Financial Experts Online

Do you understand the difference between term life insurance and whole life insurance? Read our latest blog for an explanation. http://ow.ly/PgSN30hvkJR

Term Life Insurance vs Whole Life Insurance | Financial Experts Online If you’re ready to take out life insurance, you need to know the difference between term life insurance and whole life insurance. Read more here.

Should we now take Bitcoin seriously? Take a look at this clip to help you decide. http://ow.ly/24bb30hrQ8H

Why 2017 was a crazy year for Bitcoin Bitcoin has had an interesting year, so should we now take it seriously?

We wish you all a very Happy Christmas!

An interesting by-product of the government's stamp duty change which was meant to curb buy-to-let landlords. http://ow.ly/xiUI30hpS1D

UK government taking two months to refund stamp duty People who buy new main home before selling existing one hit by stamp duty change meant to curb buy-to-let landlords

The Bank of England is set to allow EU banks currently operating branches in the UK to continue to operate through those branches, rather than being forced to set up new UK subsidiaries. http://ow.ly/N0yV30hle4i

REPORT: The Bank of England is about to throw EU banks a major post-Brexit lifeline Bank of England set to announce plans that will allow EU banks to keep operating in the UK more easily after Brexit, the BBC reports.

Has your family recently grown? It might be a good time to review your insurance policies to make sure those you love are protected. http://ow.ly/Uzzz30hheje

"The abolition of stamp duty for many first-time buyers should spark a wider debate over the taxation of property, surveyors say." - Kevin Peachey, Personal finance reporter for the BBC. http://ow.ly/dWJP30he7fc

Debate over property tax 'welcome' Surveyors say changes to stamp duty levied on first-time buyers should spark a wider debate.

"The Bank of England is widely expected to leave interest rates unchanged at the latest meeting of its monetary policy committee (MPC) this week", according to City AM http://ow.ly/iTpI30h8fBx

Bank of England in holding pattern for final 2017 rates decision The Bank of England is widely expected to leave interest rates unchanged at the latest meeting of its monetary policy committee (MPC) this week, fo...

With further high street bank branch closures in sight, has the way we look after our finances changed? Are you managing your finances with online banking? http://ow.ly/YtUJ30gXyUL

If you have one or more pensions, it is important to have a regular review. We explore the reasons why, in our latest bog. http://ow.ly/iEwm30gUOP4

Why You Need A Pension Review | Financial Experts Online If you have one or more pensions, it’s important to have a regular review. Make sure the funds are performing well and charges are competitive. Rea...

Differences in ex-pat pension payouts, dependent on where they live, has left some ex-pats disgruntled. http://ow.ly/d1B930gTFSK

Slump in pound sparks renewed protests by 500,000 expats with 'frozen' state pensions British pensioners retiring in Europe are one of the few groups who have some certainty of the post-Brexit landscape.

Do you have a question about stocks and shares ISAs? Here we answer some of your queries about this type of investment. http://ow.ly/3Q2230gNyjd

What is a Stocks and Shares ISA | Financial Experts Online A stocks and shares ISA is a tax-efficient way of saving, if you are aged 18 or over. This type of ISA carries risks as it follows market ups and d...

How will today's budget affect your finances? Take a look at the key points. http://ow.ly/qv4I30gKjAr

At-a-glance summary: Budget key points An at-a-glance summary of the key points of Philip Hammond's Autumn 2017 Budget.

Have you thought about how your family would cope financially if you were diagnosed with a critical illness? If you want to know more about critical illness protection, read our blog. http://ow.ly/xFM530gFRmA

Do I Need Critical Illness Protection | Financial Experts Online Critical illness insurance will pay out a lump sum if you are diagnosed with a specific illness on a predetermined list. Can you afford to go without?

Do you understand your mortgage and the impact of interest rate changes? This article, based on research by Homeowners Alliance, shows confusion over types of mortgage and rates. Check our own website for a mortgage jargon buster. http://ow.ly/F8Mk30gAvHD

Millions of mortgages about to go up - but a third of us haven't got a clue Some 27% of those with a mortgage said they did not know what rate they are on, a survey of more than 2,000 people found

When was your last pension review? Regular reviews will ensure that your pension is on track to achieve your financial goals. http://ow.ly/QIG930gssrJ

Pension Review | Pension Advice | Financial Experts Online Are you nearing retirement or planning for the future? Ask our Pension Advisors for a free Pension Review to make sure your on track to achieve you...

