Richard Bargash, NMLS# 666478

95% Jumbo loan up to 2mil with no MI on purchases and rate and term refinance.
If this can help you or your clients please feel free to contact me for more info.

These updates for your sellers are sure to attract buyers this spring.

Staging Tips for Spring Brighten up your home and bring in buyers with these easy ideas.

Check out these must-have apps for homeowners!

9 Best Home Improvement and Remodeling Apps for DIYers Need some help with your next home improvement project? Well, thanks to smartphones and tablets, there’s an app for that! Some apps are obviously geared toward DIYers and professional contractors. Others, not so much-but you might still find them useful around the house. Apps are available for eit...

Check out this handy haggling guide for home buyers on how to negotiate repairs after a home inspection.

How to Negotiate Repairs After a Home Inspection: Haggling Tips for Buyers As a home buyer, you don’t want to be saddled with your new home’s old problems. So we’ve got some tips on how to negotiate repairs after a home inspection.

Amortization

Do you know this term?

The "amortization" of the loan is a schedule on how the loan is planned to be repaid. For example, a typical amortization schedule for a 30-year loan will include the amount borrowed, the interest rate paid and length of the loan. The result will be a monthly breakdown of how much interest you will pay and how much will be paid on the amount borrowed, also known as the principal. This makes things much easier in order to visualize your future payments. I'm available for any of your questions on the mortgage process, contact me today!

To see more mortgage terminology explained, see our page here: http://ow.ly/o6yz30iQhE9

Check out this list of April festivals and events to start planning some fun for next month! http://ow.ly/MvyC30iWOer

2018 list of festivals, fairs and special events in Southern California Plan your entertainment options for the rest of the year with our annual list of things to do in Southern California.

Take a look at some of the new designs you might want to use for 2018

The 9 Hottest Interior Design and Decor Trends You'll See in 2018 Our stable of tastemakers has given us the ultimate scoop on the hottest interior design and decor trends for 2018. And trust us: It'll be a gorgeous year.

Real Estate Agents: Do you have a favorite industry event you love to attend?

Don't forget: Join me for our "Top 9 Most Effective Time Management Tips You're Not Using" webinar starting on Thursday, March 22nd from 10:00 AM PST/1:00 PM EST. See more information here: http://bit.ly/2I2qjAK

Happy St. Patrick's Day! Be safe and have fun.

Don't forget! Join me for our "Sh!ft Happens: Our Top 3 Shifts in Understanding & Selling to the Millennial Homebuyer" webinar starting Friday, March 16th from 10-11 AM PST/1-2 PM EST. More information here: http://bit.ly/2oJR8Rm

Can I still purchase a home without having a perfect credit score?

While having a low credit score will not allow you to get the best possible rates, it is absolutely not the be-all-end-all! A credit score is not the only qualifying factor we use to determine your eligibility. In fact, there are many programs that aim to help those with lower credit scores to be eligible to purchase a home.

If you aren't looking to purchase a home quickly, it is always wise to try to increase your credit score as much as possible before starting the process. This may help save money in the future.

To help improve your credit score, try to pay your bills on time and lower your debt-to-credit ratio. Lenders like to see you owing only about 10% to 30% of your available credit. You can also get free copies of your credit report once a year from each of the main credit reporting agencies, make sure to correct any discrepancies to ensure your report is an accurate reflection of your actual credit history.

Contact me to get started today! For more frequently asked questions, click here: http://ow.ly/pyQ030iaQS4

Real estate agents: If you could use some inspiration for your property descriptions, check this out! http://ow.ly/OTIz30iIURd

How To Make Your Real Estate Descriptions More Powerful Here are 10 examples of words and phrases real estate agents can interchange with current ones commonly used in property descriptions.

Friendly Reminder: Don't forget to turn your clocks ahead for Daylight Savings Time on March 11th!

Don't forget: Join me for our "Networking Playbook: How to Strategically Navigate the Room & Score Big-Time!" webinar starting on Wednesday, March 14th from 10:00 AM PST/1:00 PM EST. See more information here: http://bit.ly/2F71RMQ

Spring is a good time to get outdoors and tackle some larger home projects!

Your Spring Home Maintenance Checklist When winter departs, it’s time to check for damage and prepare for the hot weather ahead.

7 Ways to Save on Home Construction

How to Build a House Cheap: 7 Sneaky Ways to Save on Home Construction Want to know how to build a house cheap? Here's some advice on how to lower your expenses when building a home.

An awesome SoCal day trip that's totally free!

The Epic Day Trip In Southern California That Won't Cost You A Single Dime When you need a little change of pace in your life but you don't want to drop a lot of money, then this awesome day trip in SoCal is just the thing you need.

Looking for bookcase inspiration? Look at what this couple made that went viral!

Feast Your Eyes on the Amazing DIY Bookcase This Couple Made for Their Kids It may look complicated, but anyone can do this at home!

Real estate agents: Looking for staging tips? Here's a couple for every region.

Staging tips for real estate agents in any region Here are staging tips specific to the various regions of the U.S. These tips may be small and simple, but they’ll make a huge impact on your next listing.

Wishing you a Happy Valentine's Day!

When should I start the mortgage process?

In order to set realistic expectations about your budget, consider starting the loan process and finding a loan officer before you have settled on a home. There may be some things to consider, that you haven't thought of yet, that could affect your home-buying budget, so it is best to know what price range you want to be in before choosing your dream home.

Remember, having a pre-qualified loan offer can help sellers consider your offer seriously, and give you an edge over other buyers. Contact me to get started today! For more frequently asked questions, click here: http://ow.ly/pyQ030iaQS4

What's your favorite song to celebrate closing on a home?

Real estate partners: Check out these real estate podcasts! Let me know what you listen to.

Our Favorite Real Estate Podcasts for Education & Inspiration These hand-picked real estate podcasts offer realtors expert insight and guidance from some of the most successful names in real estate.

We are very excited to invite you to our upcoming webinar Sh!ft Happens, where we will talk about the top 3 shifts in understanding the millennial homebuyer.

Please join us February 13th at 10:00am PST. You can sign up here: http://bit.ly/2BBDVi8

Interior Designer vs Interior Decorator - Here's the difference!

Interior Designer Vs. Interior Decorator: What's The Difference? Starting a new design project and want to bring in some help? Let us help you sort out the interior designer vs interior decorator dilemma once and for all.

Real estate agents: Top marketing trends for 2018

5 trends shaping real estate marketing in 2018 Here are five trends in real estate marketing worth learning about and integrating into your 2018 growth strategy.