. Take a look!

How to Keep Your Credit in the “Good” Range Whatever your situation, the first step in improving your score is learning what needs to be addressed and taking steps to address the issues.

Whether you are trying to entertain one kid or several, summertime breaks from school can make you feel crazy! Here are 9 activities that are sure to keep your kids stimulated this summer.☀️

Keep Your Kids Stimulated This Summer Here are 9 activities that are sure to keep your kids stimulated this summer.

I can help you find out if you qualify for a cash-out refinance!

I read this and had to pass along the great information about the benefits of an FHA loan. Contact me for an approval!

Is an FHA Loan Right for You? What makes an FHA loan different from other options? The FHA insures these loans making them accessible to millions of homebuyers.

This is good news for our warriors when they use a VA loan to purchase a home.

I can't wait!

I am sharing this article because I was asked the question, " Is it a good idea to take equity out of my home? ".

A friend of mine asked this question and I thought it was a good one. Anyone who is in need of cash may find value in this article.

Here is a key point that I found most valuable from this article.

Tapping into your equity is an easy and convenient way to get cash.

Should You Take Equity Out of Your Home? Whether you’re taking equity out of your house to buy another house, fund a home renovation or pay down debts, you can get cash with many loan options.

I can eat 3 of them myself! How about you?

Did you know you are helping to build your landlord's equity each time you pay your rent? It's time to invest in yourself! DM me and we can chat how you can start building your own equity!

It's the Summer Solstice! Longest day of the year!

I can completely relate. How about you?

Have you always wanted a dog but your landlord doesn't allow pets? Owning your home allows you freedom to choose!

Have you heard that rents are rising? You don't have to worry when you have a mortgage, the payment stays the same.

I pick myself up and get back at it! How about you?

Are you renting now? For the same monthly payment you could own your own home with all the space you want!

Spring Cleaning Time!🌻

Stinky Sofa Edition: You know that dog smell that permeates everything after a while?
Well, Spring time is the best time to freshen up the sofa! These 3 easy steps will make a huge difference!

What is your most hated Spring cleaning job❓

This country is beautiful in many ways. What country do you think it is?

Spring Cleaning Time!🌻

Microwave Edition: All you need is 1 cup of water with sliced lemons for 3 minutes!

What is your most hated spring cleaning job❓

A pre-approval is one of the most important tools you have when searching for a home in this market. I will make sure you are prepared!

Who do you think it is?

I firmly believe this.

It's time to tackle those projects that you have been thinking about all Winter! We can help with our free handy dandy Cleaning Checklist!

Spring Cleaning Must-Haves As with all big projects, preparedness is your best friend. Prepare for Spring Cleaning with this cleaning essentials checklist.

Before you look for a home, do a review of your finances to understand how much house you can afford.🏡
Read the blog and download your FREE budget sheet!

How Much House Can I Afford? The expenses of owning a home don’t end with the monthly mortgage payment. Just how much house can you afford?