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Your Dream Home made reality with Elegance Finance

Elegance Finance, your trusted partner in home loans, is committed to assisting you in obtaining the best finance solution. We navigate the market to identify the right lender, negotiate optimal home loan rates, and ensure a swift deal closure.

As an Elite broker recognised by many major banks, at Elegance Finance, we leave no stone unturned. Our strategic approach involves in-depth market research, credit policy reviews, negotiations with credit managers, and meticulous interest rate comparisons across 40+ partner lenders. We decipher the fine print, providing industry-leading advice to match the most suitable home loan with your financial situation and goals.
Our winning formula ensures swift results, returning the best home loan options in no time. With a risk-free approach, our services come at no cost to you, as we negotiate on your behalf, directly compensated by the banks. Save time and money by initiating a conversation with us about your home loan.

Call us today for an obligation free chat...

📱 0424 896 788
☎ 03 8564 8556
🌐 elegancefinance.com.au

Are you a First Home Buyer? Still thinking where to start..

Securing financing to enter the property market can be challenging for first-time home buyers. The daunting task of finding the perfect property and attending house inspections only adds to the complexity. Juggling multiple aspects simultaneously, including sustainable financing, can be overwhelming. However, acquiring your first home is a significant life decision and commitment also could be the stepping stone to building your future wealth. Accelerate the realization of your dream home by obtaining approval for the right home loan with Elegance Finance.

We work with over 40+ banks...

Elegance Finance, your trusted partner in home loans, is committed to assisting you in obtaining the best finance solution. We navigate the market to identify the right lender, discuss all available grants and concessions, negotiate optimal home loan rates, and ensure a swift deal closure.

Call us to book an obligation free discussion,

📱 0424 896 788
☎ 03 8564 8556
🌐 elegancefinance.com.au

ඔයාගේ හදිසි මුදල් අවශ්‍යතාවයකට Personal Loan (පුද්ගලික ණයක්) හොඳ විසඳුමක් වෙන්න පුළුවන්.

ඒක ඉක්මනින් වගේම flexible වාරික වලින් ලබාගන්න පුළුවන්.

හිත හිත ලත වෙවී ඉන්නේ නැතුව අපට අදම කතා කරන්න. අපි ඔබ වෙනුවෙන් කැපවී ඉන්නවා.

අවම පොලි අනුපාතයට විවිධ බැංකු සහ මුල්‍ය ආයතන හරහා ඉතාම කාර්යක්ෂමව අපි මේ සේවය ඔයාට ලබාදෙනවා.😀

අපට කතා කරන්න.

📱0424 896 788
☎03 8564 8556

🌐elegancefinance.com.au

කාර් එක පරණයි නේද?

අලුත් කාර් එකක් අලුත් යතුරක් දමා කරකවන්න කාලය හරි...

Car Loans දැන් ඉතාම ඉක්මනට තරඟකාරී පොලී අනුපාතයට Finance කරන්න Elegance Finance දැන් සුදානම්.

අවම පොලි අනුපාතයට විවිධ බැංකු සහ මුල්‍ය ආයතන හරහා ඉතාම කාර්යක්ෂමව අපි මේ සේවය ඔයාට ලබාදෙනවා.

අපට අදම කතා කරන්න.😀

📱0424 896 788
☎03 8564 8556
🌐elegancefinance.com.au

Why a Personal Loan...?
With numerous advantages to cater to your financial requirements, here are several key benefits that make a personal loan a fitting choice...*

✅ Immediate Financial Support:
Access quick funds to address urgent needs, whether it's unexpected medical expenses, home repairs, or other unforeseen emergencies.

✅ Flexible Usage:
Enjoy the freedom to use the loan for various purposes, such as consolidating debt, funding education, planning a dream vacation, or making significant purchases.

✅ Customizable Repayment Plans:
Tailor your repayment schedule to match your financial situation, with options for monthly, bi-monthly, or weekly payments, providing convenience and flexibility.

✅ Build or Improve Credit Score:
Responsible repayment can positively impact your credit history, helping you establish or boost your credit score for future financial endeavors.

✅ Competitive Interest Rates:
Benefit from affordable interest rates, ensuring that you can manage your repayments without excessive financial strain.

