Ketan Manohar Berde

May the great goddess Maa Durga provide you the strength, wisdom, and courage to overcome all obstacles in life. Have an auspicious Navratri.

We understand that and want to help you protect your loved ones from situations beyond your control.
Star Comprehensive Insurance Plan is perfect for you for a life free from worries. Check out its features and benefits:
Key Features:
• No capping on room rent - Treatment at Private Single A/C room
• Covers medical expenses incurred on Bariatric surgical procedures and its complications
• Cost of health check-up for every claim-free year
• Cover for maternity (normal and cesarean delivery) and Newborn baby
• Automatic restoration of entire Sum insured by 100%.
• Dental / ophthalmic cover on OPD basis
• Hospital cash benefit.
• AYUSH Treatment
• Buy Back PED (Optional Cover) - Reduction in the waiting period for Pre-existing disease
• Organ Donor Expenses
• Wellness Program - Discount in the renewal premium for a healthy lifestyle through wellness activity.
• Domiciliary Hospitalisation
• All daycare procedures are covered.
• Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

FEATURES
• Complete flexibility in choosing Sum Insured you need, premium you wish to pay and family size you would like to opt for
• Ideal for your health care needs and a perfect Tax Saver
ELIGIBILITY
• Any person aged between 18 years and 65 years, residing in India, can take this insurance.
• Family: Proposer, spouse, dependent children from 91 days up to 25 years (children those who are economically dependent on their parents)
Policy Term: 1 year
Sum Insured Type options: Individual and Floater

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

WHAT IS MEANT BY A PILOT PRODUCT?
A pilot product is one that is launched on a test basis for a period of 5 years. However, the period of insurance shall be one year and renewable thereon. Based on the performance, the product may be converted to a regular product or may be modified or withdrawn. Don't worry if the product is withdrawn, the insured person shall be offered a suitable alternative product.
• WHO CAN AVAIL THIS INSURANCE?
Persons between the age of 5 months and 65 years, who have already been diagnosed with Cancer (Stage 1 or Stage 2) can avail of this insurance.
• WHAT IS THE POLICY TERM?
The policy term is 1 year
• IS THERE ANY PRE-ACCEPTANCE MEDICAL CHECKUP?
There is no requirement of pre-acceptance Medical Check-Up. It is enough to submit previous medical records including details of latest treatment along with the proposal form
• SUM INSURED OPTIONS: RS.3,00,000/- AND RS.5,00,000/-
You are advised to select an appropriate Sum Insured as once opted you may not be allowed to change.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

Below are the highlights for the Gold Plan:

• TOP-UP AT AFFORDABLE PREMIUM
A Top-up policy providing a higher sum insured at a very affordable premium.
• NO PRE-ACCEPTANCE MEDICAL SCREENING
No pre-acceptance medical screening required.
• FLEXIBLE POLICY BASIS
This policy can be taken on both Individual and Floater basis.
• MATERNITY COVER
Maternity Expenses covered upto specified limits.
• AIR AMBULANCE COVER
Air Ambulance facility covered up to 10% of the sum insured.
• ORGAN DONOR EXPENSES
Organ Donor Expenses covered.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

POLICY BENEFITS
Sum Insured Type: Individual
Sum Insured Options: Rs.3,00,000/-
Policy Tenure: One year
Co-pay: This policy is subject to a co-payment of 20% for each and every claim.
Pre-acceptance Medical Screening: No pre-acceptance medical screening.
Waiting period:
30 days waiting period
24 months waiting period for specified disease/procedure
48 months waiting period for treatment of pre-existing disease
What does the policy cover?
• Room, boarding, nursing expenses (all-inclusive) as provided by the Hospital / Nursing Home up to Rs.5,000/- per day.
• However if the insured opts to occupy a Shared Accommodation, the insured person shall be paid an amount of Rs..500/- per day subject to a maximum of Rs.2000/- per hospitalization and Rs.10,000/- per policy period.
• Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees.
• Anesthesia, Blood, Oxygen, Operation Theater Charges, Surgical Appliances, Medicines, and Drugs, etc
Note: Expenses relating to hospitalization will be considered in proportion to the eligible room rent if the room of higher rent is opted
• Emergency Ambulance up-to a sum of Rs. 750/- per hospitalization and overall limit of Rs. 1,500/- per policy period.
• Post Hospitalization: A sum equivalent to 7% of hospitalization expenses or actual incurred up to 60 days after discharge from the hospital.
**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

