Buxfer

Buxfer

Buxfer Buxfer is the easiest way to manage your money online. For students and roommates, Buxfer helps track IOUs and group expenses.

Buxfer gives you a unified view of your finances by automatically downloading and categorizing transactions from your banks and credit cards. Dig into your spending trends with Buxfer's spending reports, control spending with budgets and real-time mobile alerts, and plan the future by looking at your projected cashflow. Buxfer integrates with your mobile device, letting you check account balances

What is Loud Budgeting and How Does It Work? 05/02/2024

What is Loud Budgeting and How Does It Work? Tired of everyone trying to subtly show off how rich they are – or at least appear to be? If so, then you’re not alone. Gen Zers (as well as many others) are becoming fed up with the & #…

If You Have a Side Hustle, Lower Your Taxes with a SEP IRA 08/01/2024

If You Have a Side Hustle, Lower Your Taxes with a SEP IRA From selling things online to making deliveries, side hustles are becoming an increasingly common way for people to earn some extra cash. However, if you earned more than $400 last year, the IRS wi…

How to Get in Shape on a Budget 01/01/2024

How to Get in Shape on a Budget The new year is a great time to commit yourself to a healthier lifestyle and shed a few unwanted pounds. However, the last thing you’ll want to do is pay to join a gym, visit it once or twice, and …

7 Important Money Conversations to Have With Your Partner 25/12/2023

7 Important Money Conversations to Have With Your Partner It’s well known that money can be a touchy subject for couples. But it can also be destructive if differences have not been properly resolved.  According to a study by Credit Karma, about one-…

New Retirement Plan Limits for 2024 18/12/2023

New Retirement Plan Limits for 2024 As they do each year, the IRS has once again announced the latest updates made to the contribution limits and rules across all retirement plans. Cost-of-living adjustments are fairly common and hap…

How to Use the Debt Snowflake Method 11/12/2023

How to Use the Debt Snowflake Method You may already be familiar with some of the more popular debt payoff strategies like the debt snowball and debt avalanche method. But have you ever heard of the debt snowflake method? This isn’t j…

What Is the 60% Solution Budget? 04/12/2023

What Is the 60% Solution Budget? Manually tracking and categorizing your expenses – It’s something that nearly every financial guru recommends. However, in practice, it proves to be more cumbersome than it’s worth.  Tha…

Don’t Forget About “You” When Budgeting 27/11/2023

Don’t Forget About “You” When Budgeting Bills. Expenses. Debt. Savings … There are a lot of hands reaching into your pockets and taking out money every month. If you’re like most people, then it most likely causes you to become stressed …

Don’t Fall Into the Zero Percent Financing Trap 20/11/2023

Don’t Fall Into the Zero Percent Financing Trap Chances are that if you’ve ever shopped for a new appliance, furniture set, the latest cell phone, or just about any major purchase of more than $1,000, you might have been offered the opportunity …

What’s a Good Investment Rate of Return? 13/11/2023

What’s a Good Investment Rate of Return? We’ve all heard the stories of investors who’ve doubled, tripled, or even 10X their money. However, incredibly high rates of return are nearly always coupled with uncomfortable levels of risk and t…

12 Purchases That Will Save You Money In the Long Run 06/11/2023

12 Purchases That Will Save You Money In the Long Run When your washing machine breaks or something in your house needs to be fixed, your first intuition may be to go with the cheapest replacement or solution possible. However, this could be a “penny …

Why 529 Savings Plans Are About to Get Better 30/10/2023

Why 529 Savings Plans Are About to Get Better Are you using a 529 savings plan to help fund your children’s future higher education expenses? According to the Education Data Initiative, only about 30 percent of households are currently utilizi…

Should You Buy Gold from Costco? 23/10/2023

Should You Buy Gold from Costco? Costco, the $250 billion wholesaler where families can buy everything from bulk food items to discounted gas now has another product that it would like to sell you: gold! Yes, as of October 2023, C…

What Is An Assumable Mortgage? 16/10/2023

What Is An Assumable Mortgage? Is it still possible to find a mortgage with an interest rate as low as 3%? With APRs creeping into the 7 and 8 percent territory for new conventional loans, unless you bought a house before 2022 t…

When Is the Best Time to Invest? 09/10/2023

When Is the Best Time to Invest? If you’ve got money to invest or are planning on starting a retirement account, does it make sense to wait for a “good time” to invest?  After all, we’ve all heard that iconic investing mantra…

Free Weekly Credit Reports Are Here to Stay 02/10/2023

Free Weekly Credit Reports Are Here to Stay For the past few decades, consumers have been somewhat limited as to how often they can see what’s in their credit history. As a matter of fact, it wasn’t until the Fair and Accurate Cr…

What the Latest Fed Rate Decision Means for You – Sept 2023 25/09/2023

What the Latest Fed Rate Decision Means for You – Sept 2023 Last week, the U.S. Federal Reserve met and published its meeting minutes to the public on September 20th. It was the decision of the Federal Open Market Committee (FOMC) not to raise interest rate…

Should You Buy a Home with Your Retirement Savings? 18/09/2023

Should You Buy a Home with Your Retirement Savings? With home prices at an all-time high and interest rates surging, does it make sense to withdraw money from your retirement savings to buy your next house? According to a new survey by the nonprofit…

What Are Some Good Financial Opportunities? 11/09/2023

What Are Some Good Financial Opportunities? Lots of people think that to be better off financially they need to get a big raise at work or win the lottery. However, while those events would be nice if they happened, they’re certainly not nec…

7 Purchases You Might Regret Later On and Why 04/09/2023

7 Purchases You Might Regret Later On and Why People love buying stuff! The thrill of getting new things releases dopamine in your brain and can make you good – even if it’s just temporary. However, those purchases come with a cost…

When Does It Not Make Sense to Contribute to a 401(k)? 28/08/2023

When Does It Not Make Sense to Contribute to a 401(k)? You’ve probably heard more than once how important it is to save your money in a 401(k)-retirement plan. Traditionally, doing this will slowly build long-term wealth as your contributions get…

10 Ways to Take Control of Your Finances 21/08/2023

10 Ways to Take Control of Your Finances It’s often said that money is something that will control you if you don’t learn to control it first. Lately, that’s something many people are finding out firsthand.  According to a Mind Over …

What Is Your Debt-to-Income Ratio? 14/08/2023

What Is Your Debt-to-Income Ratio? When applying for any new line of credit, especially a major one like a mortgage or auto loan, the lender needs some reassurance that you’ll be able to make your payments. In addition to checking y…

What Should Be In My Portfolio? 07/08/2023

What Should Be In My Portfolio? Setting up a new investment or retirement account is a fairly straightforward process. However, the hard part comes when you’re asked to pick which investments you’d like to have. There are literal…

6 Retirement Savings Mistakes to Avoid 31/07/2023

6 Retirement Savings Mistakes to Avoid According to a survey by the Alliance for Lifetime Income (ALI), nearly half of American consumers between the ages of 45 and 75 feel they do not have enough retirement savings to last their lifeti…