David Sandefer - Financial Advisor

In the Weekly Market Commentary, Chief Investment Officer Brent Schutte looks at what the latest data has to say about the employment picture and what it means for the Fed.

Mixed Employment Data Highlights the Challenge the Fed Faces The latest employment data provides little clarity on when the Fed might act on rates. Get more in our Weekly Market Commentary.

As your life evolves, your need for life insurance also tends to change. Let’s sit down to make sure your plans match where you’re at in your life.

When Should You Reevaluate Your Life Insurance Coverage? Like many parts of your financial life, life insurance isn’t something you should set and forget.

In the Weekly Market Commentary, Chief Investment Officer Brent Schutte looks at the latest inflation data and why it should be cause for concern by the Fed.

Trending Inflation Is a Cause for Caution Investors look past the trend in inflation as markets hit new highs. Get more in our Weekly Market Commentary.

Tax code can seem complicated, and it constantly changes. Working with someone who’s up to speed can make a big difference when it comes time to file.

How to Get a Bigger Tax Refund These steps could help you earn a bigger refund on your taxes this year

In the Weekly Market Commentary, Chief Investment Officer Brent Schutte looks at a recent investor trend and the risk it poses.

The Risk Some Investors May Be Missing A recent investor trend may be putting some folks at risk. Read more in our Weekly Market Commentary.

When you’re strategic with your retirement savings, you can minimize how much tax you’ll owe today and in retirement.

Should You Contribute to a Roth or Traditional Retirement Account? Here’s why you should consider doing both.

In the Weekly Market Commentary, Chief Investment Officer Brent Schutte looks at the latest inflation data and why the Fed may be compelled to hold rates at current levels for longer.

Hot Inflation Readings Dash Hopes for Near-Term Rate Cuts Latest Inflation data highlights that more progress is needed before the Fed cuts rates. Read more in our Weekly Market Commentary.

Working with a professional can help you both see your shared financial picture.

Why All Couples Need to Have the Money Talk—And How to Get Started Financial discussions may not seem romantic, but they can help you develop a new level of trust and understanding for each other. These tips can help.

Roses, chocolates, and dinner reservations are one thing. But there’s truly nothing more romantic than committing to a shared financial plan for you and a loved one. So after Valentine's Day, reach out to me and let's plan your perfect financial future together, so you can live happily, and wealthily, ever after.

In the Weekly Market Commentary, Chief Investment Officer Brent Schutte looks at what the latest CBO estimates about economic capacity mean for the business cycle.

Mind the Output Gap Has the economy reached its growth limit? Read more in our Weekly Market Commentary.

Social pressure to spend is real. Enter “loud budgeting.” The new trend may help you say no to financial peer pressure. Whether you’re trying “loud budgeting” or just want to get off on the right financial foot this year, we can help.

What Is Loud Budgeting and How Can It Help Me? See how loud budgeting works—and could work for you.

In the Weekly Market Commentary, Chief Investment Officer Brent Schutte looks at wages and employment numbers and what it means for the timing of potential rate cuts.

Hot Wage Growth Highlights Lingering Inflation Risks Strong wage gains may tie the Fed’s hands on rates. Read more in our Weekly Market Commentary.

In the Weekly Market Commentary, Chief Investment Officer Brent Schutte discusses where we are in the business cycle and why it may mean rate cuts are on hold.

Will the Fed Risk Overheating the Economy? The decline of the inflation rate could reverse if the Fed cuts rates too soon. Read more in our Weekly Market Commentary.

A bonus is a great perk—but it can quickly move you into a new tax bracket, increasing your tax bill. If you want tips on minimizing what you owe, please reach out.

How Are Bonuses Taxed? Here's What You Need to Know The IRS has different withholding rules for bonuses than it does for your regular pay. Here’s what you need to know about how bonuses are taxed.

In the Weekly Market Commentary, Chief Investment Officer Brent Schutte makes the case that now is not the time for the Fed to take a victory lap.

How the Fed’s Softer Tone Could Hurt Its Fight Against Inflation Are recent comments from the Federal Reserve undercutting its efforts to fully extinguish inflation? Read more in our Weekly Market Commentary.

A timely analysis from our chief investment officer about why the pace of wage growth may be the overlooked story of 2024.

A Reversal of Fortunes for the Markets—but Challenges Remain Why Wage Growth May Prevent the Recent Market Surge From Lasting.

A Roth IRA can be a great retirement savings tool thanks to its tax benefits. But there are rules you need to be aware of. If you’d like a second look at your plan, please reach out.

Roth IRA Contribution Limits 2024 There are limits to how much you can contribute to your Roth IRA each year.

The markets pulled back last week as investors focused on employment readings. In the Weekly Market Commentary, Chief Investment Officer Brent Schutte looks at the data and why wage growth remains a concern for the Fed.

Latest Employment Data Highlights the Fed’s Challenge The latest employment and wage data underscores why rates may need stay higher for longer. Read more in our Weekly Market Commentary.

The new year is an ideal time to get a jump on making the most of your finances so you can achieve whatever is important in your life. Reach out to get started.

Resolutions to Solutions: A Financial Checklist for the New Year Our financial checklist can help you get a jump on making the most of your money in the new year.

A 401(k) is a popular way to save for retirement, but it’s important you follow the rules—like contribution limits. If you have questions about your plan, let’s connect.

401(k) Contribution Limits for 2024 There are limits to how much you can contribute to your 401(k) each year.

Creating and following a budget is one of the best things you can do to support your financial plan. Reach out if you’d like help with yours.

How to Create a Monthly Budget A monthly budget is a critical part of your financial plan.

Equities notched a record week in anticipation of rate cuts in the first half of 2024. In the Weekly Market Commentary, Chief Investment Office Brent Schutte looks at the data and why the optimism may be premature.

Markets Surge as Investors Eye Rate Cuts in Early 2024 A softer tone by Fed Chair Powell ignited a surge in the markets, but is it premature? Read more in our Weekly Market Commentary.

If you’re contemplating getting married, I can help you and your partner navigate through some important money conversations.

4 Key Money Conversations to Have When You’re Getting Engaged A recent survey by Northwestern Mutual found that nearly three quarters of Americans think popping the question shouldn’t come before an honest conversation about money.

Have you heard the good news? The amount you can add to your retirement accounts just went up. Let’s work together to ensure your future is in good hands. Message me to get started.