NoyFinance

NoyFinance

NoyFinance is a blog and a YouTube channel that aims to help and guide Filipinos on how to handle th

Is this the UnionBank Replacement For Citi Rewards Card? 05/09/2023

Is this the Unionbank Replacement for the CITI Rewards Card?

The UnionBank Rewards Visa Platinum
- https://apply.creatory.hyphengroup.io/click?o=333&a=454

Check it out here: https://youtu.be/worm4X9TqUE

Is this the UnionBank Replacement For Citi Rewards Card? APPLY for a UnionBank Rewards Visa Platinum and get a No Annual Fee For Life PROMO! - https://apply.creatory.hyphengroup.io/click?o=333&a=454Just last year, ...

Credit Card Mistakes to Avoid - Credit Card 101 27/07/2023

Beware of these Credit Card Mistakes and Avoid them at all Cost! Watch here: https://youtu.be/t3KWxLn_dys

Credit Card Mistakes to Avoid - Credit Card 101 As a Beginner Credit Cardholder, your goal is to improve your Credit Score as soon as possible. Than can lead you to more benefits and opportunities financia...

The Best Credit Cards for Dining and Shopping HSBC Credit Cards 20/07/2023

New Video: https://youtu.be/5gul9g6yBe4

Check out the Best Credit Card for Dining and Shopping for me, the HSBC Credit Cards.

Apply now for an HSBC Credit Card receive a Welcome Gift from MoneyMax:
FREE ₱2.5K GCash, Klook credits, or Dolce Gusto

1. HSBC Red Mastercard
- https://apply.creatory.hyphengroup.io/click?o=143&a=454
2. HSBC Gold Visa
- https://apply.creatory.hyphengroup.io/click?o=301&a=454
3. HSBC Platinum Visa
- https://apply.creatory.hyphengroup.io/click?o=311&a=454

The Best Credit Cards for Dining and Shopping HSBC Credit Cards What's the Best Credit Card for Dining and Shopping for you? For me, It's the HSBC Credit Cards. Watch this video to find out why I think HSBC Credit Cards a...

How to Know your Credit Score? and Why is it Important? 14/07/2023

Do you know your Credit Score? Check out this video to know why It's Important to know your Credit Score.

Download the Lista PH application to request for your updated Credit Score.
Android: https://play.google.com/store/apps/details?id=com.listaPh
iOS: https://apps.apple.com/ph/app/lista-ph/id1580527951

Watch here: https://youtu.be/g27jy-HD6-4

How to Know your Credit Score? and Why is it Important? What is Credit Score? Do you know what your Credit Score is? and why Credit Score is Important? these are the questions we're going to answer in this video. ...

26/06/2023

Apply for a CITI Rewards Card until June 30, 2023 and get a PREMIUM Welcome Gift from MoneyMax!
Choose from a FREE 10k GCash Credit, Marshall Kilburn, or an AirPods 3.
Apply Now: https://apply.creatory.hyphengroup.io/click?o=140&a=454

Photos from NoyFinance's post 18/06/2023

Nowadays it's very ideal and advantageous for us to work from home. No traffic, no hassle sa byahe, considering kung gaano kainit ngayon sa labas. That's why I always share work from home opportunities and other ways to earn extra.

But sometimes it's challenging kasi mejo boring ang nasa bahay lang palagi. Fortunately I was able to upgrade our living room thanks to Home Credit!
Now, mas enjoy na and relaxing ang mag trabaho sa bahay with !

Dasurv mo rin kaya register na via the link below and make your first Home Credit purchase now!

Download Now: https://clk.omgt3.com/?PID=52200&AID=2323747

15/03/2023

Guys if you're planning to buy something in Shopee or in Lazada for today's 3.15 sale, check out these Credit Card promos para mas maka tipid kayo!

Shopee: http://bit.ly/3Lfxjxp
Lazada: http://bit.ly/4256guH

Best Business Credit Cards in the Philippines 2023 01/03/2023

We have a new VIDEO today guys, and this time it's abot
"THE BEST BUSINESS CREDIT CARDS IN THE PHILIPPINES for 2023"

Konting disclaimer lang, these are not corporate credit cards but regular credit cards with features na talagang makakatulong para mapalago natin ang business natin.

