Felix Gutierrez - Total Mortgage - NMLS# 755077
I consider it an honor to be able to share my expertise in the mortgage realm to those seeking advice
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May your Thanksgiving be a reflection of the warmth and love that makes your house a home!
To those who have served and sacrificed, we salute you today and always.
Haunted by your rental nightmares? We're here to exorcise those fears and bring you the joy of homeownership. Reach out today to start your journey.
Building equity is one of the best ways to increase your net worth. Equity increases the amount of money you have in your home that you may be able to use now or in the future. You can borrow from your equity as a loan, invest it, build long-term wealth or sell your home for more than you owe and keep the difference. There are many ways to build equity on your home
Here are 4 ways you can get started:
Happy Labor Day everyone! ☀️
Even if your income is on the lower side, there’s no need to let your credit score or down payment requirements deter you from pursuing your dream of home ownership.
There’s a loan option for everyone! To learn more, check out this blog on how to buy a house with low-income:
Student loan debt is a very real concern for many millennials looking to buy their first home. Many lenders require that you have a certain level of income before they will lend to you. However, you can still get approved for a mortgage even if you have student loan debt!
Give me a call today and let's discuss your options.
Saving enough money for a down payment is often the biggest hurdle when it comes to the home buying process. The sooner you start saving, the closer you are to becoming a homeowner! Let me know if you have any questions or are looking for some saving tips. 😀
It's normal to feel nervous your first time buying a home. That's why we've put together a checklist of five things you should avoid to keep yourself on the right track.
It's important to understand how much money you will need to save up before you make your first home purchase. That is why I am here – to help you prepare for the costs of buying a home! Give me a call today and let’s get you started. 😀
If you’re sick of living paycheck to paycheck because the majority of your money goes towards rent, then it might be time to consider owning your own home. Being a homeowner comes with perks like equity and tax breaks.
Check out the flowchart below to see if you’re ready to make the switch from renter to homeowner, and let me know if you have any questions!
I'm always happy to help! Thank you for taking the time to write such a nice review! 😀
It’s never a bad idea to strengthen your financial IQ! Check out these top 10 books, and let me know if you have any other good book suggestions!
Here’s Where Home Prices Increased the Most in the Last Year !
Here’s Where Home Prices Increased the Most in the Last Year | Move.org Find out which states experienced the highest and lowest price increases from 2020 to 2021 for single-family homes and one-bedroom homes.
Happy 4th of July!
Each home loan comes with their own perks and requirements! Check out the most common loan types below, and let me know if you have any questions!
Don’t be afraid to take charge and really go for what you want in life! 💪
Branch Manager
In order of priority, I'm a husband to my bride of 19 years, a father to a handsome son and a beautiful daughter. Additionally, I have the privilege of enjoying what I do for a living every day, by transitioning over 24 years of experience in the mortgage service industry to individuals and families just like mine.
I consider it an honor to be able to share my expertise in the mortgage realm to those seeking advice. My drive and passion lies in educating those around me to match an objective for the most suitable mortgage solution. My achievement is only measured by my capacity to enable families to keep or acquire the home of their dreams.
Our foundation only strengthens as a result of our ability to align the best interests of our clients with the most suitable mortgage solution for them, fostering successful and lasting relationships. Feel free to reach out and connect with me by phone or email. Hablamos Español.