Gift for you
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Use cash-back credit cards.
When going on your annual buying spree during the holidays, don't fork over your hard-earned cash—dip into your credit card. For the best rewards programs, check out cards like Citi Double Cash, Chase Freedom, and Fidelity Rewards Visa Signature. Many offer 1 to 5 percent cash back on purchases.
Check around for the best prices.
Don't always assume the first product you spot on the first retailer you visit will have the best price. Before hitting the buy button, check out apps like camelcamelcamel—a free Amazon price tracker that helps ID prices across Amazon's ecosystem—or PriceJump, which allows you to scan barcodes in-store to compare prices across brands while shopping in the wild.
Consider used electronics.
You might be inclined to thumb your nose at used or refurbished electronics. But the truth is that second-hand gadgets are often the best-priced gadgets—and at no lower quality, either. In fact, if it's video game consoles you're looking for, you can find refurbished models for crazy discounts. For instance, a refurbished PlayStation 4—which generally retails at $399—sells at GameStop for just $269