Watch Here: https://www.youtube.com/watch?v=tvlqTtFeuK8

Best Business Credit Cards in the Philippines 2023 Get free incorporation and 16% off for any Osome services -https://stay.osome.com/NoyFinance Are you looking for the Best Credit Cards in the Philippines to ...

Track your Credit Card Expenses, Savings, & Budget using this APP! 03/02/2023

Tracking your credit card expenses and payments are very important to maintain your good credit standing.
Good thing there's Lista PH!

Full Video here: https://www.youtube.com/watch?v=bje2h7WVWzs

Track your Credit Card Expenses, Savings, & Budget using this APP! Tracking your credit card expenses and payments are very important to maintain your good credit standing. If we track our expenses, we can anticipate how muc...

Best Credit Cards for Beginners 2023 in the Philippines 26/01/2023

We have a new Best Credit Cards for Beginners for 2023!
Full Video here: https://www.youtube.com/watch?v=ppesIxy3XxQ

Best Credit Cards for Beginners 2023 in the Philippines It's 2023 already so It's the perfect time for us to list down our Best Credit Cards for Beginners for 2023. These credit cards are best for Beginners becaus...

How to be Financially FREE this 2023! 16/01/2023

For today's video, we are going to talk about 3 different ways you can do to be financially free this 2023.

Full Video: https://youtu.be/gpvv0uic5cQ

How to be Financially FREE this 2023! Get free incorporation and 16% off for any Osome services -https://stay.osome.com/NoyFinance Do you want to know how to be financially free this 2023? Make s...

5 Things to Know First Before Getting a Credit Card! 09/12/2022

Here are the 5 Things I Wished I Knew Before Getting a Credit Card

So if you're a new credit cardholder, or you're looking to get one, make sure to watch this first!

Watch here: https://youtu.be/-kyCopraPKU

5 Things to Know First Before Getting a Credit Card! If you're someone na nagiisip palang kumuha ng credit card, or isa kang beginner credit cardholder, then this Video is definitely for you.These are the 5 Thi...

05/12/2022

For today's Video, let's talk about some of the LEGIT ONLINE JOBS that I've tried.

I will be sharing to you guys of course What is the Online Job, the Pros and Cons, and of course, How much can you earn from it.

This is not something na "Get Rich Quick" scheme. Ito yung mga ONLINE JOBS na talagang pinag hihirapan, pero I can promise na tried and tested talaga.

How about you guys, ano sa tingin nyo yung mga ONLINE JOBS na talagang pwedeng maging full-time career?


https://youtu.be/e_bFHbu1gbo

23/11/2022

Interested for a BPI Credit Card?

Now might be a good time to apply as they are offering the following gifts:
1. Get up to Php 30,000 cashback
2. Yearly Annual Fee Waiver
3. Transfer your balance for as low as 0%

Apply Now: https://clk.omgt3.com/?PID=52289&AID=2323747

Credit Card SOA EXPLAINED! 23/11/2022

Are you still confused about your Credit Card Statement of Account (SOA)? 🤔
Watch this video - https://youtu.be/ZKUeED0yqaU

Credit Card SOA EXPLAINED! For Today's video pag uusapan natin ulit ang SOA or Statement of Account ng ating Credit Card. Most of us nalilito talaga sa pag babasa ng SOA as a beginner ...

HIndi ma-approve sa Credit Card? Watch This! 09/09/2022

NEW VIDEO! https://www.youtube.com/watch?v=HWBN-...

Hello guys, long time no see! For todays Video, para to don sainyo na nahihirapan ma-approve sa credit card. Especially if meron kayong bad credit history.

This mobile application that I introduced in this Video can be a Great Credit Card Alternative. Not only that, it can actually build or rebuild your credit score!

Kaya if you're someone who needs to build or rebuild your credit score, check our newest video!

