Francis L. Dean & Associates, LLC.

Our websites are currently down due to technical issues. Our team is working as fast as possible to resolve the issues and we appreciate your patience and understanding while we work as quickly as possible to restore the services. You may still reach us at 800-745-2409 or message us on facebook. Thank you.

Happy Veterans Day!

Here are some ways that you can thank a Veteran on Veterans Day (and every day!)

🇺🇸Fly an American flag outside your home.
🇺🇸Participate in a Veterans Day parade.
🇺🇸Personally thank a Veteran for their service!
🇺🇸Attend an official Veterans Day ceremony.
🇺🇸Send a care package to a military servicemember at home or overseas.
🇺🇸Volunteer with the American Legion or the Department of Veterans Affairs (VA).
🇺🇸Donate to organizations like the DAV, Operation Homefront, or the Wounded Warrior Project.
🇺🇸Call or write local media and community groups to show your support and encourage others in your area to donate.

Guiding people to fish can be a rewarding and fulfilling career, but with that comes potential accident or injury. Many families have little or no medical insurance, and those who have coverage may be required to meet large deductibles before their insurance pays any benefits. In addition, fishing professionals run the risk of personal exposure to lawsuits through a participant's injury claim.

This Specialty Insurance Program for Fishing Guides is designed to help eliminate the financial and emotional burden one can incur as a result of a lawsuit or participant injury claim. Accident and liability insurance coverage is offered as a standard product with optional coverages also available such as equipment, hired and non owned automobiles and additional higher liability insurance limits.

FDean.com

Introducing our new Swim School product!

Participation in band organizations provides the opportunity to bring music to life through competitive events but can also result in accident and injury. Many families have little or no medical insurance, and those who have coverage maybe required to meet large deductibles before their insurance pays any benefits. In addition, schools/school districts run the risk of personal exposure to lawsuits through a participant's injury claim.

This Specialty Insurance Program for band organizations is designated to help eliminate the financial and emotional burden one can incur as a result of a lawsuit or participant injury claims. Accident and liability insurance coverage is offered as a standard product with optional coverages also available such as equipment, hired and non-owned automobiles and additional higher liability insurance limits.

Happy National Food Truck Day!

Food trucks are the fastest growing culinary craze sweeping the nation. The industry’s increased popularity comes with increased risk. Francis L. Dean & Associates has specially designed a liability program structured to meet the needs of food truck vendors big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between. When planning your next food truck rally or festival, ask about our accident and liability programs!

Optional Coverages-

-Equipment Coverage
This Inland Marine insurance product
provides coverage for your equipment
and contents up to the specified limit.

-Hired and Non-Owned
Automobile Liability Coverage
This liability coverage provides
protection for rented, borrowed and
other non-owned vehicles driven on
vendor business.

-Excess Liability Coverage
This coverage provides additional
liability limits increasing the liability
coverage per each occurrence.
Increased Aggregates
This option increases the aggregate
limit of liability insurance from
$1,000,000 to larger amounts.

🇺🇸

The FL Dean & Associates Vendor Insurance Program has been structured to meet the needs of vendors big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies and anything in between.

In addition to $1,000,000.00 of liability insurance for as low as only $50.00, hired and non-owned automobile and equipment coverage is also offered.

While many vendors are accustomed to acquiring insurance on a solo basis, FL Dean & Associates also offers the convenience of group policies. For events with multiple vendors, our group policies offer discounted rates and save time and money while still offering the same world-class protection and customer service.

It’s moving day for the FLD Corporate Headquarters. Please be sure to save our new address.

Francis L. Dean & Associates, LLC
12800 University Park Dr. Ste 125
Fort Myers, FL 33907

Live Action Role Playing (LARP) provides participants of all ages the opportunity to bring life to their most cherished fantasy characters in a creative social setting. Participation though, may also result in accident and injury. Many families have little or no medical insurance, and those who have coverage may be required to meet large deductibles before their insurance pays any benefits. In addition, Gamemasters run the risk of personal exposure to lawsuits through a participant's injury claim and liability insurance requirements mandated by venue or land owner.