Most essential and required policy "CORONA RAKSHAK" FROM STAR HEALTH AND ALLIED INSURANCE CO. LTD.
• Benefit of policy is specifically for Corona (COVID19) positive persons only.
• No per Acceptance Medical Screening
• Waiting Period: 15 Days
WHO CAN TAKE POLICY?
• Adults: 18 years to 65 years
POLICY TERM:
1. 105 Days (3 & Half Months)
2. 195 Days (6 & Half Months)
3. 285 Days (9 & Half Months)
SUM INSURED OPTIONS:
1) 50,000/-
2) 1.0 LAKH
3) 1.5 LAKH
4) 2.0 LAKH
5) 2.5 LAKH
Policy Type: INDIVIDUAL
BENEFITS:
(1) If diagnosed with COVID Positive from Govt. Authorized hospital or diagnostic center and Hospitalised minimum for Continuous Period of 72 hours, Lumpsum Benefit Equal to 100% of Sum insured is PAID.
(2) This is onetime Benefit for the Entire Policy Period and the policy shall CEASE upon Payment of Lumpsum.
TAX BENEFITS:
Insured Person is eligible for relief under sector 80D
POLICY EXCLUSION:
Initial waiting Period: 15 Days from the date of commencement of this policy.
POINTS TO REMEMBER
Renewal, Portability, Migration & Freelook Period all these are not Applicable.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

The nominee of the insured person receives the death benefit if the insured dies when the policy is active. Among life insurance plans, term insurance provides the highest life insurance coverage for the lowest premiums during the period of the plan.
The purpose of taking life insurance is to provide life cover to the policyholder and financial security to his family.
There are two ways the individual can take life insurance:
1. By opting for a pure life cover, also known as term insurance.
2. By taking life cover with a savings component built-in, also called endowment insurance.
Term plans provide pure life cover. This means there is no savings / profits component. They are basic plans which make life insurance more affordable vis-à-vis other options. It is possible for the policyholder to opt for a larger life cover at a lower premium when compared to a similar endowment plan.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

We understand that and want to help you protect your loved ones from situations beyond your control.
Star Comprehensive Insurance Plan is perfect for you for a life free from worries. Check out its features and benefits:
Key Features:
• No capping on room rent - Treatment at Private Single A/C room
• Covers medical expenses incurred on Bariatric surgical procedures and its complications
• Cost of health check-up for every claim-free year
• Cover for maternity (normal and caesarean delivery) and Newborn baby
• Automatic restoration of entire Sum insured by 100%.
• Dental / ophthalmic cover on OPD basis
• Hospital cash benefit.
• AYUSH Treatment
• Buy Back PED (Optional Cover) - Reduction in a waiting period for Pre-existing disease
• Organ Donor Expenses
• Wellness Program - Discount in the renewal premium for a healthy lifestyle through wellness activity.
• Domiciliary Hospitalisation
• All daycare procedures are covered.
• Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

FINANCIALLY PREPARING FOR UNEXPECTED EVENTS
This possibility of unexpected financial hardship means you may need to change the way you think about and handle your money. A little planning (and insurance) now will make those emergencies and unexpected events much easier to handle when they come your way.
Just by paying ₹ 4,425/- (including GST) all family members (max. 2 Adults + 3 Children) are covered for sum insured ₹ 50 lakh against accidental death and total permanent disablement.
* Accident is covered worldwide, 24 hours and any mode of transport.
* No Medical, No income proof is required.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

We offer a range of money-back policies that provides guaranteed returns on investment.
In a money-back plan, the insured person gets a percentage of sum assured at regular intervals, instead of getting the lump sum amount at the end of the term.
It is an endowment plan with the benefit of liquidity.
It provides life coverage during the term of the policy and the maturity benefits are paid in installments by way of survival benefits in every 5 years. The plan is available with 20 years and 25 years term.
**Terms and conditions apply
To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

CORONA KAVACH STAR Health and ALLIED INSURANCE Co. LTD. POLICY BENEFITS:

• Indemnity Policy specific to Corona
• Covers all the Hospitalization Expenses raises from Corona
• Non-payable like PPE kits, Gloves, Masks are Covered
• Expenses incurred on Co-morbid also Covered
• Home Care Treatment Expenses: upto 14 Days subject to terms and conditions
• Road Ambulance: Max. Rs. 2000 per Hospitalization
• Hospital Daily Cash: option cover, 0.5% of Sum insured payable per day.
• Ayush Treatment upto Sum insured
• Waiting Period: 15 Days
WHY THIS POLICY?
• The impact of COVID 19 not only does shatter the health of individuals but the treatment cost at a medical facility will drain the savings too.
• In order to help people to overcome the financial difficulties while they are recovering from the COVID 19
• An Indemnity policy that covers the Hospitalization Expenses up to the Sum insured
WHO CAN TAKE POLICY?
Eligibility: Adult 18 years to 65 years
Dependent Children: Day 1 to 25 years