HIndi ma-approve sa Credit Card? Watch This! HIndi kaba na-aapprove sa credit card application mo? Wala kabang enough credit history para mag-apply sa isang regular credit card? or may bad credit histor...

Promo | Earn 4% interest rate p.a. on your savings 04/07/2022

Guys, Gaano nga ba talaga kalaki ang kita sa 2.5% interest per year?

Let's say nakakapag ipon ka ng Php1,000/month for 12months. So after 1 year, meron kanang Php12,000. But since you're money earns 2.5% interest per year, magiging Php13,025 sya! So kumita kana ng Php1,025 ng walang kahirap-hirap.

Compared if you're going to put your money in other e-wallets and banks that offers 0.025% or even less, para kalang nag iipon sa alkansya kasi ganon padin yung pera mo after 1 year.

The good news is that Komo offers 2.5% interest per year! But they even went further by extending their promo of 4% interest per year until July 31!

Aside from that, Komo's fund transfer via instaPay are still free until July 31, 2022!

So if you want bigger earnings on your savings, money management tools, free funds transfers and withdrawals, and more control with your money, Download Komo now for FREE!

Click the link and sign up now for just 5 minutes!
https://komo-ph.onelink.me/Q0zy/fde42862

Promo | Earn 4% interest rate p.a. on your savings Earn 4% interest rate p.a. on your savings when you grow your ADB by P5,000 within each qualifying month! Promo extended to July 31, 2022.

TRADING vs INVESTING: Which is Better for You? 21/06/2022

Stock Trading or Stock Investing, Which one is Better for you?

TRADING vs INVESTING: Which is Better for You? Let's talk about the Stock Market, particularly, which one is better for you, is it Stock Trading or Stock Investing? In this video I will explain what is th...

Why I Have 27 Credit Cards (My Credit Card Journey) 08/06/2022

NEW VIDEO!

In this video I shared guys how I started my credit card journey. I also share how was I able to get a total of 27 Credit Cards at some point.
Of course some tips and tricks, and also mga bagay na makakatulong pa sainyo and sa credit card journey ninyo!

I hope you like it guys!

Why I Have 27 Credit Cards (My Credit Card Journey) In this video I will share with you guys my Credit Card Journey. From the day I received my very first Credit Card, the Eastwest Bank Classic Visa Credit Car...

The Best Co-Branded Credit Cards in the Philippines 2022 01/06/2022

As gasoline prices go through the roof, it's a perfect time to maximize our gasoline cashback credit cards.
And nothing beats gasoline co-branded credit cards when it comes to that!
So in this video, let's check the best Co-Branded Credit Cards in the Philippines!

The Best Co-Branded Credit Cards in the Philippines 2022 For this video let's talk about Co-Branded Credit Cards. Co-Branded Credit Cards are Credit Cards with another brand or company printed in the card itself. B...

04/05/2022

Guys it's Lazada's 5.5 Sale Tomorrow! and for those of you who are planning to use their credit cards, you may want to check out the available vouchers for different credit cards to get more discounts!

Check it out here: https://invol.co/clanjmp

YouTube: https://www.youtube.com/noyfinancevlog
FB Page: https://www.facebook.com/NoyFinanceBlog/
FB Group: https://www.facebook.com/groups/2779902585604276

What will Happen to our CITIBANK PH Credit Card? 02/05/2022

Citi PH and Unionbank is expecting that the acquisition will be completed by July 2022.
The question is, what will happen to us Citi Credit Cardholders?

Can we still use our Citi Credit Cards?
Are we going to lose all of our Citi Rewards Points?
How about the No Annual Fee For Life benefit that we have in our Citi Credit Card?

All of that will be ansswered in this video!

Watch full video here: https://youtu.be/_au9XlCyN0w

What will Happen to our CITIBANK PH Credit Card? The acquisition of Citi PH's consumer business by Unionbank is already happening. In fact, I received a letter from Citi PH last week that they are already e...

