CRS Group Services Inc

So, what matters most is credit health
No matter what credit scoring model lenders use, listed below are some of the most important factors considered in lending decisions:

On-time payments: Paying your bills on time shows lenders and creditors that you’re reliable — and you’ll likely pay them back too
Average age of open accounts: The age of your open credit accounts — older is better — give lenders a glimpse of your track record and how well you handle credit
Credit utilization: It’s the total amount owed divided by the total available credit — less is more — ideally, it should be below 30%, although using some credit and paying it off monthly may be better than using none at all
The types of credit you have: Whether it’s credit cards, a mortgage, an auto loan or a store account, having a mix of different types of credit is good for your score
How often you apply for credit: If you apply for credit often, it could be a red flag to lenders and creditors since they might think you’re financially strapped for cash
Keep in mind, while a score is just a number, the factors that go into that number are really what matters. If you keep your focus on the key components of your credit health listed above, you won’t have to stress over your score because it’ll already be the kind of number lenders would hope to see!

This week CRS Group Services would like to highlight I Am Me for their outstanding contribution the Flagler County community.

I Am Me Est 2023

Meet our team member Jean R. Noel - Mortgage Loan Originator - NMLS #2125473 ! Jean has been been with CRS Group since 2022 helping clients in South Florida achieve their mortgage needs. Anywhere from first-time home buyers to investment properties, he has you covered. Jean is bilingual in English and Creole.

Meet Maria Hoskins | Children's Book Author - Tennessee Highlighter We had the good fortune of connecting with Maria Hoskins...

Giving a shout out to Author Maria Hoskins

Meet Maria Hoskins | Children's Book Author - Tennessee Highlighter We had the good fortune of connecting with Maria Hoskins...

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Waiting is never fun, and sitting at the closing table for funds to complete a home purchase isn't any better. Fortunately, we offer instant funding that put keys in your hand quickly. It's another example of how we save you time. Call us to learn more!

Health is wealth

People love being something they are not!

Inside alleged fake heiress' Mar-a-Lago visit New details emerge on Inna Yashchyshyn who allegedly claimed to be Anna de Rothschild, an heiress from a famous European banking dynasty, and gained access t...

Stash is a nice app to help with your investing invest responsibly!

Earn Bonus Stock | Stash Stock Party 🎉📈 The more, the merrier! Join and invite your friends to earn our bonus stock of the week. The bigger the party, the larger the reward.

REALTORS Pay close attention when setting appointment and showing homes.

An Arkansas Real Estate Agent Went To Show A Home And Was Never Seen Alive Again On Sept. 24, 2014, successful real estate agent Beverly Carter headed to the country to show a rural home to some prospective buyers. But when she arrived, she soon learned that this showing would be anything but routine. Find out what happened on "No One Can Hear You Scream" on Nov. 7 on ID at 9/8c...

4th largest economy that’s saying a mouthful kudos to Cali.

Analysis | California Poised to Overtake Germany as World’s No. 4 Economy Contrary to popular belief, the Golden State has proven resilient, outperforming its US and global peers.

October is Inventory month. Take a long look at your expected outcome… now produce to achieve the goal.

We must never grow wary of providing excellence service.

Be sure and follow CRS Group Services for tips and insightful information the may just save you time and money! Best of all it’s free.

Annual Inflation Dips Again In August, But High Prices Linger Annual inflation slowed again in August, but likely not enough to alter the Federal Reserve’s plans to strongly boost interest rates again next week.

"STUDENT LOAN FORGIVENESS" BE SURE TO WATCHOUT FOR SCAMMERS!

Education, Education, Education is Key! CRS Group Mortgage Co is winning partnered up with UWM Brokers are always better!

Purchase business is what's going to win for mortgage companies, says UWM CEO Mat Ishbia Mat Ishbia, United Wholesale Mortgage CEO, joins 'The Exchange' to discuss the company's earnings beat despite a lending cooldown.