This Specialty Insurance Program for Live Action Role Playing organizations is designated to help eliminate the financial and emotional burden one can incur as a result of a lawsuit or participant injury claims. Accident and liability insurance coverage is offered as a standard product with optional coverages also available such as equipment, hired and non-owned automobiles and additional higher liability insurance limits.

Athletic officials associations and organizations throughout the nation have utilized FL Dean & Associates to obtain their insurance coverages since 1989.

Coverages available include:
Accident Insurance - which pays the medical bills of an injured athletic official.

Liability Insurance - provides protection against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

Inland Marine Coverage - Equipment coverage for all owned or rented equipment.

Additional optional coverages include coverage of sexual abuse and/or molestation, hired and non-owned automobile liability coverage and additional limits of liability coverage to satisfy the requirements of venues, school or park districts.

But if they were, they’d be insured by FLD.

If Cobra Kai and Miyagi-Do were real. Where would you want to train??

Did you know that FLD is the country’s leader when it comes to Martial Arts studio Insurance? Contact us today for a quote to see why.

Summa, Summa, Summa Time! Summer is quickly approaching. Time to get that Camp
Insurance taken care of.

In 2018, over 6,900 Sports Camps, Clinics and Tournaments were insured with FL Dean & Associates. This specialty insurance program has been designed to cover the inherent risks involved for the schools, park districts, coaches, directors and participants of today's sports camps, clinics and tournaments. Coverages offered include:

Accident Insurance - which pays the medical bills of an injured player, coach or volunteer worker.

Liability Insurance - provides protection against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

Inland Marine Coverage - Equipment coverage for all owned or rented sports equipment.

Additional optional coverages include coverage of sexual abuse and/or molestation, hired and non-owned automobile liability coverage and additional limits of liability coverage to satisfy the requirements of venues, school or park districts.

Fun Fact Friday: FL Dean is licensed in all 50 states!

Mixed Martial Arts, Kickboxing, Boxing and Professional Style Wrestling events require specialized coverages.

Our specialty insurance program offers three unique insurance coverages for promoters and event planners.

• Accident Medical Insurance for the participants to satisfy state athletic commission requirements.

• General Liability Coverage to protect the venue and the promoter.

• Equipment Coverage to provide coverage for equipment and contents. Any of the insurance products may be purchased, but the combination of all three truly limits one’s exposure to injuries and/or property damage

Most state athletic commissions are requiring that promoters provide insurance protection for the participants. With the rise in popularity of these events, they are continuously reviewing and revising their participant accident insurance requirements. Please make sure to contact the state commission where your event is being held in order to determine what policy limits you need.

Concerts require specialized coverages constructed by a firm that has a certain expertise. The underwriting staff at FL Dean & Associates has based our program upon information carefully gathered through decades of experience. No matter how "risky" an activity may seem, an insured can feel confident that the coverage is crafted carefully to serve their needs. Contact us today to discuss your options for your next event.

Make it a good one. 🙂

The FL Dean & Associates Health & Wellness Insurance Program has been structured to meet the unique needs of those within the health and wellness industry. Liability coverage is provided which will provide protection from lawsuits of bodily injury and/or property damage. Reduced premium rates apply for students of the industry. Eligible classes include:

Massage Category

Aromatherapy
Back
Deep Tissue
Hot Stone
Pregnancy
Reflexology
Sports
Swedish
Thai

Beauty Category

Barber
Cosmetologist
Hair Stylist
Makeup Artist (non-permanent)
Nail Technician
Spa Technician

Esthetician

Optional coverages include equipment, hired and non-owned automobile liability, sexual abuse as well as higher and additional liability limits.

As a performing art, dance allows students both young and old to express their emotions through body movement. Participation can provide physical fitness, discipline and entertainment...but can also result in accident and injury. Many families have little or no medical insurance, and those who have coverage may be required to meet large deductibles before their insurance pays any benefits. In addition, studio owners run the risk of personal exposure to lawsuits through a participant's injury claim and liability insurance requirements mandated by lenders or landlords.

