Edwards'

Christmas is upon us and if you are anything like us, finances are on your mind. If you have an existing life insurance policy let Bryan review of for free and see if you have cash built up that you can access or if we can get you a better rate for a policy. 951-319-1492

If it's been more than 5 years since you purchased your life insurance policy it is time to have it reviewed. The policy may still be perfect for you or your needs may have changed. Plus, we might be able to save you money especially if you purchased your policy through the mail! Give Bryan a call at (951) 319-1492

Most companies help their employees to have a low cost life insurance policy. What most people don't realize is that when they retire they will not be able to keep this policy, it gets retired along with you. By then most people are in their 60's and the cost of insurance has gone up. Please contact Bryan at 951-319-1492 to discuss your options now.

Contact us today. 951-319-1492

Life Insurance Brokers work for their clients, not for life insurance companies. This means they are able to shop around and find you the best product at the best rate possible. Give us a call at 951-319-1492.

If your existing life insurance policy is more than 10 years old, you are most likely paying too much. We will gladly do a free policy review and let you know if you can save money! Contact Bryan Edwards at 951-319-1492.

LIFE INSURANCE POLICY REVIEWS ARE CRITICAL
Everybody should look at their life insurance policies and review them carefully EVERY YEAR. Our needs change as we grow older, have families, children move out etc. Today we reviewed a policy that was sold to a client as a supplement to their retirement. As we reviewed it with her we were able to show her that she was not guaranteed that the policy would be worth ANYTHING by the time she retires. What she thought she had was an annuity but instead she had a universal life. If the world goes perfectly for the next 20 years she could have a nice cash value, but as we know the world is not perfect. She was banking on this as a supplement to her retirement!
She also had a second policy that was a term policy. It was sold to her on the awesome pretense that if she died her family would get $300,000 and she is only paying $28 a month. The downside is that at the age of 60 (right when she retires), she would start being billed over $15,000 annually. At that point she would have to pay over $1,000 a month (instead of $28), or cancel her policy. At the age of 60 the cost of whole life insurance is significantly higher than if she purchased it now. Please look at your policies, think about your needs, think about your future needs, and call us if you would like us to review your existing policies.

The average funeral cost is between $6,000-$10,000. Losing a loved one is difficult enough without the added stress of worrying how to pay for a funeral. Whether you are in your twenties or your eighties, think about your loved ones. Accidents are called accidents for a reason. For pennies a day you and your loved ones can be covered financially in the case of a loss.
Example: We were able to get a 32 year old female $15,000 in coverage for $ .86 a day ($25.80 a month.) She can up her coverage to $20,000 for $1.11 a day ($33.30 a month)! Ask me how you can get coverage and not break the bank!!

Child life insurace policies can be useful tools to help in emergency situatiions, such as falling on hard times and having a whole life policy to cash out. These policies can also come in handy if you have a long history of health problems in your family, like diabetes, cancer, or heart disease. Sometimes buying policies while children are young can ensure they have coverage when they're older and policies are more costly and harder to find. Ask me about life insurance policies for your children.

We are looking for Licensed Insurance Agents and Agency Managers in Southern California to join the fastest growing Final Expense Agency in the Country! Headquartered just northeast of Atlanta, GA, North American Senior Benefits (NASB), is an affiliate of one of the oldest insurance brokerage agencies in the country. Our growth on the east coast has been unprecedented in the industry and we are now expanding to the west coast. Our agents are on target to make $85k to $150k in their first year.

We offer

* Access to the industries top carriers
* Subsidized qualified leads
* Continual Training
* Great Commissions
* The chance to win company trips

If this sounds like the right mix of challenge and reward, we look forward to hearing from you.

Most folks already have life insurance policies, right? But when did you last look to see exactly what you are paying for? Even though you thought that the policy was good when you bought it, it might not meet your needs today, or you may need an update.
Here at North American Senior Benefits, we will gladly look over your policy(s) and make sure you're getting the most for your money and have the correct coverage for free. I work for you, not for a specific life insurance company.

**Don't forget, the younger you are when you begin a policy, the less expensive your premiums will be! Ask me how I can either save you money by replacing an existing policy or start a new plan that's right for the needs of you and your family