**Terms and conditions apply.

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

STAR’s Student Care provides for payment of compensation following Death and Permanent Disablement (PD), Hospitalization expenses, Education Grant suffered due to injuries sustained by the insured person anywhere in the world.
THE COMPANY:
STAR is an exclusive Health Insurance Company. Being the first of its kind in India, the company is committed to setting international benchmarks in service and personal caring.
OUR VISION:
• Protecting Health – Promoting Health.
OUR MISSION:
• Accident Care – STAR is here.

OUR EXCLUSIVITY:
• 24 hours General Practitioner advice and medical counseling
• 24x7 in-house Call center
• Toll-free Telephone line assistance
• Fully knowledge-backed website to offer medical information, including health tips

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

It is Gandhiji’s birth anniversary and his preaching continues to reverberate across the nation. Remembering the great soul. Gandhi Jayanti wishes.

Key Benefits:
FOR FREQUENT TRAVELER
For corporate executives traveling frequently.
MULTIPLE TRAVEL COVER
Can opt for Multiple travel plans with the option of 30 & 45 days per trip
EMERGENCY MEDICAL EXPENSES
Emergency medical expenses cover
DENTAL COVER
Dental emergency expenses following an accident.
PASSPORT & BAGGAGE COVER
Cover for Loss of Passport and checked-in baggage,
FLIGHT DELAYS AND CANCELLATION
Cover for Flight Delay, Trip Cancellation, and Hijack Distress.
ACCIDENT COVER
Personal Accident Cover.
THIRD-PARTY COVER
Cover for Legal Liability for bodily injury or property damage to a third party.
UNEXPECTED TRAVEL AND STAY
Expenses relating to travel and accommodation incurred due to missed departure/connection are covered

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

STAR Health's Senior Citizens Red Carpet Health Insurance Policy is aimed specifically at senior citizens. It provides cover to anyone from the age of 60 and permits entry right up to the age of 75 with continuing cover thereafter till lifetime. It is our way of caring for a generation that has done so much to build the country we have today.
• Eligibility: · Entry age between 60 and 75 years · Guaranteed Lifelong renewals.
• Policy Term: The policy is available for 1/2/3 years which can be renewed. Where the policy is issued for more than 1 year, the Sum Insured is for each year, without any carry-over benefit thereof.
• Policy Type: Available on Individual Sum Insured and Floater Sum Insured basis. Floater Sum Insured basis means the sum insured floats amongst the insured persons
• Day Care Procedures: All daycare procedures are covered.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

Do you frequently buy things, even expensive stuff, just for the sake of buying? Even when you do not really require them? However, you are unable to cure yourself of your purchase-mania and consequently find yourself unable to save for your future needs? If that is the case, you are a habitual spender, and endowment insurance is just meant for persons like you.

Features of an endowment policy:

This maturity amount can be used to meet various financial needs such as funding one's retirement, children's education, and/or marriage or buying a house.

A life insurance endowment policy pays the full sum assured to the beneficiaries if the insured dies during the policy term or to the policyholder on the maturity of the policy if he/she survives the term.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

KEY FEATURES OF THE POLICY:
• Eligibility: Any person with Type I or Type II Diabetes Mellitus aged between 18 years and 65 years
• Floater policy can be taken only for a family.
• Family means Self and Spouse only provided at-least either of the person is having Diabetes Mellitus.
• Renewal: Lifelong
• Tenure of policy: 1 year

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

Group Personal Accident Insurance is suitable for organizations and employers, who wish to insure their employees against Accidental Death and Permanent Total Disablement.
• Accidents create a financial crunch for the insured and dependents alike.
• Group personal accident insurance offers complete coverage due to accidents occurring anywhere in the world.
• This is a comprehensive cover that can be offered for large as well as small groups such as bank customers, employees, schools, colleges, and corporates.
• In addition to offering accidental death and permanent total disability coverage, customizable cover can also be offered to suit the requirements of the group as additional benefits for the members.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

