Real Penny Wi$e

Could you be saving more on your car insurance? Check out these tips to lower your rates....

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6 Hidden Car Insurance Savings You Need to Know About « The Krazy Coupon Lady August 28 2014 Share by e-mail Print This Post 6 Hidden Car Insurance Savings You Need to Know About TheKrazy CouponLady I don’t particularly enjoy paying for auto insurance…or any insurance, for that matter. About the only time I appreciate it is when I need to use it for reimbursement. But that is…

If you shop online & you don't use these cash-back sites, you are just leaving money on the table....

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Cash Back Sites: Which Program Is Best for You? « The Krazy Coupon Lady August 29 2014 Share by e-mail Print This Post Cash Back Sites: Which Program Is Best for You? TheKrazy CouponLady In the immortal words of my mother, “Buying anything at full price is crazy…just CRAZY.” Preach it, Mom. Today’s wealth of cash back rebate websites makes full-price purchases look even…

If you haven't heard yet, sitting is the new smoking when it comes to developing health problems; here are some great examples of how you can set up your own "treadmill desk" very inexpensively...

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Do It Yourself! Want to make your own treadmill desk? If you're a do-it-yourself type first read http://www.workwhilewalking.com/building-your-own - the definitive site for DIY walking desk construction. Then check out individual examples here from all over the world.

Today is so make this sweet treat for your best buddy :-d

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Frozen Banana Peanut Butter Holes Happy National Dog Day! A special day to honor and appreciate our dogs. It was founded 10 years ago, 2004, by petlifetstye and author Colleen Paige. One way to celebrate is to make your dog a tasty...

Happy Meatless Monday! Falafel is great as a snack or part of a meal; here's how to make this tasty treat at home :-d

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Falafel | Picture the Recipe Ingredients- (Makes about 10-12 falafels) * 1 cup raw dried chickpeas, soaked overnight * 1 cup chopped flat leaf parsley * 1/2 cup chopped cilantro * 2-3 cloves garlic * 1 tsp coriander powder * 1 tsp cumin * � tsp black pepper * � tsp hot paprika * Salt to taste * 1 tsp lemon zest + juice of half…

From now to just before Xmas is the best time of year to sell your used items, from clothing to home decor; here's what you need to know before you begin...

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The Beginner’s Guide to Consignment Stores, Thrift Shops and More Note: This is a post from Courtney Baker, chief seller and long-time running wo-man of MvD. For the longest time, I misunderstood the world of second

Sick of getting ripped off by banksters? Check out the ways joining a credit union can save you a bundle of cash....

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6 Ways Using a Credit Union Can Save You Money « The Krazy Coupon Lady August 22 2014 Share by e-mail Print This Post 6 Ways Using a Credit Union Can Save You Money TheKrazy CouponLady While commercial banks still control the majority of financial assets in the U.S., over the past decade, there has been a huge migration of people switching to credit unions. For many pe…

Forget clipping coupons, waiting for sales & wasting time & space stocking up on cleaning products; here are the basics ( & links to recipes) you need to make just about any home cleaning product (some can also be used for personal hygiene) for a fraction of the cost & without all the harmful chemicals...

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Spring Cleaning : DIY Cleaning Products This month and next is all about spring cleaning and getting your home tidied up quickly and easily with as little fuss as possible. This week I’ve shared a FREE Spring Cleaning Checklist and some great tools for a spring cleaning bucket. Today I’m sharing a couple simple, natural ingredients to h…

Make hummus the easy way...in a crockpot!

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Supremely Spicy Hummus Recipe - Becky's Best Bites Slow Cooker Supremely Spicy Hummus is an easy and healthy recipe. You can control the heat. Unlike most hummus recipes, this one doesn't require ANY OIL!

If you, or someone you know, has a chronic medical condition & is having problems paying for prescriptions & co-pays, this organization can help. Around this time of year many of those on Medicare fall into the donut-hole & lack the resource to get the life sustaining care they need. Please help spread the word...

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**special thanks to Real Penny Wi$e reader, Susan Reinhard, for this great tip!