✅ No Collateral Required:
Enjoy the convenience of an unsecured personal loan, eliminating the need for collateral, and providing a straightforward application process.

✅ Consolidate Debt:
Simplify your financial life by consolidating high-interest debts into a single, more manageable loan with potentially lower interest rates.

✅ Boost Financial Confidence:
Gain peace of mind and confidence in managing your finances by having a reliable financial solution at your disposal for unexpected situations or planned expenses.

✅ Swift Approval and Disbursement:
Experience a hassle-free process with quick approval and prompt disbursement, ensuring you have access to the funds when you need them most.

✅ Professional Guidance:
Benefit from the expertise of financial professionals at Elegance Finance who can guide you through the loan process, helping you make informed decisions aligned with your financial goals.
*Disclaimer statement: Your complete financial situation will need to be assessed before acceptance of any proposal or product.
📱 0424 896 788 ☎ 03 8564 8556

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Optimizing Your Home Loan through Refinancing

A seemingly small 0.05% interest rate saving can make a substantial impact on your finances.

Consider this: a $750,000 home loan over 30 years with a 0.05% lower interest rate could save you an impressive $8,640 throughout its standard 30 year lifetime.

At Elegance Finance, we specialize in securing these savings for you by negotiating with lenders and repricing their products.

Reach out to Elegance Finance on 0424 896 788 or visit our website for more information. Keep in mind that while we strive for accuracy, individual results may vary due to various factors.

කාර් එක පරණයි නේද?

අලුත් කාර් එකක් අලුත් යතුරක් දමා කරකවන්න කාලය හරි...

Car Loans දැන් ඉතාම ඉක්මනට තරඟකාරී පොලී අනුපාතයට Finance කරන්න Elegance Finance දැන් සුදානම්.

අවම පොලි අනුපාතයට විවිධ බැංකු සහ මුල්‍ය ආයතන හරහා ඉතාම කාර්යක්ෂමව අපි මේ සේවය ඔයාට ලබාදෙනවා.

අපට අදම කතා කරන්න.😀
📱0424 896 788
☎03 8564 8556

elegancefinance.com.au

Lady's Store Lady's Store

ඔයාගේ හදිසි මුදල් අවශ්‍යතාවයකට Personal Loan (පුද්ගලික ණයක්) හොඳ විසඳුමක් වෙන්න පුළුවන්.

ඒක ඉක්මනින් වගේම flexible වාරික වලින් ලබාගන්න පුළුවන්.

හිත හිත ලත වෙවී ඉන්නේ නැතුව අපට අදම කතා කරන්න. අපි ඔබ වෙනුවෙන් කැපවී ඉන්නවා.

අවම පොලි අනුපාතයට විවිධ බැංකු සහ මුල්‍ය ආයතන හරහා ඉතාම කාර්යක්ෂමව අපි මේ සේවය ඔයාට ලබාදෙනවා.😀
Oshini Fernando
අපට කතා කරන්න.
0424 896 788
03 8564 8556

elegancefinance.com.au

Lady's Store Lady's Store

Did you know?
You can have different types of home loan accounts, some come with fully loaded features but some are basic but they both pretty much "HOME LOANS ...😀

Why use a Mortgage Broker?
Engaging a mortgage broker offers a multitude of advantages! 🏡💼 They navigate the complex world of home loans, providing expert advice, comparing rates, and securing the best deals tailored to your needs. With their market knowledge and negotiating skills, you gain access to a range of options, ultimately saving time and potentially lowering costs. 📈✨ "

Using a mortgage broker instead of going directly to a bank can offer several advantages. Here are some reasons why you might consider working with a mortgage broker:

• Access to Multiple Lenders:
A mortgage broker typically has access to a wide network of lenders, including banks, credit unions, and private lenders. This allows you to explore a variety of mortgage options and find the one that best suits your needs.

• Comparison Shopping:
Brokers can help you compare different mortgage products and interest rates from various lenders. This can save you time and effort compared to individually approaching multiple banks.

