Tipid Tips All About Budgeting

YES NA YESSS!

Halos lahat busy na,
Halos lahat ay ngarag na sa preparations..

Mga last minute Christmas shopping.
Feeling natin hindi matatapos ang listahan,
Samahan pa ng general cleaning sa bahay.

May mga malungkot kasi walang panghanda..
Walang bagong damit..
Walang regalo..

Let us not forget, na ang tunay na diwa ng Pasko ay ang kapanganakan ni Jesus para sa ating mga kasalanan para tayo ay maligtas.

Kaya hindi dapat tayo mahiya kung simple ang Pasko natin ha. Wala man bagong damit, simple ang handa, walang bagong family photo sama sama mag dasal, magpasalamat sa Diyos sa kabutihan Nya.

Kung ano ang kaya ng pamilya sa ngayon.

let us focus on what truly matters 🙏🏻❤️
Let us not forget the true Celebrant 🙂

A friendly reminder this holiday season! 🎄

THE TOXINS OF THE HOUSE ARE:
1. Objects You No Longer Use.
2. Clothes You Don't Like Or Haven't Used In A While. Damaged underwear.
3. Broken Things.
4. Old cards and notes.
5. Plants that are dead or sick.
6. Receipts and Old Magazines.
9. Shoes Broke.
7. Stuff of all kinds calling the past.
8. If you have children, toys that are not used, that do not work or broken.
WITH CLEANING THEM OUT:
1. Health gets better.
2. Creativity grows.
3. Relationships get better.
4. There is greater reasoning capacity.
5? Improved mood.

QUESTIONS THAT MIGHT HELP CLEANSING:
- Why am I saving that?
- Is it about me today?
- How will I feel if I release that?
Separate and classify:
1. To donate.
2. To throw.
3. To sell.
INSIDE CLEANING REFLECTED OUTSIDE.
1. Avoid extreme noises.
2. Less strong lights.
3. Less saturated colors.
4. Less chemical odors.
5. Less sad memories.
6. Finish unfinished projects.
7. Cultivate positive energy in your home.

Do a general cleaning and use boxes for organization. Start with drawers and cabinets and conclude each piece, do everything at your pace...
a) Trash.
b) Arrangements.
c) Recycling.
d) In doubt.
e) Gifts.
(f) Donation.
g) Sell.

As you CLEANSE, watch what changes in you.
As we clean our physical house, we also place order to our mind and heart.
Practice detachment with material things that just fill your space and you'll see how you'll slowly be able to do the same with more momentous situations.
Blessed be for you always

ctto

🙏❤️

: Portion and Label

Kapag namili ng karne, hugasan at ilagay sa mga reusable bags or containers.

1. Mas organized.

2. Alam na kaagad kung anong luto sa meat na iyon.

3. Madali mag inventory kung anong meron pa.

4. Helpful din para mas madali maglista kung anong gulay naman ang kailangan bilhin sa palengke.

Reusable bags from Zippies PH and Kipper Bags. 💕

🩵 Agree mga ka nanay 🩵

Ang galing Tipid Mommy ! Malaking bagay ito para sa mga yayaless na mommy!

Kusina Tip: Prepare ahead ang mga sangkap

May lakad kami today, kaya big help talaga kapag naka prepare na ahead ang mga kailangan.

✔️Cut at napakuluan na ang mga gulay
✔️Malinis na ang seafood
✔️May stock na ng bawang (good for 3 days) nakababad sa olive oil

Sa mga walang kasamang helper sa bahay, laking tulong ng mga ganitong style di ba? ❤️

Baka may ibang time saving tips pa kayo sa kusina mga sis? 🙂

Tipid Finds!

Na try niyo na ba ang Tita's Choice Mike's Best ay naku mare napaka mura i add niyo na sa grocery list niyo.

Simula nung na discover ko ito hindi na talaga ako nagpalit ng brand pag dating sa toyo,s**a at patis na gamit ko sa pagluluto.

Must have talaga ito pag dating sa pagba-budget ng food.

Kaya hanapin na ang Tita's Choice sa suking pamilihan 💛💛💛

Tita's Choice
Mike's Best

Like and Share💛💛💛
Tipid Tips All About Budgeting

TIPID FINDS:

Product Name: Fulan's Oyster Sauce
Price:
Small 40 pesos (dati 35 pesos ito)
Big 80 pesos (dating 70 pesos)

Super sulit tumatagal sakin ng isang buwan yung small size nito, madalas ko din gamitin.