In 2018 over 4,300 individual Dance Schools and Studios were insured by FL Dean & Associates. This Specialty Insurance Program for Dance Schools and Studios is designed to help eliminate the financial and emotional burden one can incur as a result of a lawsuit or participant injury claim. Accident and liability insurance coverage is offered as a standard product with optional coverages also available such as equipment, hired and non owned automobiles and additional higher liability insurance limits.

Point & Case made on why your special event needs our insurance coverage today on Judge Judy. A young lady attended a house party, and was hit in the head by a chair that a patron had thrown. The homeowner and event organizers were held responsible for her $5000 medical expenses. The organizer tried arguing that because he, the homeowners or organizers weren’t the ones throwing the chair, they aren’t responsible. WRONG! Things happen that are out of your control. Contact one of our agents today to discuss insuring your next special event.

Batting Cages, Family Fun Centers, Horseback Riding Arenas, Roller Skating Rinks, Skate Parks.....all examples of the Sports Facilities purchasing their insurance protection from FL Dean & Associates.

Coverages available include:

-Accident Insurance - which pays the medical bills of an injured participant, coach, staff member or volunteer worker.

-Liability Insurance - provides protection against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

-Inland Marine Coverage - Equipment coverage for all owned or rented equipment.

-Additional optional coverages include coverage of sexual abuse and/or molestation, hired and non-owned automobile liability coverage and additional limits of liability coverage to satisfy the requirements of lenders, municipalities or venues.

How about our Office’s new hardware! Thank you Mokie Burns for donating to one of our favorite charities where we picked this gem up. Our Friday afternoons will be thankful for your generosity. (Picture is of the artist Sam Hansen who creates all of these by hand)

Fraternal organizations create an environment of companionship and brotherhood, dedicated to the intellectual, physical and social development of its members….but can also result in accident and injury. Many families have little or no medical insurance, and those who have coverage may be required to meet large deductibles before their insurance pays any benefits. In addition, many event venues require liability insurance for protection from lawsuits of bodily injury and/or property damage.

This Specialty Insurance Program for Fraternal Societies, Orders and Associations is designed to help eliminate the financial and emotional burden one can incur as a result of a lawsuit or participant injury claim. Liability insurance coverage is offered as a standard product with optional coverages also available such as equipment, hired and non-owned automobiles and additional higher liability insurance limits.

Individual Personal Fitness Instructors (Personal Trainers) are a valued member of the exercise community. Providing knowledge and motivation to clients as well as setting goals and monitoring their progress, they often are required to provide liability insurance by either the venue they are utilizing or the clients themselves.

The liability insurance program for Individual Personal Fitness Instructors provides protection against claims of bodily injury, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

https://securepersonaltrainerinsurance.com/IL/ApplicantInformation

FL Dean and Associates is experienced with Escape Rooms, and understands the intricacies of properly insuring them. Call one of our licensed agents today to get a quote in 24 hours. Licensed in all 50 states.

In the past, insurance coverage for Sports Camps, Clinics and Tournaments was either too costly, too limited or not available at all. Schools, coaches and directors were either forced to pay extremely high insurance premiums, or to run camps and clinics without the proper insurance protection, therefore running the risk of personal exposure to lawsuits or a participants injury claim.

In 2018, over 6,900 Sports Camps, Clinics and Tournaments were insured with FL Dean & Associates. This specialty insurance program has been designed to cover the inherent risks involved for the schools, park districts, coaches, directors annd participants of today's sports camps, clinics and tournaments. Coverages offered include:

Accident Insurance - which pays the medical bills of an injured player, coach or volunteer worker.

Liability Insurance - provides protection against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

Inland Marine Coverage - Equipment coverage for all owned or rented sports equipment.
Additional optional coverages include coverage of sexual abuse and/or molestation, hired and non-owned automobile liability coverage and additional limits of liability coverage to satisfy the requirements of venues, school or park districts.

https://securecampinsurance.com/IL/ApplicantInformation