Life Insurance with Health Coverage Plus Investment

It’s Official!

Congratulations Pru Life UK for being the new #1 Life Insurance company in the Philippines 🙌😍

I am a proud member of Pru Life UK and of course, the Top Agency nationwide Alexandrite 2 District which has contributed 2.2BN in NBAPE.

More than the recognition, I am so happy to share that we protected more than 50,000+ filipino families.

We are the people that do. Thanks to our dear clients for trusting us!

To more lives protected this 2021🙏🏻🙏🏻🙏🏻

We are still looking for Part-time or Full-time Financial Advisors to complete our team.

Below are our Career Preview Schedules via Zoom:

FEB 13 (SAT) - 3:00 PM
FEB 15 (MON) - 7:00 PM
FEB 20 (SAT) - 3:00 PM

Sens us a message to register.

The Gokongweis, known for Robinsons, Universal Robina, Cebu Pacific and many more, trust Pru Life UK.✨ You should too. 💯

Send us a message for your next investment and insurance!

(In Photo, Top Left, CEO, Pru Life UK, Top Right, Lance Gokongwei of JG Summit)

Do you want to work with passionate, purpose-driven, energetic & masayang katrabahong collegues?

Join our career orientation this Saturday, July 25 at 2pm via Zoom. YES, at the convenience of your home sweet home� You can be part time or full time.

explore mo lang� baka ito na ang opportunity na hinihintay mo. Where God leads, He provides�

Message us for the registration link�

OUR TEAM IS EXPANDING!!!

We are looking for Financial Advisors.

�Part Time
�Full Time

Attend our FREE Career Orientation at the comfort of your homes.

PM me to register.





�

Are you a working mom and struggling to balance between work and family and just don't know what to do next? PM us, we have many members who faced the same situation before.

Alexandrite 2 District FREE Webinar Series Season 2.

Our featured speakers are Marvin Germo and Nina Patricia Santos

The MILLENIAL MINDSET

Marvin Germo - Is one of the country's most knowledgable and experienced financial experts. His incomparable skills have made him a highly sought after in the field.

Nina Patricia Santos - A young millenial entrepreneur sharing her expertise.

Webinar will start on September 19 7pm via Zoom.

Message me for registration 🤙🏼Thank you!

From my High Net Worth Clients

If I know then, what I know now

Sana inuna ko bilhin ang Life Insurance

Stocks I can buy even if I am not healthy

Properties I can buy even if I am not healthy

Time Deposits and Bonds I can buy even if I am not healthy

I should have bought more life insurance when I was healthy.

Are you ready to build your future?

We have a Life-Finance Seminar on Saturday, August 29, at 7pm, that will talk about managing your finances and how it can help build a debt free future!

Pm or Dm us to register for FREE!

Mike & Cindy Santos
Licensed Financial Adviser

Hi Everyone,

I would like to invite everyone, especially those who have accumulated assets, like properties under your name, cash in banks, stocks, mutual funds and other paper assets. to attend this great event.

You will learn how you can protect your assets if something happens to you 👌👌 or would you rather have the bank get your hard earned assets instead of your family? 😭😭

AND if you are someone who are curious or just plain interested 🧐 to learn the Fundamentals of Estate Planning, then you are welcome to attend too!

Estate planning usually costs around 12k+ and we offer this learning for free! This is part of our service to every Filipino, to drive our advocacy for financial literacy.

PM or DM us to register

Mike & Cindy Santos
Licensed Financial Advisers

What is Variable Unit-Linked (VUL) Insurance❓

Basically, variable unit-linked is a life insurance plan with an investment component. A person who avails this program is called an insured investor.

Most of the people nowadays avail a VUL especially if they don’t have the expertise and the luxury of time to trade money in the stock market.

If you’re having a hard time in disciplining yourself to save and invest, VUL is a suitable product for you since it forces you to invest and insure yourself at the same time. Meaning, whatever happens to you, people who depend on you will not suffer and you will also have the money to spare for your retirement or other financial goals in the future.

Get yours now! ♥️



Ctto

Attention All Visionary & Energetic Millennials Passionate about Helping Others and Achieving Big Things in Life 🙋🏻‍♂️🙋🏼🙋🏻‍♀️

Did you know that having a career that gives 6-digit monthly income and the opportunity to help others is now within reach?

