QUA Paloma NGUGI

A MULTI BILLIONAIRE SAYS :🤓

If someone invites you to start a business, join the business, even if you don't know how to do it yet. Be patient and learn the process,👨‍💻 gradually and relentlessly. Remain there even if it takes you five years to be successful in it, because... when the benefits begin to flow, you will NEVER be the same person ever again!🙂

People don't have the patience to build a business for 3 years. But... they have the patience to go to work for 40 years!😔

It's crazy how some people feel that 3-5 years in a business is a long time to get rich. However don't feel that 40 years at a job is a long time to stay broke!🤷

CHANGE YOUR MINDSET!☝
- ROBERT KIYOSAKI

Ctto❤️

ADVICE TO ALL EMPLOYEES :

1. Build a home earlier. Be it a rural home or an urban home. Building a house at 50 is not an achievement. Don't get used to government houses. This comfort is so dangerous. Let all your family have a good time in your house.

2. Go home. Don't stick at work all the year. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.

3. Don't chase promotions. Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't, stay positive to your personal.
development.

4. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.

5. Don't ever compete with your bosses. You will burn your fingers. Don't compete with your colleagues, you will fry your brain.

6. Ensure you have a side business. Your salary will not sustain your needs in the long run.

7. Save some money. Let it be deducted automatically from your payslip.

8. Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit.

9. Keep your life, marriage, and family private. Let them stay away from your work. This is very important.

10. Be loyal to yourself and believe in your work. Hanging around your boss will alienate you from your colleagues and your boss may finally dump you when he leaves.

11. Retire early. The best way to plan for your exit was when you received the employment letter. The other best time is today. By 40 to 50 be out.

12. Join work welfare and be an active member always. It will help you a lot when any eventuality occurs.

13. Take leave days and utilize them by developing your future home or projects..usually what you do during your leave days is a reflection of how you'll live after retirement. If it means you spend it all holding a remote control watching series on Zee World, expect nothing different after retirement.

14. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.

15. Pension money is not for starting a project buying a stand or building a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but for looking after yourself.

16. Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.

17. Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or energetic to enjoy waking up for a cup of coffee, enjoying the sun, receiving money from your business, visiting nice places that you missed, and spending a good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end up looking for another job till they die. If they don't get another job, they die early.

18. Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It's not easy to adjust to living in a location after spending more years at a company house or at a government house.

19. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, and get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

20. Don't hate to retire because one day you will retire either voluntarily or involuntarily.

Hope this will help you look at life positively

Asanteni sana kwa support happy holidays and a happy prosperous new year

New years resolution,saving plan

Save a 100bob per day in a month you got 3k in a year you got 36k that will cater for all your holiday expenses