Leslie Mandy - BRX Mortgage

Simplify Your Home Financing Journey with me! 🌟💼
Don't let complexity stand in the way of your homeownership dreams. 🤯
I believe that financing a home should be straightforward and stress-free. Let's work together to make it happen! 🏡🔑

📩[email protected]📩 [email protected]
📲 778 984 2264 (BC) or 403 850 3423 (AB)
🌐 https://www.moneysaverfinancial.com/

From minimalist chic to boho charm, everyone has a favourite. What's yours? Is it coastal, contemporary, or perhaps art deco? Share your interior design style in the comments!

📩[email protected]📩 [email protected]
📲 778 984 2264 (BC) or 403 850 3423 (AB)
🌐 https://www.moneysaverfinancial.com/

When it comes to securing your mortgage, consider the Broker Advantage:
🏦 Banks offer limited loan options.
🏦 Banks can only offer their products
🏦 Banks might prioritize their interests.

🔑 But with a Mortgage Professional:
1️⃣ Multiple Loan Options 📊
2️⃣ Access to Multiple Lenders 🏦
3️⃣ Tailored Service Just for You 🤝
Unlock the broker advantage for a mortgage that truly suits your needs. Contact us today and experience the difference! 🏡💼

📩[email protected]📩 [email protected]
📲 778 984 2264 (BC) or 403 850 3423 (AB)
🌐 https://www.moneysaverfinancial.com/

Today's word: LOANS. It's a key piece in the puzzle of homeownership.🌟 Did you know that the concept of loans dates back to ancient times? It's not just a modern financial tool; it's a practice as old as civilization itself!

📈 Curious About Current Interest Rates? Reach Out to Explore Your Options! 💼💰
Interest rates are a key factor in your mortgage journey, and staying informed is crucial. 🏡💡

Whether you're looking to buy a new home, refinance, or simply want to know how the current rates may impact your financial plans, we're here to help!
Reach out today, and let's discuss your unique situation and the options available to you. Knowledge is power! 🌟🗝️

📩[email protected]📩 [email protected]
📲 778 984 2264 (BC) or 403 850 3423 (AB)
🌐 https://bit.ly/3MSCWQq

Sometimes, a little finance humour is all we need to lighten the day.

Debt-to-Income Ratio (DTI): It's not just numbers; it's your path to mortgage affordability!

DTI is a crucial number used by mortgage lenders to gauge how much a buyer can comfortably afford to pay monthly for a mortgage. 🧾💼

Understanding your DTI is key to securing the right mortgage. Let's talk about your financial goals and how DTI fits into your homeownership journey. Contact us today! 🌟🗝️

📩[email protected]📩 [email protected]
📲 778 984 2264 (BC) or 403 850 3423 (AB)
🌐 https://bit.ly/3MSCWQq

That 'Aha' Moment! When your client walks into a house and instantly knows it's 'The One.' 🏡 There's nothing quite like it; it's why we do wha

Worried about interest rate fluctuations? We've got you covered! 😌

With a rate hold of up to 120 days, you can protect your mortgage rate and have peace of mind while you navigate your home buying journey. 🏡💰

Even better, if rates go down during that time, we'll still work to get you the lower rate! Let's talk about securing your rate and ensuring a stable financial foundation for your dream home. Contact us today! 🌟🗝️

📩[email protected]📩 [email protected]
📲 778 984 2264 (BC) or 403 850 3423 (AB)
🌐 https://bit.ly/3MSCWQq

What's your favourite food? Answer using only emojis! Is it 🍕, 🍣, 🥗, or maybe 🍔?

When it comes to your home loan, flexibility is key! 🌟

Did you know? You can tailor your mortgage amortization term to suit your needs, with options extending up to 30 years. 😲💰

While 25 years is the most popular choice, longer terms can lead to lower monthly payments, while shorter terms can help you pay off your mortgage faster.

Let's chat about the best amortization term for your financial goals and homeownership dreams. Contact us today! 🏡🗝️

📩[email protected]📩 [email protected]
📲 778 984 2264 (BC) or 403 850 3423 (AB)
🌐 https://bit.ly/3MSCWQq

May your Easter be filled with joy, peace, and plenty of chocolate eggs! Wishing everyone a beautiful day surrounded by the ones you love. Happy Easter! 🐣🌸

What's your favourite food? Answer using only emojis! Is it 🍕, 🍣, 🥗, or maybe 🍔?

If you're self-employed and looking to buy a home, the documents that you need to provide to support your income will look a little different than traditional types of employment.

1️⃣ 2 Years of Personal and Business Tax Returns 📂
2️⃣ Personal and Business Bank Statements 🏦
3️⃣ Year-to-Date Financial Statements 📊
4️⃣ Business License or Articles of Incorporation 📝

We're here to assist self-employed buyers throughout the mortgage process. Let's make your homeownership dreams a reality! 🌟🏠
📩[email protected]
📲 778 984 2264
🌐 https://bit.ly/3MSCWQq

Did you know the word 'mortgage' has a dramatic history? It comes from a French term meaning 'death pledge.' This medieval term described a commitment ending when the loan was paid or the property foreclosed. Fascinating, isn't it?