• Specialized Knowledge:
Mortgage brokers are specialists in their field. They stay up-to-date with the latest market trends, interest rates, and mortgage products. This expertise can be beneficial in helping you navigate the complexities of the mortgage process.

• Personalized Advice:
Brokers work with you to understand your financial situation, goals, and preferences. With this information, they can provide personalized advice and recommend mortgage products that align with your specific needs.

• Negotiation Skills:
Experienced mortgage brokers often have strong negotiation skills. They can negotiate on your behalf with lenders to secure favorable terms, potentially helping you get a better interest rate or more favorable loan conditions.

• Increased Approval Odds:
If you have a unique financial situation or credit challenges, a mortgage broker can help you find lenders who may be more willing to work with you. This can increase your chances of mortgage approval.

While there are many advantages to using a mortgage broker, it's not limited to above. At Elegance Finance, we specialise in all this and more. Talk to us today for a non-obligated chat to understand more about your scenario and how we could help...😀 Oshini Fernando

📱0423 896 788 ☎️ 03 8564 8556 🌐www.elegancefinance.com.au

Lady's Store Lady's Store

Lady's Store Lady's Store

A seemingly small 0.05% interest rate saving can make a substantial impact on your finances.

Consider this: a $750,000 home loan over 30 years with a 0.05% lower interest rate could save you an impressive $8,640 throughout its standard lifetime.

At Elegance Finance, we specialize in securing these savings for you by negotiating with lenders and repricing their products.

Reach out to Elegance Finance on 0424 896 788 or visit our website for more information. Keep in mind that while we strive for accuracy, individual results may vary due to various factors.

Lady's Store Lady's Store

Navigating the financial landscape with a fixed-rate mortgage has been a smooth flight for many in recent years.

However, as interest rates take an upward turn, the approaching end of your fixed-rate period might feel like gearing up for a turbulent journey.🛩️

To ensure a seamless transition, consider the following tips:

1. Conduct a thorough review of your budget and build a financial cushion before your fixed-rate term concludes.

2. Engage in negotiations with your lender to secure a more favourable rate, akin to adjusting your altitude mid-flight.

3. If suitable for your situation, explore the option of re-fixing or implementing a split loan if your lender permits, similar to adjusting your course mid-travel.

4. Ponder the possibility of refinancing to access new customer rates and features, as if switching to a more advanced mode of transportation.

To do all this we take pride in manoeuvring your home loan to a better destination

Talk to us today:

M: 0424 896 788
W: elegancefinance.com.au
E: [email protected]
IG: elegancefinanceau

Lady's Store Lady's Store

Nothing speaks louder than the appreciation and testimonies from our customers about the work we do and the outcomes we deliver. Dr. Amila Weerasinghe and his wife Dr Sameera Weerakoon have been unwavering supporters since the beginning, and we've assisted them on their financial journey.

Having aided numerous medical professionals in the past, we are eager to hear from you as well. We recognise your hectic schedules, and if navigating financial complexities feels time-consuming, trust us – we'll handle it all for you.Oshini Fernando Amila Nuwan Weerasinghe

Meet Oshini 👏!

An Accountant turned Mortgage Broker, Oshini is a proud mother of 3 beautiful kids. After completing her secondary education in the UK, she moved to Melbourne with her family.

She pursued several positions in corporate finance which included debtor and invoice finance across major financial institutions before setting up her own mortgage brokerage in 2018.

Elegance finance was born...

With nearly 25 years of experience in banking and finance, she had developed a passion for making people's dreams a reality. From delivering value in buying their first homes to investment property purchase and to range of other financial services she had found her true calling.

Oshini's relentless pursuit and dedication towards helping households and people achieve their financial dreams had made an indelible mark in the industry with many success stories and several recognition awards.

If you’re on the path of achieving your financial goals give Oshini a call. A conversation with her might just be the key to unlocking your aspirations.

Contact her today! ❤️
E: [email protected]
T: (03) 8564 8556
W: www.elegancefinance.com.au/contact

Welcome to elegance finance!

"Mortgages with a Personal Touch - Your Future, Our Priority"

With over 25 years of experience in the financial industry we change the lives of people for financial outcomes.

Contact us today!
E: [email protected]
W: www.elegancefinance.com.au/contact