Michael Germano of Steward Partners Global Advisory, LLC
As a Partner & Senior Vice President at Steward Partners, I oversee my clients' wealth management and financial planning - preferably as a fee-based fiduciary.
Michael believes that risk management is the foundation to all financial planning and this enables him to build a solid base for his clients by integrating insurance and estate planning into their financial lives. Steward Partners Global Advisory is an employee-owned, full-service partnership, catering to family, institutional and multigenerational investors. Our financial advisors deliver compreh
24/06/2022
Like all advisory relationships, a financial professional should provide grounding, specialized knowledge and motivation. http://ow.ly/qlHS50JFbrT
Financial Professionals’ Worst Habits During Volatility | ThinkAdvisor You can be the stabilizer.
22/06/2022
The idea is meant to help consumers at a time of sky-high inflation and gas prices — and to help the president's sagging political standing. But it's already being met with skepticism.
How meaningful do you expect a potential 'gas tax holiday' to be?
ow.ly/EOHZ103LeqV
Biden calls for three-month federal gas tax "holiday" The idea, which would require the support of Congress, is already being met with skepticism.
19/06/2022
Growing up, I was blessed with a Father who dedicated his life to allowing my siblings and me to achieve our ultimate potential and to enjoy a better quality of life than my parents. I am also fortunate that Dad provided me with countless lessons that I have been able to take with me into my adult life. Some key ones include that:
(1) Respect is earned (and begins with me), that
(2) Discipline brings abundance and flexibility and that
(3) Persistence and Faith are two chief ingredients for success.
Thank you Dad and on behalf of me, The Germano Family and the Key Sage Wealth Team at Steward Partners, Happy Father’s Day to all Fathers!
18/06/2022
“You can’t separate peace from freedom, because no one can be at peace unless he has his freedom.” — Malcolm X
Happy Juneteenth from The Germano, Key Sage Wealth and Steward Partners Families to you and yours!
This coming Sunday, June 19th, 2022, marks the second year that Juneteenth has been recognized as a federal holiday. On Monday (June 20th), markets will be closed (as will Steward Partners offices) in observance of Juneteenth.
Juneteenth has been celebrated in many parts of the United States since 1865. It commemorates the announcement of General Order No. 3 by General Gordon Granger of the Union Army, proclaiming freedom of enslaved people in Texas. This was effectively the date that the last peoples freed under the Emancipation Proclamation were made aware of their freedom. The Emancipation Proclamation, issued on January 1, 1863, by President Abraham Lincoln, freed the enslaved people in Texas and all other Southern secessionist states. Enforcement of the proclamation progressed with the advance of Union Troops, hence the final delay in freedom arriving to slaves in Texas until June 19th of 1865.
It should be noted that slavery still existed in the United States after Juneteenth – given that the Emancipation Proclamation covered enslaved peoples living in Confederate States (or parts of these states) in open rebellion against the Union. Slavery in the United States was not ended in its entirety until the passage of the Thirteenth Amendment to the U.S. Constitution on December 6, 1865.
Celebratory traditions on Juneteenth generally include public readings of the Emancipation Proclamation, singing traditional songs such as “Lift Every Voice and Sing”, and reading of the works of by noted African American writers. Celebrations also include street fairs, cookouts, historical reenactments, and even Miss Juneteenth contests.
17/06/2022
The trouble is, the Fed's likely to get a recession anyway as data shows the economy is a far cry from stable. ow.ly/UKJe103KnrI
A day after Powell's assurances about the economy, markets are worried that 'the Fed breaks something' The trouble is, the Fed's likely to get a recession anyway as data shows the economy is a far cry from stable.
11/06/2022
From big gains in tech stocks to robust trade data, China has had plenty of good news on the economic front this week. ow.ly/i0Ij103JjnG
Analysis: China's economy is looking brighter but it's not in the clear yet From big gains in tech stocks to robust trade data, China has had plenty of good news on the economic front this week.
27/05/2022
Sell in May and go away? Maybe not this summer, says Chief Investment Officer Larry Adam. Read more:
Weekly investment strategy: May 27, 2022 www.raymondjames.com
20/05/2022
With inflation largely driven by factors out of the Fed's control, CIO Larry Adam believes the Fed should not raise rates as much as the market is expecting. Read more:
Weekly investment strategy: May 20, 2022 www.raymondjames.com
13/05/2022
Before investors head for the exit ramp amid alarming volatility, consider the underlying fundamentals, says CIO Larry Adam.
06/05/2022
Volatility is up and the S&P 500 is down, but CIO Larry Adam sees potential for improvement as markets lean on supportive fundamentals.
Weekly investment strategy: May 6, 2022 www.raymondjames.com
03/05/2022
Volatility remains elevated, but markets may have already priced in many of investors' biggest concerns. Read more in the April market recap.