As long as you have a ✅ good internet access, ✅ your favorite gadget, and ✅ license to sell, you can already start a low-cost, high return business in the life insurance industry. 💯

Sales experience is definitely not a requirement.

Qualifications:
▪️ college graduate
▪️ 21-40 years old
▪️ willing to attend trainings via Zoom
▪️ with good internet connection

Perks:
▪️ Unlimited income potential
▪️ FREE travels abroad
▪️ HMO/healthcard
▪️ Opportunity to work with top unit nationwide
▪️ Millennial-friendly culture

QUALIFIED APPLICANTS WILL BE INVITED TO OUR

GRAND CAREER ORIENTATION
📅 August 1, 2020 (Saturday)
⏰ 2:00-3:00pm
🧑🏻‍💻 via Zoom online

Paulit-ulit-ulit-ulit-ulit-ulit... po namin eto na reminder. 😩😢😭😭😭😭

Get a V.U.L. or a life insurance or income protection due to critical illness while you are young and healthy. Or even add another V.U.L. policy.

Ang V.U.L. ay hindi lang po life insurance, may living benefit po eto or income protection. Huwag mong hayaan na ang pinagpaguran mo ng ilang taon sa trabaho o business ay mawala lamang na parang bula dahil sa isang malalang sakit o disability o kaya ay sa aksidente.

Kung kaya naman na po to start a V.U.L. (for as low as P36k annual or P3,000 monthly), mag-start na po kayo.

It will be harder to apply for a V.U.L. kung may existing condition na po. 😔

Get a V.U.L.

Photo: Spot.ph

In times of Uncertainties such as COVID or any diseases, a FACE SHIELD now is a necessity...

As aN Insurance agent, I can assure you of your PROTECTION as well by offering you this F.A.C.E. SHIELD too ❤

Lets talk
Let's plan




MICHAEL & CINDY SANTOS
Licensed Insurance Agent

There is no such thing as easy money...
Money grows with time...
Just be patient and learn to save and invest...

ctto

"When you are grateful fear disappears and abundance appears"- Anthony Robbins

I am inviting you to attend our webinar on August 1 and hear from “The Preacher in Blue Jeans”, Mr. Bo Sanchez.

The Abundance Formula
Alexandrite 2 Webinar Series
August 1, 2020
7:00 PM - 9:00 PM

Message me for free registration ✅

Client 1.
My family owns a farm in the province, we also have a few houses and lots bought for each of Dad's children... Ang problem nawala na si Daddy na di nailipat ang mga ari a***n sa amin.. Dahil di kami handa at mataas na din ang tax na babayaran, til now di namin alam pano namin mukuha at mapapalipat sa amin ang lahat ng properties...

Client 2..
Alam ko na mahal ang Estate tax kaya pinamana ko na agad sa anak kong lalaki ang naipundar kong house and lot..
Nang makasal ang anak ko.. Naging conjugal property na nilang mag asawa ang bahay at lupa.. Sa kasamaang palad na aksidente ang anak ko at naiwan kami ng asawa nya na magkasama sa bahay..
After two years nag asawa ulit ang daughter in law ko.. Pina alis na nila ako dahil ang bago na nyang asawa at sya na, ang nag mamay ari ng bahay at lupang pinanaghirapan namin..

Know the HOW To's in ESTATE PLANNING!
Mahirap kapag huli na ang lahat..

You choose..
all the assets youve built through the years..
Sa pamilya mapunta, sa ibang tao o sa gobyerno???

July 25
2-4 pm via Zoom




Pm is key

As the economy restart, learn how to do one of the most important task of personal finance, *Budgeting*

Mr. Efren Cruz is a well known speaker in the Financial Planning world. He will help you put in place important ingredients to make your money last longer, know where to put it today to make it more meaningful in the coming years.

Limited slots only.

PM for registration details.

✅ July 18 at 7pm via zoom

Calling all couples, soon to be married, single breadwinners.

We are happy to bring you Edric and Joy, listen to the Mendoza family dynamics about raising their family, their kids and how they handle their finances.

This event is best watched with your spouse, significant other and children.

PM me if you’re interested. it’s free! 😍 HURRY!

✅ via Zoom
✅ July 11, Saturday at 7pm.