Patient Services | Assistance Fund The Assistance Fund offers financial assistance programs to children and adults diagnosed with critical or chronic illnesses.

I hate cooking but I love home-cooked meals, saving time & saving money. Here's how you can make 20 freezer meals for under $150 in less than 2hrs....oh, and they're gluten-free too!

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20 Gluten Free Slow Cooker Freezer Packs from Costco for $150 {Watch Me Assemble Them in Less... Subscribe to our free weekly recipes email newsletter so you don’t miss any exciting new plans and recipes! UDPATE: A kind reader pointed out that there is a need for 9 diced tomato cans and that Costco sells an 8-pack.

Sometimes it's the little things that can make a big difference in a room. To makeover your light switches you can use contact paper, wallpaper, cloth that matches your curtain, even bold or metallic colored spray paint.....

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Want to get Crafty?: Upgraded Light Switches Hi! I just found your blog thru the Keeping in Simple Linky Party. I LOVE this idea. I have several 4 switch covers and they are very expensive to uprgrade from the builders basic. This will work. Did you use extra coats of modge podge or just one?

Hate ATM fees? Here's how you can avoid them....

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Never Pay ATM Fees Again with These 6 Apps « The Krazy Coupon Lady August 13 2014 Share by e-mailPrint This Post Never Pay ATM Fees Again with These 6 Apps TheKrazy CouponLadyFew things in life are so irritating as having to pay money to access your own money. Yet, all over the world, people do this each and every day. I’ve done it, and I would bet you’ve done it t…

Clean dryer vents not only save money & time by making your clothes dryer more efficient, but it also prevents house fires. Now is a great time to clean out those vents while the weather is still nice, this tutorial will show you how to do it right....

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How to Thoroughly Clean a Dryer Vent for Effective Performance This tutorial explains the important dryer repair involving cleaning your dryer of dangerous lint build up, a major source of dryer fires. It photo documents the steps involved in cleaning your dryer of lint in the lint trap and in dryer ducts and hoses.

You may know Amazon.com has great deals; check out these tips to save even more of your hard-earned cash....

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How to Get Reduced Prices and Save Money When Shopping on Amazon We love a good deal and the convenience of Amazon, but not every bargain magically floats to the surface. The online retailer offers several ways to save money that you may not know about, and with a few strategies you can save even more.

Looking for an interesting way to add more veggies in your diet? These crisps are great with a meal or just as a snack....

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Parmesan Cheese Crisps Laced with Zucchini & Carrots - toprecipecloud Parmesan Cheese Crisps Laced with Zucchini & Carrots Parmesan Cheese Crisps are laced with zucchini and carrot shreds. Easy bake recipe for tasty gluten-free, low-carb snack. Ingredients1 cup Parmesan cheese, freshly grated (keep some of the cheese in longer shreds)1/2 cup shredded zucchini and/or c…

Many homeowners are looking for ways to improve the curb appeal without breaking the bank. If you plan to be in your house for a while, an updated porch can can not only give you years of enjoyment, but adds to the appeal when it is time to sell. Check out this series of great inspirational before & after pics.....

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Before and After: 7 Sensational Front Porch Additions There should be some sort of law that stipulates that all homes constructed from this moment in time onward must include a front porch. My opinion, of course. But seriously,...

I love a clean home, but I hate to clean. Not cleaning items around your home can not only cause health problems but can often reduce the function & longevity of the item. Here's a quick guide that shows you when you have to clean something, and when you procrastinate a bit longer...

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How Often Should You Wash Your Sheets, Bras, Hair and More! Suitable guidelines for when to wash—well—everything!Pages23 of 23View SlideshowYour Go-To Wash GuideSheetsCarsDogsJeansBrasYour FaceYour HairGroutWindow ScreensMattressWindowsOvenPots and PansCarpetWood FurniturePurseDishwasherWasher and DryerBed PillowsComputersSink and DrainPages23 of 23View Slid…

I use yogurt a lot in the kitchen, everything from desserts to sauces; here's an easy way to make it in a crock-pot & save yourself some serious cash....

