Intelligent finance system 2.0

Why has the monetary system frozen in place?
There has been lot of huge devastating crises and the real good innovations are missing.
There has been some innovations like stock market or crypto, but i wouldnt say them innovation.
They are more like a pyramid scams than economic innovations.
Even the export economy basis to income transfers.
Taxation basis to income transfers and has become also pyramid scam.

Humankind talk most of the time about economy and there has been created shiny new professions around it like economics, but still huge lack of creative innovations and especially radical innovations, which shaken the foundations of economic system.

What if we decentralize the centralized banking system for everyone, we will create our own Bank for all citizens and organizations.

Benefits:
* a stimulus to the economy and working life
* people's capitalism
* historical achievements in eradicating poverty (Agenda 2030)
* social peace and security
* labor peace
* political peace
* a boost to work motivation
* people have the opportunity to create suitable operating funds according to their needs with the help of their own personal human work motivation, it raises people's work motivation to the next level, because then it guides organizations and people to create new kinds of solutions for building motivation as well as internal motivation.
* relief from the pressures caused by the government debt

The decentralized banking system utilizes artificial intelligence and digitization to support/guide people and organizations' financial expertise and prevent overdrafts.

Transformation in banking system, where people are not going much to the banks anymore and they are controlling their banking activity via digitalisation from home or where ever they are and what time.

Its a transformation from centralized banking system to decentralized banking system.
Humans are controlling more and more their banking activity.

Next huge step is end of Poverty, where every human being on the world has their own bank and there they have rights to create money to their own bank.

It is not just free us from economic control or poverty, it will also take attitude & motivation leadership toward making work to the next level.

In the near future, while banks are going bust like we have never before seen in human history, there will be massive need for collapse of traditional money banking system and reinvent it.

The banking system will be decentralized from centralized, in near future every organization and human has their own bank and they are controlling it.

The factual truth, which is pure mathematics in the world's most highly educated country, which sometimes annually boasted its Pisa results and its mathematical competence.

Finnish welfare society's massive pyramid scam, fraud, etc.:

The high standard of living of the Finnish welfare society is due to the income transfers(standard of living security) produced by the export sector workers working in the open labor market to the Finnish welfare society of the closed labor market.

When companies in the export sector lay off employees due to various reasons, their standard of living is reduced to earnings-related unemployment insurance.

In other words, Finnish people who are really the only ones in the society of people, who have produced their own unemployment insurance and income, will have their standard of living lowered by law from the insurance dictated by other people.

At the same time, the standard of living of their people has increased enormously, who have correspondingly not produced their own standard of living, but their standard of living is based on income transfers, as I told you.

Irresponsibility, Unethicality and Immorality of stock market Companies:

The employees of the listed company produce the result of the listed company.
People who act as an investors in a stock exchange company (money drug addicts) invest (play) the profits they get from stock exchange companies in different stock exchange companies in order to get more profits off the backs of the employees of the stock exchange companies by enslaving their employees.

An employee of a listed company generates his own livelihood.
The investor does not produce his own livelihood, but his livelihood depends on the socialism practiced by the listed company, either on the profit enslaved from the employees or on the money invested by other investors, especially small investors.

Due to the confusing gaming addiction of the investors, the listed company has to lay off its employees as unemployed, and the investors at the same time get the public scapegoat of e.g. lazy people etc. to project the unemployed.

When investors control the operations of listed companies, the work morale and work motivation of employees weakens.
Investors enjoy their financial well-being, while correspondingly, the life of those who have been dismissed as unemployed becomes considerably more difficult.

This leads to an extremely unfair and discriminatory so-called society.

Why investing should done just only by the company, which is the producer, rather than individuals or outsiders?

Then it is mainly ethical, responsible and moral, not slavery.
Working moral and ethic thrive.

One of the basic reasons why Capitalism doesnt work?

* It will destroy the working morality and ethic of humankind.

* It will destroy the evolution of humankind.

* It will destroy the learning of humankind.

* It will destroy the employment of humankind.

Why lot of different or same financial problems occurs again from year to year, even humankind should have so much highly educated etc. people?

Main problem of the economic system:
It is extremely unhealthy, criminal, toxic, corrupted, unintelligent Capitalistic-Communist-Socialist slavery system.

Other people need to work as slaves to produce high welfare for others. Money, products or services.
This is for example how Finnish so-called society has been created, so called Finnish welfare state, the world happiest country.

For example Money:
Export company employees(slaves) --> export company leaders, owners, investors(gamblers) --> taxes(social security) -->private company employees(slaves) --> private company leaders & owners --> taxes(social security).

Extremely highly Drug addicted(money, products, services) societies are making laws, that their slaves would be more and more productive.
If they cannot some reason to stay as slaves for example because of highly drug addicted working life, they will be kicked away to have minimum social security etc. to intentionally constructed unemployment.
Constructed unemployment is used as an deterrent for slaves to work harder to produce more money, products and services to Finnish welfare state(highly drug addicted).