Best Credit Cards for Beginners in the Philippines 2022 25/04/2022

Here's our Best Credit Cards for Beginners for 2022!
So if you're looking for your FIRST CREDIT CARD, you may want to watch this video as a guide :)

Watch Full Video here: https://youtu.be/KgjTQPFhD-U

Best Credit Cards for Beginners in the Philippines 2022 Best Credit Cards for Beginners 2022. It's already 2022 and we need a new list for our Best Credit Cards for Beginners. We have the same video last year, but...

Answering Frequently Asked Questions about Credit Card for Beginners 18/04/2022

Let's answer some of the frequently asked questions from our beginner credit cardholders.

Questions about credit card activation, fees, statement, due date, application, and a lot more
Watch it here: https://youtu.be/eR2dGaRWAUM

Answering Frequently Asked Questions about Credit Card for Beginners For this weeks video, I'm going to answer some of the Frequesntly Asked Questions about Credit Cards. Particularly questions from beginner credit card holder...

16/04/2022

Hello Guys kamusta? Long time no see 😅

Back to regular programming tayo bukas as I answer some of the frequently asked questions dito sa youtube and sa pages natin.

Since matagal akong nawala madami talagang questions ang naipon so i decided na gumawa ng FAQ video para masagot yang mga yan 😇😁

Hope to see you tomorrow guys at around 6-7pm!!!

CITIBANK PH and UNIONBANK - Done Deal na nga ba?! What will Happen?? 09/12/2021

Citibank PH picks Union Bank as "Preferred" Bidder.

Paano na ang mga Citi credit card natin? Maganda ba ang Union Bank?
Let's answer these questions in our Next Video!

CITIBANK PH and UNIONBANK - Done Deal na nga ba?! What will Happen?? Citibank PH announces last April of 2021 that their consumer business will exit the Philippine market together with 12 other countries. Consumer business inc...

08/12/2021

For our Next Video guys! We will discuss the latest update on the sale of Citibank Retail Business.

Just last week Bloomberg.com published an article that says "Citi Said to Pick Union Bank as Preferred Bidder for Philippines"
source: https://www.bloomberg.com/news/articles/2021-12-01/citi-said-to-pick-union-bank-as-preferred-bidder-for-philippines.

A lot of financial analysts are not expecting this because they thought either BDO, BPI, or Metrobank will acquire the business.

So is it really over? What does it mean for us clients? and is Unionbank good enough?

See you guys! :)

01/12/2021

Guys did you know that either Komo , you can now send and receive money via QR?

Now that Komo has this feature, it means:
1. You don’t need to worry about typing an incorrect account number
2. It’s an easier and more convenient way to send money and receive funds from your customers.
In fact, You can even use QR codes from Paymaya, BPI, and other banks on the Komo app!
3. And lastly, since the transfers are real-time, it’s so simple to manage your account

Don’t forget, fund transfers from your Komo account to other banks is still FREE!

So what are you waiting for guys? Download the app now and enjoy quick and error-free transfers: https://komo-ph.onelink.me/Q0zy/fde42862

Get More Rewards Points with these Credit Cards 01/12/2021

What are the Best Credit Cards in the Philippines to Earn More Rewards Points?

Rewards Points can be used to redeem free travel, food, gadgets, cash rebate, and a lot more.

Check out this new video where I list down my Top 5 Rewards Credit Cards in the Philippines.

Get More Rewards Points with these Credit Cards Credit Card Rewards Points is one of the BEST way to make the most out of your Credit Cards. So the question is, What are the Credit Cards in the Philippines...

Videos (show all)

What's the IDEAL Credit Card for Beginners?
For tomorrow's video, I will share my top picks for the Best Credit Card for Beginners this 2021What Credit Card do you ...
How to Open a COL Financial Account and Invest in the Philippine Stock Market
How to Invest in the Stock Market for Beginners
Do you have personal finance questions? Send it over to hey@komo.ph! 😊Komo is the newest digital banking service backed ...
One of the main reasons of extreme credit card debt is impulsive buying. Treating credit cards as cash. So before you sw...