Jonathan Yokoyama, Financial Professional at GoldBook Financial

‘The liberating truth is: they’re probably not thinking about you’: Oliver Burkeman on how to quit people-pleasing Worrying about how friends and colleagues are feeling is an agonising way to live.

Don’t panic! If you’re feeling anxious about how the upcoming election could affect your long-term goals, let’s talk through your retirement plan to ensure that it can go the distance.

Do presidential elections impact markets? | MassMutual Here are four charts that may provide perspective amid the sometimes clamorous political rhetoric.

Here’s How Much Money Americans Think They Need to Be Rich In Schwab’s annual survey, respondents say it takes $2.5 million to be considered wealthy, $300,000 more than last year. Not surprisingly, respondents with a financial plan gave themselves higher marks on their savings and investment rates, their financial literacy, and retirement readiness.

Let’s talk about your coverage and what your family needs. Reach out today.

Not sure how to take the first step for life insurance? Contact me. Together we can assess your needs to find the coverage that’s right for you.

Personal financial planning impacts your business. What’s your plan and how can we help?

As interest rates fall, long-term CD rates won't stay above 4% APY for long. What should you do with your cash? The CD interest rate environment is changing. The Fed is expected to cut rates soon, possibly at the next meeting in September. Short-term CDs still have some way to go, with top rates still hovering around 5% APY, but there's less room for competitive rates on long-term CDs. This begs the question:...

The middle class's worst retirement fear A new Transamerica report highlighted the middle class's concerns about retirement. It said that 39% of respondents were concerned Social Security benefits would be reduced or depleted. They're also worried about outliving their savings into retirement.

'The biggest change in 100 years' A mandatory new contract is about to rewrite the rules of home buying.

What are the odds you will become too sick or injured to work for an extended period of time? They may surprise you. Let’s make sure you’re protected.

Perception is not reality When it comes to disability income insurance your perception is not reality.

The best, and worst, American cities for upward mobility The Economist's ranking of 50 metropolitan areas shows that the land of opportunity is far from even

Tuition? Retirement? Both. Let’s talk about ways to keep all your financial goals on track.

While trends may seem worth chasing, the route to success is defined as time in the market, rather than timing the market. Let’s go over your retirement plan make sure your goals are future-proof.

I inherited $250,000 from my grandmother and regret how I spent it. I wish I had overcome my fears around money sooner. Sara Faith Jacobsen inherited $250,000 in January 2021 but didn't have a plan for the money. After spending most of her inheritance, she sought help from a financial advisor to rebuild. Now, she has a new job and an understanding of money with plans to save and invest.

How to Plan for Retirement if You’re Behind on Saving in Middle Age People in their 40s and 50s still have time to increase their savings rate and develop a road map for their later years.

Understanding Securities-Backed Lending: Considerations For Business Leaders Securities-backed lending, also sometimes referred to as "stock loans," is a financial strategy that allows you to use your securities to secure a loan.

Those Online Accounts You No Longer Use? For Your Own Safety, Get Rid of Them You may have forgotten about these ‘zombie’ accounts but their servers haven’t—leaving your information vulnerable to hackers

Your retirement savings needs to last as long as you. Let’s talk about a strategy to
help secure your future.

AI Is Helping to Launch New Businesses (and Not Just AI Businesses) Entrepreneurs say use of artificial intelligence for a variety of tasks is accelerating the path to hiring and, ideally, profitability.

Annuities aren’t just for people turning 65. No matter where you are in your retirement planning process, let’s talk about how a variable annuity can help you grow your assets.

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Never seek or accept a counteroffer at work. The result could be ugly. Using a competing job offer to negotiate a raise can damage trust with your employer. Employers may feel betrayed and view you as a flight risk, limiting future opportunities. Negotiating salary at the job offer stage rather than seeking counteroffers later is better.

A boomer couple who retired with pensions say they're just scraping by: 'I can't imagine getting by on Social Security alone' Shouldn't working for over four decades guarantee some comfort later in life? Across the US, millions of Americans are worried they won't have enough to retire. Some boomers may have to work into their 70s or 80s to afford their daily expenses, while some Gen Xers and millennials said they had retoo...

Market volatility can make us uncomfortable. Let’s make sure you have things in perspective with a well-diversified portfolio.

I've been to over 200 high-end golf courses around the globe. Here are 8 mistakes I always see first-timers make. Think strategically before booking your next golf outing or extended vacation, and avoid these mistakes first-timers often make when visiting high-end courses.

This Is How to Separate Fact From AI Fiction During Election Season, According to an Adobe Executive The problem of misleading AI pictures and videos could be solved with another technology: content credentials.

5 Business Ideas With Low Failure Rates Starting a business is always a risk, but some ventures have a reputation for being more stable and less prone to failure than others.

A Fed Rate Cut May Not Be the Medicine That Emerging Markets Need. Typically, emerging markets have benefited when the Fed cuts rates as smaller returns on risk-free government debt encourage investors to see out riskier assets paying more.

Do Retirement Accounts Go Through Probate? They can—unless you designate your beneficiaries properly.

Welcome to Y’all Street, Texas’ Burgeoning Financial Hub Dallas now ranks second to New York City among metro areas in the number of workers employed in finance-related industries. Other cities, particularly in the Sunbelt, have seen growth as those services increasingly seek to be closer to customers nationwide. Goldman Sachs, JPMorgan and others are lur...

Are Your Subconscious Money Habits Killing Your Business Growth? Here's How to Fix Them Now Are your subconscious money habits quietly sabotaging your business growth? Let's explore how these unseeable patterns can ruin everything you're doing to grow as an entrepreneur and learn practical strategies to overcome them.