Journey to a Brighter Life with Gerald Guarnes

💛💛💛🌞🌞🌞

𝗧𝗼𝗽 𝟭𝟬 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗖𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀 𝗼𝗳 𝟮𝟬𝟮𝟬

The Insurance Commission released the ranking of life insurance companies as of year-end 2020. How did your insurer fare?

Read the full press release here: bit.ly/IC2020Top10

Happy Easter! 🐣❤️🙏🏻

Worth every penny!

2021 comes with brighter opportunities to pursue a new goal, perhaps, a personal investment. Know more about fresh investment options through this link http://bit.ly/SunLifeProsperityFundsfb

Time to invest for 2021

https://www.philstar.com/business/2021/01/28/2073489/sun-life-assets-under-management-grows-p127-billion?fbclid=IwAR3uEBP09kUNyrkxkcyLwsjkoBRqXgkXyvLJNxtGRTZYj2aL2onuYFeQPD0

Sun Life assets under management grows to P127 billion Assets under the management of Sun Life Asset Management Company Inc. rose to P127 billion by the end of 2020 despite the uncertainties and market volatility caused by the coronavirus pandemic.

We can help you diversify your investments through choosing to invest in global companies. Join us in this FREE webinar so we can teach you how to do this. Register now at https://bit.ly/BT-Oct21.

Happy Sunday! Start your Journey to a Brighter Life by sharing your goals and dreams.

PM is the 🔑

In achieving your goals and dreams, it’s inevitable that there will be challenges along the way.

Just start by working and giving your best effort, and you’re halfway there. 🌞

Convenience at your fingertips 🌞

Naisip mo na ba kung paano mo mapoprotektahan ang pamilya mo nang hindi lumalabas ng bahay?

Paano kung magkasakit ka? Breadwinner ka pa naman. May ipon ka ba? May emergency funds ka ba?

Sakit sa ulo no! Ganyan talaga maraming naiisip sa panahon na nasa bahay ka lang.

Stay Negative with a Positive Mind!
Stay at Home!
Get Insured Online!

Are you thinking of becoming a freelancer?

When you're working in corporate, there are times that you might feel the Monday blues and wonder: "What if I try freelancing instead?" Freelancing has a lot of benefits, and one of them is earning as much as the number of projects that you can take. But then, it could also have a lot of challenges. Here's a guide that we put together to help you find success in freelancing once you are ready for this path: https://bit.ly/maximizeyourearningsasafreelancer

Happy Father’s Day sa lahat ng Haligi ng Tahanan! ❤️🙏🏻🕺🏻

To the man who we can never thank enough for the values he has taught and for his steadfast influence in our lives, Happy Father’s Day! 👨

Happy Independence Day! 🇵🇭🇵🇭🇵🇭

One of the good things that we can do for our country is to remain educated and make informed decisions that consider the common good. Today is Independence Day. May we all remember that the concept of freedom that we have now is made out of yesterday’s brave acts. One simple way to practice courage is by admitting our mistakes.

We all love sales.

However, buying stuff that isn’t on sale doesn’t necessarily equate to saving money.

As lucrative as sales can be, they eventually make you spend way more than you should and buy stuff that you didn’t even need in the first place.

People that are good with money advise you to plan your shopping list in advance and schedule your big buys through sales to get a good bargain.

Bills first, rest later!

This is really a no brainer!

But most of us has this bad habit of setting priorities badly.

Someone says, "pautang muna friend! Pambayad ko lang ng kuryente namin. Bayaran ko din sa sweldo."

Tapos makikita mo sa my day nila, may milktea.

Napaisip ka tuloy, "baka sobra yung binigay ko?"

It is a bad habit of setting priorities that we really have to manage.

If you have the capacity of doing automated systems so that you can pay it automatically once billing arrives, do it.

Para sure na ang matitira sa debit card mo are excess because you already paid the IMPORTANT BILLS already.

Experiences are invaluable, they are priceless!
Millionaires live a flamboyant lifestyle and make sure to add life experiences to their calendar.
That’s because they prioritise spending on enriching experiences that add to their life and health.
They would easily swap their daily expenses with life-changing treks, skydiving, trips, or a gym membership!

Invest in the services that save you time.
Hindi naman tayo mayaman—sa ngayon!

Pero since ito yung goal mo, let this float on the back of your mind.

According to Business Insider, the rich don’t shy away from splurging on services that could save their time and mental agony.
They think and you should be too, that this is investment rather than spending.
Asking help with the experts let you focus on more lucrative side of your life.
Hindi naman ibig sabihin nito na kumuha ka na ng katulong bukas na bukas din.
Because this also goes with small things that you haven’t realised yet.
Like getting your groceries home delivered, using laundry services, renting space to stay closer to your work rather than commuting daily.
Oh diba? Ginagawa mo na yung iba dito di’ba?
Congrats! May millionaire’s mindset ka na din!
Keep doing what saves you time so you can add it back to the things that really matter in the long-run.
What else do you think you can add up into this? Comment it down below!

Sun Life Philippines

Spend on things that help you earn.
You don’t need to look and be miserable just to save money!
Hindi mo naman need tipirin ng SOBRA yung sairli mo.
Rich people splurge on the things that guarantee a long term investment.
Kung nagtatrabaho ka sa corporate, invest on good outfits that can serve you for a year or two.
Sobrang sulit na nun! Rather than buying fancy clothing that you can just use once and ‘di mo masuot kapag mainit!
This also goes with gadgets, furnitures, internet connections, and other things that are necessary for you to grow as an individual.
Bottomline, invest in yourself wisely so you can do more.