"𝙔𝙤𝙪 𝙬𝙞𝙡𝙡 𝙣𝙤𝙩 𝙩𝙪𝙧𝙣 𝙗𝙖𝙣𝙠𝙧𝙪𝙥𝙩 𝙗𝙚𝙘𝙖𝙪𝙨𝙚 𝙤𝙛 𝙗𝙪𝙮𝙞𝙣𝙜 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚, 𝙗𝙪𝙩 𝙮𝙤𝙪 𝙬𝙞𝙡𝙡 𝙘𝙖𝙪𝙨𝙚 𝙮𝙤𝙪𝙧 𝙡𝙤𝙫𝙚𝙙 𝙤𝙣𝙚𝙨 𝙩𝙤 𝙩𝙪𝙧𝙣 𝙗𝙖𝙣𝙠𝙧𝙪𝙥𝙩 𝙞𝙛 𝙮𝙤𝙪 𝙙𝙤𝙣'𝙩."

- 𝗝𝗔𝗖𝗞 𝗠𝗔 -

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Do you catch yourself asking this question,
"Where did my money go?"

"Oh no, next salary is still several days away!"

"I just received my bonus, my commission, inheritance. Where did it go?"

If you can relate to any of these statements.

PM me for registration.

Limited seats only!

Tip! Marvin Germo, the speaker is a well known personality in Stock Investing and Personal Finance.

FREE WEBINAR 👉July 4 at 7pm

"When the student is ready, the teacher will appear"
- Buddha

With 30 years of experience in the Financial Services Industry, Mr. Ricky So is one of the most respected personality in the wealth management world.

Join us and listen to this webinar on crisis investing. Lets all come out of this pandemic healthier and wealthier.

Please send me a private message so I can register you for this limited seats webinar for free.

They say money follows certain rules, to have more, to keep more, to earn more. There are certain rules we have to obey.

In the New Normal, in this new economy. Wealth Building needs to follow new rules, new ways to crisis proof our finances.

If you are interested to

1. Build Wealth
2. Keep Wealth
3. Earn Passive Income

Please send me a Private Message so I can give you instructions how to register for this FREE Webinar.

Seats are limited so please let me know soon.

If you want to have additional income
If you need to have new learnings this ECQ
If you want to have a new career path

Then this is the right time for you to ZOOM in and connect with us.

Our team is actively looking for aspiring Financial Consultants (part time or full time). We are having a FREE Career Preview on May 30 at 2pm.

📍Qualifications:
- Graduate of any 4 year course.
- NO experience required
- Coachable and willing to learn.
- willing to attend meetings in QC (2-3 required meetings per month)

PM me for reservation and details.

If you know someone who can benefit from this seminar, appreciate if you can share this to them. They will thank you.

Do you want to take control of your Finances?

Do you want to know how to manage your debt?

Are you anxious about uncertainty?

If your answer to any one of these questions is "Yes"!

Please send me a Direct Message so I can enroll you in our upcoming webinar by a well known speaker, Jayson Lo.

Jayson is an author, trainer, speaker and he will be focusing his session on "Behavioural Finance"

How our internal behaviour, our self image and self talk have a very big impact on how our finances are.

Limited Seats only.

Please send me a message to register soonest.

** Overseas Filipinos are welcome to attend

COVID-19 taught us to never take our HEALTH and INCOME for granted. Life events won't change after this Pandemic.

1. While you’re earning - SAVE & INVEST
2. While you're healthy - INSURE YOURSELF

Don’t let these opportunities pass you by and act when it’s too late. ☺️

Take advantage of your youth and insure yourself ... Today!


Ctto

Experience career breakthrough this 2020 by doing something different today!

Join the top 1 group of PRU LIFE UK nationwide!

✅ no 9am-5pm shift

✅ guaranteed support and FREE trainings for applicants with non-sales background

✅ high income potential

✅ international trip incentives to Switzerland, Sydney

✅ help others get insured and invested for their future

Open to all college graduates.

Commitment-free career presentation this Saturday from 2pm-4pm!

PM Us for free registration link.

If you want to have additional income
If you need to have new learnings this ECQ
If you want to have a new career path

Then this is the right time for you to ZOOM in and connect with us
See what this career has to offer
💵 unlimited income potential
⏰time freedom
🌏travelling the world for FREE
🕴🏻🕺🏻Be your own boss
👨‍👩‍👦 A sense of purpose in helping families to SAVE, GROW their money and PROTECT the breadwinner’s future income if he is taken away.