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Homemade Yogurt in a Crock Pot Making homemade yogurt is fun, very economical (i.e. cheap!), and you don’t need a yogurt-maker to do it. While there are several different ways to make yogurt without having to purchase a yogurt-maker, this article will focus on the method that I’m currently most excited about: making yogurt using…

Just because your dishwasher uses soap & water does not mean it is self cleaning. Here are some tips to not only keep the gunk at bay, but also the repairman...

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10 Tips to Help the Dishwasher Run Better — Cleaning Tips from The Kitchn If you're lucky enough to have some (mechanical!) help with your dishes, how's your helper doing these days? Winter cooking can be tough on the dishwasher. All those goopy soups, milk-crusted mugs, and baked-on casseroles can overload it; perhaps you're feeling like things aren't running so smoothly…

Are you, or someone you know, in need of a FREE college education? Check out these options...

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Tuition-Free Universities and Colleges for International Students | 2014-2015 Scholarships List of Tuition-free Universities and Colleges for International Students in Europe. Find which universities in Finland, Norway, Germany, Austria, and Sweden

If you are looking for an easy & delicious way to use up that bumper-crop of garden tomatoes, this soup made with caramelized veggies is perfect; store it in the freezer so it is ready heat up on the chilly winter days to come...

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Homemade Tomato Soup Recipe : Michael Chiarello : Food Network Get this all-star, easy-to-follow Homemade Tomato Soup recipe from Michael Chiarello.

You know that insulated doors & windows can drastically cut your home's energy usage & utility bills, but did you know an insulated garage door can reduce energy loss by 71% over a non-insulated door? If a new door is not in the budget, here's what you can do...

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all things katie marie: Garage Insulation

Bi-fold doors remain a common fixture in homes, but they are not particularly attractive & sometimes not the most functional; here's a way to update your doors without having to replace them....

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Change Bi-fold Doors to French Doors - 2 Little Supeheroes Instructions on removing an old bi-fold door and turning it into french doors. Easy to follow instructions with lots of pictures. How to change bi-fold doors to french doors.

Water conservation is great for the planet & your wallet. Find out how to get the most for your money when it comes to watering your yard....

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6 Watering Mistakes You've Probably Already Made My plants demand it, but I hate watering. Every minute I spend at one end of a garden hose is like a teaspoon of my soul being sucked into Purgatory. I loathe wasting water even more, which is some...

Are you unknowingly feeding your family pet roadkill & other euthanized pets? Learn more about "meat byproducts" & what brands may actually be poisoning your fur-baby....

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The Shocking Truth About Commercial Dog Food Learn how the pet food industry has become a sinister waste disposal vehicle for the human food industry… and a way to profit from its own garbage

Looking for some thrifty ideas for your yard & garden? Check out my Pinterest page....

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Yard & Garden Pins about Yard & Garden hand-picked by Pinner Real Penny Wise | See more about natural pesticide, compost and recycling bins.

Thinking of ditching cable but not sure what your options are or how much of a savings it might be? This short video walks you through your options, savings & how to set it all up....

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Don't Be Afraid To Cancel Cable — Here's How To Get All The Programs You Love VIDEO: How to cancel cable and stream all your content for a lot less money.

Different kinds of shoes require different methods of removing foot odor....

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Removing the Stink from Shoes | Cleaning Guides Shoes can quickly become dirty and smelly. Whether the odor is coming from your feet or the moisture left in your shoes, it’s fairly simple to get under

Once you see how low the return on investment for meat production is, you may wonder who is picking up the tab for the losses so the factory farms can continue to make huge profits. That's right, the taxpayer. I'm not saying you have to become a vegetarian, but you may want to reconsider the amount & type of meat you buy.

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A Nation Of Meat Eaters: See How It All Adds Up Americans eat more meat than almost anyone else in the world, but habits are starting to change. This may be in part because of health and environmental concerns. We explore some of the meat trends and changes in graphs and charts.