Bank IFSC Code Finder

UPDATE:

New Banks / Branches Has Been Updated.

Like, Share And Subscribe To http://www.bankifscfinder.com/

Update: -

New Banks Has Been Updated.

http://www.bankifscfinder.com/

Bank IFSC Code | All Indian Banks Details, Swift Code | BankIFSCFinder.Com Indian Private And Government Banks Information Along With Bank Ifsc Code, Swift Code, Micr and Full Contacts

***UPDATE***

We have added new 332 Indian bank's branches first on net.

Bankifscfinder.com is one of the best IFSC Code provider website along with SWIFT Code and other bank related details.

Use Android App: - https://play.google.com/store/apps/details?id=com.zenex.bankifsccodefinder

You can find updated branches of all Indian Banks on Bank Ifsc finder, 1084 branches of all banks has been updated recently.
Bankifscfinder.com is one of the most popular & No.1 Site for providing extensive & updated banks details first.

For downloading our Android Mobile App click to the below link.

https://play.google.com/store/apps/details?id=com.zenex.bankifsccodefinder

Bank IFSC Code Finder

Bank IFSC Code Finder

State Bank of Bikaner & Jaipur are plan to go in expansion mode in eastern India, all these new branches are to be opened by August 2016.

The government is plan to provide banking services in every village of the country by leveraging technology & the network of common services centers (CSCs).

Axis Bank with its domestic partner company Suvidhaa it planning to lend to urban poor people like taxi drivers, rickshaw pullers, tailors, barbers who have no formal credit score.

When the person comes to suvidhaa outlet then the retailer runs his mobile no on his platform for check the amount approval for him then once his aadhar & biometric identification are done then instantly he received a suvidhaa axis bank card with sum preloaded into it. He can withdraw the amount or swap it on any POS machine.

RBI executed a penalty of rs 2 lakh on the Kapadwanj People’s Co-operative Bank for violation of norms i.e. operational instruction & guidelines “on extending loans & advances to directors/their relatives/concerns…KYC (Know your customer) & AML (Anti Money Laundering).

How to claim unclaimed deposit from the banks

RBI has mandate to all banks to publish a list of inactive or inoperative account of 10 years or more than on banks website. If financial documents are not maintained properly chances to lose track of bank deposit, also when a person dies, legal heirs sometimes found unclaimed bank deposit.

In that case depositor & legal heirs can opt the following procedure to claim the amounts.

1. Claimant needs to visit the bank’s website to check the inactive accounts details.

2. Claimant can search records based on: Name & DOB, Name & Pan, Name & Passport No, Name & Pin code, Name & telephone no.

3. Claim by legal heir he needs to visit the nearest branch & submit unclaimed deposit form along with valid ID proof & Address proof of himself & copy of death certificate of account holder.

4. After the bank verifies the genuineness of claim status of account is changed to active & transaction are allowed in such account.

In saving bank accounts applicable interest is credited to account on regular basis whether the account is operative or not.

SBI Bank has decided to auction Kingfisher House in Mumbai on 17th March to recover a part of 6963 crore debt due from the now grounded Kingfisher Airlines.

Auction will be done under Securitization & Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002.

Lakshmi Vilas bank has announced reduction in the lending base rate by 0.15 per cent per annum from the earlier 10.70 per cent. Revised rate is effective from 8th Feb 2016.

Bank said revised reduction is applicable to the existing as well as future loans.

Axis bank has tied up with the fitness firm company GOQii to collaborate on wearable devices for its customers.
This would be the first Master Card certified wearable device, device will allow consumer to make NFC payments & will come loaded with the regular fitness related features like the coach etc.
This would be rolled out over the next few months.

Major Highlighted Difference features between Credit/Debit Cards & Wallet Payments.

1. Security

Debit/Credit card pin protected for physical transaction & 2 step authentication required for online transactions.
Wallet one step authentication required mostly by one time password.

2. Interest Earned

Debit Card remains in the saving A/c of the card holder hence accumulates interest.
Wallet money parked in a wallet sits in an escrow A/C hence no interest is earned.

3. Eligibility

Card anyone with a full service bank A/C can have a Debit card but needs eligibility for Credit Card.
Wallet only those with a bank A/C & Smartphone with Net.