Prevailing pessimism masks market resilience www.raymondjames.com
29/04/2022
After the S&P 500 entered correction territory as it tried to weather the storm of headlines, CIO Larry Adam believes the equity market could regain the spring in its step.
Weekly investment strategy: April 29, 2022 www.raymondjames.com
22/04/2022
Strong Q1 earnings may help loosen the investor pessimism that has gripped markets. CIO Larry Adam focuses on areas of potential strength in the markets.
Happy Passover & Happy Easter from Key Sage Wealth, Steward Partners & the Germano Family!
To our Jewish friends, Chag Pesach Sameach and to our Christian friends "This is the day the Lord has made, let us rejoice & be glad in it!" — Psalm 118:24
08/04/2022
Markets are braced for big moves next week but CIO Larry Adam is borrowing baseball's Opening Day optimism to lay out his expectations moving forward.
Weekly investment strategy: April 8, 2022 www.raymondjames.com
01/04/2022
There are calls for the Fed to be more aggressive to tame inflation. What about concerns that the U.S. economy will not be resilient enough to withstand higher borrowing costs?
Weekly investment strategy: April 1, 2022 www.raymondjames.com
25/03/2022
With gasoline prices over $4 per gallon, the dream of home ownership getting tougher, and restaurants adding inflation to the menu, it begs the question: how much more can the consumer spend and for how much longer?
Weekly investment strategy: March 25, 2022 www.raymondjames.com
18/03/2022
Increased uncertainty caused the market to enter correction territory, but we think there are five catalysts that could help the SP 500 blossom in the months ahead.
Weekly investment strategy: March 18, 2022 www.raymondjames.com
11/03/2022
Are we in the midst of a commodity super-cycle? That is a common question amongst investors as commodity prices surge as the tensions between Russia and Ukraine continue.
Weekly investment strategy: March 11, 2022 www.raymondjames.com
04/03/2022
Why is one of the largest, wealthiest and fastest-growing demographics often overlooked by product and service providers? Learn why Dr. Joe Coughlin of the MIT AgeLab believes the 50+ age group is "the world's most misunderstood market."
Unlocking the untapped potential of the Longevity Economy www.raymondjames.com
04/03/2022
CIO Larry Adam delivers his own State of the Union on the economy, the direction of monetary policy, and the Ukraine-Russia crisis.
Weekly investment strategy: March 4, 2022 www.raymondjames.com
02/03/2022
A million dollars may seem like a daunting figure if you haven't been diligent about saving for retirement, but there's good news: you don't have to make $1 million to save $1 million.
28/02/2022
Let's face it: Life involves risk. That's why risk management is a crucial part of a long-term financial plan. But what kind of coverage do you really need? Take a deeper look at four useful types of policies.
How different types of insurance help manage risk www.raymondjames.com
25/02/2022
CIO Larry Adam discusses what may come next after the Russian invasion of Ukraine and potential ramifications for the markets.
Weekly investment strategy: February 25, 2022 www.raymondjames.com
23/02/2022
Your favorite devices may be collecting more of your data than you think. Make data privacy a priority in 2022 with these best practices:
21/02/2022
Learn how to avoid a password-protected nightmare! Add this information to your estate plan documents.
How to Ensure Heirs Avoid a Password-Protected Nightmare www.barrons.com
19/02/2022
In December 2021, nearly 60% of home offers faced a bidding war, and buyers should anticipate that they may not win a bid until the sixth or seventh offer, according to Redfin.
3 in 5 Home Offers Faced Bidding Wars in December, Even Amid Holiday Slowdown www.redfin.com
18/02/2022
A diplomatic resolution of the Russia-Ukraine tensions remains the base case, says CIO Larry Adam, but risks to financial markets must be clonsidered.
Weekly investment strategy: February 18, 2022 - www.raymondjames.com www.raymondjames.com
17/02/2022
Our Featured Partner of the Month of February is Michael Germano, from our New York, NY office.
Michael, a CERTIFIED FINANCIAL PLANNERTM and CHARTERED FINANCIAL CONSULTANTTM (ChFC®), believes that having clear, meaningful, measurable and achievable goals is a necessity for achieving one's personal lifestyle goals; consequently, he enables his client to set, clarify and achieve his/her financially related goals by engaging in holistic planning as defined by the six step process of the Certified Financial Planner Board of Standards. https://www.raymondjamesconnect.com/a20vRA
16/02/2022
Michael Germano is a proud Dad and loving Husband who has a zeal for mindfulness, health and wellness, learning, exploring, and having fun. Some of his passions include playing with and teaching Annabella and Aiden (his children), cooking with Joon (his wife), meditation, sensory deprivation and reading. He also enjoys staying physically fit and exploring mindfulness, history and wellness.