This sounds cliché pero ito talaga yun e!
Setting a clear budget on your payday and sticking to it will help you save loads of money.
Take an honest “income vs expenditure” audit and put a cap on your personal expenditure. .
Financial experts call it the 50/30/20 budgeting method.
Lahat naman mahirap! Pili ka nalang ng haharapin.
1. Pain of discipline and growth
2. Pain of procrastination and regrets
Millionaire's opted number 1.
Ano sa'yo?
Comment down below!

Naisip mo ba?
Sobrang convenient ng cashless transactions using credit cards lalo na ngayon pero is it really wallet-friendly on the long term?
People who spend strategically prefer cash over a card, especially for smaller purchases.
But did you know that rich live by the habit of keeping as far as away from debts as possible?
Going cashless is good for the moment but aren’t too friendly with credit card bills.
So before handing over that card, think first!
Is this meal really worth paying after 1 month?
Is that groceries need to paid in installment?
Isip isip 😎

What to have a part of a millionaire’s mind?
YES?
Stay tuned for the next 13 days because I will be sharing you tips every day to plan your sustainable future ahead.
Are you ready?
Here is #1.
The 24-hour rule.
Narasanan mo na yung may nakita ka sa Shopee or Lazada na bagay na sobrang bet mo tapos gustong gusto mo ng bilhin!
Sabi mo sa sarili mo sobrang good deal nito! May FREE SHIPPING pa!
Did you know that most impulsive buys happens from emotional trigger and are often unnecessary?
Most millionaires swear by the 24-hour rule. They may not need to give it a second thought before making an expensive purchase, but they give it a day’s time before actually making the decision.
Ask yourself the “want or need” question and you won’t splurge as much.
Do you want more millionaire’s tips? Stay tuned for the next 13 days!
See you!

Plan your sustainable happiness ahead!
Make a change in spending habits to reach the sustainable return of your investment.
Let me walk you through your journey to a brighter life with these 4 easy steps!

E-meeting
Set an appointment thru FB Messenger or Zoom so I can walk you through your options to where you should focus either investments, retirements, etc. This full 15 to 20 minutes of 1-on-1 call will be all about you. Share your struggles, dreams and goals and I will guide you to the best invesment that fits.

E-Forms
Now that you have sort out all your options and ready to take your life into a shift, let's fill out an application form of what investment are you going to enroll. Save all the hassle because we will do this online.

E-payment
Easily transfer of the initial premium payment thru Credit Card, e-wallet or online banking.

E-Policy
Digital copy send to your Email. Printed copy will be delivered after ECQ.

“The biggest part of our digital transformation is changing the way we think.” — Simeon Preston, Bupa

Stay At Home! Get Insured Online!

Losing your income source can be overwhelming. While this may be out of your control, there are progressive ways to deal with it so you can remain prepared for the future.

Millions of people around the world have lost their jobs and sources of income as a result of the COVID-19 pandemic. For the Philippines, the National Economic Development Authority (NEDA) projects 30,000 to 60,000 job losses due to COVID-19 related factors.

Right now, you may be one of the many who are facing sudden unemployment and loss of income. Uncertainty is affecting not just your finances but your mental health also. In fact, psychologists note that losing a job often has the same emotional impact and grief of losing a loved one.

When you're ready to move forward, there are many things you can do to regain control of your life. Here are some of them.



Review your finances

Unemployment can make some people feel ashamed. However, this should not be an embarrassment because even the most successful person has lost a job at some point.

Give yourself some credit for the big and small accomplishments you’ve made before this crisis. Examples are setting aside money for an emergency fund, having a side hustle, or for getting that insurance policy instead of traveling. This also applies to tangible assets you’ve acquired while you were still earning, which are now helping you cope during this difficult lockdown situations. For example, your house, car, the refrigerator, air conditioning, laptop, or mobile phone.

Review the things that you already have. Make a list if you have to. This exercise can give you a stronger sense of hope and security. Which of your assets can help cover immediate expenses? If you have mutual fund investments or insurance policies, are there dividends or endowment benefits that you can claim at this time?



Make a list of what you need to pay and know your options

The inability to pay bills is a major concern when faced with unemployment. Many of us are not prepared to withstand a financial shock and will have trouble paying bills this month (and perhaps, even the next).

Mentally replaying bills you need to pay can be exhausting and make you feel even more out of control. Do this instead: Write down your immediate bills on a piece of paper. Examples are rent, mortgage, credit card, electricity, power, water, phone, and internet bills.

Once you’ve identified your priorities, know the available options and payment facilities that are being offered by power companies, financial institutions, and service providers. List down all possible payment options that can help conserve cash.



Downsize your life

Continue to be creative in finding ways to cut down your expenses. Downsizing offers emotional and financial benefits. Simplifying your life can help you focus on what's essential while freeing up much-needed cash.

Are there expenses or luxuries big and small that you can live without right now? How can they ease your financial burdens? Remember, the money you save is the money you earn - and can serve you well until your retirement years.



Start looking for new income sources

There is no need to wait until the crisis is over to look for your next job. You can gain an advantage by being steps ahead of others. Use your time to seek income opportunities.

Are there freelance, temporary, or part-time work opportunities that can get you through while you look for something more permanent?



Invest your time in yourself

Upgrade your skills to increase your chances of being hired - fast. Spend your time to update your CV, clean up your social media, and connect with the right people.

It's equally important to invest in your physical health. Working out at least 30 minutes a day releases endorphins. It will help fuel your confidence, drive, and motivation to go after your next dream job.



When all of this is over, how ready are you to go out and face a vastly different world? We hope these tips help you bounce back and brightly thrive in the new normal.

ctto:

https://www.sunlife.com.ph/PH/Life+Goals/Live+life+brighter/Responding+to+sudden+income+loss?vgnLocale=en_CA