Rabago Law Office

On June 26, 1990, the heat in Phoenix hit 122 degrees. Planes were grounded. I was working at the Arizona legislature for the Senate Minority Leadership, and it just so happened that I was wearing a black suit that day. ☀️🔥🥵😅

If your legal question or issue has you sweating, call Rabago Law Office for a consultation at (520) 955-9038.

Thankful for recognition as a Trailblazer & Changemaker by the USD Center for Public Interest Law on their Wall of Fame. This was a few years ago, but I am as proud today as I was back then. ⚖️

The photo below is from a trip last year to Washington DC, where I attended a meeting of state and federal regulators at the offices of the CFPB, back when I was Chief Counsel for Consumer Protection & Advocacy for the Arizona Attorney General’s Office.

Did you know that the federal Consumer Financial Protection Bureau (CFPB) was created to provide a single point of accountability for enforcing federal consumer financial laws and protecting consumers in the financial marketplace?

Their work includes:

Taking consumer complaints.

Rooting out unfair, deceptive, or abusive acts or practices by writing rules, supervising companies, and enforcing the law.

Enforcing laws that outlaw discrimination in consumer finance.

Enhancing financial education.

Researching the consumer experience of using financial products.

Monitoring financial markets for new risks to consumers.

Some of the entities which the CFPB supervises or regulates include the following:

Banks (depository institutions and affiliates). Mortgage originators and servicers, payday lenders, and private student lenders of all sizes, and the larger participants of other consumer financial markets such as: consumer reporting, consumer debt collection, student loan servicing, international money transfer, and automobile financing.

Vince Rabago Law Office has experience assisting consumers who have been defrauded and who need to file a complaint with the CFPB or other agencies for potential federal enforcement.

If you need help with a financial or other entity that has deceived you and harmed you in a transaction, contact Vince Rabago Law Office at 520-955-9038.

An Experienced Consumer Protection Attorney Can Help Resolve Your Dispute.

If you have a monetary dispute with a business, you might get a more favorable resolution if you hire an attorney to research and investigate your rights, and send the demand letter to the company. Vince Rabago Law has substantial and successful experience resolving consumer business disputes. Hire a professional to evaluate and research the legal strength of your claim and to send a compelling demand letter to the company in order to increase your chances of a successful resolution.

Make sure you hire an experienced consumer protection lawyer to help with your matter. If you need assistance, call Vince Rabago Law at 520-955-9038.

Served with a lawsuit? Don’t wait… Call Rabago Law at 520-955-9038. 💼👩🏽‍⚖️⚖️

Civil matter … need a lawyer? ⚖️💼

Are you facing an unexpected legal case or dispute?

Rest in Peace Bill Walton. His ties to Arizona Wildcats basketball through his son and former player Luke Walton brought Bill into my orbit when I was the President of the San Diego Beachcats University of Arizona Alumni Club. Bill was always willing to help our group raise scholarship money for students heading to the U of A from San Diego.

One time, the former NBA star was coming to our Wildcat golf tournament and dinner, and he called the house and left me a voicemail.

“Vince, this is Bill Walton. I’m coming to the dinner on Friday, but I need you to get me a TV. I’m announcing an NBA game the next day, so I need to see games Friday night. Bring a TV to the dinner, Vince!”

Thankfully, the dinner location had TVs in the bar area, so there was no problem. And Bill was able to watch the game footage that he needed.

So one of my funnest stories about him was that one time that Bill Walton called, demanding me to bring a TV to dinner. 📺 😆🏀

Rest In Peace, Bill!

Thankful to see the memory of my old friend and colleague Howard Wayne recognized with an honorary street name in San Diego. I worked with Howard when he was a senior prosecutor at the California Attorney General’s Office in San Diego. He later became a consumer fraud prosecutor. I volunteered on Howard’s campaigns when he was elected as a State Representative in California. He was so dedicated to the community, protection of the public, and the environment.

There was a great article in the San Diego Union Tribune about Howard’s life and dedication today. https://www.sandiegouniontribune.com/news/politics/story/2024-05-25/howard-wayne-street-sign

Tuesday afternoon, investigating some possible unfair and deceptive acts and practices. ⚖️ Are you a business entity or consumer dealing with a regulatory or consumer protection matter?

Is your company in compliance on Consumer info data breaches? New federal regulation goes into effect today. Changes to the federal Fair Trade Commission rule on safe-guarding consumer information go into effect today, requiring financial institutions to notify the FTC of any event where unencrypted customer information involving more than 500 customers is acquired by someone without authorization. Is your company in compliance?

Glad to see the US District Court denied robocall defendant Avid Telcom and related defendants’ motion to dismiss the national federal robocall violation lawsuit filed by all 50 State Attorneys General in 2023. Proud to have supervised the Arizona legal team commencing and litigating this work for the State of Arizona last year, in my prior role as Chief Counsel for Consumer Protection. ⚖️

According to the lawsuit, Avid allegedly sent or attempted to transmit more than 24 billion scam Robo calls across the United States, facilitating, Social Security scams Medicare scams, auto warranty scams, employment scams and much more. Enough is enough!