Join us and be a part of our growing team.
Send me a message so we can send the link for the career preview ❤️

And if you know someone interested, appreciate if you can refer them to me as well.

📍Qualifications:
- Graduate of any 4 year course.
- willing to attend meetings in QC (2-3 required meetings per month)
- Sales experience is an advantage but not required
- Coachable and willing to learn.

ECQ should never be an excuse not to be productive and sustainable.

We are always an output of our choices.

Make this an opportunity to discover new skills, do something good and to look for other SOURCE of INCOME.

Let us focus on being productive!

Our team is actively looking for aspiring Financial Consultants (part time or full time). We are having a FREE Career Preview via Zoom on May 4 at 7pm.

📍Qualifications:
- Graduate of any 4 year course.
- willing to attend meetings in QC (2-3 required meetings per month)
- Sales experience is an advantage but not required
- Coachable and willing to learn.

PM me for reservation and details.

If you know someone interested, appreciate if you can refer them to me as well. Thank you and God bless

Our Next Webinar Speaker on Retirement Planning!

Mr. C***k Positive!” is a motivational speaker who speaks on money, mindset, and success.He is a financial expert, whose passion in life is to help people experience financial freedom and help free them from debt.

See you on May 9 at 8pm
via Zoom 🤓

PM me for FREE registration

I AM A FINANCIAL COACH, I can help you with:

✅ Family Protection
✅ Education Funding
✅ Estate Planning
✅ Hospitalization Income
✅ Savings Builder
✅ Medium to Long Term Investment
✅ Critical Illness Benefits
✅ Personal Accident Benefits
✅ Retirement Funding

I only have Four (4) Competitors
❎ Old Age
❎ Disability
❎ Sickness
❎ Death

My Advocacy is to reach you before my competitor does, I am duly licensed by the Insurance Commission of the Philippines.

,








-ctto

Convo with friend
Me: wow friend ang bilis ng panahon 5 yrs old na bunso mo
Friend: o nga e, mabilis tlaga
Me: pag aaralin mo ba anak mo?
Friend : ha? Syempre naman no?!
Me: Friend, mahal na mag pa aral ngayon baka gsto mo tulungan kita mag plano
Friend: ayy hindi na muna..
😪😪

Many times I am saddened by this.. The more time it takes for friends to think about getting educational plan for their kids..the more, the potential growth of your money, is sacrificed..

You know in investment money grows over time (compounding interest). By the time you decide to start, baka kulang na ang panahon.. Mag college na anak mo..at kulang pa rin ang pera mo!!
I know because I did not prepare for my daughter..
Madugo magpaaral lalo at gusto mo ay sa isang prestigious and good school sila makapasok..❤

Insuravest= insurance plus investment.
Wether you live to see them through college or even if you pass away,
education of your children will be secured!

Let's talk for more info.

Your advisor for life,
Cindy Santos
PRU LIFE UK
Licensed Financial Advisor







-ctto

Do you want to start your year with a positive mindset and a good financial planning?

Why not attend our Free Seminar with the Top Filipino Motivational, Life and Wealth Coach, C***kee Tan.

Aside from that we will also be having a free career preview for those looking for new opportunities in Financial Consultancy.

📍Qualifications for Financial Consultant position (part time or full time):

- Graduate of any 4 year course
- Sales experience is an advantage but not required

PM me for details and slot reservation. This event is FREE.

Which is better?
HEALTH CARD (H.M.O.) or
LIFE INSURANCE WITH HEALTH AND CRITICAL ILLNESS COVERAGE?

There seems to be a lot of confusion when people talk about "health insurance."

Technically, maraming types of health assistance, pero magfo-focus tayo sa dalawa sa post na eto.

1. Health Card from a Health Maintenance Organization Company a.k.a. HMO (e.g. Maxicare, Medicard, Intellicare, etc.)

2. Life insurance plus critical illness and health coverage from a Life Insurance Company.

People often ask kung alin ba sa dalawa dapat 'yung meron tayo?

These are 2 different kinds of coverages that serve 2 different purposes.

✨ HEALTH CARD (H.M.O.)

📌 Pag may health card ka from HMO, babayaran nila directly sa hospital lahat ng gagastusin hanggang sa maximum limit ng plan.