Mas mura compare mo sa mga sachet oyster sauce or even yung bottle.

Hindi sya malabnaw, solid !

Kaya hanapin na sa inyong suking pamilihan :)

The ultimate sustainable packaging! We need more of this!

Vendors in Asia have come up with alternative packaging to eliminate the use of plastics by using baskets made from coconut fronds & banana leaf packaging.

The baskets (made entirely out of coconut fronds) are locally called ‘Sulingkat’. The fruit & veg wrapped in banana leaves also make the agricultural produce last longer since they keep the moisture in while blocking the heat.

In Southeast Asia, more than 75% of the material value of recyclable plastic is lost.
With only 18 to 28% of recyclable plastic recovered & recycled, most plastic packaging waste pollutes the environment, according to studies by the World Bank Group.

Using coconut & banana leaves are a great alternative to plastic as the leaves are large, thick & supple enough to be folded. This method significantly reduces the amount of plastic required.

Sources/, ,
Photo sources/ Perfect Homes Chiangmai, Jan Darren Guiwan, Sunny Bee

Just a few years ago I was a total beginner gardener. I remember late nights trying to figure out how to grow my own food. It was an incredible amount of work, but 10 months after starting out, I went from growing and foraging about 0% of my food to 100% of my food!

After transforming many lawns into gardens and growing 100 different veggies, fruits and herbs in my gardens, I want to share my top 5 tips for beginner gardeners!

1. Start Small. To get to the garden of your dreams, you need to simply get started. Grow 5 or maybe 10 different herbs and veggies your first season. Grow more every year!
2. Grow What Grows Easily. Talk to local gardeners and ask them what grows so well that they can’t kill it. Start with easy plants. As you become more skilled, you can grow more challenging foods.
3. Garden with Others. Join a community garden. Volunteer on a farm. Learn from those that know what they are doing and have fun! There’s no need to figure it out on your own. Gardeners love help with weeding!
4. Practice Love and Gratitude. One of the most important ingredients for an abundant garden is your care. Spend time every day observing and getting to know your plants so you can best care for them.
5. Plants die and you’ll need to kill some too. Take joy in being a part of the life cycle. Embrace it! Know that plants will die and if they aren’t, it means you aren’t growing any!

This year I want YOU to start growing your own delicious, healthy food, so I’ve designed the perfect seed pack for beginners.

I am sending Free Seed Packs to 10,000 people who don’t have the funds to afford seeds or who grow food for people with low access to healthy food. If this is you, you can sign up for a free seed pack at www.robingreenfield.org/freeseedproject

We’re excited to grow together and to support our community together!

Love,

Robin

AIRCON TIPID TIPS

THINGS TO DECLUTTER

Hindi mo alam kung ano-ano ang bagay na pwede mong itapon?
Simulan mo sa list na ito.

DECLUTTERING 101

How to decide if you should toss, keep, relocate or give it away?

TRASH

Ang kahon na ito ay naglalaman ng mga bagay na wala ng halaga sayo. Luma o sira at hindi na magagamit.

KEEP

Ang kahon na ito ay naglalaman ng mga bagay na araw-araw mong ginagamit, bagay na mahalaga sa iyo.

RELOCATE

Ang kahon na ito ay naglalaman ng mga bagay na may halaga pero di kailangan sa pang araw-araw. In short, seasonal.

GIVE AWAY / DONATE / SELL

Ang kahon na ito ay naglalaman ng mga bagay na nasa maayos pang kondisyon kaya pwede mo itong i- donate o pagkakitaan sa pamamagitan ng pag bebenta.

bahayatlupahulugan.com

Kabayan, Gusto mo bang makuha ang dream home mo ngayong 2020? Isa sa mga pinakaaffordable na paraan para makakuha ng isang property is thru PagIBIG Housing Loan. Bukod sa mababa ang annual interest rate, mas flexible din ang kanilang payment terms na binibigay.

Kung ikaw may balak na kumuha ng isang property gamit ang Pag IBIG Housing Loan, narito ang ilang mga documents na kailangan mong i-prepare bago ka pumunta sa kanilang opisina at magapply sa kanilang housing loan.

---

Meron din kaming Properties na available thru PagIBIG for as low as 8K/monthly! Click 'Send Message' to know more!

DEMIC

The best advice.

National Book Store

Save the date for our Christmas sale, with up to 50% OFF on EVERYTHING! It's from November 1 to December 1, 2019 in ALL BRANCHES NATIONWIDE.