Here is a link to the judge’s order denying the motion to dismiss the case.

mcusercontent.com

¡Orgulloso de mi Hija! Proud of my daughter Maya!! 🤩💕 She was quoted in the NYU newspaper in the article “A Force of Nature | How NYU Students Get Outside in the City”. The article is about the NYU Community Agriculture Project, a student organization which does community-based agriculture in the heart of Greenwich Village, NYC.

“Our outdoor meetings are wonderful, because we work together to grow plants while bonding over a common interest,” says Maya Rabago, club secretary. She’s a Language and Mind major and Chemistry minor on the prehealth track. In warmer weather, the group regularly gathers to tend to their one-tenth-acre plot, and members often take home flowers, fruits, or vegetables. In winter, they meet indoors “to help stay connected to the environment.” Previously, they’ve started seeds, made bouquets, and discussed Indigenous foodways. “It lets us care for ourselves by taking care of our garden,” Maya says. “And it helps us keep in mind that we aren’t trying to connect with nature. Instead, we are a part of it.”

https://meet.nyu.edu/life/communities-and-clubs/a-force-of-nature-how-nyu-students-get-outside-in-nyc/

Proud of her — Maya is a force of nature! 🌱🪴🪻

A Force of Nature: How NYU Students Get Outside in the City If you love the great outside, you’ll find plenty of ways to connect with nature at NYU—it’s just about knowing where to go.

Thank you Governor Katie Hobbs for this law! I am proud to have worked directly on this proposed law and effort when I was Chief Counsel for Consumer Protection at the AG’s office last year, meeting with the sponsoring legislator at the Legislature, engaging in follow up, and helping my colleagues with the drafting of the legislation. 🏛️📜

This is great news for AZ homeowners being ripped off by predatory real estate companies trying to get a claw into your home’s equity with extortionate, deceptive and harmful listing practices. Thanks Katie Hobbs and all involved!👏🏽

I am excited to let you know that I am back in the saddle after leaving my state job with the State of Arizona in mid-February.

I am also grateful to have had a chance to return to the AG's office last year, and for everything accomplished while I was the Chief Counsel for Consumer Protection in 2023.

It was an honor to work with so many talented and dedicated office staff members. I am proud that I led the hiring of hiring multiple new and mostly very experienced attorneys to fill out a staff with a large workload in Consumer Protection and oversaw the hiring of the newly launched Worker Protection Unit, and fought for some raises (for as many as I could, due to budget constraints). I brought in national tech fraud training for all of our civil fraud prosecutors, investigators and public-facing consumer information and complaint staff leaders.

During the past year, it was exciting to help strategize and propose successful litigation plans to protect elders by suing an elder care home for wrongful secrecy arbitration clauses in their contracts, overseeing and approving successful federal litigation against deceptive solar companies, participating in and overseeing the launch of major litigation against national insulin manufacturers and PBMs, serving as Counsel of Record and overseeing our team in federal litigation against Facebook and Instagram for harm to youth, personally negotiating the final terms/amounts in a $13 million settlement in a case against Cox on behalf of the legal team, and supervising and overseeing over $20 million in consumer fraud related case settlements (including some of the big Pharma case settlements) in less than a year. Not to mention building up ties to local, state and national consumer protection organizations and allies, and community and media outreach including the Spanish-speaking Latino community in Phoenix and Tucson. The investigations, cases, and settlements were a team effort with me proud to supervise great attorneys and dedicated office staff. There was so much more, but hopefully this gives you a flavor of how busy I was from February into December.

I am looking forward to using this time to reset and refresh, and I am open for business — and open to interesting new opportunities— ranging from law to consulting and more. If it is legal work, Rabago Law Office, PLC is the place to go. I am also willing to consider other unique roles and opportunities. 🏛️⚖️

Believe it or not, December 2023 marked 30 years practicing law!

This includes more than two decades practicing law in Tucson and in Arizona, with nearly 10 years working at the Arizona Attorney General’s office as an Assistant Attorney General, and more than eight years previously working as a
California Deputy Attorney General.

I know, I know, you are so young Vince, how can that be? I think I began my budding legal career with arguments when I was 8 (and probably did, if you ask my siblings). 😆

So … if you need legal help or have interesting opportunities, please call, message, or send things my way!

Vince

I’m happy to share that I’m starting a new position as the Section Chief Counsel for the Consumer Protection & Advocacy Section at the Arizona Attorney General's Office! I will be leading the AG’s consumer protection efforts for the entire State of Arizona. I look forward to helping the AG protect Arizona from crooks and fraudsters, protect vulnerable seniors, and demand corporate accountability where needed. 🇺🇸 As a result of my new role, I am not taking on cases via Rabago Law Office …. Thank you for your continued support! 🙌🏽