Videos by Mountain State Insurance Agency, Inc.. Founded in 1917, Mountain State Insurance Agency, Inc. is an independent insurance agency serving businesses and individuals in West Virginia and the surrounding area.
Personal Insurance, tailored to your needs
Mountain State Insurance Agency is here to help through the use of expert knowledge, tailored coverage, community understanding, and over 100 years of experience.
Let our knowledgeable staff take the guess work out of choosing the right personal insurance coverage for your needs. You’ll take great comfort in knowing the personal insurance coverage we have secured for your family and your property in West Virginia are nothing short of the best the industry has to offer.
Contact us to explore your personal insurance options!
Winner of the WV Home Show Give Away
Thanks to everyone who came out to the WV Home Show and participated in the giveaway’s! Here’s Matt Kerns with our lucky winners.
April is Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists to reduce distractions when they’re behind the wheel. Review these tips to avoid distractions while you drive—keeping both yourself and others safe on the road.
This week, as we all reflect on the past year, Mountain State Insurance Agency wants to congratulate our community and local businesses on their resiliency. You have faced challenges and overcome the odds! That is why we #chooselocal. It's the #MSIAway.
Summer is officially here! Check out these tips to stay safe in the sun. ☀️⛱ #summerfun #sunsafety #summer2021”
“Spring Cleaning” Insurance Tip #4- Make sure you have enough personal property coverage
"Spring Cleaning" Insurance Tip #4- Make sure you have enough personal property coverage.
Most people don't take the time to inventory their personal possessions, and often don't have enough personal property insurance as a result.
It is very likely that you have added new belongings to your home over the last year. If so, now is the time to inventory those belongings and ensure you have the right type of coverage for the actual value of your property.
Most consumers automatically accept the amount of contents coverage named in their policy. Talk to your agent or let us take a look at your policy to make sure there are no gaps in coverage, and check the dollar limits and excluded causes for your personal property.
#SpringCleaning #PersonalInsuranceTips #CleanUpYourInsurance
“Spring Cleaning” Insurance Tip #5- Reassess your comprehensive/collision coverage
"Spring Cleaning" Insurance Tip #5- Reassess your comprehensive/collision coverage
If you have collision and comprehensive coverage, take time to make sure the limits are adequate, or whether you still need it. If you don’t have the coverage, consider whether it’s time to add it. Talk to your agent or let us take a look at your policy to help you determine what coverage limits are right for you. #SpringCleaning #PersonalInsuranceTips #CleanUpYourInsurance
“Spring Cleaning” Insurance Tip #2- Check for premium discounts
"Spring Cleaning" Insurance Tip #2- Check for premium discounts
You may be eligible for discounts that can lower your homeowners insurance premium. Don't miss out on savings- talk to your agent or let us take a look at your policy to help you get the best rate!
#SpringCleaning #PersonalInsuranceTips #CleanUpYourInsurance
“Spring Cleaning” Insurance Tip #1- Make sure you’re not paying for insufficient coverage
"Spring Cleaning" Insurance Tip #1- Make sure you're not overpaying for insufficient coverage.
Experts say the top insurance mistake is being underinsured, which happens when you fail to update your coverage as your property, lifestyle or needs change.
Take the time to assess those changes and determine where you need to adjust your insurance coverage. For example, if you like to entertain at home, consider increasing your liability coverage and purchasing a separate umbrella policy.
Umbrella liability policies typically offer a minimum of $1 million of additional liability protection and cost just a few hundred dollars a year.
Do you need additional coverage during a home renovation?
Do you need additional coverage during a home renovation? Check your homeowners policy to see what requirements and limitations may apply.
#HomeRenovations #HomeImprovements #HomeownersInsurance