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The Psychology of Online Behavior Check out this great listen on Audible.com. The proliferation of social media platforms and our increasing reliance on the internet for connection and communication has caused the line between the “real” world and the online world to blur. So much of our lives can be impacted by online...

Great Information!

Should I Rush To Buy a Home Now, Before Prices Get Totally Out of Reach? Should I buy my first home before prices and mortgage rates rise even higher, and I'm locked out of the market?

Opportunities exist in any market. Always be wise!

Inflation, Gas Pump Pain, and Putin: How the Turmoil Could Have a Big Impact on Home Prices Inflation, soaring gas prices, stock market volatility, and the war in Ukraine are already being felt in the superheated U.S. housing market.

What do you think about the Democrats plan?

Democrats unveil plan to issue quarterly checks to Americans by taxing oil companies posting huge profits The bill would apply to large firms like ExxonMobil. Energy prices are spiking and Democrats want to provide relief to Americans facing sticker shock.

Awesome …. Congrats to a multi talented Brother!

Meet Magistrate Karl Brown from Manchester whose parents left him & his siblings with their Grandmother in her 3 room house to find opportunities for the family in America. Karl came to America & had a bright football future & setbacks in his college scholarship made him regroup & go on to become a top lawyer in Florida & now a Magistrate Judge in Miami. Listen to his story https://www.podbean.com/ew/pb-nf2wf-11a20fd because really, brought to you by VM Group and Law Offices of Dahlia A. Walker, PA

B in the "KNOW"!

#TUESDAYS - COVID EIDL Q&A Sessions Small Business Administration (SBA) - COVID EIDL Q&A Sessions Small Business Administration (SBA) sent this bulletin at 01/31/2022 02:35 PM EST South Florida District Office - February 2022 SBA COVID EIDL Q&A Sessions TUESDAYS IN FEBRUARY 11am – 12:00 pm ESTOnline: Click here to join the...

If your resolution this year is to become a homeowner, we can help! From demystifying your credit score to setting a budget, obtaining a pre-approval to ensuring a lightning-fast closing, we'll be with you every step of the way!

If you going to do it ...DO IT!

Partner With The Government To Pay Zero Taxes - Robert Kiyosaki, Tom Wheelwright, and Ken McElroy Robert Kiyosaki says, “Taxes are your largest single expense.” The average person in a developed country spends 25-35 percent of their life working to pay ta...

Now you KNOW what is WRONG with the Real Estate Market!

Inside the collapse of Zillow: Hundreds of homes to hit Orlando market | WFTV For years, Zillow has been a household name in the real estate world. DETAILS: https://at.wftv.com/3qe0jeoSUBSCRIBE: https://youtube.com/subscription_center?...

Encourage your " MONEY " to get up and work stop taking up space in your wallet!

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Opened up my AMEX Platinum statement today, and had to ADJUST my spectacles /glasses 2 to 3 times. Being a card carrying member for years (Platinum & Business Card) Let me set the record straight. I've benefited and enjoyed the associated benefits that came with AMEX membership. However, the statement said the new annual fee for the up coming " membership having it's privilege's " year was now, $695.00. I had to find out what was going on with such a big increase below is what I found. After reading the article I understand the "New benefits", however I've drawn my line in the SAND. Can't justify going from $550.00 to the new $695.00 annual membership fee. As a Mortgage & Real Estate Professional, normally I'd teach against closing theses types of accounts (credit history) that have been open for many years with great history. Today for myself, I'm cutting across the grain, granting a pardon and making an exception to that rule BAM!

American Express Platinum Card annual fees are about to jump. Here's what you get in return. Amex says it's expanding the Platinum Card's benefits beyond travel, offering credits for streaming services and gym memberships. But you'll pay more.

From comparing prices across multiple lenders to working with underwriters to ensure your application is processed smoothly, local independent mortgage professionals like me are focused on one thing – getting you the fastest, easiest and cheapest mortgage possible. Let’s get started!