KEY FEATURES OF OUR TRAVEL INSURANCE:
• WORLDWIDE COVER
• EMERGENCY COVER MEDICAL EXPENSES
• PASSPORT & BAGGAGE COVER - Cover for Loss of Passport and checked-in baggage
• FLIGHT DELAYS AND CANCELLATION - Cover for Flight Delay, Trip Cancellation, and Hijack Distress.
• ACCIDENT COVER -Personal Accident Cover.
• THIRD-PARTY COVER - Cover for Legal Liability for bodily injury or property damage to a third party.
Also includes the delay of checked-in baggage cover. Dental emergency expenses following an accident.
Personal Accident Cover.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

Given the high rate of inflation today, your expenses will multiply manifold. Even if you have a lump sum corpus it will get exhausted in a few years. That is why it is important to plan for regular income after retirement. This will ensure that no matter what happens your regular flow of income will not stop. After all, post-retirement you should be more concerned about how you are going to spend your time rather than worrying about money.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

Star Health brings you Super Surplus Insurance. It offers much larger coverage than the ones offered by basic plans. So, no matter what, you are always prepared to face the most unfortunate of health eventualities.

• Eligibility: · Any person aged between 18 years and 65 years
• Family: Self, Spouse and dependent children from 91 days up to 25 years (children those who are economically dependent on their parents)
• Policy Term: 1 year
• Renewal: Lifelong renewals guaranteed
• Policy Type: Floater
• Pre-acceptance Medical Screening (both Silver and Gold Plans): No Pre-acceptance medical screening is required
• Daycare Procedures: All daycare procedures are covered.
• Plans Offered: Two Plans: Silver and Gold Plan

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

In the current "COVID19" situation or in such adverse circumstances, we get major relief through "Hospital Cash" Insurance Policy against the exorbitant charges (consumables) levied by the hospitals which are out of the scope of the regular Mediclaim policy.
This is a fixed benefits policy and not linked to hospitalization expenses.
THIS POLICY WILL GIVE FIXED PREDEFINED BENEFIT TO THE POLICY OWNER AND NOT TO HOSPITAL.
1. Who can buy: Any individual between age 3 months to 65 years
2. Option available: Individual and family floater up to 2A+3C
3. Pre-acceptance Medical: Not needed
4. Waiting period: 30 days and for specific diseases and Pre-existing Diseases 24 months
5· Daily Benefit: Enhance plan ₹. 3000/-; ₹ 4000/; 5000/-
6· Hospital Cash day: 90/120/180 days per policy per year
7. TAX Benefits: Sec. 80 D
8. Lifelong renewal
This policy gives additional protection and takes care of incidental expenses like food, traveling, non-medical and non-payable items which are normally not covered under any of the health insurance policies.
Hospital cash insurance gives fixed benefits in the following cases:
a) Admitted to hospital for any diseases/illnesses/sickness/accident.
b) Double the benefit amount in the case admitted in "ICU"
c) Double the benefit amount in case of "Overseas hospitalization."
d) Diseases/illnesses under daycare facility
e) Hospitalization for childbirth/maternity.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

In such times it is very important to strictly follow safety norms like social distancing, use of face masks, and regular sanitization.
These steps can help in protection from Covid-19 to a large extent.
Similarly, life insurance can help in protection from financial uncertainties in life. It is a necessary tool for financial protection which every individual with dependents must-have.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

STAR FAMILY DELITE INSURANCE POLICY – a policy that offers protection at an affordable cost for the entire family under a single amount.

ELIGIBILITY
• Entry age between 18 years and 65 years. Dependent children can be covered from 5 months to 25 yrs. There is no exit age.
• Life-Long Renewals.

POLICY BENEFITS
• Hospitalisation Cover: Protects the insured for in patient hospitalization expenses for a minimum of 24 hrs. These expenses include room rent, nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines, and Drugs.
• Ambulance charges for emergency transportation to the hospital as per specified limits.
• Pre-Hospitalization expenses up to 30 days prior to admission to the hospital.
• Post-hospitalisation paid as lump-sum upto the limit specified.
• Specified Day-care procedures covered.
• Specified Diseases are covered upto the specified limits

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]

POLICY BENEFITS:

Emergency medical, Repatriation in case of a medical emergency, dental emergency expenses following an accident, compensation following accidental injuries. Loss of checked-in baggage (up to the limits) Expenses incurred for obtaining a new passport. Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.
Bail Bond – Under circumstances where the Insured is arrested/detained by the police or for any bailable offense expenses for bail would be reimbursed.

**Terms and conditions apply

To know more and book an appointment which can change your life, contact us on - +91 9820326115, +91 9619877796, +91 9833178582 | Email: [email protected]