4. Ease of Use

Cards Needs to be physically carried & swiped at a point of sales terminal or can be used as an ATM card for cash withdrawal.
Wallet sits as an app in the user’s smartphone. No need of a point of sales device money can be transfer to the wallet to other through internet.

5. International Payments

Card possible on activation.
Wallet Not possible.

6. Spitting of Bills

Card can be easily blocked through Customer care helpline no.
Wallet if smartphone gets lost, mobile wallet can be blocked through the service provider’s website.

With six months of this tenure Bandhan Bank is going to hire again to fill gaps in credit operation and branch banking. Bank has set up over 610 branches in a very short time after beginning operation in August 2015 with 501 strong network.
Bandhan bank plans to have 632 branches & 250 ATMs in by end of the FY.

All PSB’s race to set up over 5500 ATMs in Q4, of the 27 PSBs, Bank of India, Canara Bank, Indian Bank, Oriental Bank of commerce & Vijaya Bank have exceeded their Planned ATM installation while Dena Bank is yet to set up any against its target of 1200 ATMs.

Bandhan Bank which started commercial operation in August 2015 secure deposit worth Rs. 7000 Crore. Bank MD & CEO Mr. C S Ghosh told in last five months since start of operation with 612 branches network & more than 7.5 lakh customer database, deposits worth Rs. 7,000 Crore have been made. People have reposed faith in the Bank in these five months.

ICICI bank has entered South Africa by opening a full service branch in Johannesburg. It will provide financial assistance to Indian joint ventures & subsidiaries across Africa.

HDFC Bank to sell loans to non-customers through ATMs, The bank is now using its ATM network to grab new customers including those of other banks who happen to use the bank’s ATM.
From next week bank is moving this platform to its 11000 ATM network. Those who pass muster with the bank’s credit appraising software will see an “insta loan” button on their ATM Screen.
Loans sanctioned and disbursed by the bank’s computer system online without any human intervention.

Federal Bank has entered into tie up with National Australia Bank to provide online inward remittance facility at a discounted rate to its NRI customers in Australia.

To avail the discount, customer needs to register their National Australia Bank account details with Federal Bank.

Many Dream, some try & only a few achieve. You are an achiever today. Congrats on this special achievement!! Keep Up the good work & remember that sky is the limit to your achievements.

Congratulation to Ms. Atima, Ghaziabad for qualifying the Go Goa Contest. Heartiest congratulation to you.

The government is in discussion with RBI to allow more free ATM Transactions for certain types of accounts, earlier there is a restriction on the number of transactions you can do every month.

State Bank of India, Bank of Baroda & other PSB’s are creating a separate & stronger anti money laundering (AML) framework for their branches outside India.
In last couple of months, many regulators have warned many banks including Indian banks for their AML framework.

Lakshmi Vilas Bank launch mobile application today & also inaugurated its first cash deposit machine at Global Village Campus in Bengaluru, Karnataka.
Bank Plans to install in next 2 or 3 months 10 such machines with some of them in Tamil Nadu.

Indian Security Press (ISP) at Nashik has rapidly destroyed 30 crore currency of Rs. 1000 Denomination as several security features were missing in those notes.
After the notes came into circulation a few citizens pointed out that the security threads in notes was missing & the image of Mahatma Gandhi upside down.
After Received around 190 complaints in this regard RBI has initiated an inquiry into the case & suspended 3 employees with the control department.

Finance Ministry & Reserve Bank of India are working on comprehensive solution to the stressed assets held by banks through assets quality review followed by specific solutions.
As part of bigger plan, the government is setting up the bank board Bureau which is expected to be functional by April 1.

Banks & Finance Companies have suggested to Reserve Bank of India on several measures that can be taken to stop rising level of bad loans.
Several Suggestions were made by the participants on the way forward which will be examined.

Postal Department plans to open 1,000 ATM & bring all 25,000 departmental post office by March this year.
To promote financial inclusion postal department is also going to set up payment bank by March 2017.

IDFC Bank a newly launched private sector bank has bought 9.99 % stake in ASA International India Micro finance about Rs. 8.5 Crore.
It’s a first investment of IDFC Bank in a micro finance institution.

Planning to set up operations in India of two Pakistani banks United Bank ltd (UBL) & MCB bank Ltd. May affect due to the pathankot terror attack.