📌 Kasama dito ang check-ups, laboratory tests, emergency fees, room fees, operation fees, doctors' fees, etc. Usually kaakibat nito ang PhilHealth.

📌 Ang HMO company na ang nagbabayad directly sa ospital ng bills at wala ka nang ilalabas na pera. Pero usually maliit lang ito at hindi sapat i-cover lahat ng gastos if ever magkaroon ng critical illness.

📌 Hanggang 60 or 65 yrs old lang din usually ang coverage nito at magagamit mo ang benefits sa accredited hospitals o clinics lang nila.

📌 The benefit is you don't have to worry about the amount of medical expenses na kailangan bayaran on the spot. Di mo kailangan maglabas ng cash kapag na-emergency ka, o bigla kang naospital, o kapag magpapacheck up ka.

✨ LIFE INSURANCE WITH HEALTH AND CRITICAL ILLNESS COVERAGE

📌 Eto ay ibibigay directly iyong pera regardless kung magkano ang magastos mo sa pagpapagamot. Lump sum na ibibigay kay insured ang benefit ayon sa plan niya.

📌 Halimbawa, kung madiagnose ang insured ng sakit tulad ng cancer, heart attack, stroke, atbp- ang insured mismo ang makakakuha ng pera.

📌 Pwede niyo siya gamitin pangdagdag for treatments or to replace the income na mawawala sa insured. Pwede rin gamitin iyong nakuhang lump sum coverage sa mga bayarin o sa iba pang mga pangangailangan ni insured.

📌 Coverage is usually until age 75 or 100, and the amount can range from Php 500,000.00 to Php 15,000,000.00. You'll get this in cash if you get diagnosed with a critical illness.*

📌 Meron ding health insurance coverage na pwede magpareimburse kung na-confine, nagpa-opera o kaya ay na-ICU.

📌 The benefit is it's all up to you kung paano at saan siya gagamitin. Basta ibibigay na lang sa iyo ang cash. Pwede mo 'to magamit kung gusto mo rin magpagamot sa ibang bansa o para mag-avail ng treatments for critical illness na hindi na covered ng health card mo.

✨ WHICH ONE TO GET?

🚩 I believe that it's important to have BOTH. Yes, BOTH.

In the end kasi, they compliment each other. Kung ano iyong kulang sa isa, napupunan ng isa.

For health cards, usually kasama na 'to sa benefits from your company. So kung meron ka nang ganito from your employer - congrats! You don't need to pay for it out of from your pocket anymore. Double check mo na lang kung sapat ba iyong coverage na meron ka.

For life insurance with critical illness and health coverage, very rare that employers offer this as a benefit. So it's highly likely that you have to purchase one for yourself.

✨ HOW TO AVAIL?

If walang health card iyomg employer mo or if you're a freelancer, you can get a health card directly from the companies themselves or just visit their websites. You can also look for an accredited agent or broker.

For life insurance with critical illness and health coverage), you can contact me or you can comment below so we can design one that fits your budget and needs.👇

No one can really predict when illnesses or emergencies come.

Paying for healthcare may be expensive, but it’s something that's very useful to have (even though I hope that we would never need to use it). But still reality is most people get sick before they die. Better be prepared! 👌🏽

Stay healthy everyone!

-ctto

Do you want to take advantage of your age? Start TODAY!

TODAY is the youngest you’ll ever be. Start appreciating it.

TODAY is also the oldest you’ve ever been, start acting like it.

Let's talk for more info.
🖊ASK ME HOW! 👇

Your advisor for life,

Mike Santos and Cindy Santos
PRU LIFE UK 🇬🇧
Licensed Financial Advisor

Our Team is looking for Part-time or Full-time Financial Advisors.

💸 Attractive Commission Rates
💰Quarterly Bonuses
💵Cash and Non-Cash Incentives
👨🏻‍🎓Performance-based Promotion
🕰 Flexible Working Hours
📚 Free Local and International Trainings
🙋🏻‍♂ Millennial-Friendly Culture
❤️ Meaningful and Purposeful Career
✈️ All-Expense-Paid Local and International Travel Incentives

We are having a Free and Noncomittal Career Seminar event.

📍Qualifications:
- Graduate of any 4 year course
- Willing to attend meetings in QC
- Sales experience is an advantage but not required
- At least 20 years old

If you are interested, message us for more details.