Can a monetary economic system and society function based on continuous economic growth and the accumulation of monetary wealth at the top of the pyramid?
In socialist terms, the state, the stock exchange and traditional business operations are at the top of the pyramid.

Does financial overwealth increase lazyness of individual or society?

Does financial overwealth increase unconsciousness of proportionality?

What kind of finance system would be intelligent, responsible, fair, moral and ethical?

Is it an activity in accordance with laws, values, virtues, ethics, morality, justice and human rights that an employee who has worked in an export company producing the economic standard of living of society?
He is dismissed as unemployed on the basis of a small amount of unemployment insurance and he is treated by several different parties of society in a way that makes him worthless, subjugates, humiliates and mistreats him.

How economic system could guide people in responsibility?

If stores economy would not be dependant about money from customers, stores could guide customers make more responsible decisions?

How stores could guide their customers in responsibility?

After all, it's just a waste of money now, when volunteer work is much cheaper, faster, easier, simple.

Money-based systems are very expensive, old-fashioned and very bureaucratically-based Work prevention/harmful activities.

Does humankind truly need Money and money based society system?
No. There is huge amount of evidence in human history everywhere and all the time, that money and the system builded for that is just a huge pyramid scam and cause lot of destruction everywhere than benefits.

All we need is Volunteer work people.

https://www.facebook.com/profile.php?id=100088384638223

Benefits & Wealth of volunteering work on link.

Free will Free will does global volunteering services.

MoneyFunded work vs. Voluntary work

MoneyFundraising work:
High Unemployment, limitation/restriction of employment, forces of darkness, nausea, various forms of crime, violence, wars, years of bickering, EGO caressing, weak motivation, internal motivation, continuous economic growth, continuous production of problems, slavery, debth, money addiction (drug), dangerousness, destruction, base and narrow-minded purpose for man's unique life, power, evil mind

Volunteer work:
High Employment, no restriction/restriction of employment, forces of light, well-being, Soul caressing, strong motivation, external motivation, problem solving, meaningfulness, intentionality, goal-oriented, continuous spiritual growth, freedom, no debth, financial independence, lofty and open-minded purpose for a person's unique life, autonomy , Good mood

Why so many people in the world live their lives and achieving their high standard of living under the income transfers?

For example people, whos income become from taxes, private sector company owners and world biggest drug addict market (stock market).

Why they like to live their lives

Ironically, they should be in charge of nations and companies.

For example, why world highest ranked money wealthy people are rated so popular and are rated successfull, thus their high income is created with income transfers from others?

Because Money can be printed, so why we still have taxes, economic growth, export economy, economic poverty, arguing about money, lies about money, cheating about money, economic criminality, extortion, business......?

Nasty truth about so called Finnish Well-being society and its Human Slavery system:
Follow the Money!

The people, who has made Finnish well-being society possible, being used as an slavery to create financial wealth for Finnish well-being society.

In Finland tend to arrenge lot of different kind of "charity" events, where financial wellness receivers asked to give some money... for charity to help those people, who has been originally created the financial wellness for Finnish well-being society and then kicked off from their work to live with charity of Finnish well-being society.

This same thing making all the time by taxes.

But this is not the whole thing, same responsible people has been made several years hate crimes / racism against the people who has been kicked off and made Finnish well-being society possible.

Finnish well-being society has been several years projected their citizens create hate crimes/rasicm and go against the people who has made Finnish well-being society possible.

Follow the Money!
What people create it?
What people receive it?
What people create it and receive it less?

Healthy economic system or huge slavery system?

Money and wealth as an obstacle to civilization?

Money and wealth, obstacles for learning?
People, who trying to achieve lot of money for themselves, does not collecting that because of high standards of living, thus because they afraid they dont want to learn anything else in their lives?
They afraid, that without protection of their wealth, other people would be better than they are?

They tend to hire people, who are not highly intellectual and skillfull people, because people who they hired dont question or challenge their view of the world, they are very similar, they dont want to learn neither, they dont want to grow?

They dont, invest for education or learning?

Money and wealth is their a means of protection?

They tend to choose of private enterprise, entrepreneurship or some else profession, where they can achieve lot of money for their protection?

World today, especially working life support people to get more money to get out of todays working life?
Shortage of manpower?

Everywhere has talk about Money, how much some one earn money or have achieved.

Financially rich people, really wealthy people or just highly addicted people?

Why so many people want to be poor money addicted people?

Why and how stock exchange and investment activities became world most biggest game addiction infrastructure and society?

Other game addictions are small factors, compared to stock exchange and investment activities?

This game addiction does not effect just for these people, thus wider negative consequences to societies, humankind and globe?

Stock exchange and investment activities include three kind of Addiction; Money, Game and Power?

Why so many people want to be addicted about money?

Why so many people want to be dependence about money?