NJBEST 529 College Savings Plan

dation for a security or any other product or service to any person in any jurisdiction where such solicitation, offer, recommendation, purchase or sale would be unlawful under the laws of that jurisdiction. Facebook is owned by a third party unaffiliated with Franklin Templeton; you use any third-party sites, software and materials at your own risk—we urge you to review the privacy, security, terms of use, and other policies of each site you visit. Note that links can take you to third-party sites/media, directly or through new browser windows. Franklin Templeton does not control, adopt, endorse or accept responsibility for content, tools, products or services (including any software, links, advertising, opinions, comments, advice, recommendations, or security or privacy policies) available on or through third party sites or media, including Facebook. Any opinions expressed by Facebook users are those of the persons submitting the comments or posts and do not represent the views of Franklin Templeton or its management. We appreciate your feedback and suggestions; by submitting them you agree that we may use them without compensation or attribution to you. The New Jersey Better Educational Savings Trust Program ("NJBEST") is a higher education savings and investment program of the State of New Jersey designed to satisfy the requirements of Section 529 of the Internal Revenue Code. The State of New Jersey Higher Education Student Assistance Authority (HESAA) selects investment managers for NJBEST, adopts regulations and carries out other functions necessary for its operation. NJBEST is offered and administered by the New Jersey Higher Education Student Assistance Authority (HESAA); managed and distributed by Franklin Templeton Distributors, Inc., an affiliate of Franklin Resources, Inc., which operates as Franklin Templeton Investments. No federal or state guarantee. Principal value may be lost, and investing in the plan does not guarantee admission to college or sufficient funds for college. Please refer to the Investor Handbook for more complete information. Investors should carefully consider plan investment goals, risks, charges and expenses before investing. To obtain the Investor Handbook, which contains this and other information, call Franklin Templeton Distributors, Inc., the manager and underwriter for the plan, at (877) 4NJ-BEST. You should read the Investor Handbook carefully before investing and consider whether your or the account beneficiary's home state offers any state tax or other benefits that are only available for investments in its qualified tuition program. This material is not a recommendation of any particular security, is not based on any particular financial situation or need, and is not intended to replace the advice of a qualified attorney, tax advisor, investment professional or insurance agent. Before making any financial commitment regarding a Section 529 college savings plan, consult with the appropriate financial advisor. Commenting Guidelines: We welcome your comments! To help ensure exchanges are productive and respectful of diverse viewpoints, and generally stay on topic, we require that you follow our guidelines. Remember to never disclose Franklin Templeton, NJBEST or personal financial information on Facebook. We review comments and reserve the right to block any comments or commenters, including those we deem inappropriate or offensive. Be civil. We can handle disagreement and constructive criticism, but ask that you refrain from general or personal attacks, or being disrespectful of Franklin Templeton, other companies, your fellow viewers, and others. Be constructive. Attacks or “off-limits” comments such as those concerning threatened or actual litigation, or disputes between you and another will be excluded. If you would like to provide feedback or receive follow-up, please write to us directly at [email protected]. No spam. Comments focused on selling a product or service, are promotional in nature, or attempting to influence polls, rankings, or web traffic will be excluded. No offensive language. 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