Get ready to shop and enjoy big discounts on books, school and office supplies, arts and crafts materials, Christmas gifts, decors, and accessories, and more! Services are excluded.

Per DTI Fair Trade permit no. FTEB-17356 series of 2019.

Hezron Herald Tan

Pain-striking HABITS of a LOSERS
5. FIVE SIGNS that YOU will be POOR FOREVER

Make sure to share what you had learned to your friends and family!

Momsterhood

"S**a sa damit? Hindi ba aasim yan?"

Yan din ang unang naisip ko kung may nagsabi sakin na maganda gamitan ng s**a ang labahin.. Pero this rainy season I got frustrated kasi ambilis mamaho ng damit kahit overnight na hindi naisampay sa arawan..lalo na mga de-color..And take note, even with fabcon ah.. I use detergent with fabcon then last rinse with fabcon, ganun pa din..

So nung pinaamoy sakin ng hipag ko yung nilabhan niya with s**a naamaze ako kasi walang amoy ng s**a na naiwan sa damit, ang maamoy mo lang is yung bango ng sabon.. 😍😍

That's when I tried adding vinegar sa labahin ko and nakita ko talaga yung resulta..Kahit hindi na ifabcon, no joke..Since karamihan ngayon ng powder detergent ay may fabcon na yun na lang yung maiiwan na amoy sa damit..Ang bango..

Here are some details na pwede gawin:

WHAT BRAND OF VINEGAR?
---any brand will do..basta s**ang puti..

HOW MUCH SHOULD YOU ADD?
---1/4 cup per load

WHEN SHOULD YOU ADD?
--- Nagtry ako na ihalo habang pinapaikot sa sabon yung mga damit, effective.. Nawawala kaagad yung amoy na galing sa marumihan..
--- Nagtry din ako na ibabad sa unang banlaw, mas naemphasize yung bango ng sabon.. Hindi na kailangan ng fabcon..

WHAT ARE THE BENEFITS?
1. Mas tumitingkad ang kulay ng damit, kapag puti lalong pumuputi.

2. Natural deodorizer. Kapag namaho ang damit mula sa pagkakakulob sa hamper, mabilis na nawawala.

3. Antibacterial. Naalis ang mga bacteria na pwedeng kumapit sa damit kahit nalabhan na. Nakakalinis din ng washing machine.

4. Softens fabric. Ang lambot ng damit di na kailangan plantsahin.. 😊😊

tipid na tipid diba? no hassle and no stress..

Kayo Momsters? anong mga laundry hacks nyo? Share nyo naman para matry din namin..

**angputi tipidtips


Edited for FAQs (frequently asked questions)

1. Pwede sa AWM
--- yes pwede sa automatic washing machine, pwede sa regular washing machine, pwede sa handwash.

2. Pwede sa baby?
--- yes pwede sa baby.
https://www.google.com/amp/s/www.momjunction.com/articles/steps-to-effectively-clean-your-babys-clothes_00123011/%3famp=1

3. Pwede sa black or colored na damit?
--- yes pwede sa white, colored and black clothes. Pwede sa beddings, maong un**es.

Million Ideas

One day you are young to the other you want your house so tidy 😍❤️

Let's Ipon Pare

IPON TIPS FOR WORKING MILLENIALS 😉

Try lang ng try hanggang mahanap mo ang method na fit sa budget mo.
💰💰 Happy Sunday !

Happy Tuesday Wise Pinoys!

Malapit na sweldo, di mo pa din nasunod yung budget mo last month. We gotchu! Here is a very simple technique that you can try 😊

A lot of budgeting systems, strategies, and tips are available for you to try. Here is a "primitive" but very effective way of following a budget, the "Envelope System"

Why is it effective?

A lot of people are unable to follow their budget because of digital and wire transactions. These transactions remove the tangible feeling of receiving and taking out money. Following the envelope system, you will have a tangible feeling every time you will be taking money out of your envelope. And you will always know if your budget for a certain category is running low. If you are in doubt, just try it out! 😉

Puregold

Mark your calendars and make sure to prepare your grocery list dahil ilang araw na lang, Puregold 3-Day Anniversary Sale na!

Gamitin ang aming brochure as your shopping guide! Madami pang sorpresa ang naghihintay sa inyo! See you in Puregold this September 13-15! ;)

The Smart Peso

Here are 4 bank accounts you must have to better manage your money.