Despite the Bank of England interest rate rise last week, not all banks have passed on this benefit to their savers, leaving some even worse off. http://ow.ly/bUL130gssb3

Some savers 'worse off' despite rate rise In one case savers saw their rates cut on the very day base rates went up.

Today the Bank of England has raised interest rates for the first time in 10 years. The bank’s key lending rate doubled to 0.5% from a record low of 0.25%. http://ow.ly/eqyy30gjlox

The Bank of England could no longer bottle it over an interest rate rise | Larry Elliott Inflation at 3% is not too convincing an argument to raise rates. More important is that the BoE’s credibility was on the line

If you are an accidental or non-intentional landlord, you should check the legalities around your type of mortgage. http://ow.ly/THfF30ghbxS

What is a Consumer Buy-to-Let Mortgage? - Financial Experts Online A consumer buy-to-let mortgage is designed for non-professional landlords. Only non-intentional, or accidental, landlords should apply for this typ...

End of an era for Hong Kong Exchange's trading floor. http://ow.ly/GfIp30gdea7

Another victory for robots as Hong Kong Exchange floor closes Rise of electronic and algorithmic trading means famous facility is now irrelevant in today's stock markets

UK economic growth of 0.4% beats expectations. http://ow.ly/sVru30g7pwW

UK interest rate rise likely as GDP beats forecast to grow by 0.4% Services sector drives faster than expected expansion of economy in the third quarter, but uncertainty over Brexit deal still impacting long-term...

Today The Financial Conduct Authority reported that it is launching an investigation into credit rating firm, Equifax, for its cyber breach earlier this year. http://ow.ly/kWha30g5RRt

UK financial watchdog investigates Equifax hacking Britain's markets watchdog said it has opened an investigation into the hacking of U.S. credit reporting agency Equifax, which affected nearly...

UK public finances looking better than expected! http://ow.ly/Uub330g0HSt

Smallest September deficit for 10 years The figures were the third straight month in which UK public finances were better than analysts forecast.

Life insurance is appropriate for some people, but perhaps not necessary for others, depending on your personal circumstances. Read the benefits here. http://ow.ly/449v30fYn7r

What are the Benefits of Life Insurance?

What will this mean for you? Potentially a cut in stamp duty for 1st time buyers and national insurance for young workers; and, a cut to pension tax relief for older workers. http://ow.ly/oySw30fXW9o

Is a ‘tax on age’ the best way to help young voters?

Will the London Stock Exchange bend it's rules to allow what "is likely to be the world's biggest stock market listing," of state-owned oil giant, Saudi Aramco? http://ow.ly/8A5j30fSZD5

Aramco says huge share listing on track Oil giant Saudi Aramco dismisses reports the world's biggest share listing could be shelved.

Not had time to dig out all your old £1 coins yet? The Sunday deadline is looming, but do not fear... a number of big chains are allowing us 2 weeks' grace!

Aldi to accept old £1 coin for two weeks after deadline Supermarket will accept round pound until 31 October, in effort to make transition to new 12-sided coin easier for its customers

Heard of pension drawdown, but not sure what it means or how it works? Read our latest blog for an overview. http://ow.ly/jYHr30fDin5

Pension Drawdown Explained | Financial Experts Online We look at what pension drawdown is, how it works, and how it differs from an annuity pension. For further details read on. Contact us for expert...

Student tuition fees are back in the spotlight. New proposals mean a typical graduate would pay back £15,700 less over 30 years, before any unpaid loans are written off. Are you supporting a child or grandchild at uni? Call us to look at the best ways to help them financially. http://ow.ly/dYeH30fDhLx

Tuition fee changes 'to save £15,700' Raising the point for repaying fees will save students thousands - and cost the government billions.

Millions of UK final salary pensions are at risk, according to a new report by the Pensions and Lifetime Savings Association. http://ow.ly/oBYY30fxARH

Is your final salary pension at risk? Three million final salary pension savers have just a 50% chance of receiving their benefits in full, a new report by the Pensions and Lifetime...