Ladder
Your kind of life insurance. Instant, simple, smart š We started Ladder because we fundamentally believe life insurance is goodāfor people and communities.
But at some point, it was hijacked by high pressure sales tactics, expensive products, and slow processes. Itās time for better life insurance. Ladder gives you an instant, simple, smart way to take care of your people, while saving you time, money, and (lots of) hassle.
01/08/2023
YES CHEF
10/07/2023
Be the change you want to see in the world!!!
28/02/2023
Everyone send cancer good vibes.āļø
14/02/2023
Thereās a reason we call our spouses our better halves. Why not give them the gift of lifelong protection? Nothing says romance like insuring your spouse.
02/01/2023
Which team are you on for new year resolutions? š
23/12/2022
You might not have enough life insurance for your financial situation. Check out our coverage calculator to take the guesswork out of it.
21/12/2022
Gangās all here.
According to a solid financial plan begins with a working budget, a retirement fund, emergency fund, and term life insurance.
19/12/2022
Friendly reminder that these foods can help you live a longer life. According to Healthy Aging Diet Center and dietician Lisa Valente, M.S., R.D., foods like blueberries and salmon can increase your longevity. Cheers to drinking some tea & adding blueberries to your yogurt today.
15/12/2022
Let this serve as your reminder amidst all the suggested productivity hacks, to do lists, and pressure to have everything together.
Small steps you take towards caring for yourself and those around you are worth celebrating and honoring. We see you. (inspo alex elle)
12/12/2022
POV: Mom and dad are D**K (dual income no kids).
If you don't have kids, you might not think you need life insurance. But life insurance covers all sorts of financial responsibilities, such a mortgage or caring for other dependent parties, like elderly parents. If your absence would cause someone financial strain, it's a good idea to consider life insurance. (And no, you can't make Buddy a beneficiary!)
08/12/2022
Throughout your life, there will be big milestone moments to consider getting life insurance, such as the purchase of a house or having kids. Another time to think about it is when you are starting a business. Just like business insurance protects you and the business in the event of an accident or natural disaster, term life can protect your family and business partners in the event of your death. With a simple term life policy, your family or business partners could use the coverage should you pass to keep the business running, pay off debt, and stay on a stable financial footing.
Read more about why small business owners should consider life insurance on our blog!
28/11/2022
Answer: D ā all of the above!
Now I know itās awful to think about, but itās very important to take a moment to ask yourself: if I died, how would my family cope, financially?
While nothing could ever replace you, life insurance could help replace your economic value and keep your family on track.
23/11/2022
Repeat after me...ābecause itās on saleā isnāt a reason.
06/11/2022
Tag your beneficiary. š„ŗ
02/11/2022
Itās actually been scientifically proven that healthy relationshipsāwhether with a partner, family member or coworkerācan help you live longer.
Knowing your enneagram can be a powerful tool in knowing how you see the world, and just as importantly, how others do, so you can help nurture those social connections.
Do you know your enneagram? š
30/10/2022
Life insurance doesnāt need to be a scary process! Break the curse of debt and sign up to protect your family today. š§¹
28/10/2022
Name something spookier than raising children?! š»
26/10/2022
Whoās your beneficiary? Tag them below!
26/10/2022
When did you get your first life insurance policy? šāāļø
24/10/2022
17/10/2022
Lily and over 2,000 others have given us 5-star reviews on Trustpilot! What are you waiting for? Get a quote today! š¤ šŖ
12/10/2022
On the blog! breaks down the 5 reasons why investing is one of the most valuable tools to prepare for your financial future and help protect yourself and loved ones.
06/10/2022
Did you know, the term comes from an old proverb? The proverb warns that itās not wise āto sell the bearās skin before one has caught the bear.ā š»
04/10/2022
Would you be financially okay if your love one passed away? Often times people need to crowdsource when their person dies. With life insurance, you can give your family the comforts of staying in their home, continuing school and money for things thatāll help them thrive. Life insurance = love insurance.
29/09/2022
Let us know! š°š
28/09/2022
Going through a divorce can be a tough transition. There are numerous financial and legal decisions youāll have to make. Here are some tips to make the financial transition as smooth as possible. Read the rest on our blog! š»
26/09/2022
Hereās to a new week! You got this! š¤
22/09/2022
Have questions about term life insurance? Send us the question via our story or comment them here and weāll answer them tomorrow! šŖš¤
18/09/2022
If you love them, protect them. š¤
15/09/2022
Applying for life insurance can seem scary, but itās way easier than you think! Check out our Trustpilot reviews is you need some reassurance. š¤
Our Story
We started Ladder because we fundamentally believe life insurance is goodāfor people and communities. But at some point, life insurance was hijacked by high pressure sales tactics, expensive products, and slow processes. Itās time for better life insurance.
Ladder gives you an instant, simple, smart way to take care of your people, while saving you time, money, and (lots of) hassle.
We offer direct-to-consumer, term life insurance online. We do not charge fees, and we do not employ commissioned sales agents.
Ladder provides the most simple, straightforward, and affordable type of life insurance to our customers: term life insurance. The ātermā is the length of coverage. You can choose a 10, 15, 20, 25, or 30 year term. If something happens to you within the term, your beneficiaries will receive the payout benefit. There are no fees, and you can cancel at any time.
You can apply for life insurance coverage with Ladder right now via our online application, get approved, and even be immediately covered within the next few minutes.
The insurance you need today may be quite different than what youāll need five years from now. For this reason, we designed the ability for you to āladderā easily: you can apply for more coverage or decrease your coverage, right on your My Account page.
So, for instance, if your child graduates from college or you pay off your mortgage, you can eliminate the amount of your coverage that was intended to provide for those things and subsequently lower your monthly price. In fact, regularly laddering your coverage down over the years can save you thousands of dollars.
You can always reach out to one of our licensed insurance professionals if you have questions at any point. Thatās another thing that makes Ladder different: our support people are salaried employees, not commissioned sales agents, so you can trust they have your best interests at heart.
Ladder has partnered with Fidelity Security Life Insurance Company, which has been rated A- (Excellent), the fourth highest rating out of fifteen categories, based on an analysis of financial position and operating performance by A.M. Best Company, an independent analyst of the insurance industry. So you can rest assured that you have reliable life insurance protecting those you love.
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Opening Hours
| Monday | 08:00 - 17:00 |
| Tuesday | 08:00 - 17:00 |
| Wednesday | 08:00 - 17:00 |
| Thursday | 08:00 - 17:00 |
| Friday | 08:00 - 17:00 |