📈 The Upward Trend of Housing: A Reliable Constant 🏡💹

Amidst a rocky rate environment in 2023, one thing remains steadfast: the upward trend of housing. 📈🏡

Despite market fluctuations, real estate continues to be a reliable investment. Let's discuss how you can leverage this data to achieve your homeownership goals. 🌟💼
📩[email protected]
📲 778 984 2264
🌐 https://bit.ly/3MSCWQq

This or That: Beverage Edition☕️🧊 Are you team hot drink for cozy vibes or team iced drink for a refreshing kick? Whether it's coffee, tea, or something else, share your preference in the comments!

📣 Dear Parents, Your Pre-Leave Earnings Matter to Lenders! 🏡👶

Parents, we understand the importance of parental leave, and we're here to help you navigate the mortgage process smoothly.

Lenders take into account your pre-leave earnings, especially when you provide a letter confirming your return-to-work details. This can make a significant difference in your mortgage approval.

Let's work together to make your homeownership dreams a reality. Contact us today to explore your options! 🏠💼
📩[email protected]
📲 778 984 2264
🌐 https://bit.ly/3MSCWQq

The difference between a good day and a bad day? It's all in how you view it. Stay positive, embrace challenges, and watch how your attitude shapes your experiences. Here's to good days ahead!

Ready to turn your homeownership dreams into reality? The first step is getting approved for a mortgage! 🌟
What sets us apart? We have access to multiple lenders, which means we can find the perfect mortgage solution tailored just for you. We are here to guide you through the process, making it smooth and stress-free. Let's get started today! 🏠💼

📩[email protected]
📲 778 984 2264
🌐 https://bit.ly/3MSCWQq

Mortgage Knowledge Challenge! 🌟 The Index rate is the benchmark interest rate that significantly influences changes in the interest rate for adjustable-rate mortgages. How many of you got it right?

Homeownership is more attainable than you might think. With various mortgage options and down payment assistance programs, your dream of owning a home can become a reality. 🏠💰

Let's chat about your unique situation, explore your financing options, and create a plan to make homeownership a reality for you. Reach out today, and let's get started on your path to homeownership! 🏡📞

📩[email protected]
📲 778 984 2264
🌐 https://bit.ly/3MSCWQq

It's not just a win for them; it's a celebration for us too!🎉 Here's to making homeownership dreams come true, one happy client at a time.

Time for a Mortgage Check-Up? Let's Find Out! 🏡📊
Just like regular health check-ups, your mortgage deserves some attention too! 🩺💰
Let's review your current mortgage terms, interest rates, and financial goals to ensure you're on the right track. 🗺️💡

Ready for your mortgage wellness check? Reach out today! 📞🤝

📩[email protected]
📲 778 984 2264
🌐 https://bit.ly/3MSCWQq

False! Even with a substantial down payment, your credit score still plays a crucial role in your mortgage approval. Good credit can unlock better rates and terms. Let's keep our credit health in check! 💳🏡

Saving for a down payment is step one for any homebuyer. The amount typically ranges from 5%-20%.
If you have questions on how much money you need for your next home purchase, I'd love to discuss your options.
📩[email protected]
📲 778 984 2264
🌐 https://bit.ly/3MSCWQq

Dream Home Features: What's Your Must-Have? Tell us which feature seals the deal for you when house hunting!

🔄 Ready to Refinance Your Mortgage?🏡
Refinancing your mortgage means replacing your current loan with a new one, offering different terms that can save you big bucks. Here's your roadmap to a smoother refinance journey:
📝 Complete Your Refinance Application
Gather your docs and fill out a new loan application. Your lender will need these to assess your eligibility.
🤝 Compare Your Options
Good or not-so-great credit? No worries! A mortgage broker can be your hero, sifting through multiple lenders to find the best deal for your unique financial situation.
⏳ Await the Green Light
Once you submit your application and paperwork, the underwriting process kicks in. If you get the thumbs-up, your broker will send you a document detailing the loan terms and conditions.
🧐 Review the Agreement
Before sealing the deal, dive into the nitty-gritty details of your loan. Check out the payments, interest rates, fees, and penalties for late payments or prepayments. If it all checks out, put pen to paper and make it official!
Ready to revamp your mortgage game? Lets chat! 👇

📩[email protected]
📲 778 984 2264
🌐 https://bit.ly/3MSCWQq

🏠 Fixed or Variable Rate Mortgages: The Choice is Yours! Are you leaning towards the stability of a fixed rate or the potential savings of a variable rate? Let's discuss the best option for your financial goals. 💬 Share your preference in the comments and reach out to explore your mortgage options!

💡 Did You Know? You Can Own Your Home with as Little as 5% Down Payment! 🏡💰

Here's the truth: You don't need a hefty 20% down payment to make your homeownership dreams come true! 🌟

Let's have a chat today, and we'll explore how you can take that important step towards owning your home. 📞🗝️

📩[email protected]
📲 778 984 2264
🌐 www.moneysaverfinancial.com